Financial Audit with Caleb Hammer - podcast cover

Financial Audit with Caleb Hammer

Personal finance nerd at heart! Making content to entertain and educate. Want to be on the show? email us at [email protected] Sponsorship and business inquiries: [email protected]

Episodes

The Saddest Situation We've Ever Seen

Check out these fun things: Patreon: ⁠https://www.patreon.com/calebhammer⁠ My socials: ⁠https://linktr.ee/calebhammer⁠ Do you want to be in a Financial Audit and you're in the Austin area? Email [email protected] Sponsorship and business inquiries: [email protected] _______________________ Timestamps: 00:00 Job and income 06:13 Public 07:27 This sounds BAD 12:30 Im scared for you... 14:30 GAMBLING?! 16:00 This is TERRIBLE 22:00 You can't afford this! 27:56 What a m...

Jul 31, 202349 minSeason 1Ep. 59

23-Year-Old Is Going To Drown In Debt FOREVER

Check out these fun things: Patreon: ⁠https://www.patreon.com/calebhammer⁠ My socials: ⁠https://linktr.ee/calebhammer⁠ Do you want to be in a Financial Audit and you're in the Austin area? Email [email protected] Sponsorship and business inquiries: [email protected] _______________________ Timestamps: 00:00 Job and Income 04:49 Rocket Money 06:49 Ooppe… 10:00 Stupid debt! 12:05 INSANE spending 17:59 SPEND SPEND SPEND 22:57 Cut them up! 28:32 What a mess… 29:32 ITS TIME...

Jul 30, 202347 minSeason 1Ep. 58

She’s Fights Me Because She Loves Her Bad Debt

Check out these fun things: Patreon: ⁠https://www.patreon.com/calebhammer⁠ My socials: ⁠https://linktr.ee/calebhammer⁠ Do you want to be in a Financial Audit and you're in the Austin area? Email [email protected] Sponsorship and business inquiries: [email protected] _______________________ Timestamps: 00:00 Job and income 03:57 ... girl, you're about to go to jail! 05:49 Aura 09:04 Ugh, already a mess? 16:09 PLEASE NO 19:47 JUST PLEASE STOPPP 26:00 What a joke... 2...

Jul 29, 202358 minSeason 1Ep. 57

40-Year-Old Can't Afford To Survive

Check out these fun things: Patreon: ⁠https://www.patreon.com/calebhammer⁠ My socials: ⁠https://linktr.ee/calebhammer⁠ Do you want to be in a Financial Audit and you're in the Austin area? Email [email protected] Sponsorship and business inquiries: [email protected] _______________________ Timestamps: 00:00 Job and income 04:11 Why... why why why :( 05:27 Mint Mobile 06:17 This is absolutely terrible... 10:18 THIS IS ALL BS 14:40 You're not taking care of yourself ...

Jul 28, 202351 minSeason 1Ep. 56

$132,845 of INSANE Credit Card Debt

Check out these fun things: Patreon: ⁠https://www.patreon.com/calebhammer⁠ My socials: ⁠https://linktr.ee/calebhammer⁠ Do you want to be in a Financial Audit and you're in the Austin area? Email [email protected] Sponsorship and business inquiries: [email protected] _______________________ Timestamps: 00:00 Job and Income 06:31 Aura 10:12 Say it's not true! 12:20 RIP checking account 16:46 This is terrifying for your business 17:11 BS this early on?! 19:54 So-calle...

Jul 27, 20231 hr 2 minSeason 1Ep. 55

$769 In Minimum Debt Payments At 22 Is INSANE

Check out these fun things: Patreon: ⁠https://www.patreon.com/calebhammer⁠ My socials: ⁠https://linktr.ee/calebhammer⁠ Do you want to be in a Financial Audit and you're in the Austin area? Email [email protected] Sponsorship and business inquiries: [email protected] _______________________ Timestamps: 00:00 Job and Income 02:09 Already a mess… 06:00 Coursecareers 08:33 what??? 10:47 Not the CREDIT CARDS 13:53 Are you serious?! 19:35 STOP THIS 23:12 Please… 24:10 ENDLES...

Jul 26, 202349 minSeason 1Ep. 54

The Saddest Situation We've Ever Seen

Check out these fun things: Patreon: ⁠https://www.patreon.com/calebhammer⁠ My socials: ⁠https://linktr.ee/calebhammer⁠ Do you want to be in a Financial Audit and you're in the Austin area? Email [email protected] Sponsorship and business inquiries: [email protected] _______________________ Timestamps: 00:00 Job and Income 03:45 Technically a mom... 05:31 Policy Genius 07:03 Scary home life 12:41 Holy Checking Account! 17:08 Non-Stop SPENDING 20:54 It gets WORSE! 25:56 ...

Jul 25, 202355 minSeason 1Ep. 53

28-Year-Old Refuses To Grow Up And Take Responsibility

Check out these fun things: Patreon: ⁠https://www.patreon.com/calebhammer⁠ My socials: ⁠https://linktr.ee/calebhammer⁠ Do you want to be in a Financial Audit and you're in the Austin area? Email [email protected] Sponsorship and business inquiries: [email protected] _______________________ Timestamps: 00:00 Job and Income 02:33 Immediately BAD 05:53 Mint mobile 06:23 Spend spend spend... 10:43 ENDLESS CREDIT CARD DEBT 13:53 Sharing debt with MOM?!?! 16:25 This is INSAN...

Jul 24, 202357 minSeason 1Ep. 52

Borrowing $70,000 To Buy Fast Food

Check out these fun things: Patreon: ⁠https://www.patreon.com/calebhammer⁠ My socials: ⁠https://linktr.ee/calebhammer⁠ Do you want to be in a Financial Audit and you're in the Austin area? Email [email protected] Sponsorship and business inquiries: [email protected] _______________________ Timestamps: 00:00 Job and Income 06:00 Mint Mobile 06:40 This is a MESS 09:29 Giving a bunch to his girlfriend? 12:11 Endless excuses.... 14:35 Dude... just change THIS at least 17:5...

Jul 23, 20231 hrSeason 1Ep. 51

Stupidest Debt Someone Could Take Out

Check out these fun things: Patreon: ⁠https://www.patreon.com/calebhammer⁠ My socials: ⁠https://linktr.ee/calebhammer⁠ Do you want to be in a Financial Audit and you're in the Austin area? Email [email protected] Sponsorship and business inquiries: [email protected] _______________________ Timestamps: 00:00 Job and income 02:30 He's taking out DEBT to invest in STARTUPS?!?! 05:52 His job is a mess... 08:56 Sorting through the mess 13:07 Please no! 15:40 Dude... wha...

Jul 22, 202356 minSeason 1Ep. 50

8 MAXED OUT Credit Cards

Check out these fun things: Patreon: ⁠https://www.patreon.com/calebhammer⁠ My socials: ⁠https://linktr.ee/calebhammer⁠ Do you want to be in a Financial Audit and you're in the Austin area? Email [email protected] Sponsorship and business inquiries: [email protected] _______________________ Timestamps: 00:00 Job and income 03:50 INSANE spending... 06:38 WHY?! WHY?! WHYYYY 09:51 Maxing out EVERY credit card possible 15:00 SPEND SPEND SPEND 19:36 Oh sure, let's just a...

Jul 21, 202345 minSeason 1Ep. 49

Throwing Away His Financial Future For A Wedding

Check out these fun things: Patreon: ⁠https://www.patreon.com/calebhammer⁠ My socials: ⁠https://linktr.ee/calebhammer⁠ Do you want to be in a Financial Audit and you're in the Austin area? Email [email protected] Sponsorship and business inquiries: [email protected] _______________________ Timestamps: 00:00 Jobs and Incomes 01:30 International Immigration troubles 04:27 Making it in the US 07:00 Spend spend spend 12:39 MORE BS SPENDING! 16:00 Going into debt for a wedd...

Jul 20, 202347 minSeason 1Ep. 48

34-Year-Old Has The Most Insane Debt Imaginable

Check out these fun things: Patreon: ⁠https://www.patreon.com/calebhammer⁠ My socials: ⁠https://linktr.ee/calebhammer⁠ Do you want to be in a Financial Audit and you're in the Austin area? Email [email protected] Sponsorship and business inquiries: [email protected] _______________________ Timestamps: 00:00 Jobs and incomes 03:32 Accumulating a stupid amount of debt... 04:50 SO MUCH MONEY LEAVING HIS CHECKING 07:40 IF YOU CAN'T AFFORD IT, THEN YOU CANNOT AFFORD IT!...

Jul 19, 202351 minSeason 1Ep. 47

His Young Girlfriend Is Stealing His Money

Check out these fun things: Patreon: ⁠https://www.patreon.com/calebhammer⁠ My socials: ⁠https://linktr.ee/calebhammer⁠ Do you want to be in a Financial Audit and you're in the Austin area? Email [email protected] Sponsorship and business inquiries: [email protected] _______________________ Timestamps: 00:00 Trying to get ahold of his finances... 02:25 Income 03:05 "My finances are terrible" 04:38 $16 in checking account??? 05:58 EXCUSES EXCUSES EXCUSES 07:24 ...

Jul 18, 202349 minSeason 1Ep. 46

Using Her Boyfriend Instead Of Working

Check out these fun things: Patreon: ⁠https://www.patreon.com/calebhammer⁠ My socials: ⁠https://linktr.ee/calebhammer⁠ Do you want to be in a Financial Audit and you're in the Austin area? Email [email protected] Sponsorship and business inquiries: [email protected] _______________________ Timestamps: 00:00 SHE'S NOT EVEN WORKING 04:15 Living off of her boyfriend... 08:30 YOU NEED TO WORK 09:10 Taking money from her boyfriend and friends... 10:05 SPENDING MONEY YOU...

Jul 17, 202346 minSeason 1Ep. 45

He Can’t Even Afford His Minimum Monthly Payments

Check out these fun things: Patreon: ⁠https://www.patreon.com/calebhammer⁠ My socials: ⁠https://linktr.ee/calebhammer⁠ Do you want to be in a Financial Audit and you're in the Austin area? Email [email protected] Sponsorship and business inquiries: [email protected] _______________________ Timestamps: 00:00 MAKING ONLY $28,000 A YEAR 05:14 Why are you spending all this money?! 09:50 MISSING HIS DEBT PAYMENTS 12:16 "The bad credit card" lol 17:05 FINANCING A W...

Jul 16, 202355 minSeason 1Ep. 44

Negative Money In Her Checking Account

Check out these fun things: Patreon: ⁠https://www.patreon.com/calebhammer⁠ My socials: ⁠https://linktr.ee/calebhammer⁠ Do you want to be in a Financial Audit and you're in the Austin area? Email [email protected] Sponsorship and business inquiries: [email protected] _______________________ Timestamps: 00:00 She's being taken advantage of at her job... 05:30 Wanting to do real estate like everyone else in the world 07:00 DEBT DEBT DEBT 08:28 NEGATIVE MONEY IN HER CH...

Jul 15, 202339 minSeason 1Ep. 43

$1,000 In Minimum Monthly Payments Are Ruining Her Life

Check out these fun things: Patreon: ⁠https://www.patreon.com/calebhammer⁠ My socials: ⁠https://linktr.ee/calebhammer⁠ Do you want to be in a Financial Audit and you're in the Austin area? Email [email protected] Sponsorship and business inquiries: [email protected] _______________________ Timestamps: 00:00 Job and income 02:40 Her finances are really bad! 04:15 OVERDRAFTING 04:30 Public 06:05 OVERDRAFTING p2 08:50 HOW CAN YOU POSSIBLY JUSTIFY THIS 11:40 She wants to d...

Jul 14, 20231 hr 5 minSeason 1Ep. 42

41-Year-Old Refuses To Get A Job And Grow Up

Check out these fun things: Patreon: ⁠https://www.patreon.com/calebhammer⁠ My socials: ⁠https://linktr.ee/calebhammer⁠ Do you want to be in a Financial Audit and you're in the Austin area? Email [email protected] Sponsorship and business inquiries: [email protected] _______________________ Timestamps: 00:00 YOU WHAT...... YOU WHATTT 03:01 No job, no savings, relying on parents... 04:10 Lost everything in a fire 05:15 past jobs 06:10 Blrew through his savings... 06:40 P...

Jul 13, 202355 minSeason 1Ep. 41

$64,000 In STUPID Car DEBT At 20

Check out these fun things: Patreon: ⁠https://www.patreon.com/calebhammer⁠ My socials: ⁠https://linktr.ee/calebhammer⁠ Do you want to be in a Financial Audit and you're in the Austin area? Email [email protected] Sponsorship and business inquiries: [email protected] _______________________ Timestamps: 00:00 Job and income 02:20 He's not paying his own taxes?? 03:25 "The most auto debt anyone has ever had on this show" 03:34 Sponsor 05:33 "The most au...

Jul 12, 202339 minSeason 1Ep. 40

27-Year-Old Refuses To Sacrifice To Better His Life

Check out these fun things: Patreon: ⁠https://www.patreon.com/calebhammer⁠ My socials: ⁠https://linktr.ee/calebhammer⁠ Do you want to be in a Financial Audit and you're in the Austin area? Email [email protected] Sponsorship and business inquiries: [email protected] _______________________ Timestamps: 00:00 Job and income 03:10 He thinks his finances are "ok" (they are not) 04:20 Spending EVERYTHING 12:40 Day trading on Robinhood... 15:20 Trying to stop being...

Jul 11, 20231 hrSeason 1Ep. 39

401k Loan And Budgeting Is Ripping This Couple Apart

Check out these fun things: Patreon: ⁠https://www.patreon.com/calebhammer⁠ My socials: ⁠https://linktr.ee/calebhammer⁠ Do you want to be in a Financial Audit and you're in the Austin area? Email [email protected] Sponsorship and business inquiries: [email protected] _______________________ Timestamps: 00:00 Being laid off in tech... 03:50 Life coming undone? 05:50 Wife fight wife fight! 07:25 Surviving on severance 08:00 WHAT are you POSSIBLY talking about?? 10:21 THIS...

Jul 10, 202345 minSeason 1Ep. 38

Hiding $30,000 Of Horrendous Debt From Her Fiance

Check out these fun things: Patreon: ⁠https://www.patreon.com/calebhammer⁠ My socials: ⁠https://linktr.ee/calebhammer⁠ Do you want to be in a Financial Audit and you're in the Austin area? Email [email protected] Sponsorship and business inquiries: [email protected] _______________________ Timestamps: 00:00 Job and income 01:35 Laid off 2 times in one year... 02:35 Terrible finances! 04:37 Spending EVERYTHING 08:52 THE DEBT TO RULE ALL DEBTS 25:20 Her fiances don't...

Jul 09, 202339 minSeason 1Ep. 37

$1,000 Truck Payment With No Job

Check out these fun things: Patreon: ⁠https://www.patreon.com/calebhammer⁠ My socials: ⁠https://linktr.ee/calebhammer⁠ Do you want to be in a Financial Audit and you're in the Austin area? Email [email protected] Sponsorship and business inquiries: [email protected] _______________________ Timestamps: 00:00 How he get's his monies 02:32 His parents moved in with him... 04:50 Debts, debts, and more debts! 06:07 Terrible trauma... 09:06 Checking account 10:15 STUPID ...

Jul 08, 202347 minSeason 1Ep. 36

Taking Out Student Loans To Buy Fast Food 3 Times A Day

Check out these fun things: Patreon: ⁠https://www.patreon.com/calebhammer⁠ My socials: ⁠https://linktr.ee/calebhammer⁠ Do you want to be in a Financial Audit and you're in the Austin area? Email [email protected] Sponsorship and business inquiries: [email protected] _______________________ Timestamps: 00:00 Do you even know how much money you make?! 03:11 Graduate school 05:19 You look like... 05:54 Very bad spending! 06:55 GOING OUT TO EAT THREE TIMES A DAY 16:53 F YO...

Jul 07, 202340 minSeason 1Ep. 35

31-Year-Old Immature Woman Refuses To Take Responsibility

Check out these fun things: Patreon: ⁠https://www.patreon.com/calebhammer⁠ My socials: ⁠https://linktr.ee/calebhammer⁠ Do you want to be in a Financial Audit and you're in the Austin area? Email [email protected] Sponsorship and business inquiries: [email protected] _______________________ Timestamps: 00:00 Job, income, and school 03:30 Why do you even have a mess?? 07:40 You're CHOOSING to be immature 09:13 WHAT ARE YOU DOING 14:25 You're being STUPID! 17:30 W...

Jul 06, 202348 minSeason 1Ep. 34

31-Year-Old With More Debt Than Anyone Should Ever Have

Check out these fun things: Patreon: ⁠https://www.patreon.com/calebhammer⁠ My socials: ⁠https://linktr.ee/calebhammer⁠ Do you want to be in a Financial Audit and you're in the Austin area? Email [email protected] Sponsorship and business inquiries: [email protected] _______________________ Timestamps: 00:00 Job and income 01:49 MESS MESS MESS 03:30 Wasting all his money on FOOD! 07:15 CREDIT CARD INSANITY!!! 11:48 WHY DID YOU DO THIS DON'T DO THIS WHAT THE FFFFFF 1...

Jul 05, 202342 minSeason 1Ep. 33

Veteran Trying To Escape Massive Debt

Check out these fun things: Patreon: ⁠https://www.patreon.com/calebhammer⁠ My socials: ⁠https://linktr.ee/calebhammer⁠ Do you want to be in a Financial Audit and you're in the Austin area? Email [email protected] Sponsorship and business inquiries: [email protected] _______________________ Timestamps: 00:00 Job and income 01:53 Getting out of a HUGE mess... 06:10 Progress... or luck? 09:21 Money flowing out 11:14 Audible 12:30 EXPENSIVE addiction! 14:30 Money going fro...

Jul 04, 202352 minSeason 1Ep. 32

Dropping Out Of College To Make No Money

Check out these fun things: Patreon: ⁠https://www.patreon.com/calebhammer⁠ My socials: ⁠https://linktr.ee/calebhammer⁠ Do you want to be in a Financial Audit and you're in the Austin area? Email [email protected] Sponsorship and business inquiries: [email protected] _______________________ Timestamps: 00:00 Dropped out of college 02:59 Cronic illness 03:40 We gotta get you to move forward in life... 05:14 Babysitting for a living? 08:08 Rocket Money 09:14 THIS MAKES NO...

Jul 03, 202331 minSeason 1Ep. 31

32-Year-Old Relies On Her Mom To Survive

Check out these fun things: Patreon: ⁠ ⁠https://www.patreon.com/calebhammer⁠⁠ My socials: ⁠ ⁠https://linktr.ee/calebhammer⁠⁠ Do you want to be in a Financial Audit and you're in the Austin area? Email [email protected] Sponsorship and business inquiries: [email protected] _______________________ Timestamps: ⁠00:00⁠ Having trouble with spending... ⁠01:00⁠ Pulling out of her 401k!! ⁠03:05⁠ Paycheck to paycheck ⁠05:32⁠ VERY BEHIND IN LIFE ⁠06:23⁠ Surfshark ⁠07:19⁠ Company...

Jul 02, 202346 minSeason 1Ep. 30