Blank Cheque by Black - podcast cover

Blank Cheque by Black

ClearTaxcleartax.in
Blank Cheque is full of super fun, beautiful banter yet meaningful conversations about money. Here, our guests talk about the most common struggles that millennials face while dealing with money, investments, taxes, and...their spending habits. We tell you, don’t be sorry about the lack of financial planning but be better at it. From hilarious and heartwarming stories about how some of our social media followers spent their first paycheck to breaking the news of SCAM 2020, every episode is bound to make the listener intrigued and hooked to BLANK CHEQUE till the end.

Episodes

7 must-know facts about sectoral funds!

Sector or sectoral funds are a kind of equity funds that concentrate their portfolio towards equities of companies across all market capitalizations of a particular sector. These funds are capable of providing benchmark-beating returns at times when the markets are favorable, and the sector is expected to grow. Tune into this episode to learn more about them

Dec 10, 20217 min

What is EPF and why is it important?

Employees’ Provident Fund or EPF is directed towards the salaried class to promote the habit of saving money to build a substantial retirement corpus. Tune in to Blank Cheque by BLACK to know the benefits of having an EPF account.

Dec 08, 202111 min

Best investment plans for short term

Fixed-income securities are the primary focus of debt funds. Debt funds provide capital protection and consistent returns, making them excellent for short-term financial goals like saving for a vacation overseas. But not all debt funds are ideal for short-term goals. Tune in to Blank Cheque by BLACK to know how to pick the right one.

Dec 01, 20218 min

Why is India banning all private cryptocurrencies?

The crypto market crashed on Tuesday right after the government announced the ban on all private cryptocurrencies. Tune in to Blank Cheque by BLACK to find what the bill may contain and what it means for Indians.

Nov 29, 202112 min

What makes liquid mutual funds a low-risk investment option?

A liquid mutual fund is a low-risk investment option that matures within 91 days. It’s a great option to meet short-term goals. Tune in to this episode on Blank Cheque by BLACK to know how they work and help you build an emergency fund.

Nov 24, 20218 min

New Tax regime decoded!

Tune in to Blank Cheque by BLACK to know about the incomes exempted under the new tax regime

Nov 10, 20219 min

25 common questions about ITR answered!

Are you tired of running to your tax consultant whenever you're confused about ITR? Have no fear because we are here! Listen to this fun episode of Blank Cheque by BLACK on Spotify where we answer all your questions.

Oct 29, 202113 min

11 Income Tax Benefits for Senior Citizen in 2021

There are multiple ways in which senior citizens can earn their income. It can be in the form of pension, interest on savings, rental income, fixed deposits, and so on. These incomes are taxable according to the Income Tax Act. Tune in to Blank Cheque by BLACK on Spotify to know how senior citizens can save taxes this year.

Oct 20, 202111 min

10 Ways to Save Maximum Income Tax in 2021

An investor without investment objectives is like a traveler without a destination. There can be multiple objectives to invest in, but one of the most important reasons is to reduce tax liability. Yes, investments are the best way to reduce tax liability! Wondering what they are? Listen to the latest podcast of Blank Cheque by Black to know the top 10 Ways to Save Maximum Income Tax in 2021!

Oct 13, 202113 min

Basics of Investing in NFOs

The Sensex and the Nifty, the share market benchmarks in India, had more than doubled from the March 2020 lows last year. Equity mutual funds have been a major beneficiary of a booming stock market as their Assets Under Management (AUM) grew 67% year-on-year in the Financial Year 2021 to touch a mammoth Rs 10.2 lakh crore.  AMCs have quickly seized this opportunity and have launched many New Fund Offers (NFOs), especially in equity mutual funds. Sounds interesting? Well, listen to the lates...

Oct 08, 20219 min

How To Avoid Loss in the Stock Market?

Several investors are buying stocks, hoping to become millionaires really quickly. It's crucial to know the nitty-gritty of the stock market if you want to avoid a loss. Listen to the latest podcast of Blank Cheque by Black to know the top tips that help you avoid a loss in the stock market!

Oct 06, 202110 min

5 things you should know about cryptocurrency and its tax implications

The pandemic changed the face of cryptocurrency as we know it. Everyone is talking about Bitcoin and Dogecoin; at least everyone on social media is. If you have boycotted these platforms, there is a high chance that one of your friends would have come to you and asked you to invest in it, saying that it will give you great returns.  So, did you get influenced, and are you considering investing in cryptocurrency? Or, do you aspire to be a crypto investor or a trader? If the answer is yes to ...

Oct 04, 20219 min

Important fact about HRA we bet you didn't know!

Did you know that you can save taxes on the rent you are paying? The superhero is called House Rent Allowance or HRA which is one of the components of the salary you receive. Now, are you wondering if you can claim HRA if you moved back to your native and worked from home? Well, the answer is a big YES. How? Listen to the latest podcast of Blank Cheque by Black to know a few important facts about HRA we bet you didn't know!

Sep 30, 20217 min

How are earnings from stocks taxed

If you have invested in stocks or are planning to invest in stocks, then this podcast is for you. Your earnings from stocks will attract income tax, and if you are wondering how then tune in to the latest episode on Blank Cheque by Black.

Sep 24, 20213 min

What is Return on Equity and Why is it Important?

Are you someone who is interested in investments and is always on the lookout for expanding your knowledge on investing? You must've seen the term "return on equity." This is a core measure of a company's financial strength, but it isn't always explained in market articles! Listen to the latest podcast of Blank Cheque by Black to know what is a return on equity, and why is it important?

Sep 22, 20214 min

How to avoid an income tax notice

Wondering why you got a notice from the almighty income tax department when you did nothing wrong? Well, don't worry! Our latest podcast has got this covered. The income tax department issues notice if you do not file your ITR return on time, or there are discrepancies in the ITR filed. The discrepancies can be of many types, such as underreporting income, non-disclosure of financial assets outside India, etc. In recent years, there has been a spike in the number of notices to taxpayers. It is m...

Sep 17, 20213 min

5 things to keep in mind before investing in an NFO

Do you want a low-cost investment that can offer inflation-beating returns in the long run? Well, you may consider investing in the New Fund Offer or NFO.  Listen to the latest podcast of Blank Cheque by BLACK to know the top 5 things to keep in mind before investing in an NFO!

Sep 15, 20213 min

5 money lessons millennials can teach GenZ

As Generation Z (born after 2000) graduates from college and enters the workforce during such a tumultuous time, it is in their best interest to observe and learn from their predecessor generation, millennials (born between 1980-2000). After all, many millennials graduated during a challenging time of their own, fighting through a recession to prevail and become the most diverse and best-educated generation in existence. While every generation has their perks, they also have struggled through di...

Sep 12, 20215 min

5 Ideas to Be the Master of Your Money

Do you want to have less stress and break free of financial burdens? You can make this possible just by managing your finances better. Good money management might look like rocket science but it's not. In this episode of Blank Cheque by Black, we're going to give you 5 ideas that will help you be the master of your money! Listen up!

Sep 08, 20214 min

Different types of ITR forms

Income can be of various forms like salary, profits and gains, winning a lottery, etc. Knowing which ITR form is correct for you is the need of the hour. The government notified 7 ITR forms, and one of them is the right fit for you depending on your income source and which category you belong to. Listen to the latest episode of Blank Cheque by BLACK which will give you an idea about which ITR you should file.

Sep 06, 20213 min

6 conversations around money to have with your partner

They say love is more important than money. But let’s be real. Have you ever tried paying your bills with a hug? As dull or painful as talking about money might seem, it's very important for a strong relationship. So if you’re ready to broach the subject of money with your partner but don’t know where to start, listen to the latest podcast of Blank Cheque by BLACK!

Sep 02, 20216 min

7 Strategies To Clear Your Home Loan EMIs Faster

Home sweet home will not feel the same if your finances are not in order! So, it’s always recommended that you retain flexibility when entering into a contract with your lender. But how do you do that? In the latest episode of Blank Cheque by BLACK, let’s look at the 7 strategies that will help you finish your home loan EMIs faster!

Aug 31, 20214 min