RBI had banned all regulated banks from holding and facilitating cryptocurrency transactions in 2018, which the Supreme Court subsequently overturned in March 2020. In the face of rising demand for cryptocurrencies, RBI had to launch its Central Bank Digital Currency. But, why did India suddenly decide to launch its Digital Rupee? In this episode of Blank Cheque by Black, let’s discuss the Digital Rupee that will give all cryptocurrencies a run for their money in the country!
Aug 25, 2021•4 min
We are currently less than two months away from the income tax (IT) filing deadline for 2020-21. So, what better way to make some extra bucks than by filing our tax return and, hopefully, getting a refund? If granted, what would you do with it? Listen to the latest podcast of Blank Cheque by BLACK to know some smart things you can do with your IT refund this year
Aug 20, 2021•7 min
We all want to save massive amounts on taxes, and what better way to do than select the right tax regime. Though the new tax regime has concessional tax rates, one can choose to continue with the old tax regime. The reason is that taxpayers get the benefit of several tax exemptions and deductions under the old tax regime, such as tax deductions on ELSS investment, health insurance under Section 80C, house rent allowance, etc. These exemptions and deductions are not provided under the...
Aug 18, 2021•4 min
It's that time of the year when you are supposed to file your income tax returns. Did you know that you may need as many as 10 documents to file your ITR seamlessly? Worry not! We have your checklist ready with us. Listen to the lastest episode of Black Cheque by Black to find out what's on this checklist!
Aug 12, 2021•5 min
Movies get us emotionally involved. They make us laugh, or shed a tear from one scene to the next. Sometimes, they offer a window into a reality that we did not consider before ~ say money! Listen to the latest podcast of Blank Cheque by BLACK to know the top films that left us with some important money lessons!
Aug 09, 2021•6 min
Have you ever taken a look at your Form 16 and wondered where to begin decoding it? Worry not! We have done it for you. Find out what the various components in your Form 16 signify only on our latest episode on Blank Cheque by Black. So, tune in now!
Aug 05, 2021•4 min
No wonder why all of our favorite brands and online shopping destinations are all set to lure us with mega-sales; all thanks to the festivities that are lined up! Festivities not only bring in celebrations and fun, but they also bring along expenses that can hurt pockets. It could be very tempting to get lured by these sales and splurge. The result? DEBT TRAP! Are you someone who desperately want to shield yourself from a debt trap during the sale season? Well, Sujaini and Prarthana were in a qu...
Jul 30, 2021•6 min
Don’t you just wish that adulting was a choice and not compulsion? I mean, who wouldn't want that option, right? Living rent-free, getting free food, and only sleeping and playing. Since we cannot choose, we need to make sure that we excel in adulting. Let’s take a look at 7 good money habits for good adulting in the latest episode of Blank cheque by Black.
Jul 26, 2021•4 min
In the words of Franklin D. Roosevelt, real estate cannot be lost or stolen, nor can it be carried away. Purchased with common sense, paid for in full, and managed with reasonable care, it is about the safest investment in the world. But, is it a good time to invest in real estate? Find the answer in our latest podcast!
Jul 21, 2021•5 min
With so many Indian startups turning unicorns lately, with some taking the step to go public through their initial public offering (IPO), you might wonder what an IPO is and how it works. Right? Don't worry! Listen to our latest podcast to know all a beginner needs to know about IPOs!
Jul 15, 2021•6 min
Listed below are some of the common mistakes associated with real estate investments. 1. Rushing The Deal 2. Ignoring Paperwork 3. Failing To Research 4. Underestimating Costs 5. High Expectations 6. Overlook Small Details 7. Not Factoring Risks 8. Mistiming The Deal
Jul 10, 2021•6 min
Want to learn more about business, and how to start a business? Listen now to this new podcast on Business Ideas with zero Investment
Jul 09, 2021•4 min
John C Bogle had once said, “The mutual fund industry has been built, in a sense, on witchcraft.” The more you practice making investments, the better returns you will get. Find out some important terms you should know about before investing in mutual funds in the latest podcast of Blank cheque by Black!
Jul 09, 2021•3 min
Rising inflation is now the worst foe to our purchasing power and our investment portfolio. Is target maturity fund a good option to go for to beat inflation? Find out the answer in the latest podcast of Blank Cheque by BLACK!
Jul 07, 2021•3 min
Most people prefer paying bills and expenses using a credit card. There may be several reasons for this; the popular ones are avoiding carrying cash or simply enjoying now and worrying about paying later. Say there was an unexpected situation that has left you empty-handed until you receive your next paycheck. How will you deal with the bill? Worry not!the There’s a way - repaying the minimum amount due. Listen to the latest podcast to learn more about minimum amount due, which is actually...
Jul 03, 2021•5 min
Fixed deposit investments are a great option for individuals who don't want to take any risks with their deposit or principal amount. FD accounts are a good option if you want to keep your money safe over time and interested in getting consistent returns. A fixed deposit is generally a risk-free investment choice as the locked-in interest rate is unaffected by market changes. Fixed deposits, without a doubt, provide a lot of advantages such as laddering, sweep in FDs, and the flexi fixed d...
Jun 30, 2021•4 min
The Fear of Missing Out or the FOMO factor is now goading many young investors to invest in stocks without even understanding the investment. As the stock markets hit new highs, more first-time investors look to trade in stocks and make quick money while completely ignoring the risks of investing in the stock market. In this podcast, we'll discuss what you can do to participate in a rising stock market while minimising the risks associated with the investment!
Jun 25, 2021•4 min
How can you let your money make you more money? Yes, you don’t have to work hard to earn it, but, your earned money will be making you more money! Are you scratching your head right now? Wonder no more because this podcast is going to reveal the answer! Check it out to know all about the power of compounding that will help your money tree grow!
Jun 23, 2021•6 min
The one who said “all that glitters is not gold”,surely didn't have much idea about investing in gold. The right investment can make anything glitter, and gold is no exception. Ingtruiged, right? Well, listen to the latest podcast of Blank Cheque by BLACK because we have simplified gold investments for you. Don't miss out!
Jun 21, 2021•6 min
What is common between love and loans? Wait, are you scratching your head right now? Well, when handled incorrectly, both can keep you up at night. But that doesn't stop one from either falling in love or availing a loan. Right? Hence, to shield yourself from falling into a debt trap, listen to our latest podcast of Blank Cheque by BLACK!
Jun 16, 2021•6 min
Become a pro investor! Learn how!
Jun 14, 2021•5 min
Investment strategies are broadly classified into active and passive. In an active investment strategy, there will be a frequent change of assets in the portfolio, which may drive the cost of investment higher. On the other hand, passive mode of investing is gaining a lot of traction in India lately. Wondering what it is, and how it can benefit you? Find it out in the latest podcast of Blank Cheque by BLACK!
Jun 09, 2021•7 min
Are India's Covid-19 vaccination plans attainable? Tune into this podcast to know more
Jun 04, 2021•5 min
Did you know that the Ministry of Labour and Employment has recently made a major announcement about providing social security relief to dependents of an earning member of the family who has succumbed to COVID. This step has been taken to support the COVID hit families of the employees covered under Employee Provident Fund Organization or EPFO and Employees' State Insurance Corporation or ESIC schemes. Want to know more about this announcement? Check out our latest podcast of Blank Cheque ...
Jun 02, 2021•7 min
Everything you need to know about investing in gold
May 29, 2021•6 min
Ever since 2020, the rise of financial hardship due to the Covid-19 pandemic has constantly reminded us of how important it is to have an emergency fund to maintain a financial footing, especially to take care of one’s medical expenses. But, how to go about it? If you want to start thinking about even the smallest changes you can make to put yourself in a better financial situation especially amidst a time of uncertainty caused by the pandemic, this podcast is for you!
May 26, 2021•6 min
The Covid-19 pandemic has made us realise that the importance of medical insurance more than ever. Medical care is expensive, and hospitalisation can burn a hole in your pocket. To help you pave a way, this podcast is going to talk about government healthcare schemes that have low premiums and offer a significant sum insured in the hope to make good healthcare available to all.
May 21, 2021•5 min
Here are 5 things you don’t know about cryptocurrency markets in India: Investing in crypto is not Illegal Cryptocurrency transactions are taxed Cryptocurrencies are not expensive The value of crypto is as real as Rupee Investing in cryptocurrency is simple File income tax returns, save more taxes, build wealth with mutual funds, and much more on the Black app....
May 19, 2021•6 min
The Public Provident Fund (PPF) is one of the most popular long-term investment in India because of many reasons that include guaranteed returns, higher interest and tax benefit. For decades, PPF has been used by Indians to save for their retirement, children's education and other long-term goals. File income tax returns, save more taxes, build wealth with mutual funds, and much more on the Black app.
May 17, 2021•6 min
The volatility since the start of 2021 has been high and goes with the trend witnessed in the global markets. The recent upsurge in the coronavirus cases is also keeping the stock prices in tenterhooks as far as the short-term is concerned. For a long-term equity mutual fund investor, the short-term volatility and the events surrounding the stock market valuations need not be a matter of concern. As has been seen in the past, equities tend to drift upwards over the long term. But, if you ...
May 14, 2021•3 min
