VAMP Attack - Surviving Visa’s New Fraud Monitoring Era: Learn how Visa’s VAMP program is rewriting fraud rules (Webinar Replay)
Jan 02, 2026•1 hr 4 min•Ep. 139
Episode description
Video Podcast Replay – Audio from an earlier webinar with experts from Chargebacks911 and Bankful
Visa’s new VAMP program marks a turning point in fraud monitoring. Unlike past iterations, VAMP puts acquirers directly in the driver’s seat as enforcement partners, raising the stakes for merchants. From TC40 visibility to enumeration ratios, the risks are real and the penalties are steep.
We break down what’s changed, what hasn’t, and how merchants can prepare before the new rules come back to bite.
What you’ll learn:
- Why VAMP represents a complete overhaul, not a tweak to old fraud programs.
- The critical role of acquirers as enforcers and what that means for merchants.
- How TC40s now count toward ratios, and why real-time visibility is key.
- The power of Compelling Evidence 3.0 to shift liability back to issuers.
- Why the enumeration ratio could become your scariest KPI and how to monitor it.
- Practical questions merchants should be asking their acquirers right now to avoid trouble later.
Presentations by Zak Matthews and Kellen Rayner
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