Dev Raga Personal Finance - podcast cover

Dev Raga Personal Finance

Dev Ragashows.acast.com

Money concepts made simple for busy professionals, hosted by Melbourne-based doctor Dev Raga. New episodes every Wednesday.


Formerly named my millennial money professional

Hosted on Acast. See acast.com/privacy for more information.

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Episodes

115: what are stock buy backs?

In this episode we answer Dr DB’s question about dca or lump sum investing. We also do a deep dive on stock buy backs. Hosted on Acast. See acast.com/privacy for more information.

Apr 13, 202123 minSeason 1Ep. 115

114 investing for kids!

This is a common topic request I get. In this episode we discuss the tax implications of investing for children. We also discuss investment bonds, ETFs, LICs, index funds, and most of all to keep healthy to teach kids good habits!! Hosted on Acast. See acast.com/privacy for more information.

Apr 07, 202127 minSeason 1Ep. 114

113 types of fraud part 2/2?

In this episode we answer Mohsin’s question about automation. We also dwelve deep into the world of corporate fraud, accounting fraud, white collar crime, insider trading, ponzi and pyramid schemes. Hosted on Acast. See acast.com/privacy for more information.

Mar 26, 202133 minSeason 1Ep. 113

112 types of fraud part 1/2!

In this episode we will discuss Dr X cryptocurrency fraud story, and go into detail about types of consumer fraud. Hosted on Acast. See acast.com/privacy for more information.

Mar 19, 202127 minSeason 1Ep. 112

111 what are rent to own home schemes?

In this episode we answer a question from Neets who is a final medical student who asks: how to save for a home deposit and what concessions are there for first home buyers? We also discuss the concept of rent to own home schemes! Hosted on Acast. See acast.com/privacy for more information.

Mar 06, 202128 minSeason 1Ep. 111

110 what is rentvesting?

In this episode we will discuss the concept of rentvesting by using a typical example. Thank you Monique for suggesting this topic. Hosted on Acast. See acast.com/privacy for more information.

Mar 03, 202131 minSeason 1Ep. 110

109 currency trading part 2/2

We continue on to discuss the basics of currency trading. We cover leverage, pips, current exchange rates, factors affecting current demand and supply, government manipulation of currency. We also answer dr x’s question about carry forward of unused concessional contributions! Hosted on Acast. See acast.com/privacy for more information.

Feb 19, 202139 minSeason 1Ep. 109

108 currency trading part 1/2

In this episode we discuss currency trading, and use basic examples to highlight important points. In part 2, we will focus on pips, exchange rates, currency pairs and more. Hosted on Acast. See acast.com/privacy for more information.

Feb 12, 202121 minSeason 1Ep. 108

107 investment property deductions!

We have cracked 16000 unique listeners monthly!! In this episode we specifically focus on investment property deductions which are legal, and what is not allowed to be claimed. We also hear a review from the most epic username on Apple Podcasts!! Hosted on Acast. See acast.com/privacy for more information.

Feb 05, 202123 minSeason 1Ep. 107

106 Gamestop, my thoughts!

What happened this week with Gamestop, and where to from here. I break it down in the simplest form, and provide my thoughts on an evolving story. Hosted on Acast. See acast.com/privacy for more information.

Jan 29, 202135 minSeason 1Ep. 106

105 what is salary packaging?

In this episode we discuss the concept of salary packaging / salary sacrifice. Subtopics include: capped vs uncapped benefits, meal and entertainment, help debt repayments and more. Hosted on Acast. See acast.com/privacy for more information.

Jan 21, 202129 minSeason 1Ep. 105

104 how are indexes weighted?

In this episode we tackle index weightings. There are three main ways indexes are weighted: 1) market cap, 2) price weighted, 3) unweighted. We also answer an important question about choosing your medical speciality training program. Hosted on Acast. See acast.com/privacy for more information.

Jan 12, 202135 minSeason 1Ep. 104

bonus: money lessons from 2020!

In this episode I reflect on the major lessons I have learnt from 2020 from a money, debt, personal finance and investing perspective. Happy new year!! Hosted on Acast. See acast.com/privacy for more information.

Dec 31, 202038 minSeason 1Ep. 103

103 points, percentages, basis points!

In this episode we will tackle a listener question about the temporary residence absence rule. We also do a deep dive into the points, percentage change and basis points system! Hosted on Acast. See acast.com/privacy for more information.

Dec 22, 202018 minSeason 1Ep. 103

102 what is a dividend reinvestment plan (DRP)?

In this episode I discuss the concepts of dividend reinvestment plans and fractional shares. I use examples to highlight each of these concepts. Hosted on Acast. See acast.com/privacy for more information.

Dec 15, 202030 minSeason 1Ep. 102

101 what are market cycles?

In this episode we discuss a listener situation, a young medical student has already started to invest. Well done. We discuss the phases of market cycles, and how it may impact your investing strategy. Hosted on Acast. See acast.com/privacy for more information.

Dec 08, 202030 minSeason 1Ep. 101

100 back to basics! My story!

In this episode I discuss how and why I started this channel, and will provide 10 basic steps to get started with your personal finances. Hosted on Acast. See acast.com/privacy for more information.

Dec 01, 202034 minSeason 1Ep. 100

099 little known deductions!

This is the last episode in my deductions series. In this episode we discuss little known deductions such as ATO interest, superannuation concessional contributions, gifts and donations, political campaigns, investment costs and more. Hosted on Acast. See acast.com/privacy for more information.

Nov 17, 202023 minSeason 1Ep. 99

098 what are self education expenses, tools/equipment?

In this episode, Raymond gives us a tip about early stage innovation company. We also discuss self education expenses and tools and equipment. This is part 5 of 6, in our tax deductions series. Hosted on Acast. See acast.com/privacy for more information.

Nov 10, 202024 minSeason 1Ep. 98

097 what are home office deductions (Covid 19 period inclusive)?

In this episode we discuss the various ways you can use to calculate home office deductions. 1) short cut method, 2) fixed costs method, 3) actual costs method. Hosted on Acast. See acast.com/privacy for more information.

Nov 04, 202019 minSeason 1Ep. 97

bonus: markets and presidential elections

After reading a lot online about people waiting to invest due to the uncertainty of next week's presidential elections, we discuss the presidential election cycle and how it affects the stock markets! The motto is always #stayinvested Hosted on Acast. See acast.com/privacy for more information.

Oct 30, 202011 minSeason 1Ep. 96

096 work related clothing expenses

In this episode we discuss listener questions about de accumulation assets. The main topic is about work related clothing expenses with many examples to discuss real life scenarios. Hosted on Acast. See acast.com/privacy for more information.

Oct 27, 202025 minSeason 1Ep. 96

095 what are vehicle related expenses?

This is part 2 of my mini series on tax deductions. Let's discuss vehicle related expenses, travel expenses and the two main methods of car deductions! I also answer the most common question u get, active v passive investing and index v ETF investing. Hosted on Acast. See acast.com/privacy for more information.

Oct 20, 202036 minSeason 1Ep. 95

094 income and deductions!

In this episode we will discuss the concept of income and deductions. There are differences between a tax deduction vs a tax credit. This is part 1 of a 6 part series on tax deductions. Hosted on Acast. See acast.com/privacy for more information.

Oct 13, 202023 minSeason 1Ep. 94

093 EV cost analysis: 12 months of driving a Tesla

In this episode we do a deep dive into the costs of owning an EV. I also discuss some of the quirks and annoyance of my EV - the Tesla model 3 SR+. Hosted on Acast. See acast.com/privacy for more information.

Oct 06, 202055 minSeason 1Ep. 93

092 angel investing vs venture capital

In this episode we tackle the concepts of angel investing and venture capital. Thank you to Welwyn for topic suggestion. Hosted on Acast. See acast.com/privacy for more information.

Sep 16, 202028 minSeason 1Ep. 92

091 investing in bull and bear markets!

In this episode we tackle bull and bear markets and discuss their definitions. We go into detail about various strategies active investors may want to employ when trading in these markets. We also tackle listener questions from a medical student called J! Hosted on Acast. See acast.com/privacy for more information.

Sep 08, 202044 minSeason 1Ep. 91

090 having a written financial plan

In this episode we answer a listener question about 30-30-20-20 budget strategy. We take a detailed look at a financial plan, and the important elements of it. Hosted on Acast. See acast.com/privacy for more information.

Sep 01, 202038 minSeason 1Ep. 90

bonus: Dr David Keir (Dental Head Start) interview with Dev Raga (3.8.2020)

I was fortunate enough to be featured in an interview with Dr David Keir who is the host of Dental Head Start Podcast. In this episode we go back to the basics of finances, and discuss some of the pitfalls that health care professionals may come across when it comes to saving, expenses, debt, investing, and retirement. If you are new to my podcast channel, you can catch up on all the major principles in this one episode. Originally aired Aug 3rd 2020 The original interview can be found here: htt...

Aug 27, 20201 hr 21 minSeason 1Ep. 89
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