In this episode of the Australian Finance Podcast, Gemma is joined by a very special guest, money coach, Lexi Smith – to answer your questions. Your questions answered today: Don't forget to subscribe for weekly shows on Apple, Spotify, YouTube or wherever you get your podcasts. And send in your questions via the link below. Resources for this episode – What is a money coach episode – Gemma’s bad debt blog – Get your money sorted with Rask free courses – PreSales for Gemma’s book The Money Reset...
Jun 26, 2025•29 min
In this Australian Finance Podcast episode, Owen Rask breaks down how to invest in artificial intelligence (AI) using ETFs. With AI transforming everything from your workplace to your portfolio, this episode covers: – How AI could add $16 trillion to the global economy – Which ETFs give you exposure to AI megatrends – The difference between core and satellite ETF strategies – Risks to be aware of when investing in AI-focused funds If you like this Australian Finance Podcast episode on AI investi...
Jun 25, 2025•23 min
In this Australian Finance Podcast episode, Owen Rask sits down with Melissa Browne – entrepreneur, author, educator, and the powerhouse behind the ‘Her Wealth Her Way’ movement. Mel shares her personal story of rebuilding after divorce, what she wishes more women knew about money, and how thousands have used her financial literacy programs to create lasting change. Melissa opens up about: – Giving away her divorce settlement – Rebuilding her finances from the ground up – Why your money personal...
Jun 23, 2025•33 min
In this Q&A edition of the Australian Finance Podcast, hosts Owen Rask and Tahli Cavagnino tackle key listener questions that pop up during tax season and portfolio reviews. This episode covers: – How to ensure your ETF tax reporting is accurate – Why rebalancing might not be as crucial for young investors – What to document when doing your own tax – How to choose the right financial adviser or accountant They also share thoughts on gender equity in financial services and the exciting things...
Jun 19, 2025•39 min
In this Australian Finance Podcast episode, Owen Rask reveals a million-dollar mistake from early in his wealth-building journey. He explains: – The opportunity he missed in the property market – Why he stuck with shares and ignored other strategies – How combining property and shares could have accelerated his financial growth – A powerful lesson in using every tool at your disposal for long-term wealth If you liked this Australian Finance Podcast episode on investing lessons and personal mista...
Jun 18, 2025•20 min
In this episode of The Australian Finance Podcast, Owen Rask is joined by Rob Thomson from the Australian Tax Office (ATO) to help you tackle tax time in 2025. Rob shares the ATO's focus areas, common tax myths, and practical steps for getting your return right the first time. Topics include: – The ATO’s "grand final" season: why tax time is so important – The top 3 areas people get wrong on their tax return – The 3 golden rules for claiming deductions – How to avoid ATO scrutiny (and a nasty re...
Jun 16, 2025•46 min
In this Australian Finance Podcast Q&A episode, Owen Rask is joined by Rask Financial Adviser Tahli to tackle real listener questions. In this candid and relatable conversation, they cover: – Investing in Asian and Emerging Market ETFs – How to think about position sizing in a portfolio – What it’s really like to switch careers (from fitness to finance) – Why relatable and accessible financial advice matters – Tahli’s unique money splurge and what it says about values Whether you're building...
Jun 12, 2025•56 min
In this short episode of The Australian Finance Podcast, Owen Rask takes you through three ASX-listed companies with serious long-term growth potential. If you're keen to identify standout shares—or you’d rather play it safe with ETFs—this one’s for you. – Why growth matters more than dividends for some investors – What to look for in a high-quality growth stock – A simple ETF to consider if individual shares aren’t your thing If you enjoy this episode on growth investing, make sure to subscribe...
Jun 11, 2025•19 min
In this Australian Finance Podcast Q&A episode, Owen Rask and financial planner Alex Luck (from Everest Wealth Group) answer your burning money questions. Tune in to hear them break down: – Whether paying off your HECS debt early is a smart move – The difference between managed funds and ETFs – Stepped vs level insurance premiums explained – Renting out your home without triggering CGT – The proposed $3 million super tax (Division 296) and why it matters If you enjoy this style of episode, h...
Jun 09, 2025•53 min
The FHSS First Home Super Saver Scheme is a great way to save for your first home. But it's complicated. Join Owen Rask, founder of Rask, and Gemma Mitchell, financial adviser of 15+ years and Superannuation specialist as they dive into your most important FHSS questions! - What is FHSS? - How does FHSS? - Is FHSS worth it? - Who can use the FHSS? - Super Saver v Savings Account - Is the FHSS risky? ⭐️⭐️ FHSS resources ⭐️⭐️ Pearler FHSS: https://pearler.com/fhss FHSS Calculator: https://www.csc....
Jun 05, 2025•46 min
In this Australian Finance Podcast episode, your hosts Owen Rask and Navarre Trousselot (founder of Navexa) explain what Aussie investors need to know before tax time. They cover: – What counts as investment income – Understanding capital gains tax (CGT) – Smart strategies to optimise your return – Common tax-time mistakes and how to avoid them If you like this Australian Finance Podcast episode on tax and investing, you’ll love our other investor guides. Don’t forget to subscribe for weekly sho...
Jun 04, 2025•52 min
In this episode of The Australian Finance Podcast, your host Gemma Mitchell is joined by Lottie Dalziel – sustainability expert, founder of Banish, and author of 365+ Ways to Save the Planet, and your money at the same time. They bust common myths about living more sustainably, explore the biggest impact changes you can make at home (that are good for both the planet and your wallet), and share practical tips to get started today – no perfection required. Whether you’re eco-curious or already co...
Jun 02, 2025•46 min
In this episode of the Australian Finance Podcast, Owen and Gemma are back for your weekly Q&A and answering your questions- covering investing in Gold, super, paying a lot of tax and much more! Don't forget to subscribe for weekly shows on Apple, Spotify, YouTube or wherever you get your podcasts. And send in your questions via the link below. Your questions answered today: - Is it risky using the First home super saver scheme given super is invested? - Help- I pay over $100k a year in tax-...
May 29, 2025•37 min
In this Australian Finance Podcast episode, your host Owen Rask explores the big question: Is the Australian property market in a bubble in 2025? You’ll learn: - Why immigration is driving up demand - What’s really going on with housing supply - The impact of interest rates and borrowing power - Whether house price-to-income ratios signal danger If you like this Australian Finance Podcast episode on the 2025 property market, you'll love our series. Don't forget to subscribe for weekly shows on A...
May 28, 2025•21 min
In this episode of The Australian Finance Podcast, host Gemma Mitchell is joined by award-winning financial adviser Deline Jacovides, founder of Mazi Wealth. Together, they break down the ins and outs of discretionary (family) trusts—what they are, how they work, and when they’re worth considering. In this episode, we cover: What a discretionary trust is and how it works in Australia When a trust structure makes sense—and when it doesn’t Investing in shares vs property in a trust The tax benefi...
May 26, 2025•51 min
In this episode, Pete Wargent from the Australian Property Podcast and Gemma Mitchell from the Australian Finance Podcast are back to dive into a big topic – raising financially confident, and competent kids. From choosing between private or public schooling, to saving (or not saving) for your kids, we cover it all. We chat about: Private vs public schooling – the real pros and cons Saving and investing for kids vs focusing on healthy household money habits How you can set your kids up for succe...
May 22, 2025•43 min
In this Australian Finance Podcast episode, your hosts Owen Rask and Hugh Lam from Betashares take you inside the ATEC ETF – Australia’s homegrown tech fund. This episode covers: What the ATEC ETF is and what companies it holds Why investors are paying attention to Australian tech How sectors like AI and cloud computing are driving growth The role ATEC can play in a diversified portfolio If you like this Australian Finance Podcast episode on the ATEC ETF, you'll love our other ETF breakdowns. Do...
May 21, 2025•9 min
In this Australian Finance Podcast episode, your hosts Owen Rask and Phil from Skye Wealth sit down to talk all things life insurance. They explore: The essential types of life insurance every Aussie should understand How to review your existing policies, especially inside super What income protection really covers—and what it doesn’t The pros and cons of funding insurance through your super Why trauma and child cover matter more than you think If you like this Australian Finance Podcast episode...
May 19, 2025•38 min
In this episode of the Australian Finance Podcast, Owen and Gemma are back for your weekly Q&A and answering your questions- covering super, investing, property and much more! Don't forget to subscribe for weekly shows on Apple, Spotify, YouTube or wherever you get your podcasts. And send in your questions via the link below. Your questions answered today: What is the epitome of wealth? My super fund has been fined millions- should I be worried? House flipping dilemma-should I renovate or pa...
May 15, 2025•43 min
In this Australian Finance Podcast episode, Owen Rask shares four Australian dividend shares that you can add to your investing watchlist. Whether you're chasing income, franking credits or long-term growth, you'll learn: What dividends are and how they work The difference between yield and total return Why chasing high dividend yields can be risky 4 dividend shares (3 companies + 1 ETF) to research further If you like this Australian Finance Podcast episode on dividend shares, you'll love our i...
May 14, 2025•21 min
In this episode of The Australian Finance Podcast, Gemma Mitchell is joined by Amy Parfett from WedShed to talk about all things weddings — the trends, the must-haves, and how to save without sacrificing the celebration. With the average Aussie wedding now topping $35,000, Amy shares tips on how to set a realistic budget, what’s changing thanks to the rising cost of living, and how to keep your big day true to you. Plus, they chat about how parents can support their kids financially without over...
May 12, 2025•53 min
In this episode of The Australian Finance Podcast, your host Gemma Mitchell is joined by the newest member of the Rask Advice team – financial adviser Tahli Cavagnino. They chat about Tahli’s path into financial advice and unpack a tricky client case from the week involving the family fallout that can happen when an inheritance is split between siblings. The main focus of the episode? What to prioritise in your finances through every decade of life. From building a solid foundation in your 20s, ...
May 08, 2025•56 min
In this Australian Finance Podcast episode, your host Owen Rask shares three budgeting strategies that actually work, so you can take control of your money without giving up the things you love. In this short but powerful episode, you'll learn: Why budgeting isn’t about sacrifice The importance of value-aligned spending How to use the 50/30/20 budget as a beginner How to make budgeting easier with free tools and apps If you like this Australian Finance Podcast episode on budgeting, you'll love o...
May 07, 2025•15 min
If you like this Australian Finance Podcast episode you'll love the series. Don't forget to subscribe for weekly shows on Apple, Spotify, YouTube or wherever you get your podcasts. Topics covered today: Your village – who they are and how to find them Getting your “financial house in order” The three biggest money mistakes Sexy goals and why they are critical How to stop overthinking your goals What advice Jacqui would give to her 20-year-old self Resources for this episode Connect with Jacqui- ...
May 05, 2025•46 min
In this episode of the Australian FInance Podcast, Owen and Gemma are back for your weekly Q&A and answering your questions! Don't forget to subscribe for weekly shows on Apple, Spotify, YouTube or wherever you get your podcasts. And send in your questions via the link below. Your questions answered today: Disposable vs Cloth Nappies: Cost, Convenience & Sustainability Investment Bonds: Are They Worth It? ETF Tax Time: How to Handle the Paperwork $500k to Invest: Lump Sum or Dollar Cost ...
May 01, 2025•50 min
In this Australian Finance Podcast episode, Owen Rask is joined by financial adviser Alex Luck from Everest Wealth to answer 10 of your most pressing money questions. Whether you're starting out, growing a family, or managing a business, this episode covers smart strategies for long-term financial success. They discuss: How Trump, tariffs & uncertainty impact your investments Choosing the right investment platform for your goals What is debt recycling & how to do it safely The biggest fe...
Apr 30, 2025•1 hr 2 min
In this episode of The Australian Finance Podcast, host Gemma Mitchell is joined by Zara McGuffie from The Australian Business Podcast to tackle a question on many Australians’ minds: how do you bring in more income? One business model that seems to be on the rise (again) is multi-level marketing, also known as network marketing or direct marketing. They promise freedom, flexibility, and uncapped income from your phone. But is it really about building your business – or just building theirs? We ...
Apr 28, 2025•45 min
In this episode of the Australian FInance Podcast, Owen and Gemma are back for your weekly Q&A and answering your questions! Don't forget to subscribe for weekly shows on Apple, Spotify, YouTube or wherever you get your podcasts. And send in your questions via the link below. Topics covered today: How international students can invest in Australia during their study and post-study visa period The “pink tax”: budgeting for the extra costs women face – is it discretionary or a separate categor...
Apr 24, 2025•38 min
In this short and practical episode of The Australian Finance Podcast, Owen Rask shares the complete step-by-step checklist for buying your first property in 2025 and beyond. Whether you're still saving or ready to buy, this is your roadmap to getting into the market with confidence. This episode covers: Why your A-Team matters: mortgage brokers & accountants Understanding real estate agents & auction risks The role of buyer’s agents and how they help Should you invest your deposit? (Hin...
Apr 23, 2025•15 min
In this episode of The Australian Finance Podcast, Owen Rask is joined by Cameron Gleeson from BetaShares to discuss the rise of crypto investing via ETFs. With the launch of Australia’s first bitcoin and Ethereum ETFs from BetaShares, we break down: Why bitcoin is seen as “digital gold” How institutional adoption is driving crypto’s mainstream status The risks and benefits of crypto ETFs vs direct ownership What “getting off zero” actually means for long-term investors Why a small allocation to...
Apr 21, 2025•30 min
