Australian Finance Podcast - podcast cover

Australian Finance Podcast

The Australian Finance Podcast is your guide to sorting out your finances, one episode at a time. Owen Rask, Chief Investment Officer, & Gemma Mitchell, Senior Financial Adviser, bring you actionable strategies and knowledge that you can put into practice today. Save money, invest better and live life on your terms. ~~ New to the show? We recommend that you head back to our Starter Pack series of the podcast in Jan/Feb 2024, to get your head around some really important concepts! More advanced listeners might enjoy our other show, The Australian Investors Podcast. ~~ SHOW NOTES: https://www.raskmedia.com.au/podcasts/australian-finance-podcast/ ~~ DISCLAIMER: The information in this podcast series is general financial information/advice only. That means, the advice does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. In addition, you should obtain and read the product disclosure statement (PDS) before making a decision to acquire a financial product. If you don’t know what your needs are, you should consult a trusted and licensed financial adviser who can provide you with personal financial product advice. Please read our Terms of Service and Financial Services Guide on www.rask.com.au/fsg.

Episodes

Micro-investing 101: walkthrough of Pearler Micro, Raiz, CommSec Pocket, Sharesies & more

For many Australians, investing is a daunting activity to get started with. However, micro-investing apps like Pearler Micro, Raiz, CommSec Pocket, Sharesies, and more have broken down many of the traditional barriers to investing for beginners. Starting with just $5, you can get your first taste of being an owner in our global economy rather than just a consumer, which is pretty exciting! In this episode, Kate Campbell and Owen Rask dive into what micro-investing is, how it works, pros and cons...

Dec 07, 202327 min

Using your money to make a difference globally with just $25

Want to make an impact globally with just $25? You can do so with Lendwithcare, a micro-finance lending program for small businesses powered by Care Australia. How does it work, you ask? 1) You lend: You choose which borrower to support 2) They grow: Your investment helps their small business grow 3) They repay: When they’re up and running, they repay your loan 4) Lend again: Support another person to change their life Tune into this episode as Kate Campbell chats with Suzi Chinnery, the Head of...

Dec 05, 202319 min

I want to start investing in 2024 (step-by-step guide)

Want to become a millionaire without winning the lottery? Then listen up! This episode is for anyone interested in investing in 2024. Kate & Owen take listeners through a whirlwind adventure covering what investing is, what to do before investing, what you can invest in and how to invest in it. Want the resources? Head to the show notes on Rask Media! 📚 Enjoyed this episode? You'll love Kate's book, Buying Happiness, which you can order on Booktopia or Amazon. ~~ Resources you'll love ~~ Invest...

Dec 04, 202343 min

🎄 Christmas on a budget: Kate & Owen's tips & tricks to save $$$

There’s no doubt about it: the Christmas season and the Summer holidays are expensive! In today’s episode, Kate & Owen are talking about some practical ways to save money this Summer, be fully present during the Christmas season and not set ourselves back financially. We also touch on being generous with our resources, as many people in our community are having a tough time this year. 📚 Enjoyed this episode? You'll love Kate's book, Buying Happiness, which you can order on Booktopia or Amazon. ...

Nov 30, 202325 min

What the RENT is going on?! ft. Domain's property expert Dr Nicola Powell

What on earth is happening with the rental market right now?! Tune in to hear the latest data from Domain's property expert Dr Nicola Powell. In this interview, Kate Campbell and Dr Nicola Powell discuss: why rents have increased so much in 2023 where the most affordable cities to rent are (Vacancy Rate Report) practical strategies for listeners to manage the cost of renting right now 📚 Enjoyed this episode? You'll love Kate's book, Buying Happiness, which you can order on Booktopia or Amazon. ...

Nov 28, 202332 min

Q&A: Do ETFs pay dividends, good money habits, exit strategies and FREE investing courses

Ready for a listener Q&A? Kate Campbell & Owen Rask crack open the question inbox to discuss topics including: Best Rask Education courses to start with Getting paid dividends from ETFs Using ETFs like VHY to increase your income Building helpful money habits Financial exit strategies ASK US A QUESTION: https://bit.ly/3QtiY00 📚 Enjoyed this episode? You'll love Kate's book, Buying Happiness, which you can order on Booktopia or Amazon. ~~ Resources you'll love ~~ Invest with Owen: https://bit.ly...

Nov 27, 202338 min

🧠 Brain Hacks: You’ve made a financial mistake - now what?

Ever made a money mistake? In this episode of Brain Hacks with Kate Campbell and Evan Lucas, we're talking about making mistakes with our money, learning from them and moving forward. In our latest series, "Brain Hacks with Kate Campbell & Evan Lucas", the duo discusses common behavioural biases impacting our financial futures and strategies to combat them. Just look for the 🧠 episodes every month. 🙋🏽‍♀️ ASK KATE & EVAN A QUESTION: https://bit.ly/3QtiY00 📚 Enjoyed this episode? You'll love K...

Nov 23, 202323 min

Q&A: $4,000 for financial planning, getting insurance, mistakes & Alex's 5-minute challenge

Ready for a financial planning Q&A? In this episode of The Australian Finance Podcast, Rask's Chief Investment Officer Owen Rask and Alex Luck, co-founder of Everest Wealth, answer your financial planning questions and tip-toe around the important topics of Super and insurance. Every week, Rask's panel of experts answer your questions, no matter which channel you list to. ASK YOUR QUESTION: https://bit.ly/3QtiY00 In this episode, Owen Rask & Alex Luck cover: 1. How much does it cost to get finan...

Nov 21, 202350 min

10 things to AVOID in the world of finance & investing

When you immerse yourself in the world of money and investing, you begin to realise not everyone knows what they’re talking about, and there’s a lot of noise and misdirection you need to swim past and mistakes to make and overcome. We’re here to help you fast-track your journey a bit by sharing some of the things to avoid that we’ve learnt from our own experiences. In this episode, Kate Campbell and Owen Rask discuss some critical things to avoid on your personal finance and investing journey. �...

Nov 20, 202337 min

Our 3 BEST purchases under $30, free audiobooks & should you pay for YouTube Premium?! [Money & Chill]

Want to know our BEST purchases under $30? ⚠️ Warning: This is not a serious episode, but we have a whole back catalogue for that. In this episode, Kate, Owen and our producer Monique discuss their top three purchases under $30 recently that have improved their life. They also discuss their favourite books at the moment and what's happening in the world of Rask right now. Money & Chill is a monthly segment on The Australian Finance Podcast featuring Kate, Owen and our producer Monique. We chat a...

Nov 16, 202340 min

Kids Ain't Cheap: How to plan financially for parenthood and your family's future ft. Ana Kresina

Kids cost how much?! In today's episode, Kate Campbell chats with Ana Kresina about her brand new book, Kids Ain't Cheap: How to plan financially for parenthood and your family's future. Ana talks about everything you should consider before having kids, the big costs involved, navigating child care and parental leave and having conversations with your partners. 📚 Enjoyed this episode? You'll love Ana'a book, Kids Ain't Cheap, which you can order on Booktopia or Amazon. ~~ Resources you'll love ...

Nov 15, 202333 min

9/10 of us are passive with Super, is that a good thing? Full interview with Australian Retirement Trust

Did you know that 88% of ART members under 40 sit in the default super option?! Last year, Sunsuper and QSuper merged to form Australian Retirement Trust (ART), now one of Australia’s largest super funds that manages over $260 billion in retirement savings for 2.3 million members. In today's conversation, Kate Campbell chats with Anne Fuchs, ART’s Head of Advice & Acting Chief of Retirement. The duo discuss the power of making small changes, why aren’t more people interested in their super given...

Nov 13, 202335 min

Investing in AI? Here's a list of AI stocks to watch

Are you on the hunt for the best stocks to invest in for Artificial Intelligence (AI)? Like NVIDIA Corp (NASDAQ: NVDA)? Or Tesla Inc (NASDAQ: TSLA)? Or looking for some technology ETFs for AI exposure? In this episode, Owen Rask explains how he'd invest in AI and why he's not rushing to do it. Plus, Kate and Owen discuss the ways AI might impact how they invest and some current use cases. Owen's AI stocks & ETFs article: www.raskmedia.com.au/2023/09/05/top-10-ai-stocks-etfs 📚 Enjoyed this episo...

Nov 09, 202338 min

Amy's $25k Renovation: How to add the most value to your property

It can be a challenge to know what the market wants and what people like, so this episode will help you understand the best strategy for you! Buyer's agent Amy Lunardi and Rask founder Owen Rask talk through actionable ways for you to understand how to add value to your property. On this episode of the Australian Property Podcast: Amy and Owen's personal experiences renovating Renovation goals Ways to add value Things that do not necessarily add value Ways to save money Sprucing up for sale Extr...

Nov 08, 202352 min

Q&A: Work in healthcare? Listen to this. Plus, why offsets beat redraws & how to upgrade safely

In this episode of The Australian Finance Podcast, Owen Rask is joined by Chris Bates, mortgage broker and founder of Blusk, to answer your property questions. We L-O-V-E your property questions, so send them through to Chris Bates & Owen Rask: https://bit.ly/3QtiY00 Property questions answered today: What is Lenders Mortgage Insurance (LMI), and am I eligible for a waiver? Redraw vs Offset: What's better between offset accounts and redraw facilities? Where should I keep my emergency fund if I a...

Nov 06, 202347 min

NASDAQ up 35%, household savings down & interest rates (Owen's November market update)

Want to know what's going on in the world of money? Catch up with the world of finance in Owen's November 2023 market update, covering major market moves, what's going on in the world of interest rates & the employment market. Resources you'll love Rask Invest - Invest with Owen: https://bit.ly/R-invest Mortgage Broking: https://bit.ly/broke-rask Financial Planning: https://bit.ly/R-plan Property Coaching: https://bit.ly/R-P-coach Business Coaching: https://bit.ly/o-coach Ask a question: https:/...

Nov 02, 202328 min

Kate & Owen pull apart the ASX's 10 largest companies: BHP, CBA, CSL & more!

Do you know what the largest ASX companies inside your ETFs and superannuation are? In this episode, Kate Campbell & Owen Rask give you an overview of the 10 LARGEST Australian companies that feature heavily in many core ETFs (for example, VAS, A200, IOZ & STW). Please check the latest data - this list changes daily, and we recorded this episode on the 20th of October, 2023! Resources you'll love Rask Invest - Invest with Owen: https://bit.ly/R-invest Mortgage Broking: https://bit.ly/broke-rask ...

Oct 30, 202351 min

5 ways to be a BETTER investor in 2023

Have you made your first investment and are wondering what’s next? We’re talking to you in this episode and bringing you five tips to upgrade your investing game and ensure you’re on track. Plus, we’re right by your side during the journey, keeping you on track and accountable for reaching your long-term investing goals. Let’s start building wealth (slowly) together! Resources you'll love Rask Invest - Invest with Owen: https://bit.ly/R-invest Mortgage Broking: https://bit.ly/broke-rask Financia...

Oct 26, 202327 min

10 property green & red flags when dealing with experts (agents, brokers & lawyers)

Thinking about making a property purchase soon? Let's help you avoid some critical mistakes that can be costly during this significant journey! In this conversation, Kate Campbell chats to expert mortgage broker Chris Bates about his top ten property green & red flags when dealing with experts like real estate agents, mortgage brokers, buyer's agents and lawyers. Resources you'll love Rask Invest - Invest with Owen: https://bit.ly/R-invest Mortgage Broking: https://bit.ly/broke-rask Financial Pl...

Oct 23, 202335 min

Don't Stress, Just Invest with Equity Mates

Can investing actually be...easy?! Catch this light-hearted Friday conversation between Kate Campbell and the guys from Equity Mates as they chat about their brand-new book, Don't Stress, Just Invest. Alec & Bryce share their investing tips with listeners and explain that investing can be pretty simple once we have the foundations in place. Focus on getting rich slowly because you might just do it! Resources you'll love Rask Invest - Invest with Owen: https://bit.ly/R-invest Mortgage Broking: ht...

Oct 19, 202335 min

How to find great global companies & managing an investment fund with Elisa Di Marco

How does an active fund manager approach investing? Kate Campbell chats to Elisa Di Marco, a Portfolio Manager & ESG Analyst at Magellan Financial Group, who shares her insights on investing in great global companies and managing a fund. Tune in to learn more about Elisa's approach to finding quality global investments as she takes us through the investment case for Nestle (SWX: NESN). 📚 Enjoyed this episode? You'll love Kate's book, Buying Happiness, which you can order on Booktopia or Amazon....

Oct 16, 202344 min

Can work and happiness go together? Here's what this expert thinks!

Happiness is a strategic advantage in the workplace. So, let's invest intentionally in it. We've got Declan Edwards, the happiness guy, back on the show to discuss the benefits of workplace happiness. While our personal happiness is our responsibility, we can make changes in our workplace to boost everyone's happiness and improve results across the board. Catch Declan's first episode on The Australian Finance Podcast here 🎧 📚 Enjoyed this episode? You'll love Kate's book, Buying Happiness, whi...

Oct 12, 202343 min

The power of setting small money goals [BONUS]

Think of that thing that’s been on your mind for a while that you still haven't completed. You got it? Now, think about the smallest possible daily goal you can set that will take you one step closer to that. Are you laughing at how small this goal seems? Good, you’re doing it right. Now, write this goal down somewhere prominent where you’ll see it every single day. 📚 Enjoyed this episode? You'll love Kate's book, Buying Happiness, which you can order on Booktopia or Amazon. *** Access the show...

Oct 10, 202321 min

Personal insurances 101: income protection, trauma, TPD & life insurance

How can you make your financial plan more resilient? Wilson Chen, a personal insurance specialist from WeLifeInsure, discusses personal insurance: life insurance, income protection, trauma cover and TPD insurance. Insurance is one of those things we unwillingly pay for and hope to never have to use. But in certain situations, you’ll be very glad you have it. 📚 Enjoyed this episode? You'll love Kate's book, Buying Happiness, which you can order on Booktopia or Amazon. *** Access the show notes f...

Oct 09, 202338 min

Invest like a pro: how to find, research and invest in great ASX companies

Are you cut out to invest in individual companies? Hear from Motley Fool Portfolio Manager, Ryan Newman, about just what it takes to discover and invest in great companies and build wealth over time. 📚 Enjoyed this episode? You'll love Kate's book, Buying Happiness, which you can order on Booktopia or Amazon. *** Access the show notes for The Australian Finance Podcast: www.raskmedia.com.au/podcasts/australian-finance-podcast 🌏 Ready-made ETF portfolios? Rask Core has you covered! Take one of ...

Oct 06, 20231 hr 2 min

5 essential QUESTIONS to ask your mortgage broker (before getting a home loan)

What questions should you be asking your mortgage broker before getting a home loan? Kate Campbell talks to expert mortgage broker Chris Bates about the essential questions you should be asking your mortgage broker in this episode of The Australian Finance Podcast. Chris Bates was recently voted the #1 mortgage broker in Australia by The Adviser! You might know Chris from The Australian Property Podcast, which he co-hosts with Pete Wargent, Amy Lunardi and Owen. Want Chris and the team to help o...

Oct 02, 202338 min

Checked your super recently? Here's how

How super is your super? Financial adviser, Fatuma Akalo, takes us through a quick checkup of the annual member statement you've probably received recently from your super fund. This includes things like your super balance, fees you've paid, insurances, investment options and more! And we'll do it in less time than it takes to watch a Netflix episode. Contact Fatuma: Financial Planning | Rask + Wattle Partners 📚 Enjoyed this episode? You'll love Kate's book, Buying Happiness, which you can orde...

Sep 29, 202325 min

📚 Buying Happiness: Learn to invest your time and money better with Kate Campbell

Do you want to invest your time and money better? Then listen to THIS episode. Owen Rask interviews host of The Australian Finance Podcast and brand new author, Kate Campbell, about her book, Buying Happiness: Learn to invest your time and money better. Kate discusses her journey into investing, why she wrote a book on money and happiness, how our community is boosting their happiness and some practical ways you can use your money and time to improve your life right now. 📚 Enjoyed this episode?...

Sep 27, 202345 min

Challenges couples face with money, shared goals, financial intimacy & managing conflict

What are some of the MAJOR challenges that couples face when it comes to money? In this episode with money coach and former financial adviser Karen Eley, we dive into financial intimacy, money challenges, being curious about how our partner makes money decisions, understanding each other's money stories and much more! Plus, Karen challenges us to reflect on whether our values align with our actions. Have you listened to Part 1 with Karen Eley? Tune into our chat about our relationship with money...

Sep 25, 202341 min

Broke Business: Emma Edwards on overcoming imposter syndrome, investing for growth, pricing your products & and building a brand people love

This episode originally aired on The Australian Business Podcast with Owen Rask last month. Emma Edwards from The Broke Generation breaks down some of the most important emotional aspects of running a business, including how to overcome imposter syndrome, invest for growth confidently, price your products and services properly, celebrate your wins, and build an online brand that people love. 📚 Enjoyed this episode? You'll love Kate's book, Buying Happiness, which you can order on Booktopia or A...

Sep 22, 202351 min