This is part two of the back to the future episodes that we did. Episode 131 is part one of it, if you haven't had a listen to that one yet maybe give that one a listen. A lot of the information contained in these two episodes form the framework or the basis for the Invest in Shares with Confidence online course that we put together. For people that have an interest in building a share portfolio and getting started in terms of investing, we have got that course now which has been really popular....
Feb 19, 2020•12 min•Ep. 133
This week I chat with retirement coach Jon Glass. Jon talks about the emotional event that occurs when we retire. He explains his analogy of crossing a bridge from salary earning and quite fixed in our weekly activities to having freedom and flexibility. Jon helps people create a new phase of life. Jon has found that most people like to get up in the morning and have some plans for the day. He talks about the different things he and his clients have gotten themselves involved in. I hope you find...
Feb 12, 2020•39 min•Ep. 132
We've got a bit of a back to the future episode for you this week, “How to get started Investing in Shares”. The original version of this episode came out in late 2018. You can check out the full blog post here . This episode is a two-parter. There's a second part which is called “How to Build an Investment Portfolio” and that will be added in a couple of weeks’ time. SUBSCRIBE TO OUR WEEKLY EMAIL “GAINING CHOICE” TO KEEP UP WITH ALL THINGS FINANCIAL AUTONOMY...
Feb 05, 2020•11 min•Ep. 131
2019 was a bumper year for investors, so can we expect more of the same in 2020? Or is a pullback inevitable? I receive reports almost daily from fund managers and financial institutions. In the last few weeks they’ve tended to focus on the current state of the global economy and what that means for investment markets. So in this episode I’ll be distilling their various insights, and providing my take on a few of them too. I hope you enjoy. SUBSCRIBE TO OUR WEEKLY EMAIL “GAINING CHOICE” TO KEEP ...
Jan 29, 2020•11 min•Ep. 130
This week we talk all things Shares with Bryce & Ren from the Equity Mates podcast. We talk investment strategies, the current state of share markets, leverage, our first investments, books we’ve found helpful, and plenty more. I hope you love it! SUBSCRIBE TO OUR WEEKLY EMAIL “GAINING CHOICE” TO KEEP UP WITH ALL THINGS FINANCIAL AUTONOMY
Jan 22, 2020•1 hr 5 min•Ep. 129
Living sustainably is an increasing focus for many of us. This week’s guest, Permaculture expert Kat Lavers , shares how growing your own food can not only help in reducing your environmental footprint, but save you money too. In this episode, Kat shares: How she took on a modest inner suburban home in Melbourne and transformed it into an urban farm. What is permaculture. The amazing volume and variety of produce she has been able to produce, and the personal budget impact of that. How much work...
Jan 15, 2020•47 min•Ep. 128
In this episode I review the wins and challenges faced during 2019 and look ahead to our plans for Financial Autonomy in 2020. A bit of a pull back the curtain episode that I hope you enjoy. SUBSCRIBE TO OUR WEEKLY EMAIL “GAINING CHOICE” TO KEEP UP WITH ALL THINGS FINANCIAL AUTONOMY
Jan 08, 2020•25 min•Ep. 127
This week we talk making the move from employee to self-employment with Amy Irvine a fellow financial planner based in New York. We’ve each made the transition to self-employment, though Amy more recently than me. We share our experiences. The positives gained, as well as the challenges. Moving to self-employment is definitely a pathway to gaining choice in life, so if it’s an option you are considering, I know you’ll get a tonne out of this episode. SUBSCRIBE TO OUR WEEKLY EMAIL “GAINING CHOICE...
Jan 01, 2020•1 hr 9 min•Ep. 126
If you’re to achieve financial independence and gain the choice in life that is our goal here at Financial Autonomy, then it’s very helpful if some or perhaps all of your living costs can be met without you needing to put a finger to a keyboard, smile at a customer, or drill a hole to install something or other. Passive Income sources are the key to arriving at this outcome. SUBSCRIBE TO OUR WEEKLY EMAIL “GAINING CHOICE” TO KEEP UP WITH ALL THINGS FINANCIAL AUTONOMY...
Dec 25, 2019•19 min•Ep. 125
We're talking property this week. I recorded this interview a few months back with John Pidgeon , co-host of the popular podcast, My Millennial Money . John shares his property journey with us and provides some great ideas on creating wealth through property. We discuss: John’s first investment property in rural Victoria His thoughts and approach to building wealth through property How John has built a property portfolio to give he and his wife choice in life. Where he thinks the opportunities a...
Dec 18, 2019•43 min•Ep. 124
If you’re to achieve financial independence and gain the choice in life that is our goal here at Financial Autonomy, then it’s very helpful if some or perhaps all of your living costs can be met without you needing to put a finger to a keyboard, smile at a customer, or drill a hole to install something or other. Passive Income sources are the key to arriving at this outcome. It’s important to recognise that in one way or another, passive income generation requires considerable work up front. So ...
Dec 11, 2019•15 min
This week’s guest went from high school science teacher to being self-employed providing digital marketing services. In the space of 12 months she has grown her business income to over $100,000, and now has 2 staff helping her out. In this episode Brittany shares what sparked her change of career, her use of side hustles through her journey to self-employment, how she built the skills she needed for success, and what she’d do differently if she was starting over. If a career change or move to se...
Dec 04, 2019•23 min
This week’s guest rose to become the medical director - head of department as an anaesthesiologist at a large trauma hospital, within 10 years of graduation. He was working really hard, and getting the success that hard work brings. But then: “I remember one night in the middle of a horrible, horrible case. It was a level one trauma. I'm covered in blood. And all of a sudden I realised that I don't know if I could do this anymore. I was exhausted. It had been a 20 plus hour day. I'd been working...
Nov 20, 2019•29 min•Ep. 120
Between 1870 and 1970 our lifesplans more than doubled globally. For the thousands of years of human history prior to this massive leap forward in longevity, most humans did well to make it into their 40's. We lived long enough to reproduce, protect our children until they could fend for themselves, and then we were gone. Yet today in Australia we have a life expectancy of 82.5 years. In wealthy countries like Australia life is lengthening by more than five hours a day, every day. In this week’s...
Nov 13, 2019•7 min•Ep. 119
Early retirement via property investment is a key theme of this week's episode. Brad Dantonio, host of the Man Overseas podcast and I, met in Washington earlier in the year and sat down to record this collaboration episode. Brad shares how he's been able to use property investment to retire early. He now lives in a different city around the world every 30 days. We also discuss shares, happiness, NFL, and plenty more. I hope you enjoy it! SUBSCRIBE TO OUR WEEKLY EMAIL “GAINING CHOICE” TO KEEP UP ...
Nov 06, 2019•49 min•Ep. 118
I'm hugely excited to share with you my interview with Nick Loper from the Side Hustle Show podcast. In our chat Nick shares: How a house painting gig over the summer holidays helped set him on a path to entrepreneurship. His first side hustle. How he transitioned from full-time employee to full-time self-employment and some the challenges he faced along the way, not least of which was a huge Google roadblock on day 1 of self-employment that took 3 months to solve. Common ingredients for a succe...
Oct 30, 2019•47 min•Ep. 117
February 12, 1999. That was the date something never before seen, happened. The Central Bank of Japan, battling persistent recession, cut official interest rates to zero. At the time other central bankers around the world criticised the move. Savers must be rewarded for savings. Borrowers must have to pay something to borrow. Without these basic financial assumptions, does the money world still make sense? Many predicted inflation would result. You will recall back in episode 111 I explored the ...
Oct 23, 2019•10 min•Ep. 116
You’ve probably stumbled across the FIRE acronym before – it stands for Financial Independence Retire Early. It came out of the US and has spawned countless books, podcasts, conferences, and even a movie. Reddit has huge discussion threads devoted to the idea, with the primary thrust seeming to be how young you can achieve early retirement. Now I’m well on board with the first part of FIRE – Financial Independence. But it’s the second part – Retire Early, that I have a problem with (as indeed do...
Oct 16, 2019•10 min•Ep. 115
What are the secrets to a fun and interesting working life? Nepal, teaching, and pursuing your passion. That's what we discuss this week with Jim Smith who shares how he's been able to achieve this much-desired outcome. These days Jim's focus is on building a tourism business that helps Australian's and especially students, experience life in Nepal, whilst also helping the local Nepalese people through paying fair wages for work done - such as guiding, and supporting several orphanages. “And at ...
Oct 09, 2019•45 min•Ep. 114
SUBSCRIBE TO OUR WEEKLY EMAIL “GAINING CHOICE” TO KEEP UP WITH ALL THINGS FINANCIAL AUTONOMY How many thousands of dollars do you have parked on the street or in the garage losing money every day? It’s a question I’ve been focused on for our household recently. My wife and I each have a car, plus there is a 12 seater minibus for my wife’s tourism business that we could use for a personal trip in a pinch. I reckon we’ve got about $70,000 of vehicles sitting on the street, slowly degrading, and al...
Oct 02, 2019•11 min•Ep. 113
SUBSCRIBE TO OUR WEEKLY EMAIL “GAINING CHOICE” TO KEEP UP WITH ALL THINGS FINANCIAL AUTONOMY We speak Vanessa Wiltshire, a Gen-X/Y ‘tree changer’, living in Heathcote, Victoria. Three years ago, she and her husband made the leap from suburban Melbourne to Heathcote in rural Victoria. In our chat Vanessa explains: - How to know if a "tree change" is right for you. - Escaping a career that makes you unhappy and into something that makes you smile (and pays the bills) - The top things to look out f...
Sep 25, 2019•34 min•Ep. 112
SUBSCRIBE TO OUR WEEKLY EMAIL “GAINING CHOICE” TO KEEP UP WITH ALL THINGS FINANCIAL AUTONOMY Welcome back to another episode in our financial history series. We started with Tulip Mania and the madness of crowds. Then we reviewed the Great Depression and how the lessons learnt continue to have impacts today. One thread of the Great Depression story was the Gold Standard , which we explored in episode 109. An understanding of the Gold Standard is vital to anyone attempting to think through the po...
Sep 18, 2019•9 min•Ep. 111
SUBSCRIBE TO OUR WEEKLY EMAIL “GAINING CHOICE” TO KEEP UP WITH ALL THINGS FINANCIAL AUTONOMY Peter Stanhope, co-founder of Gig Super shares some of the challenges faced by self-employed people in our financial system. If you are self-employed, or planning on making a move to self-employment – this one’s for you.
Sep 11, 2019•29 min•Ep. 110
SUBSCRIBE TO OUR WEEKLY EMAIL “GAINING CHOICE” TO KEEP UP WITH ALL THINGS FINANCIAL AUTONOMY Welcome back to the third episode in our financial history series. Last episode we looked at the Great Depression and why it still matters today. Before that we visited Amsterdam in the 1630’s to learn about Tulip Mania. Today we’re going to be exploring the Gold Standard, something that cropped up during the Great Depression piece. Indeed the Gold Standard is often pointed to as one of the key causes of...
Sep 04, 2019•13 min•Ep. 109
SUBSCRIBE TO OUR WEEKLY EMAIL “GAINING CHOICE” TO KEEP UP WITH ALL THINGS FINANCIAL AUTONOMY Today we’re continuing to explore significant moments in financial history. In particular I’m aiming to arm you with a basic understanding of what the event was all about, and then importantly, why it’s of relevance today. Last week we looked at Tulip Mania in the Netherlands in the 1600’s. Today we skip forward several centuries to the Great Depression of the late 1920’s and 1930’s. The Great Depression...
Aug 28, 2019•12 min•Ep. 108
SUBSCRIBE TO OUR WEEKLY EMAIL “GAINING CHOICE” TO KEEP UP WITH ALL THINGS FINANCIAL AUTONOMY You know how sometimes in the media or perhaps in a social setting, a self-declared expert will make reference to some historical event that they know full well most of us know little about, but they say it in such a way as to imply you’d be an imbecile if you weren’t aware of this world altering event. This is the first in a series of episodes in which we’re going to explore some of these often quoted f...
Aug 21, 2019•7 min•Ep. 107
SUBSCRIBE TO OUR WEEKLY EMAIL “GAINING CHOICE” TO KEEP UP WITH ALL THINGS FINANCIAL AUTONOMY It's so easy to just float along. If it ain't broke don't fix it is not just a good approach to raising toddlers, it can be a whole of life game plan. But there will come a day when you're sick of going sideways. When rinse and repeat just won't cut it anymore. Whether it be career progress, building wealth, or physical health and fitness, one day you'll wake up and decide it's time for a change - time t...
Aug 14, 2019•8 min•Ep. 106
SUBSCRIBE TO OUR WEEKLY EMAIL “GAINING CHOICE” TO KEEP UP WITH ALL THINGS FINANCIAL AUTONOMY Not your usual Financial Autonomy podcast. I was recently invited to co-host the Wheel of Sport podcast when they were working on the theme of Money in Sport. I had a ton of fun with this one – I hope you enjoy it too.
Aug 07, 2019•1 hr 4 min•Ep. 105
SUBSCRIBE TO OUR WEEKLY EMAIL “GAINING CHOICE” TO KEEP UP WITH ALL THINGS FINANCIAL AUTONOMY In this week’s episode I speak with author Annie Raser-Rowland about her book The Art of Frugal Hedonism. Annie shares her tips on living a life of maximum happiness and fulfilment, whilst side-stepping some of the limiting societal expectations that we all face. Annie certainly embodies our theme of Gaining Choice, and I’m sure there are ideas here that you can draw plenty from. Link: https://www.frugal...
Jul 31, 2019•55 min•Ep. 104
SUBSCRIBE TO OUR WEEKLY EMAIL “GAINING CHOICE” TO KEEP UP WITH ALL THINGS FINANCIAL AUTONOMY The great Australian dream of owning a home once drove a fairly predictable housing pattern - Aussies would rent for a little while, save for a deposit then dive into home ownership at the first opportunity. Housing status spoke volumes. Homeowners were successful while renters were either young or couldn’t get it together financially. How times have changed. Rising house prices and a need for lifestyle ...
Jul 24, 2019•10 min•Ep. 103
