Money concepts made simple for busy professionals, hosted by Melbourne-based doctor Dev Raga. New episodes every Wednesday.
Formerly named my millennial money professional
Hosted on Acast. See acast.com/privacy for more information.
Buying a car is often the second biggest purchase you will make in your life so it makes sense to have a financial strategy for doing so. In this episode we discuss the basic things to watch out for when buying a car, and consider the financial options. Hosted on Acast. See acast.com/privacy for more information.
In this episode, I discuss the all important financial concept called sequence of returns risk and why it can make or break your retirement nest egg. I also go into the tried and tested method of investing: "buy the haystack not just the needle" and "time in the market is more important than timing the market". Hosted on Acast. See acast.com/privacy for more information.
In this episode we discuss the all important concept of inflation. you need to understand inflation otherwise your retirement nest egg may be worthless. Hosted on Acast. See acast.com/privacy for more information.
In this episode I discuss the concept of arbitrage and various types. I also discuss a recent financial article I read about personal finance anxiety. Hosted on Acast. See acast.com/privacy for more information.
In this episode I discuss some of the pitfalls of behavioural finance, summarise the findings of the Royal Commission into the banking sector, and go into detail about buying v renting a home. I also highlight a recent success story of 2 young doctors. Hosted on Acast. See acast.com/privacy for more information.
In this episode we discuss about the types of emergency funds, how to save for it, where to keep the money. we also discuss debt as a whole, and why it can be a good thing but also a very bad thing. Also a big shout out to tomsmoneymagic.com ! Hosted on Acast. See acast.com/privacy for more information.
In this episode I discuss a simple shopping strategy which has saved us on average 80-100 dollars per fortnight for the last 12 months. I also discuss some strategies to discuss money and financial concepts to your kids. Hosted on Acast. See acast.com/privacy for more information.
In this episode I discuss two articles about the habits of successful people financially, and a financial roadmap for your life. I also discuss the concept of a no spend challenge. Hosted on Acast. See acast.com/privacy for more information.
In this episode we discuss the financial movement called FIRE. we also go in depth into the debt recycling strategy which may help you pay off your mortgage faster. Hosted on Acast. See acast.com/privacy for more information.
Happy new year!! In this episode we discuss what are franked dividends and how any Federal Government policy change may affect you. Hosted on Acast. See acast.com/privacy for more information.
We have seen significant market volatility in recent times. use it to your advantage. in this episode we talk about how to invest during uncertain times. Hosted on Acast. See acast.com/privacy for more information.
In this episode we discuss the macroeconomic concept of opportunity cost, sunk cost and risk. Hosted on Acast. See acast.com/privacy for more information.
In this episode I discuss some of the factors to consider with respect to the current property market in Australia focusing mainly on Melbourne and Sydney. I also share a quick savings and investment tip which you may find useful. Hosted on Acast. See acast.com/privacy for more information.
Dollar Cost Averaging is an investment technique which can help you mitigate the risks of investing in the long term. in this episode we discuss the pros and cons of dollar cost averaging. Hosted on Acast. See acast.com/privacy for more information.
In this episode I discuss the common investing mistakes. Hosted on Acast. See acast.com/privacy for more information.
In this episode we discuss wills, powers of attorneys and testamentary trusts. Hosted on Acast. See acast.com/privacy for more information.
In this episode, I discuss the tips and tricks with your superannuation and along with that discuss the tax efficiencies which are built in. Hosted on Acast. See acast.com/privacy for more information.
In this episode, we dwell into the question of whether it's important to pay off debt or invest while you have debt. We discuss the many possibilities and systematically go through the pros and cons of each side. Hosted on Acast. See acast.com/privacy for more information.
In this episode we dwell into the depths of buying a property in Australia. We discuss some of the pitfalls and major aspects you need to look at. buy a home with your head and not your heart. Hosted on Acast. See acast.com/privacy for more information.
In this episode, I discuss the number one indicator of retiring wealthy, some geeky economic concepts (modern portfolio theory and efficient frontier) and how it relates to your personal finance, we discuss asset allocation and rebalancing your portfolio. Hosted on Acast. See acast.com/privacy for more information.
In this episode, we discuss the two main ways of investing. active versus passive investing. I discuss the pros and cons of each type. Choose the best strategy that works for you. Hosted on Acast. See acast.com/privacy for more information.
In this episode I discuss the various budgeting strategies you can employ. Perhaps a hybrid budgeting system is useful for u. I also talk about the concept of a helicopter view of your budget using medicine and formula 1 racing as an analogy. Hosted on Acast. See acast.com/privacy for more information.
In this episode I discuss the basic strategies which you can use to pay off debts. I also discuss the way you should think about money as a whole. Hosted on Acast. See acast.com/privacy for more information.
In this episode, I talk about how fees can literally make or break your retirement nest egg. Do you know all the fees associated with your investments? The chances are, you are paying fees which you don't even know about. You don't need to be smart to get rich, but you certainly can't be dumb. Hosted on Acast. See acast.com/privacy for more information.
In this episode, I summarise the concepts discussed in previous podcasts. I also go into detail the main types of personal insurance and some of the key questions you need to ask yourself, your family, and the insurance company. Hosted on Acast. See acast.com/privacy for more information.
In this podcast, I discuss what are some of the options when it comes to paying yourself first, and where you can put that money. I discuss various asset classes, and go into concepts like diversification. I also use an analogy to compare investing in the stock market and going grocery shopping. Hosted on Acast. See acast.com/privacy for more information.
This is my 3rd podcast on personal finance topics. In this episode, I talk about some of the people who I regularly listen to, read about, or take advice from. Financial education is key to financial independence. Hosted on Acast. See acast.com/privacy for more information.
This is my 2nd podcast on personal finance topics. The aim is to be financially independent as quickly as possible. In this podcast I talk about some of the common tips and tricks for your mortgage. Hosted on Acast. See acast.com/privacy for more information.
This is my very first podcast about personal finance. I discuss some key concepts such as: Automatic savings, Automatic investing, Harnessing the power of compounding. I provide some examples of how powerful these concepts can be for the investor/saver. Hosted on Acast. See acast.com/privacy for more information.
