Money concepts made simple for busy professionals, hosted by Melbourne-based doctor Dev Raga. New episodes every Wednesday.
Formerly named my millennial money professional
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in this episode we discuss the power of focusing on 1 action to achieve goals. We also dwelve into the world of health care in Australia, and the world of private health insurance. Hosted on Acast. See acast.com/privacy for more information.
In this episode I discuss my personal story of converting to an EV from a previous ICE car. Hosted on Acast. See acast.com/privacy for more information.
In this episode we discuss in depth about credit reports and credit scores. Hosted on Acast. See acast.com/privacy for more information.
It's my first episode back from holidays and I am refreshed. Let's talk financial derivatives, pros and cons and risks. There are 4 main types of financial derivatives we discuss in this episode. Hosted on Acast. See acast.com/privacy for more information.
In this episode we discuss lessons from the past gfc1.0. We discuss strategies to prevent your personal finances to take a hit from the next recessions. Recessions are inevitable but you can take steps to minimise risks. Hosted on Acast. See acast.com/privacy for more information.
In this episode we discuss the concept of planning for your holidays and how it's important to correlate this with retirement - the biggest holiday of your life. The main topic is gold, how it's related to market volatility, currency, and its pros and cons as an investment. Hosted on Acast. See acast.com/privacy for more information.
In this episode we discuss about bonds, it's components and how the interest rate situation changes a bond price. Meanwhile I briefly discuss how to handle gross income for sole traders. Hosted on Acast. See acast.com/privacy for more information.
In this episode we will revisit some basic budgeting strategies. The main topic is cash flow followed by profit and line of credit. Hosted on Acast. See acast.com/privacy for more information.
In this episode we discuss about SMSFs and see the pros and cons. We also revisit debt repayment strategies. Hosted on Acast. See acast.com/privacy for more information.
In this episode we discuss asset allocation, diversification and rebalancing. All of these are vital concepts to master. Hosted on Acast. See acast.com/privacy for more information.
In this episode we discuss the financial concepts of leverage and margin and how they differ. We also discuss why it's not a good idea to just have large amounts of cash in the bank. Hosted on Acast. See acast.com/privacy for more information.
In this episode we discuss the main differences between risk and volatility. We also discuss why volatility can be your friend and how best to take advantage of it in the long-term. Hosted on Acast. See acast.com/privacy for more information.
It's been a year since I started podcasting about personal finance principles and concepts. Thanks for the support. Let's summarise what we have learnt so far! Hosted on Acast. See acast.com/privacy for more information.
In this episode we discuss the concept of financial alpha. we also deep dive into the financial advisory service. Hosted on Acast. See acast.com/privacy for more information.
In this episode we discuss REITs, how they are advantageous and what are some of the factors that impact a good REIT. Hosted on Acast. See acast.com/privacy for more information.
In this episode, we discuss some of the new changes for the 2020 financial year. Hosted on Acast. See acast.com/privacy for more information.
In this episode we discuss if a 40 year mortgage is a good thing or too risky. We also delve deep into financial theories such as loss aversion, prospect theory and status quo basis. Hosted on Acast. See acast.com/privacy for more information.
In this episode we discuss investment properties and the concept of land to asset ratio. Is it important and if so what is the optimal ratio? Hosted on Acast. See acast.com/privacy for more information.
In this episode we discuss the concept of factor investing. Is it a free lunch in investing? Hosted on Acast. See acast.com/privacy for more information.
In this episode we discuss some basic rules about how to calculate house affordability and borrowing capacity. We also discuss my personal budgeting rule of thumb. Hosted on Acast. See acast.com/privacy for more information.
In this episode we discuss aggressive savings rules. We also delve into robo-advisory services. Hosted on Acast. See acast.com/privacy for more information.
In this episode we discuss the shocking statistic that most Australians don't invest their money in shares. We also find out what an economic moat is and why it's important to identify. Hosted on Acast. See acast.com/privacy for more information.
In this episode we discuss the 4% withdrawal rate rule, and the multiply by 25 rule. Hosted on Acast. See acast.com/privacy for more information.
In this episode we discuss David Bach's new book, the pay yourself mantra, discuss the pay activ app and have a detailed look at listed investment companies. Hosted on Acast. See acast.com/privacy for more information.
In this episode I discuss some basic financial principles of travelling. Travelling is fun and should never affect your personal financial situation back home. Hosted on Acast. See acast.com/privacy for more information.
In this episode, I discuss the importance of wills: revisiting this topic and some of the key things to consider before setting one up. Part 2 of the podcast is the investment property ticking time bomb. Hosted on Acast. See acast.com/privacy for more information.
In this episode I discuss the similarities and differences between index funds and ETFs and how you need to do your sums to work out what's best for you! Hosted on Acast. See acast.com/privacy for more information.
In this episode I discuss the concept of lifestyle creep and how it can seriously derail your retirement plans. There are things you can do to minimise it. Hosted on Acast. See acast.com/privacy for more information.
In this episode I tackle income investing with a particular focus on dividends. Dividends are a powerful way to create wealth. In Australia we are fortunate to avoid double taxation when it comes to dividends. Hosted on Acast. See acast.com/privacy for more information.
In this episode I discuss the concept of debt consolidation and differentiate it to debt agreements/settlements. I also discuss credit counseling. Hosted on Acast. See acast.com/privacy for more information.
