087R | How to teach children lessons that set them up for success, discussion about using duel-enrollment and university co-ops to optimize college, and a strategy for cash flow balance transferring. For more information, visit the show notes at https://ChooseFI.com/087R
087 | Don Wettrick, CEO and co-founder of StartEdUp Innovation program, and a current high school teach, talks about the cultivating innovation and creativity in the classroom, harnessing a learner’s internal motivation, and giving students opportunities to solve problems they’re passionate about. Why and how did Don create an Innovation course at his school, and ultimately the StartEdUp Innovation program? What was challenging about getting his students involved during the early stages, when it...
086R | A live-recorded conversation with Roger Whitney, the Retirement Answer Man, from Podcast Movement, questions for a potential accountant, and takeaways from Monday’s live case study with Allison Goddard. Brad is departing for a month-long family vacation to the U.K. What is “global entry” and how/why did Brad get it before his trip? Jonathan had a chance to meet up with Allison., from Episode 86 . If money was no longer an option, what would change for Brad and Jonathan? Brad and Jonathan ...
086 | Allison Goddard, a dermatologist from Chattanooga, Tenn., chats with ChooseFI and Physician on FIRE to review her journey through medical school and receive advice to clarify the next steps in her path toward financial independence. ——————- Thank you for being a part of the ChooseFI community! 🙂 If you want to support us, here are some easy ways: 1) Leave an iTunes review: http://www.choosefi.com/itunes 2) Use our page to sign up for travel credit cards Note: We may receive a commission i...
085R | Catch up with Alan and Tallis as they zero in on the key elements of a successful pitch, and the importance of uncomfortable silence, as well as a home improvement update from Jonathan and review of Monday’s episode with author M.K. Williams. What you'll hear in this episode: Jonathan reports a wallpaper challenge/ DIY fail in his kitchen. Recommendation: use drywall mud to fix blemishes in drywall after removing wall paper. What home-improvement projects are worth hiring out? MK, from Mo...
085 | Science-fiction author M.K. Williams talks about her journey toward financial independence, the decisions she’s made along the way, and self-publishing her first three novels. For more information, visit the show notes at https://ChooseFI.com/085 ——————- Thank you for being a part of the ChooseFI community! 🙂 If you want to support us, here are some easy ways: 1) Leave an iTunes review: http://www.choosefi.com/itunes 2) Use our page to sign up for travel credit cards Note: We may receive ...
084R | The essential steps to a FI mindset, travel rewards updates from Brad, voicemails from the community, and highlights from Monday’s episode with Jillian with Montana Money Matters. —————— Thank you for being a part of the ChooseFI community! 🙂 If you want to support us, here are some easy ways: 1) Leave an iTunes review: http://www.choosefi.com/itunes 2) Use our page to sign up for travel credit cards Note: We may receive a commission if you are approved for cards on this page 3) Most imp...
084 | Jillian, from Montana Money Adventures, talks about simplifying her life while raising five children, valuing grit and resilience, taking risk, and the value of financial independence. What you'll hear in today's episode: What does Jillian mean by “big family minimalism”, and why did she consider it a survival tool? How did Jillian decide to adopt several children? What role do grit resilience play in her story, and how does that play out in her life? How does Jillian manage the chaos that...
083R | A checklist to optimize your hobbies, a highlight on the San Diego local group, and messages from the ChooseFI community: All of this while we recap Monday's episode with Cody Berman. For more information, visit the show notes at https://ChooseFI.com/083R
083 | 22-year-old recent college graduate and second generation FI, Cody Berman, talks about embracing frugality, saving and investing in his youth, optimizing a path through college, and getting his Disc Golf business off the ground. ——————- Thank you for being a part of the ChooseFI community! 🙂 If you want to support us, here are some easy ways: 1) Leave an iTunes review: http://www.choosefi.com/itunes 2) Use our page to sign up for travel credit cards Note: We may receive a commission if yo...
082R | Discussion of Brad and Jonathan’s purchasing habits, messages from the ChooseFI community, benefits and drawbacks of roboadviors, and a summary of capital gains harvesting. Jonathan gives a review of some travel hacks on a recent trip to Chattanooga, TN. Capital One Venture Card allows users to redeem miles for nearly any travel cost. PSA: bring a copy of your child’s birth certificate if you’re traveling. Review of Monday’s episode with Dani and Laura, Jonathan and Brad’s wife. Jonathan ...
082 | Brad and Jonathan’s wives, Laura and Dani (respectively), talk about their introduction to FI, combining finances, budgeting with children, and maintaining balance. How did Dani and Laura approach saving before meeting Jonathan? How did Laura’s parents change careers to improve their financial status? How was growing up in Zimbabwe different from a typical American upbringing? What did saving money mean to Dani when she started working? How did Dani respond to Jonathan’s initial proposal t...
081R | Strategies for decluttering and living with less (reflecting on Cait Flander's interview with us on Monday), life hacks from the community, and a winner for the free ticket to CampFI in Joshua Tree! The ChooseFI community is growing and gaining national attention. How This Couple Saved $1 Million in 11 Years and Became Financially Independent Before 40 Nine Money Podcasts You Should Be Listening To Local Groups are really effective in some parts of the ChooseFI community. Jonathan joined ...
081 | Cait Flanders, author of “The Year of Less”, talks about building $30k of consumer debt, challenging herself to go two years without shopping, and learning how to be comfortable in her own skin without the distractions of consumerism. For more information, visit the show notes at http://ChooseFI.com/081
080R | Conversation about teaching your children to save and invest, healthcare options, and an argument in favor of home gardening and composting. Brad contemplates applying for “Survivor”. Review of Monday’s episode with Khai from AlabaMalaysia. How does Jonathan use the idea of “anchoring” in his own life: setting big goals so that even if he misses, good things still happen? Brad and Jonathan talk about how they would set little, achievable goals, to reach a larger, long-term goal. Jonathan ...
080 | Khai Shing, a former contestant on The Amazing Race, and blogger at ALABA+MA+LAYSIA, talks about balancing her pursuit of FI while finding ways to travel, worldwide, at discount prices. Did Khai start with global travel, or with The Amazing Race? Took about 3 months from applying to The Amazing Race with her twin brother, to being selected for the show - traveling all over China. Khai grew up in Malaysia, and plans to return there for retirement, once she achieves FI. How did Khai and her ...
079R | Highlights of Monday’s episode with Tim & Amy Rutherford, discussion about healthcare, additional podcast recommendations, and voicemails from the ChooseFI community. For more information, visit the show notes at http://ChooseFI.com/079R
079 | Tim & Amy Rutherford talk about early retirement, living with lower expenses and a busier schedule of fun, free activities, and what life changes they made to get there. How did Amy and Tim meet and what were their spending habits at the time? What did “frugal” look like for Amy and Tim initially? With enough money in the bank, cutting their spending gave them an opportunity to retire almost as soon as they became aware of financial independence. Managing spending is equally as important a...
078R | Lots going on in this episode with a recap of Episode 78 with Travis Hornsby about Student Loan Debt Repayment Options. But also, Brad sold his house and Jonathan has become a “rockstar” at selling things on Craigslist. For more information, visit the show notes at http://ChooseFI.com/078R
078 | Travis Hornsby, founder of StudentLoanPlanner.com, talks early retirement, traveling Europe, and developing a passion for helping people crawl out of student loan debt. What you'll hear on today's show: Why did Travis attempt retirement at 25? If you’re unhappy before reaching FI, will you be happy afterward? Where did Travis’ frugal tendencies come from? How did Travis get paid to go to college? Do many universities offer full scholarships, and where should students find that information?...
077R | An second part to the conversation between ChooseFi community member Tallis, who teaches dance classes in retirement facilities, and Pop-Up Business School founder Alan Donegan, to help get Tallis’ side hustle off the ground. Precursors to this episode: Episode 30 and Episode 56 . Tallis gives an update on her side hustle to-do list. Client feedback: the questions you ask impact the results you’ll get. What is the best way to sell Tallis’ dance classes to the retirement facilities. Tallis...
077 | Experienced travel hacker and world traveler Marla Taner shares story of reaching financial independence, and her best tips for getting to Hawaii, Costa Rica and the Caribbean with minimal expenses, using credit cards points and air miles. ——————- Thank you for being a part of the ChooseFI community! 🙂 If you want to support us, here are some easy ways: 1) Leave an iTunes review: http://www.choosefi.com/itunes 2) Use our page to sign up for travel credit cards Note: We may receive a commi...
076R | Brad and Jonathan brainstorm ways to implement local adventure into their own lives and the lives of the ChooseFI community. Also, achat about high school reunions, local libraries, and a few clarifications about 401k contributions. Jonathan's 26-year-old sister just hit an 85% savings rate. Living at home can be super helpful to the recent college graduate, or young person entering the workforce. Getting to $100k net worth is the hardest part: after that, compounded interest starts worki...
076 | Mrs. Adventure Rich talks about making the choice to live an adventurous life, her family’s pursuit of financial independence, and finding a balance between maximizing financial opportunities and living a happy, fulfilling, high quality of life. ——————- Thank you for being a part of the ChooseFI community! 🙂 If you want to support us, here are some easy ways: 1) Leave an iTunes review: http://www.choosefi.com/itunes 2) Use our page to sign up for travel credit cards Note: We may receive a...
075R | “Personal finance is becoming financial independence.” Financial independence doesn’t necessarily mean retiring early; it means allocating your resources in the way you see fit. This is just a taste of what we discuss in this recap from Monday's interview with Brian Feroldi from The Motley Fool. Jonathan talks about blowing his budget on breakfast at the cold bar in Wegman’s, while Brad thinks that grocery shopping at Wegman’s is the same cost as Walmart. Brad talks about meeting stranger...
075 | Brian Feroldi talks through the advantages and disadvantages of individual investing, the realistic expectations for performance, and his strategies for beating Wall Street. Professional money managers operate under different parameters and mindsets than an individual investor Stockbrokers must make decisions based on short-term returns What other disadvantages do professional money managers face, in contrast to individual investors? How do professional money managers truly spend their tim...
074R | An update the community on recent activities, discussion about the opportunity cost of college and potential alternatives, a ChooseFI scholarship announcement, and a few voicemails from the ChooseFI community. Brad recaps his trip to the Berkshire Hathaway shareholders meeting in Omaha, and a visit with the ChooseFI local group in Omaha Jonathan shares how he recently cut his grocery costs by nearly $700 ...and more can be found at http://ChooseFI.com/074R ——————- Thank you for being a pa...
074 | Ryan Carson’s tech-education company, Treehouse, teaches computer coding as a trade skill, giving students an opportunity to enter the work force, or change careers in nine months, at a fraction of the cost of a four-year degree. Ryan considers coding a trade skill, rather than profession that requires a four-year degree. Ryan founded Treehouse to help people avoid student debt, get a job sooner and start saving for their 401k sooner. There will be 1.4 million new jobs in tech, and only 40...
073 | How do you make money online? We discuss the 7 most common ways to make money online, plus a review of Monday's interview with Jamila Souffrant from Journey To Launch. We dive deep into making money with: Membership sites Digital courses Create a product or service Advertising Sponsorships Listener/Reader supported Affiliate marketing ...and (BONUS) grow your brand and watch what opens up to you. For more information, visit the show notes at http://ChooseFI.com/073R ——————- Thank you for b...
073 | Jamila Souffrant tells us about college internships, buying real estate right out of college, a few failed business ventures, and her decision to pursue FI, starting by saving $85,000 in the first year. We talk to Jamila about: How Jamila and her husband saved $85,000 in 2016 As the child of an immigrant single-mother, how did Jamila’s childhood experiences impact her college and early professional career? Jamila shares what wealth means to her now Failing Forward: the idea that progress i...
