191: It’s Not Your Money, It’s Your Future Self’s Money with Angela Rozmyn
Apr 26, 2021•1 hr 4 min•Ep. 191
Episode description
Many of us have had the benefit of growing up in households where our parents taught us about money, saving, and investing. Angela Rozmyn was raised in one of these households, and when she wanted something like a bunk bed, her parents got her to work so she could split the cost of it. Clearly this has helped her even to this day as she pursues financial independence and runs the Facebook Group “Women’s Personal Finance (Women On Fire)”.
Before she was on her financially independent journey, she had to get rid of her student debt. She did so by working two jobs before getting into a full-time position and paying off small amounts of the loan as quickly as possible. She paid off $24,000 in student loans in less than 4 years, a huge accomplishment! One of the biggest factors that pushed her to pay off her loan so early was when she calculated how much she was paying in interest on a daily basis. This lit a fire under her to become debt-free.
Now, Angela writes on her own blog Tread Lightly, Retire Early where she shares her money journey, mistakes, and tricks to hitting financial freedom. Angela prides herself on having such a strong community and blog position in a niche that tends to be led mostly by men.
In This Episode We Cover
Instilling a money mentality in children at a young age
Paying off your student loans as fast as you can
Having separate accounts when married/in a long-term relationship
Maxing out your IRAs and doing as much as you can for your future self
House-hacking and finding a roommate that benefits your life
And So Much More!
Links from the Show
BiggerPockets Money Facebook Group
BiggerPockets Forums
Finance Review Guest Onboarding
Scott's Instagram
Mindy's Twitter
The Millionaire Educator
One Frugal Girl
Student Loan Calculator
Retire by 40
BiggerPockets Money Podcast 161 with Mad Fientist
BiggerPockets Money Podcast 187 with Tiffany Aliche
BiggerPockets Money Podcast 124 with Millionaire Educator
BiggerPockets Money Podcast 13 with Tanja
Check the full show notes here: https://www.biggerpockets.com/moneyshow191
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