BIG FACTS feat. Aristotle & David Shands (HBCU On The Green) - podcast episode cover

BIG FACTS feat. Aristotle & David Shands (HBCU On The Green)

Dec 21, 202258 minEp. 148
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Episode description

The BIG FACTS crew chops it up with David Shands and Aristotle about financial literacy.

This episode was recorded at the historic Clark Atlanta University in ATL!

| Visit: www.bigfactspod.com

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Transcript

Speaker 1

Nothing. I'll be okay. So let me ask this bring you big visit the new website today, Big Facts Paul dot com dot com is DJ screen, Big Fat Baby j Big Facts Crew, Clark Atlanta University HBCU in the Green. We got a special guest with us right now. One of the biggest financial literacy podcasts. You're out of, the Social Proof podcast with David shamp What's something my broke? What happen? You're not happening, You're not man. We just wanted to bring you in. You know what I'm saying.

This is all about teaching you know, our youth and just everybody in general culture about uh, financial literacy, financial progression and everything. So I guess give everybody a little bit of your background in your story how you get

into that space. Absolutely so, just real quick. As a as a kid, I was always like trying to make some money in some way, like and I don't know if kids are like born with it with that ambition, Like I'm breaking my leaves on my law and I don't know what makes me look across the street at my law like DAMG, I'm breaking my leaves. But she got leaves on her law and I wanted her, she'll pay me. I don't know what. I don't know what sparks that thought, you know, yeah, just born with that

and just I tried everything to make some money. And then long story short, I worked at the cheesecake factory for six years. The last two and a half years I started a T shirt brand called Sleepers for Suckers. Geist was entrepreneurship and that was that kind of boomed off for you when you opened the Kiosk and Cumberland right well, I mean I was jumping, Like while I was working at the job, I was building a brange,

so like I'm doubling up. But I really leaned into these T shirt sales, Like even while I'm at work, I'm like, all right, back, come up, pull up, I'll come outside, get your shirt. I'm dropping off a drink, refild enjoy walk outside, serve my customer. Come back. And that was my husble until I actually left and then I then I opened the kiosk, and you know it was up from there. So what was that day? And we like to talk about that so on Big Fast we tell everybody, man, get a job, if you got

to get a job, sustaining everything. But what was that day when it was like middle finger to the job. It was never that moment like actually, the exit from my job was when I started being grateful for the job and realizing why I'm there. So every day I get a chance, I go to the table and I'll say, hey, well, welcome to the cheesecake factory. I'm David Fisher. The day of salmon and mind he min he comes to broccoli and mashed potatoes. Every day I get a chance to

work on my presentation skills. So I would slur my words and say fish of the day instead of fish of the day. But I'm like, dang, I get a chance to practice every day pronunciation because I know him be around the world speaking. I knew I was gonna have a microphone somewhere and I have to stop stop slurring my words. So I got excited. I got a chance to work on that. Every day, work on my sales skills. You cannot come to the cheesecake factory, sit at my table and not get a cheesecake at the end,

no matter what you say to me. No I'm on a diet. No I'm not eating it. But I got a chance to. I don't care if they had a great experience. They gave me a good tip. But if I couldn't sell them more than what they then I'm like, dang, what did I do wrong? So I never was like, yo, I hate this job when I started. When I stopped saying I hate this job and understand why I'm there,

that's when everything started to move. So basically, you're selling that cheesecake was like you raking the lady neighbors lead just getting better, like getting better at something. I don't care if your uber driver get better at it, Like I don't care if you just get better at something. If you're if you're late to the class every single class, that should be a problem and it should frustrate you why you can't get up and be somewhere on time,

anywhere on time. So my job gave me a chance to work on me and that was the most amazing experience. What do you think of some of the first steps to become like to get in a better financial space?

Where did that be credited? So my partner's still ain't got no bank accounts, They won't get no bank account Like, what should think some of those steps just to get yourself in a better financial s first step get around rich people, around people to make some money, because you don't think anything is wrong until you get around somebody who can point that out. Like I don't think anything wrong with having twenty tho dollars in credit card debt.

It's like, get around somebody and they say, yo, you need to get out of that. I'm like, why would I get out of that. I don't gotta pay it right now. I can get the couch right now and just live it. I didn't know nothing's wrong with it, but you get around some people and it kind of opens up your mind to like what's broken in your own life. The second thing I would say is find out where you are financially. I made a post the

other day. A homeless man with three dollars in his pocket has a higher net worth than probably eight of people here right now, because somebody might be in debt for forty and you're making money, but you don't have forty tho in the bank, meaning you are negative, like your network is. Yeah, Like, at least at least the homeless person doesn't own anybody. At least the homeless person doesn't have to pay forty dollars to get out of

get out of the hole. So some of our goals right now should be to at least get to the net worth of a homeless person where I don't owe anything. Maybe I ain't got a whole lot, and I'm not saying I would trade my life. Yeah, but let's start. I didn't I didn't understand what people say. Your network is your net worth. But people have no idea what networth is or how they even describe it, how to define it for themselves. So it's just getting smarter and

find out where we are financially. It's huge. So basically, like on the Social Proof, you take other people's businesses and you know, like their ideas, you find out where the holes are and then you explain to them how to properly plug those holes. Well, I got two parts. Um One, I interview really really successful people and get like a free coaching session. So if you've made millions, right, I'm asking you questions how you did it and uh.

But on Saturdays, I just implemented Q and A where there's people who are making lesson to un fifty thousand or thou and they just started their business and they have questions. So I'm actually educating them because I had to get both sides. People like y'all want to be on the podcast, but you didn't accomplish much. But I have an affinity for the people who need some exposures. So I just did an episode with a guy ninety

year old uh T shirt brand uh called Dope. It's it's d O P d O P E dominating on Purpose every Day's nineteen years old. I was able to like do a Q and A with him on how to build his brand. But through the Q and A and the exposure, mad people started buying shirts from to support and saying yo, we love what you're doing and moving forward. So yes, it's kind of two part. What's the biggest um success story that you feel like came

from your podcast? Like you know how people tax you and be like, bro, thank you for this, Like which one of those moments it was the biggest one is the speaker, the actual guests that are on the podcast, because like when we're interviewing, their following goes crazy or whatever they're selling a lot of people buy it. So that's one success story. But it's really every day somebody's coming up to me DM me every single time I

go to the airport. It's somebody that says, hey, man, yo, I got six cars because of your episode with Maddie Jared pushed man Mitch and they're showing me the cars, or you got a bunch of air BnB is because of the episode was zol And I'm it's these It's like these stories of people who they just didn't have their mind wasn't open to an idea. They didn't know this thing existed, and then they run it. I was at the airport the other day. Uh. This guy said, Yo,

I never traded a stock before in my life. I watched the episode with Options Traders and he said, YO made fifty thou dollars. I said, you didn't have any background and in stock trading or anything. Said no, but I watched it. So I feel really good that UH built a career by highlighting people that deserve to be highlighted. So what made you start the morning meet up? UM? I wanted to get up earlier, give it a real

with you we had. I had a coaching program at the time, and I'm like, yeo, I was getting up at like ten eleven o'clock every single day because I'm a entrepreneur, could do what I want stay up all night and just wake up. That that's part of the freedom. You get to wake up when you want to wake up. But um, I realized that I wanted to maximize the day, and there were certain things that I wanted to preach. I wanted to preach, like don't be lazy, get up earlier,

but I couldn't because I wasn't doing it myself. And I told my call. I told my people, like, yo, let's get on the call a little earlier. Miles do nine o'clock. And I mean, we have like probably ten people that jumped on the nine o'clock and we were on there. We had a good day, and after the call, I'm like, yeah, I'm ready for the world. Let's go. I was inspired by being able to teach me and then it just kept growing, kept growing. Now we got over a thousand people on the morning meet up. We

get on at seven forty five. Now it's a book club. It's a book club. We all we read like fifteen books together last year, cover to cover because we should read one chapter at the time. So, um, it's needed. I started because I needed that inspiration and community saved my life. But I know some people that are entrepreneurs. You'll watch an interview or watch UM watch certain interviews were they're telling you how to. But if you're at home by yourself, learning how to may not help you.

You need a group of people that's all looking to get to the next level to push So, uh, community, you know, when I'm when I'll be watching your stuff. Like some financial literacy people is like a time man. Don't buy no nice car, don't buy no jury, don't buy no, don't buy nothing. Right, But you kind of on the other side, you'll buy chain, you buy. You'll say, I just bought this, and I just bought that. What's what's what's kind of like your take on that because

something I an't saying. The community is divided. But some of them are just like, don't buy anything. I don't never buy anything because it's not an asset. And so that's what they teach. What you kind of teach the contrary. I mean, if you are I think you should uh, I don't tell people what to buy if they you know, I think we live one time. It'd be a shame to like be a hermit where you're just saving all

your money. You hit by bus, you know, what I mean, like, I want you to like live a good life, but there's a balance. So actually my my first watch was just on my first watch, I said I want this Rolex and it was like, I think I spent maybe eighteen thousand. It was like sixteen thou dollars, and I was like, dang, I can't bring myself to just spend sixteen dollars. Now I had the money, That's that's the key. I've been working hard and I had the money, but

it's something I really wanted. So I said, yeah, I'm gonna do an event to make the money to buy the watch. So I put on this concert creation workshop and I think it's like a thousand people. I think a thousand dollars and about thirty people came. So I specifically did that so I can have the watch, you know what I mean, So I can have something that I wanted. I don't spend my money like it wasn't it wasn't playing money. But I think you can, like

you create a lifestyle based around what you have. You know what I mean, If you say, y'all gonna save ten percent of every single dollar that I have in this temper cent is my travel budget, however big that travel budget, Go take a trip. So you feel like you're living in your purpose about doing this? Yeah, yeah, it's your last Purposely you still searching for your purpose purpose. I think my purpose is to um at the end of the day, to go to heaven after all this

is over. So I don't think God cares whether I'm a financial education coach or high school basketball Personally, I don't think. I don't think he cares, right, But I think my purpose is to inspire people to be better. So at the end of all of this UM, we all go to a desirable place. When we started talking about purpose, passion is different. I'm I'm in my passion. I love talking to people, love educating people, love helping

people and teaching entrepreneurship. What how much of a blessing has the word or the culture podcast been to you? I think we can all talk about this, but how much has it particularly been for you? See this chain man there now. I think it's cool because people are finally into voices, like they would listen to a voice if I got If I ask you, what are you listening to? If I ask you that question fifteen years ago, you're automatically gonna tell me music. You'll you'll just go

to an artist. I'm listen to jay Z right now. I'm listening to the MX right now. But you can't just ask somebody that question right now and just get the music and be like, well, I'm listening to podcast and listening right. So now it's like a norm that, like people are interested in listening to voices and being educated. You know, we used to have I just want to

post today. We used to have out of life size poster Alan Irison on my wall or like Biggie because of what they did, how do they make me feel, how they entertain me? Right? But now we have these voices of people that we listen to that were inspired by, Like people probably need to have y'all a poster or y'all owners say I want to be that. I want to get paid off my voice. I wanna get paid off like being able to have conversation with people. That's cool, and believe it or not, we make a lot more

money than entertainers and keeping around with you. So, I mean, I think it's it's it's really really cool that that people are interested in education. People want to be they want to inspire to be what we're doing, not just shoot a ball or grab a microphone. So who some of your favorite podcasts? Big Facts, that's all. I got a good facts. I do like this Epithus. I like earlier leaders, of course, but U marketing school. It's like a five ten minute podcast where they're giving you some

game on marketing five or ten minutes. It's not like marketing school. And I actually adopted that and I said, Yo, I'm doing a five minute Fridays where I'm teaching something five for five minutes. I literally looked at some of the analytics, like some of those episodes thirty three thousand, twenty thousand downloads, and I put out a lot of content and I just stole that concept and started teaching it in a way that my people can relate. And it's working out like a like a charm. What you

got coming up? UM Social Group Alumni, October twenty seven. Last year, we did the first social proup when I'm Not where everybody has ever been on the podcast gets invited, I get a venue, unlimited drinks, unlimited food. Some of the some of the most amazing entrepreneurs in the world are connecting with each other. At this one event it was an all white party, and uh, it's just I

had no agenda. I'm just saying I want to give back, Like I made a lot of money from being able to enter, not not even just like from YouTube and all that kind of stuff, but being able to sit down and have a conversation. Once you get some game and apply it to my life, it's just been cuge. So that's my get back. This year, We're doing an all brown party and uh, it will be about three or four people there, all high level entrepreneurs that have

been on the podcast. What's the motivation behind but were brown? Brown? Yeah? I mean we have some white people on the show, but all brown. It's gonna beautiful browns and tans and melanin and I just got a vision. It's gonna be dope. We're not getting big. What's the biggest gym you'll give to? Like, since we are in the college campus, Like, what's the

biggest gym you'll get us? Somebody you know what I mean that uh that's trying to make it, maybe in their college dorm, or maybe somebody that's incarcerated, maybe somebody that's in the streets living a different like, what's the biggest gym you would tell or want to give to them? Um, I guess different advice on all three. But uh, if I had to like give one, lean into something and master it. Lean into something. I mean a lot of people just go after money and they like do a

bunch of stuff. Well, I'm gonna do hair and sell T shirts. And I leaned into podcasting. And sometimes when you lean into something, you gotta give up something that's paying you. So I had to drop I dropped some stuff that was paying me to go into something that wasn't paying me at the moment. But I believed in it. So I leaned into it, and I learned how it operates, and I learned how to make money and learn how

to be better at it. But lean into something. We're just so widespread, man, But whatever you like, spend most of your time in it will grow period point black. So lean into something, man, that's that's that's the biggest thing that's not chasing all. This's different, just leaning. My dad gave me some of the best advice. He said, Um, whatever you do, just be the best at it. Lean into it. Be the best at it. He said, I

don't want you to do this. But if you decide to sell drugs, don't be no average drug dealer bro like, be good at it, lean in like, figure out how do how to get coring, figure out how to make more, figure out how to bring more people exactly Like it's like if you're going to do if you're gonna make that decision, all the way with the decision back. Yeah,

So that I was hugely Absolutely we appreciate you pulling up. Man, I'm saying we definitely gotta pull up, pull up on your spotting your game to you know what I mean. I'll let everybody know where they could follow you social media and check out the podcast of course social listen. Pull out your phones right now and subscribe to the podcast. Okay, just you listen to podcasts podcast Social Proof podcast on the podcast Apple or Spotify. Just download the pocket that one,

download the podcast at Social Proof podcast. Shoot me a tax um I inspired on a regular basis four zero four seven three seven four nine three five and uh Instagram at sleep is four suckers with the number four. It is a little to David Shan's pulling up big facts. Great, It's absolutely don't bitch still live from Clark Atlanta University HBCU on the green DJ screen, Big Bank, Baby Jade, another special guests pulled up on us. We can sit on family at this point. Aristotle is here on Yeah HBC.

What's up? What's up? Man? I'm doing great. What's been what's been the move since the last time you spoke to us? I guess give us some quick updates since the last time you said spoke with us? Live, I released like a live trading thing where I allow people to see me trade. So I just enjoy that live trade and showing people my screen, showing them how I make profits in the market. Um, I'm doing a live

trading tour. Part I started a podcast just trying to like just talk, you know what I'm saying, Like I get like real relaxed, and then I just started talking, you know what I mean. And then you know, so I I just have a knack for that, so you know I've been doing that. I also bought a um a big property, another property in my second house congression. Yea,

I brought I bought it. It's it's well over a million, so you know that's just low key and then uh that's pretty much it just uh you know, changing the area and then moving to you know, a bigger house and stuff like that. Do you do you think you think most black people I'm gonna say, do you think they are? And why? But do you think most black people are just scared the stock market? And if they are, why why do you think that is? Why do you think black holes are just scared of stuff? But they

are scared to go to casino? Like we was just saying, yeah, like I feel like, okay, at the end of the day, you gotta account for losses in life, you know what I'm saying. No matter what, like, you gotta lose to win. So it's like, if why would I play poker or go to the casino and I got like, what a five ten percent chance of winning the game when I can do the stock market where there's things called high probability setups where I got an eighty to nine chance

of winning. So that's how I look at it. I got a ten percent chance, a zero percent chance playing a lot of danger, zero point one percent. You know what I'm saying, You got like your eyes are stacked against you, so you know, you know the tern beat the eyes. The eyes are in your favor with trading because there are what it's called high probability set up and all you and they're like infinity stones, you know, like, uh,

what is it? A? What's that up? Thing? You know you had those right, So higher probability set ups are like those. Once you get like about a good six of them, it's like you're real powerful. You know what I'm saying. If you got like six ways to make money within the day, I got about twelve of them, but like, you got six ways to do it, and you know what I'm saying, you in the game. So

that's how I look at it. I think it's all all on what your program to do, you know what I'm saying, Like you you definitely learn how to shoot, dice and ship five six years old. As a kid, if I were teaching the stock market, it was more coming like now you got you like y'all, you know what I'm saying. Teaching people, so it's more coming for the youth. But like when you get of age, it's like you know what you know? You know what I'm saying.

In our community is really scared to learn some new ship. The sounds risky, you get what I'm saying. Like it sounds risky, like, okay, it worked for you, but I don't know that back then, so I'm gonna stay away from that. Just how needles to be comfort zone. You get what I'm saying, But you're showing, you're showing the proof, like now you can actually work. It needs to feel like, but it can work for you. You You get what I'm saying, because I went and trying and long fit that thou

was off the back. That just how niggas think. You know what I'm saying, Yeah, because one is little at one time, like a dream. Don't get me wrong. Trading go against like a lot of human nature. Like we're naturally greedy. You get what I'm saying, so we naturally want to get rich quick. So if you get if you develop a mindset of okay, it's easy. I ain't gonna lie to you. I can tell all it. It's easy to make a four hunting in the day you capable of doing, You capable of doing, You capable of

doing it. But the problem is you don't want fol hunting. You want twenty thousand. You want twenty thod, you want twenty thousand and first day you get what I'm saying, but show right, so you keep so you keep losing and losing, chasing this big game when you could have just made four hunted. Because think it's two fifty trading day, so if you made four hunt the day, that's a d K. So everybody could technically get six figures off this thing if they stayed disciplined and just say, I

just won't foe hunted out the market every day. But a lot of people don't do that. They want to and I tell people, get your money walk away, But then it do be hard because they'll see somebody like me, Okay, you're making ten thousands a day, you're making four thousands a day. I don't want to do that. Why do I gotta keep making four hunting? Why do I gotta keep making five hundred thousand? I said, gradually get used to making something. But it's it's it got to be systematized.

Like for instance, I tell people, Okay, if you want to trade right, let's say you got right, and if I had a finger right, you got and you're gonna use your account at a time, So that's five hundred per trade right, So you got five times right to use five hundred dollars. So let's just say with this five hundred dollars. I used five hundred to you know, to go into a trade, but then I take profits. That's a hundred dollars. You get what I'm saying. I

do it again. So what I'm doing is I'm using more size but taking out less, you know what I'm saying. But then it makes but then it looks big. So I'm using five hundred to make one hundred. You get what I'm saying. But see, the thing is some people want to flip the tent, and I'll be like, leverage it. You take bits of it at a time, so you don't so you don't want to go all in. So that's why say of your account, so you got eighty percent left to try again. You know what I'm saying.

And that's what it's really about. It's about rec management, and I learned that or anything. It could be business, it could be this, it could be this podcast. Y'all gotta have some type of budget and risk management to it. You can't just say, okay, we're about to blow five Hunter Racks on Jay Z interview. You know what I'm saying, When you could have put that five money. I won't pay any right, but you get what I'm saying, all right, when you could have just uh, you know what I'm saying, like,

use that money wisely. Don't put all your airs in one basket, for sure. But it makes sense to you though it's dud what I'm saying. It don't make sense when you when you do. It's a foreign language. Yeah, two niggas, you know what I'm saying. Yeah, that's why it's like it's for the niggas who actually do it. They get really paid off of it because wide open, we're not stepping into it. That's why they're smart for you to part start the podcast. I'll be looking at

your ship every time. I'm learning slowly slowly and I'm still on the sea, like okay, I probably could. It's the same thing is going to the casino with less rich like you said, exactly, as long as you can be discipline, this one is the main thing. So if I want to dump out of and make like you said, I want to make me a thutter this fir day day. Yeah, you feel me. When it took somebody who doing that

five years to be able to do that. You get what I'm saying like it took me five years to learn how to make the ten thousand in a day. You get what I'm saying. So, and I consider myself a smart person. I consider myself to be somebody who reads every day. So what I tell people this isn't

something you can look your way into. It's something you know what I'm saying, Like down, that's like if I was trying to become or anybody was trying to become a big facts, they can't look themselves into just blowing up. Y'all know, it's gonna take consistency. What what episode? Y'all long one four hundred and thirty four episodes and they mean y'all doing one whatever every other week every week,

So it's fifty two weeks in a year. So you'll have been doing this for about almost two and three years when a half years, right, So people got to realize, Okay, you can't just jump and just become big fast right away. It's gonna take a hundred something episode. You've got a lot of catching up to do, so you don't got it. So I say that to say, don't compare your chatter one to somebody chat the team fact, you know, what

I'm saying, like, realize you won't chatter one. But a lot of people are not willing to go through the grind, the long grind. Everybody want to be on. They want to get go to Chatter one and be on Chatter five tomorrow. If they not, don't chat to fire quit. Yeah, I'm saying like, that's and I realized that with anything, Like I really I ain't gonna like hotspire to be a good real estate person one day. But I understand that.

You know what I'm saying, for one is gonna take a mentor the two is gonna take I'm gonna chatter one. I'm gonna make some mistakes I got. I'm understandings. You feel me, I'm gonna lose. I understand I'm accounting for all that. When you learned that first that you're about to lose, or you already know you're about to lose, that's when you're gonna in fel You just gotta I tell people, honestly, you gotta have that cash flow. Cash flow.

You gotta have money to make money. A lot of people problem is, okay, they don't have a machine power in their dreams. You know what I'm saying, like a record label is a machine power and somebody's dreams. Or I got this job, but I'm using my second stream of income to power stops real estate something. You know what I'm saying, your second but it takes two strings income. You feel me, your second income gotta be the one

to power something, power to third you know what. That's really how it is, but you But the thing is most people don't realize you really do need to strings of income. It's it's unless you make such a big stream or income off your one and you're living out half of it. Like let's just say you got a good six figure paying job that is eighty or eight thousand, three hundred a month, eight thousand, three hundred a month,

right if you make six figures in the year. So if you were smart, you wouldn't go get a five thousand dollar condo just because you make six eight thousand a month. What people do that? They're like with ship, I'm gonna have three thousand lefts. You know what I would do two thousand dollar a month apartment because you know what I'm saying, Hey did what it is? See

that's how I was living. You feel me like like I was living like really below my means, like I live off my army money, and then I invested my barber money. So my army money was nothing, but I mean it was something. It was third eight hundred a month, but I still save all that I was living on maybe a month, but I was making third eight hundred a month off the army. So I'm already saving. You know what I'm saying, like like thirt hunting or whatever.

That the number is right, then I'm investing all of my barber money too, so I'm in. Then I'm putting in four thousands. I'm powering my dreams with with the four thousand, with this four thousand dollar machine a month. So even if I lose this four thousand next month, I will make it again. Learned I learned something from that last four thousand I lost. But at least I know how to bring in something to where I can just keep doing this, keep doing it and then soon.

But I didn't quit, you know what I'm saying. So yeah, I might, I might have lost some money, but I but I knew cut here already know. I'm a barber, I'm a machine. I'm gonna get that three thousand back and go and go put in the stock market, go put into something you feel me? Yeah? Yeah, So do you do like some mentoring? Do you do you do mentoring the mentorship type stuff too? Yeah? Now I do. At first, I didn't because it was taking up time

and I like to do things and vote. But now I'm like, you know what, I got the time to like sit down. I had the free my time of it. So I had to let go with like like Buddy said the last podcast, sometimes you gotta put something away so you can go and start something. You know what

I'm saying, and it's gonna grow. So I was making like a hundred and fifty thousand a month off something I was doing right, but I had to be there, um every I would say three days out the week, two hours for two hours when I said I'm gonna need that two hours back because I got something that could potentially make me instead of a a hundred k a month, maybe five K month, even though I ain't make a dime off of it, yet I believe in it. You

feel me. So it's like, now I ain't gonna I made some money off of it, but it's like I'm learning that too. You need a lot of time. And for me as a CEO, I'm like, Okay, I need all the time I can get so I can work and think. I need to free up all my time so I don't need to be cleaning the house. I gotta I gotta go get some maze. I gotta invest in myself. I don't need to be worried about my account. I need somebody knowing who I trust, looking over there

money while I go. Everything I need. I need a lot of stuff taken care of so I can free my time to think. And a lot of people don't realize that too. Once you start, Once you start grinding first, you're not gonna have no time. I didn't have no time. I was in the army. As soon as I get off cut here no time. But you gotta go through that that no time to free yourself. You get what I'm saying, get you some time. So now that I got time, and it's a wrap, and you gotta get

passive income. A lot of people income is acting. You get what I'm saying, Like, I'm pretty sure y'all got totally similar to check to check you're you're you have to be physically there to make that money. You gotta, you gotta. Your goal should be to make as much money while you're not physically there, or you're gonna be forever in the rat race. You get what I'm saying. So I tell people that all the time, Like they'd be like, how do I get rich? How do I

get rich? I said, you gotta make some money while you're not there. The only way I know that's really possible is is online money. Yeah, the only thing I know that makes that much money while you're not physically there. Yeah, you gotta do content, but you can record at one time and sell it. You know what I'm saying. Don't get me wrong. Were all gonna be actively working. You know what I'm saying. I tell somebody nobody technically retired.

Tyler Perris still working, Steve Harvey still working, Oprah still working. Uh, Bill Gates finally stopped working. You feel me like you never really retired. And once you realized that too, that sometimes it becomes about it's not about the money no more. I'm pretty sure you can live off the next five year with the money you got, right, all of you, all of you could. But you understand, like the way

you want to love she take in inflation is inflating? Yeah, of that money becoming live in my news, Right, you got to go the class again. Yeah, nah, I can't can't do that. Nah, But that's but work because I got them can't no more. That's how I feel too that in my opinion, So why do y'all work? Like what what's your purpose? Is? Just? I just work because they didn't keep my mind from from just being flat, Like you working what you're doing? That's what I say.

But then some people would say, why is our society based on money? Thinks when when you're trying and work with purpose tools, I think everybody yet working working. It's not like it's not work for us. It's just like we're doing something that we love to do. But we do understand that in the process of this being something that we love to do, we need to continue trying to perfect our crafts so that we can be the best of what we're doing also maximize the most out

of it. Okay, Yeah, that's how I feel about me. Like the reason I get up every day and do it because it's it's bigger than me. Like so, like I didn't know until I started traveling, Like I go to the airport, I go, anywhere I go out of the country, no matter what city I go, people can literally spot me in traffic. I can be in my car, don't matter. They just know it's me. They're like, man, you changed my life, you change this, you did this. It's like I didn't know it was that big and

started traveling. So now that gave me a purpose of Okay, people listening, people really taking heed to what I say. I'm actually influential and a big part of this culture. So you know, you don't know that you're just making content. I thought nothing of it. I'm thinking this Instagram is doing it right. Yeah, you know what I'm saying. I'm just I'm just a businessman really at heart. First I come in as a businessman. You know, of course I'm

trying to make a change. But you don't believe you can make it that big of a change, or you from what we from you like this is I'm way too small. I don't know these rappers. I don't know nobody. I'm too small for this, you know what I'm saying. My mind still kind of like that, like I don't know how big this is. I'm just recently starting to

understand how big it is. You know what I'm saying, Like the impact and stuff at this point, now, since you are financially well off, well motivates you, Like when you get up in the morning, what's what's your what's your main motivation? I'm living for like my legacy, my family, UM, my last name. Uh, it's a it's a sense of pride to get up and not quit after a while sometimes. And it's not about proving haters row. It's not even

about them. It's about me what I stand for, you know what I'm saying, Like I believe your life is a book, and if you're write in that book and you you know, let's just say I'm on chapter ten, right, I feel like I got another sixty seven ago, you know whatever. I don't want this book of mine to say I quit at chapter ten. You get what I'm saying. It's but it's really about me. And I feel like once you stop living for other people approval, you start

to blossom in life. Like and they what they say if you live for their approval or die by their rejection. So I literally don't care how I look to other people, you know what I'm saying, Not how I look physically, how much money. I don't really care what they think, and that helps me keep going to a mind of like, I'm not living for your approval because I ain't trying to die by your aggestion. Because the moment they say they're all right with you no more, that's when you

become depressed. You get what I'm saying, The moment they're not feeding into what you put out, you become depressed. So just put it out without all that ego, and you know what I'm saying, congratulate me. You know what I'm saying, Like, yeah, you definitely gotta say fuck you critics. You gotta say that basically protect your energy, you know what I'm saying, and then learning how to say know all that. Sure, you know what I'm saying. It's easy for you to say no, yeah, yeah now I used

to Yeah. Now it's easy to say no. You know what I'm saying, because so you gotta be then asshole order to be happy. Yeah, but it's still for me, like it's easier to say no, but it's still kind of hard when it comes to the people that I really love and care about because it's not that I really give a funk about what they think. But internally I just hate letting people down. So it's kind of like, uh,

I don't really want to do this ship. But if I can figure out a way and it doesn't like affect me too bad, then I'm gonna hand and do it, Like if I really love you that much. You are so a female, so it'sn't your nature. You know what I'm saying to at this point, Well amn, right now, personally, I don't said what it is. I can't do it. I can't do it. There's no, it's no because at the end of the day, I'm keep saying all these

this is to you. I'm eventually had to tell myself though, yeah or some ship, I won't you know, I'm I'm many times I say now I ain't gonna go by that car, but then I tell you, yes, I ain't got money for me, But I say yes, because you

got a problem. Yeah, that's out the one, right. I had to learn that at a young age, and like I had learned at old age like not to because you know, I became a millionaire, was twenty three now twenty six, so you know, being twenty six, if they see uh, but I but I had six figures is our twenty two? I made my first six. No, I made my first six at twenty one, half a meal at twenty two, millionaire twenty three. So in my opinion, I had money for six years. You get what I'm saying.

I've been living like a big dollar for six years. But you know, if people only see three, you don't say that's how long I've been doing it, you know, popping on. So yeah, So and I made my first meal when I was in the army, you get what I'm saying. So like it was, it was a lot that went to get in that first million, you know what I'm saying. But once I got it, I had to realize, Like when I made this million, I was in Savannah with just me, my wife, and my son.

That was it. You get what I'm saying. So it's weird to me when I moved back home to Atlanta. How many people like feel like, yeah, you know what I'm saying, Like, that's weird to me. I was all on in Savannah when I made this, You get what I'm saying. I wouldn't even know where near this I was in the army, dug Off, You know what I'm saying. And then you know if I didn't, if I wasn't this big, you wouldn't even talk to me, do you know what I'm saying? Right, So it's like I don't

allow people to attach themselves to me. Yeah, if people don't like that about me, but they don't realize I understand how I got this. It would me, my wife and my son. It was it. So I don't allow people to leach off me and this and that. And I had to learn that just moving like they have a right to feel entitled, but they can't. You know

what I'm saying. I would go on for six years, I was in the army, I joined the eight team maybe my millionaire twenty three, so I was gone nowhere near home, you feel, Yeah, So like like it's easier for me to say no too, because I couldn't imagine if I grew up like if I was in If I was, it would have been worse for show, like if people would have saw. But I had to learn that too. If you want to be you gotta make

yourself less successible in order to boost your value. You get what I'm saying, I'm pretty sure what that's a four day law power and yeah, like you gotta make itself less successible to boost your power. So I had to learn that too, Like if you got a brand or if you got something, yeah, you gotta pop out. But let's look at the old days. Was the king in the middle of the damn village back in the day every day if he if he was, you got,

I'm saying, they'll take advantage on they want to take him. Here. I see this man every day. He's nothing to me. You know what I'm saying. He's just like us. You get what I'm saying. So I tell all kings, when you start getting that paper and this and that, become less and less accessible on purpose to boost your value and for people to take your time and you serious, you can as I always see, they feel like they know, they really know. For show they said, we'll not get

big and giving the gems. Man, you know we're on were Clark Atlanta University. What would you say to that kid in their during room, that freshmen, what would you say to brother incarcerated, to anybody in the streets about how they can progress their situation or progress their situation financially. It's pretty easy to progress the situation financially. I figured out that it was easy. Now people are gonna say it it's hard, but I think it's easy. I always

tell them the same form I preached this. It hasn't changed because this is how I got wealthy. It's to literally live extremely below your means. Stop worried about what everybody's saying about you. Stop trying to compete with other young men, because y'all gotta realize we gotta humble our sails. We don't got nothing. We eighteen nineteen. We don't have ship. We can keep trying to wear the fake chains on Instagram,

buying the vcits camaros. I did all of that. You feel me all that trying to prove that we rich at eight. Just humble yourself because because that's what I had to do. At twenty, I said, I'm I'm gonna cut I'm gonna stop playing video game. I'm gonna stop buying Jordan's every weekend. I'm a humble myself. I don't care what you think I got on. I don't care about going to the club every weekend. I don't care

about you know what I'm saying, having ten girls. You know what I'm saying, I had to stop caring about everything. I gave up all that and said, I gotta go get this money real quick. Because it was Tupac who made me realize this and that kindra Lamar so immortal man. He said, while you're young, that's when you got to go hustle the most, while you still want to fight back, while you still want to live weights, while you still allowed mouth and proud and everything, while you still got

all that energy. And it really motivated me because I'm like, damn, I'm seeing here like literally conform into society, going to the club every weekend, worried about who got the most holes, you know, girls, worried about all that. I was just a regular you know what I'm saying. Dude, and I had and I realized had to isolate myself and they

will be okay. So a lot of dudes would be afraid of that, like let me walk away from my homies because we've been we've been banging together for a minute, or we've been in the streets, or Gus, my brother, he gonna say, I'm el nigger if I if I move and do my own thing. A lot of people be afraid to branch off. But see you gotta you gotta tell him. Look, I got my life, You got your life, no facts, because everybody everything ain't just because something for you. Don't mean this for him. You know

what I'm saying, be trying to drag him on. Yeah, he dragging yourself down. And he and you quit because he quit, Well, you ain't got the motivation. I ain't got the motivation. It don't go like that, you know what I'm saying. So I had to let it, and I tell dudes that to be it. Don't be afraid to walk alone. Fact. See, I feel like most men who come together and do something already was on the path to doing something, and they aligned. You had motion,

he had motions, she had emotion. Y'all aligned. It wasn't like you f u uft up and you are trying to drag somebody up. You feel me like, I feel like when you start making that money, you're gonna start be in places where people make money. You know what I'm saying. Like it's like the law of attraction, and I don't know how it is. You get what I'm saying. Like, for instance, I ran into David on the way here

because I'm on the way to big facts too. You know what I'm saying, But I've been knew him, But what if I wanted to network with him or something like that. So it's like, humble yourself, save your money, get us, get one streamer, and come figure out what the next stream gonna be and save a hundred percent of that. Don't lifestyle creep, don't even touch that new

money you're about to make. So you got one whatever that first stream, you gotta homeble yourself enough to live all the way off you got to, or you're not gonna make it. A lot of people don't want to do that. Like when somebody tell me or my mama worked two jobs to take care of us. That's cool and all, but we should only take one. You get what I'm saying, because that means, you know what I'm saying, the lifestyle is in there. Or of course people fathers

don't be president. You know it'd be situations. But at the same time, you shouldn't. You shouldn't have to work two jobs to support your life all of your times when one job you posted to live off of, the other you post to use as a machine the power of it. So if I was in college, i would if I was in college. Personally, I'd probably be a barber. I'd probably be a party promoter. I'd probably be that guy, you know what I'm saying. But see, I was in the military, and yes that I became that guy as

soon as I went in there. I'm always gonna be that guy no matter where I go, to be bringing in some money, no matter what. That was me since out nine years old, when I was in when I was an apartment saw Cleveland, I would take can out trash. I was that guy. And I was and I was walking the kid home for ten dollars a week. I was that guy said nine years old. Yeah, you get what I'm saying. I was. I was somebody security ten years old, making sure he you know what I'm saying.

His mom paid me ten dollars a week. And I'm taking out trash on taking out trash in the mornings and then uh on the weekdays, I'm walking the kids home, always making money. Since I was nine, when I was in school, I sold candy. I was always that guy to plug and play himself in any situation. What I mean and capitalized. I got. All you gotta do is see what do people need how can I add value? You get what I'm saying. So that's how you do it. Usually gotta say, Okay, what can I supply these folks?

What can I take advantage of? When I was in Kansas, I was a sneakeryseller. Why because I live in Kansas. White people ain't buying Jordans like we are see in Atlanta. Uh, the line gonna be fifty people and it's only twenty days. And there you get what I'm saying, only twenty jays. It's fifty people in that line Kansas, five people on this line. So you know, I'm always that type of think. It's five people in that line that Jordan costs a hundred and eighty stopped, I can go put it on

eBay for two fifty. That's what I did at seventeen years old. That was so I've been selling online since seventeen and that was in I made my first thousand online at seventeen. Yeah, so yeah, so I've been I've been doing it for a minute. And you know how like some people be like, what was it about you

in the past that makes you a millionaire? Now? I didn't notice it until I got older and said, damn, I've been hustling my whole damn Like I've always been that guy because I was nine years old to go get some money. In every single situation I've ever been in I'm talking about, I am not. I have not had a job because I was sixteen. You think, you think for some people that's just how it is. Some people gathering. Some people don't bosses, and we gotta workers

with bosses everybody can, I think? So I think God has chosen people, and I think it was just I had a hustler spirit, Like my parents never told me to go do that. Those are all my ideas since nine years old. You know what I'm saying. But I didn't have the the best grades I did. You know what I'm saying. All the way up into high school, I took all that band's classes, so I wasn't no dummy. I took a p classes. I always had on the roll all up to high school because I found out

I was going to the army. So I just but I always had since I always knew that I can read a lot, and reading really what got me here too, Like just read books, stay up on your education, um and you must sharp knowledge is really the power because even in any business you got if you like, let's just say I'm competing in the airbnb industry, it doesn't Yeah, you can advertise, you you do gotta get your marketing up, that's true. But if I know more than you too,

I'm gonna outdo you. You know what I'm saying, Like you might saw aways tell people. Marketing is key to learning how to market, but also knowing like like to keep going and to keep reading to keep further in your knowledge. That's how I get ahead in my market too. Is you can't compete with me if I'm always reading

and I know you're about to take a break. You get what I'm saying, Like you gotta know when people taking a break, like you gotta And that's what I learned to like you really want to be a hustle and hustle when people take breaks. Yeah, you know what I'm saying, Like you're gonna go crazy, Like I already know, Saturday and Sunday you beat on the week You're done, I'm not. You get what I'm saying. Every weekend I

put in work. So that's that's that's my gyms to get to the appreciate your fueling up man that could tap in with the movement. Aristotle Investments. Man Instagram always shadow banding me. But Aristotle Investments Instagram and shadow banding me. But you gotta type in the whole thing. Aristotle Investments A R I S T O, T L E, Underscore Investments. Yep, and that's me. You can find me on all platforms.

That is Triple W dot Big Fact dot Com, hbc U on the Green, the Street, don't catch live from Clark Atlanta University is DJ screen, Big Bang Baby j. We are the big fast crew. This is hbc U on the Green and the only way we can start this situation off with the let's go HBCUs on the Green. I'm gonna commit you. This is just the snippet of of we're gonna sit with Corey push. I just told my man, I said, let'ten I can't give up the whole push because the whole pushes is too big. Let's

let's really do it the right way. Don't give him a taste. Is this little drip, little drip, little drip you gotta do so let everybody know ready for it too, you know. No, I'm just saying it's it's over. I'm outside. We already got the whole play. I need three cameras, four and then I got a camera taking the picture of the camera. Yeah, and then the camera behind him with the cameras and the drone catching the ship on the top bottom of the sideways. That's how we're gonna

do with So let everybody know why we're here today. Man, you know you invited us out. We appreciate you. You know, another executive producer, Big Facts, you know, you know what I'm saying. Why wouldn't we that's right, Why wouldn't we not bring in you know, our own podcast, right, that's right here in Atlanta. That's that owns the streets. That's the voice of the streets. That's the interviewed everybody got a hundred episodes and right, and that's owner about platform.

That wouldn't even make sense. So you're figured, you're figured, what do we do Big Facts on financial literacy? That's that builds like something to me that we might be able to do that running through the high schools and everything. You see what I'm saying through the hoods, because anybody ain't gonna go. We need to go with the right to the people where they need us to be you see what I'm saying, pushing with the winergy, with the winning energy, no complaining and no excuses. You know what

I'm saying. We're plying through all obstacles and to do what we gotta do for the people. And I just commend y'all. Y'all super consistent, you're super real. You know what I'm saying, And you know and what you'all talking about and the way you're talking about it, people are afraid to do it. That's why I'm missed with y'all, and I'm gonna keep messing with You'll know what I'm saying of the HBC on the everybody that's going to

see this, Yeah, the green. You know, when you just think about look where we're at right now, we're on the green. You know what I'm saying. When you think about the campus and you go to the center of campus where everybody's stepping, where you might get in to a fight, where you do whatever, you might have a debate, You're gonna do that on the green. So everybody comes to the green and do whatever you're gonna do. Inspire people poetry and you know, um, you know, mentor each other,

you know, and just a community sell some ship. So at the end of the day, HPC on the Green is a is a fencet company slash merchandizing company. Right, So we got the collegiate license to do merchandise for over seventy historical Black colleges and Brandon is everything. I'm a brand guy. I come up in the nineties, you know, and I think Brandon is important because if people don't know who you are, you know, how how how are

you're gonna do whatever you're gonna do? So we stop it? Yeah, get them yeah, yeah, yeah, no downtown okay, cool, no, Yeah, we're gonna and you'll know you're gonna cut this up. Yeah, just HPC on the Green. You know, it's a company. It's the fintech company where I love fintech. Although it's you know, a new um kind of a new space with banking. We're able to capture data and you know, we're able to capture the data so that we can

better serve the community. Right. So, at the end of the day, I always was a trendsetter, you know, I like the pioneer things. So if we have this license, we have to think what else can we do with the lights is the Hawk merchandise. You know what I'm saying, that's that's not that's not the big idea. That's not gonna you know, save lives. So what we did was we found avoid something that's never been done, was to get the schools on these reloadable debit cards and gift

cards so we can start these students on their financial journey. Right, So we do gotta get that off for gotta go. We can give it sure, So what what what's the follow up to this? The follow up? The follow up to this is um to take will be done here. Obviously this is our first one, you know, obviously you get the chance to see after you do something, how we can make things better. I'm super happy we gotta you know, we part lived with master Card on this,

on this initiative. They they've been a great partner. Right on did the come on board. They already was doing great work in the space, you know, giving money to Howard and all these Verbier schools and even more House and um and Spellman and and and and I can see that they're authentically want to see change, right, So what some he natural A lot of times you might have a corporation. They try to do with their selves.

I think I think the best way for what to get the community is partner with people that's in the culture that can add value and do it in the best way possible. So we use our relationships. Right. We got Big Fat Show Boom. We come to a Big Fat show. We bring them on the campus. We have a relationship with Terrice J Tervice J. We could call him on the phone. We don't got to go to a thousand people your terms. What's going on? We got something going on hpc US and he showed up and

and it keeps going on and on. Right, So I feel like this is just the beginning of of a lot of things we could do. We got a black own hair products company which is Talia, who's a good friend. She's out of Hallum. She has you know, she has um. You know hair shows that yeare with thirty thousand people come to. So when we think about a natural partner, we would have a Talia brand where they got Jimmy's hair products and they also have the natural here for

the females. We got black black people with a lot of natur here. So they're making the products that actually work when they get those products and I can see they're using it, they're putting in here, They're like, yo, listen, I finally have something for me. So that's what we want to do. We want to create design back and on reward systems that that helps promote us to circulate our money back in the community. So personally, what this this movement mean to you? And at the end of it,

what's a win for you? Damn man? You know a win for me to win? Personal win is that obviously the people that know my story, which we're not gonna get into that to the next episode. You know what I'm saying, it means a lot because I'm here in full circle. You know, I had I had a very you know, challenging journey, you know what I'm saying to get back here. I went to an HPCU, right, I left college to go to HPCU to have fun. When I went out there to have fun, there was a

lot of elements and things going on. So it means a lot to me because I didn't stick it through. I didn't follow through and finish school. So now to come back out here to bring a financial literacy tools to the students, back to a college. Is that I want was my stomping ground. You see what I'm saying, to sit back here with my legs crossed, executives doing a podcast, three or four cameras on me, the artists that I ever present, and MasterCard executives here that's on deck.

Probably proud to be man because I'm a black brother out here putting it down, overcoming adversity. I want to be an example for individuals who feel like theyby can make a bad decision and then that doesn't define you. You don't gotta give up. I don't give I don't give an F what it is. I can say the F and everything. We're gonna go F and all that when we can do the other show. You know what I'm saying. I just, I just, I just I'm just proud of you know how we was able to come together.

It's not easy anytime that you're doing something that's never been done, there's gonna be little kinks in it. But look, we're here today. We're here today. I feel amazing. I feel full of winergy, and I want to take that winnagy all over the world. And I want to do more programs like this. I want to go to every college. I want to have big facts at every show. You know what I'm saying, turning it up. I want to go into schools and I want to start them in

the schools. We're doing it here because this right here, they needed you to take them through their financial journey, right, but we also need even before they get to college. We need to start giving them this information. And there's a lot of people out there that's doing it great. I just want to do my part. I just want to do my pot. Everybody do their part. Everything's gonna be cool the world. The world needs that winergy, and we're here. We're here, and we're here to bring it.

You know what. I'm here because everything you're accomplishing, salute to you. It's more to here. Let's go to vote. We're bringing the vote to Atlanta. We already started with the Black News right and then we're bringing the whole operation to Atlanta. Where are people that where we should have been. But it's okay, we're pivoted. You know that it's all right to pivot. You know what I'm saying. You don't just stay somewhere and just know it's wrong. You know I'm saying, no, you pivot and you do

what's right. So the right thing to do is to go with our people, and that go where our creators are at, go where the talent is. That go where the people are at. And that's why we hear the vote Let's go. The head is words from the blood y'all the streets exactly. It's a big fast, don't cap Fitch

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