In this Australian Finance Podcast episode, Owen Rask is joined by Dave Gow from Strong Money Australia for a deep, honest conversation about the future of FIRE — and whether financial independence is still achievable in 2026. Is FIRE still achievable in Australia in 2026? Why FIRE feels harder now — and why it’s not impossible How Dave would rebuild financial independence from $0 today The role of income: penalty rates, night shifts and FIFO work Why earning more matters more than saving harder...
Feb 01, 2026•59 min
In this Friday Q&A episode of The Australian Finance Podcast, Owen Rask and Gemma Mitchell work through some of the big, messy money decisions many families face but rarely get clear answers on. This week we unpack how to think about private school costs, who to speak to when planning a major renovation, what happens with kids’ investing accounts as they grow up, and how to weigh up mortgage progress versus super contributions. Owen and Gemma cover: • Whether it’s reasonable to feel uneasy a...
Jan 29, 2026•41 min
In this episode of The Australian Finance Podcast, Owen Rask sits down with Hayden Smith, Co-Founder and CTO of Pearler, to explore how Australians really invest — and where investing, technology and advice are heading next. From ETFs and core-satellite portfolios to AI, robo-advice and the slow shift away from property-first thinking, this conversation goes deep on what’s working, what’s overrated, and what the “average successful investor” of the future might actually look like. 🧠 What you’ll...
Jan 26, 2026•1 hr 19 min
Welcome to The Australian Finance Podcast Summer Series — your ultimate kick-start to the new year! Across 10 bite-sized episodes, hosts Owen Rask and Gemma Mitchell help you reset your money mindset, build solid financial foundations, and make 2026 your best money year yet. Plus — they’re putting their own tips to the test with the “Finders Keepers Challenge” , tracking how they each plan to find, save, or earn $10,000 by the end of 2026. Who will come out on top? Follow along and join the chal...
Jan 22, 2026•35 min
Welcome to The Australian Finance Podcast Summer Series — your ultimate kick-start to the new year! Across 10 bite-sized episodes, hosts Owen Rask and Gemma Mitchell help you reset your money mindset, build solid financial foundations, and make 2026 your best money year yet. Plus — they’re putting their own tips to the test with the “Finders Keepers Challenge” , tracking how they each plan to find, save, or earn $10,000 by the end of 2026. Who will come out on top? Follow along and join the chal...
Jan 21, 2026•33 min
The Rask 2026 stock market game is live - it's called Stock Genius. Available at stockgenius.com.au, in collaboration with Navexa, the Rask Stock Market is open for you to compete and enjoy with over 1,000 fellow investors. In this episode, we cover: - Is AI killing app investing in 2026? - Are you a stock market genius? Play our game to find out - How the game works - Smart tracking for portfolios - Owen and Navarre’s top picks Resources for this episode Join the game: https://www.stockgenius.c...
Jan 20, 2026•46 min
Welcome to The Australian Finance Podcast Summer Series — your ultimate kick-start to the new year! Across 10 bite-sized episodes, hosts Owen Rask and Gemma Mitchell help you reset your money mindset, build solid financial foundations, and make 2026 your best money year yet. Plus — they’re putting their own tips to the test with the “Finders Keepers Challenge” , tracking how they each plan to find, save, or earn $10,000 by the end of 2026. Who will come out on top? Follow along and join the chal...
Jan 19, 2026•26 min
Welcome to The Australian Finance Podcast Summer Series — your ultimate kick-start to the new year! Across 10 bite-sized episodes, hosts Owen Rask and Gemma Mitchell help you reset your money mindset, build solid financial foundations, and make 2026 your best money year yet. Plus — they’re putting their own tips to the test with the “Finders Keepers Challenge” , tracking how they each plan to find, save, or earn $10,000 by the end of 2026. Who will come out on top? Follow along and join the chal...
Jan 15, 2026•28 min
Welcome to The Australian Finance Podcast Summer Series — your ultimate kick-start to the new year! Across 10 bite-sized episodes, hosts Owen Rask and Gemma Mitchell help you reset your money mindset, build solid financial foundations, and make 2026 your best money year yet. Plus — they’re putting their own tips to the test with the “Finders Keepers Challenge” , tracking how they each plan to find, save, or earn $10,000 by the end of 2026. Who will come out on top? Follow along and join the chal...
Jan 14, 2026•29 min
Welcome to The Australian Finance Podcast Summer Series — your ultimate kick-start to the new year! Across 10 bite-sized episodes, hosts Owen Rask and Gemma Mitchell help you reset your money mindset, build solid financial foundations, and make 2026 your best money year yet. Plus — they’re putting their own tips to the test with the “Finders Keepers Challenge” , tracking how they each plan to find, save, or earn $10,000 by the end of 2026. Who will come out on top? Follow along and join the chal...
Jan 12, 2026•29 min
Welcome to The Australian Finance Podcast Summer Series — your ultimate kick-start to the new year! Across 10 bite-sized episodes, hosts Owen Rask and Gemma Mitchell help you reset your money mindset, build solid financial foundations, and make 2026 your best money year yet. Plus — they’re putting their own tips to the test with the “Finders Keepers Challenge” , tracking how they each plan to find, save, or earn $10,000 by the end of 2026. Who will come out on top? Follow along and join the chal...
Jan 08, 2026•30 min
Welcome to The Australian Finance Podcast Summer Series — your ultimate kick-start to the new year! Across 10 bite-sized episodes, hosts Owen Rask and Gemma Mitchell help you reset your money mindset, build solid financial foundations, and make 2026 your best money year yet. Plus — they’re putting their own tips to the test with the “Finders Keepers Challenge” , tracking how they each plan to find, save, or earn $10,000 by the end of 2026. Who will come out on top? Follow along and join the chal...
Jan 07, 2026•29 min
Welcome to The Australian Finance Podcast Summer Series — your ultimate kick-start to the new year! Across 10 bite-sized episodes, hosts Owen Rask and Gemma Mitchell help you reset your money mindset, build solid financial foundations, and make 2026 your best money year yet. Plus — they’re putting their own tips to the test with the “Finders Keepers Challenge” , tracking how they each plan to find, save, or earn $10,000 by the end of 2026. Who will come out on top? Follow along and join the chal...
Jan 05, 2026•23 min
Welcome to The Australian Finance Podcast Summer Series — your ultimate kick-start to the new year! Across 10 bite-sized episodes, hosts Owen Rask and Gemma Mitchell help you reset your money mindset, build solid financial foundations, and make 2026 your best money year yet. Plus — they’re putting their own tips to the test with the “Finders Keepers Challenge” , tracking how they each plan to find, save, or earn $10,000 by the end of 2026. Who will come out on top? Follow along and join the chal...
Jan 01, 2026•27 min
In this Australian Finance Podcast episode, your hosts Pete Wargent and Gemma Mitchell discuss how to manage a great renovation. Here’s what they cover: -Budget and financing -Council approvals and regulations -Scope and design -Hiring contractors -Materials and suppliers -Timeline and disruptions -Climate and location considerations -Legal and insurance considerations -Resale value and market trends Summary tips from Pete and Gemma Resources for this episode Buy Gemma’s book “The Money Reset” A...
Dec 29, 2025•39 min
In this festive episode of The Australian Finance Podcast, Gemma Mitchell and Owen Rask share practical, affordable and thoughtful last-minute Christmas gift ideas under fifty dollars. With more than 60 percent of Australians feeling financially stressed about buying presents this year, and almost one billion dollars of unwanted gifts heading to landfill, this guide focuses on useful, clutter-free options people will genuinely appreciate. Gemma and Owen cover • Why so many Aussies feel pressure ...
Dec 22, 2025•23 min
In this Friday episode of The Australian Finance Podcast , Owen Rask and Gemma Mitchell unpack your questions on mortgages, investing, relationships and ETF risk. This week we dive into how to think about fixed versus variable interest rates, why couples so often clash over money, and what really happens if a fund manager, ETF provider or broker were to fail. We also take a closer look at geared ETFs and why some products are designed for super funds rather than personal portfolios, plus a pract...
Dec 18, 2025•58 min
In this episode of The Australian Finance Podcast , Owen Rask sits down with finance journalist and author Chris Kohler to discuss the systems designed to separate Australians from their money – and what you can do to protect yourself. They cover – The psychological tricks behind modern consumerism – Chris’s viral interest rate videos and their surprising impact – How businesses subtly extract more from your wallet – The hidden cost of convenience – Why loyalty isn’t always rewarding This conver...
Dec 17, 2025•47 min
Today, your host Gemma is joined by Roxanne Calder — recruitment expert and author of the new book Earning Power. With 25 years of experience across Australia, the UK, Singapore, and Hong Kong, Roxanne brings a wealth of insight into building careers and boosting income. Her latest book is packed with inspiring stories and practical strategies to help close the gender pay gap — but the lessons go well beyond that. No matter your gender, Roxanne’s “million-dollar formula” and career advice will g...
Dec 15, 2025•38 min
Ready to level up your financial life? Kate Campbell & Mitchell Sneddon share 10 different money hacks to help you maximise your finances in 2024. Remember - the small changes you make add up over time, so don’t discount those small actions you take. Resources for this episode Buy Gemma’s book “The Money Reset” Ask a question (select the Finance podcast) Show partner resources Join Pearler using code “RASK” for $15 of Pearler Credit Get 50% off your first two months using PocketSmith View Be...
Dec 11, 2025•37 min
In this episode of the Australian Finance Podcast, you'll learn how and why insurance works. Life insurance, income protection, TPD & more. Owen Rask is joined by Phil Thompson, founder of Skye Wealth, to unpack what really happens when you make an insurance claim. They go behind the scenes on: – How insurance claims actually work – What mistakes people make when trying to claim – The vital difference between "own" vs "any" occupation cover – Why you should never go straight to a lawyer when...
Dec 10, 2025•40 min
In this Australian Finance Podcast episode, Owen Rask is joined by Alex Luck, founder of Everest Wealth Group, to answer your money questions. Owen’s questions: – Where are you personally invested? – What’s the most recent thing you’ve done with your money? Listener questions: – Our 19-year-old is saving for a home — should he buy an investment property while living at home and miss the First Home Buyer Grant? – Is salary sacrificing for company shares worth the tax benefit, given the concentrat...
Dec 08, 2025•46 min
In this Friday episode of The Australian Finance Podcast, Owen Rask and Gemma Mitchell dive into your questions on saving, investing, brokers, kids’ money and planning your next big property move. This week we unpack whether a high-yield savings account still stacks up against investing, how to think about using multiple brokers, and what to consider when choosing a provider to invest for your kids. We also tackle a classic rentvesting question from someone with five investment properties who no...
Dec 04, 2025•45 min
In this short Wednesday bonus episode of The Australian Finance Podcast, Gemma Mitchell walks you through a simple, practical roadmap for investing your first $1,000. No jargon, no complicated charts, just clear steps you can actually follow. Getting started is often the hardest part. Many people put it off because they think they need more money, more knowledge, or the “perfect moment”. The truth is you only need a small amount, a repeatable plan, and the confidence to take the first step. This...
Dec 03, 2025•16 min
In this episode of The Australian Finance Podcast , Gemma Mitchell is joined by Emma Edwards — financial behaviour expert, founder of The Broke Generation , and now two-time author . Emma’s new book, The Wardrobe Project: A Year of Buying Less and Liking Yourself More , published by Wiley, explores the powerful connection between spending habits, confidence, and self-worth . It’s the perfect read for anyone wanting to reset their relationship with money and shopping before 2026. Together, Gemma ...
Dec 01, 2025•46 min
In this Friday episode of The Australian Finance Podcast, Gemma Mitchell and Owen Rask unpack your questions on investing, super, HECS and even a Christmas dilemma. This week we look at how to build a simple investment profile when you’re 58 and deciding between ETFs in super or outside of it, how paid parental leave really works in 2026, and what to do when your HECS balance never seems to budge. We also cover how to help a level headed 16 year old get started with investing, plus a common holi...
Nov 27, 2025•50 min
In this episode of The Australian Finance Podcast, Gemma Mitchell is joined by Tahli — educator, retirement specialist and one of Rask's Senior Financial Advisers. After working with hundreds of Australians approaching retirement, Tahli has seen the same patterns over and over again. Most people feel unprepared. Many feel intimidated by the jargon. And almost everyone worries they’ve “left it too late”. This conversation cuts through the noise and gives listeners a clear, calm starting point for...
Nov 26, 2025•44 min
In this Australian Finance Podcast episode, your hosts Pete Wargent of Allen Wargent Property Buyers and Gemma Mitchell from Rask discuss how to make 2026 your best financial year yet. Here’s what they cover: -Starting now -Clean up old bank accounts, companies, and brokerage accounts -Choose one thing that’s stressing you out now and tackle it -Keep a net worth tracker Resources for this episode Buy Gemma’s book “The Money Reset” Ask a question (select the Finance podcast) Show partner resource...
Nov 26, 2025•26 min
In this Australian Finance Podcast episode, your host Owen Rask chats with Cameron Gleeson, Senior Investment Strategist at Betashares, to break down the concept of gearing using ETFs. Together, they explore: – What gearing means in a finance and ETF context – How Betashares Wealth Builder ETFs use leverage – The difference between moderate gearing (30–40%) and high gearing (50–65%) – Why gearing can help you outperform over the long term – Who should (and shouldn’t) consider geared ETFs – How g...
Nov 24, 2025•46 min
In this Friday episode of The Australian Finance Podcast, hosts Owen Rask and Gemma Mitchell unpack your questions on super, property and how to juggle big money decisions at different life stages. This week we look at what retirement can actually look like in your 50s, whether it’s worth pausing salary sacrifice to focus on a new home loan, how debt recycling really works, and what to do if you have a deposit saved but no stable job yet. Owen and Gemma cover: – How retirement works when you’re ...
Nov 20, 2025•35 min
