Dev Raga Personal Finance - podcast cover

Dev Raga Personal Finance

Dev Ragashows.acast.com

Money concepts made simple for busy professionals, hosted by Melbourne-based doctor Dev Raga. New episodes every Wednesday.


Formerly named my millennial money professional

Hosted on Acast. See acast.com/privacy for more information.

Last refreshed:
Follow this podcast in the Metacast mobile app to refresh it and see new episodes.
Download Metacast podcast app
Podcasts are better in Metacast mobile app
Don't just listen to podcasts. Learn from them with transcripts, summaries, and chapters for every episode. Skim, search, and bookmark insights. Learn more

Episodes

089 prospect theory and disposition effect?

In this episode, we will extend deeper into behaviour finance topics such as prospect theory and disposition effect! Hosted on Acast. See acast.com/privacy for more information.

Aug 25, 202026 minSeason 1Ep. 89

088 what is utility theory?

In this episode, we will discuss the concept of utility, utility theory and how it's very relevant to our personal financial situation almost daily. Hosted on Acast. See acast.com/privacy for more information.

Aug 18, 202020 minSeason 1Ep. 88

087 what are investment bonds?

In this episode we answer listen questions about mortgages on personal homes and investment homes. We also dive deep into investment bonds! Hosted on Acast. See acast.com/privacy for more information.

Aug 11, 202035 minSeason 1Ep. 87

086 what is Bitcoin?

In this episode we will discuss about bitcoin, which is a specific cryptocurrency. Hosted on Acast. See acast.com/privacy for more information.

Jul 28, 202026 minSeason 1Ep. 86

085 what is blockchain?

In this episode we will discuss about blockchain technology and use analogies to understand its real world applications. Hosted on Acast. See acast.com/privacy for more information.

Jul 21, 202024 minSeason 1Ep. 85

084 what is liquidity?

In this episode we will discuss the concept of liquidity when it comes to finances. Subtopics include: market liquidity, accounting liquidity, ratios, depth of market. Hosted on Acast. See acast.com/privacy for more information.

Jul 16, 202021 minSeason 1Ep. 84

083 what is an IPO?

In this episode we will discuss the concept of an initial public offering (IPO). Hosted on Acast. See acast.com/privacy for more information.

Jun 30, 202025 minSeason 1Ep. 83

082 aim for $1.6million in retirement!

In this episode we discuss the basics of superannuation and why it makes sense to maximise your super contributions. Hosted on Acast. See acast.com/privacy for more information.

Jun 23, 202053 minSeason 1Ep. 82

081 is this a bull trap?

In this episode we will discuss listener questions about ETFs, LICs, and why sometimes doing nothing is the most important decision. We will go into details about bull traps, breakouts, stop loss orders, volume of orders, and candle stick graphs. Hosted on Acast. See acast.com/privacy for more information.

Jun 16, 202041 minSeason 1Ep. 81

080 asset allocation strategies and rebalancing

In this episode we discuss various asset allocation strategies and the concept of rebalancing. We also get geeky and discuss subtopics of rebalancing such as smart beta. Hosted on Acast. See acast.com/privacy for more information.

Jun 09, 202042 minSeason 1Ep. 80

079 the pitfalls of passive investing!

In this episode we discuss the major pitfalls of passive investing, is there an index investing bubble, and what is over diversification? Hosted on Acast. See acast.com/privacy for more information.

Jun 02, 202044 minSeason 1Ep. 79

078 what is price to book ratio (P/B)?

In this second part we continue to discuss fundamental stock analysis for active investors. We look at price to book ratio and what it means, along with other subtopics. Hosted on Acast. See acast.com/privacy for more information.

May 26, 202043 minSeason 1Ep. 78

077 what is price to earnings ratio (P/E)?

In this episode, we discuss about the power of time in the market and discuss price to earnings ratio. We use examples to highlight the merits and potential pitfalls. Hosted on Acast. See acast.com/privacy for more information.

May 19, 202037 minSeason 1Ep. 77

076 what are corporate actions?

In this episode, we discuss a listener question about the ASX 200 index. We also focus on corporate action and the various subtypes including mandatory and voluntary actions. Hosted on Acast. See acast.com/privacy for more information.

May 12, 202047 minSeason 1Ep. 76

075 what is financial risk?

In this episode we discuss the concept of financial risk and use examples to relate it to personal finance. Hosted on Acast. See acast.com/privacy for more information.

May 05, 202034 minSeason 1Ep. 75

074 what is SRI and ethical investing?

In this episode we discuss the core concept of socially responsible investing (SRI) ethical investing. We also discuss the plans for retirement from a personal point of view. Hosted on Acast. See acast.com/privacy for more information.

May 03, 202029 minSeason 1Ep. 74

073 how to measure your financial security?

In this episode we answer anonymous question about superannuation. I also discuss the main ways you can measure your financial security. Hosted on Acast. See acast.com/privacy for more information.

Apr 28, 202040 minSeason 1Ep. 73

072 what is short selling?

In this episode we discuss the concept of hedging, speculation and short selling. I use examples to discuss each concept. Hosted on Acast. See acast.com/privacy for more information.

Apr 21, 202031 minSeason 1Ep. 72

071 what is quantitative easing? Tesla update!

In this episode i provide a 6 month update on my Tesla model 3. I also discuss where the government stimulus package is going to come from. Hosted on Acast. See acast.com/privacy for more information.

Apr 17, 202042 minSeason 1Ep. 71

070 recessions and depressions!

In this episode we discuss recessions, is Australia at risk? We also discuss the theories behind why they happen. We also discuss briefly about a depression. Hosted on Acast. See acast.com/privacy for more information.

Apr 08, 202029 minSeason 1Ep. 70

069 what are annuities?

In this episode we discuss public health principles of social distancing, and also an investment type known as annuities! Hosted on Acast. See acast.com/privacy for more information.

Mar 26, 202024 minSeason 1Ep. 69

068 markets and pandemics!

In this episode, I discuss how markets have reacted historically to pandemics. We also look at bull v bear markets, and update on current global factors affecting the markets. Hosted on Acast. See acast.com/privacy for more information.

Mar 10, 202029 minSeason 1Ep. 68

067 what is behavioural finance?

in this episode I discuss the concepts in behavioural finance such as mental accounting, herding, anchoring, self attribution. I also discuss biases in financial decision making. I answer listeners' questions about dollar cost averaging vs lump sum investing. Hosted on Acast. See acast.com/privacy for more information.

Feb 20, 202035 minSeason 1Ep. 67

066 income protection changes may come!!

In this episode we discuss the upcoming proposed changes to income protection insurance policies. Hosted on Acast. See acast.com/privacy for more information.

Feb 06, 202025 minSeason 1Ep. 66

065 dividends vs distributions

In this episode we discuss dividends and how it's similar and different to distributions. We also go into detail about franking credits and refunds and why it's important to maximise those. Hosted on Acast. See acast.com/privacy for more information.

Jan 23, 202038 minSeason 1Ep. 65

064 what is capital gains and losses?

In this episode we discuss the key concepts of capital gains and capital losses. How do they get treated at tax time? Hosted on Acast. See acast.com/privacy for more information.

Jan 02, 202036 minSeason 1Ep. 64

063 fees, fees, fees part 2!

In this episode we will discuss a real life example of how fees can kill your retirement nest egg. Hosted on Acast. See acast.com/privacy for more information.

Dec 19, 201930 minSeason 1Ep. 63

062 what is PSI?

In this episode we will tackle the all important topic of personal services income. We will also discuss a systematic way to find out if paying your mortgage off is worth it. Hosted on Acast. See acast.com/privacy for more information.

Dec 05, 201933 minSeason 1Ep. 62

061 what is a trust?

In this episode we discuss the latest news about Vanguard entering the superannuation industry in Australia, and also reduction in their fees. The main topic is about trusts, I discuss specific advantages such as income splitting and asset protection using trusts. Hosted on Acast. See acast.com/privacy for more information.

Nov 21, 201943 minSeason 1Ep. 61

060 choosing a real estate agent

In this episode we discuss a systematic approach to selecting the best real estate agent to sell your home! Hosted on Acast. See acast.com/privacy for more information.

Nov 14, 201941 minSeason 1Ep. 60
For the best experience, listen in Metacast app for iOS or Android