On the Arch MI PolicyCast, Don Layton, from the NYU Furman Center for Real Estate and Urban Policy, dives deep into credit risk transfer, the roles of Fannie Mae and Freddie Mac and the transformative impact of conservatorship.
Liam Dillon of the LA Times joins the Arch MI PolicyCast to discuss rebuilding efforts after the 2025 wildfires. He covers the disaster’s direct impact, construction labor shortages and the rising cost of materials.
Two veteran Capitol Hill analysts return to the Arch MI PolicyCast to discuss the second Trump administration’s impact on housing. Kirk Willison’s guests are Cowen Washington Research Group’s Jaret Seiberg and BTIG’s Isaac Boltansky.
Gina Hardy joins the Arch MI PolicyCast to discuss the benefits and challenges her associations have in the residual insurance market.
Mortgage industry veteran Steve O’Connor joins the Arch MI PolicyCast to discuss the latest affordable housing initiatives.
Aleksandr Gampel joins Kirk Willison’s Arch MI PolicyCast to discuss how Cuby Technologies is tackling housing and labor shortages by reshaping the construction industry’s future.
Gen Z author and financial content creator Kyla Scanlon returns to the Arch MI PolicyCast to discuss the homeowner’s insurance crisis and the reforms needed in the markets where insurance providers are exiting.
Gen Z author and financial content creator Kyla Scanlon joins the Arch MI PolicyCast for the first of a two-part series to talk about generational sentiment regarding housing and the challenges of building new single-family homes.
Robert Gordon of American Property Casualty Insurance Association joins the Arch MI PolicyCast to discuss the impact of climate change on homeowner’s insurance and how insurers are responding by adopting new risk-analysis measures.
NAHB’s Jim Tobin shares how his organization responds to technological advances and what can be done to build enough homes to address the affordability crisis.
Arch MI’s PolicyCast returns in 2024 with two leading housing economists to discuss the outlook for the mortgage industry, interest rates and more.
The Urban Institute’s Laurie Goodman joins the Arch MI PolicyCast to discuss the rising importance of non-bank mortgage lenders, strategies for boosting the housing supply and proposed bank regulations that could raise costs for lower-income borrowers.
Mark Calabria returns to the Arch MI PolicyCast for a discussion on the benefits of risk-based pricing, whether the GSEs are necessary and what steps are needed to avert a financial meltdown.
In the first of a two-part episode, Dr. Mark Calabria, former FHFA Director and author of “Shelter from the Storm: How a COVID Mortgage Meltdown Was Averted,” discusses how his experiences during the Great Recession shaped his response to the pandemic and his involvement with policymakers to protect homeowners and renters.
David Dworkin, President and CEO of the National Housing Conference, joins Kirk Willison to discuss the ongoing housing affordability crisis, reasons for the lack of inventory and the issue of homelessness.
Scott Olson, Executive Director of Community Home Lenders Association, discusses the unique challenges for independent mortgage banks and the association’s mission to keep them competitive.
Industry veteran David Stevens joins the Arch MI PolicyCast to talk about predictions and perspectives for 2023’s mortgage market and thoughts on where the GSEs need to focus their affordable housing initiatives.
Episode 7: How to Choose the Right Realtor for Your Needs One of the most important decisions homebuyers make is choosing a person to find the right home for them. This is usually the Realtor®, a category that includes those who specialize in selling houses, licensed mortgage brokers and licensed real estate agents. Finding the right Realtor for their needs is critical for homebuyers. From the lender’s perspective, the person working with the borrower on the loan should have experience with both...
Episode 6: Knowing What Realtors Really Want! Real estate has become a very competitive market. There are so many buyers and sellers looking to get the best deal that it can be difficult for lenders to break through the clutter and make the deal. That's where Realtor® relationships come in handy for lenders. Realtors have been trained to be tactful, empathetic and thorough in their communication with clients — but they also need to market themselves. Listen to this episode hosted by Blaine Rada ...
About 40% of homebuyers will start their process online, and only 20% will start by contacting a Realtor®. Finding the right home is one of the most important and most challenging parts of the homebuying process. However, most buyers waste an incredible amount of time finding the right home online instead of having a Realtor do it. There’s no perfect home, but a Realtor will help buyers find the best home possible according to their indicated preference, price, time, geographical location and ot...
Episode 4: Today’s Home Sellers Survey Real estate transactions are more than just agreeing on a price and shaking hands. There are a lot of complex processes that happen, which is why homeowners need the expertise of a Realtor® to sell their properties. Besides putting properties on multiple listing services, there are many things selling agents do and they are a valuable resource for lenders. Understanding what is going on with home sellers and the Realtors that work with them can give you ins...
Episode 3: Today’s Homebuyers’ Survey Over the last few years, homebuyer demographics have drastically changed. It’s important to know the overall homebuyers’ market profile to understand where there are opportunities. Homebuyers have more diverse preferences than ever before. They come in all shapes, sizes and with a variety of needs. This means that Realtors® must focus on understanding “psychographics” to find clients a home that suits their preferences and needs. Listen to this episode hoste...
The National Association of Realtors® (NAR) is a trade organization created to support the interests of real estate professionals. This report is crucial for those planning to invest in real estate. The NAR report is based on Multiple Listing Service (MLS) data and covers all three housing types: single-family, condominiums and co-ops. Listen to this episode hosted by Blaine Rada as he shares the changes in NAR statistics between 1981 and 2021. Some of the highlights in this episode are marital ...
Episode 1: Arch MI Podcast Season Four and What Makes It Different from the Previous Three For the last few years, mortgage lenders have not paid much attention to Realtor® relationships. But reviving and cultivating Realtor relationships is more important than ever today. This topic is evergreen, and whether you listen to the episodes now, in five years or 10 years, the information will still offer value and practical advice. Listen to this episode hosted by Blaine Rada as he explains the impor...
Intro Welcome to the Arch MI Podcast, featuring our senior customer trainer, Blaine Rada. Arch Mortgage Insurance Company, or Arch MI, is a leading provider of mortgage insurance or MI in the United States. Our competitive pricing tool, Arch MI Rate Star, is the leading risk-based pricing platform in the industry providing rates based on a thorough understanding of the underlying risk. Here's your host, Blaine Rada. [00:00:33] Welcome to the podcast. My name is Blaine Rada with Arch MI. I really...
Intro Welcome to the Arch MI Podcast, featuring our senior customer trainer, Blaine Rada. Arch Mortgage Insurance company, or Arch MI, is a leading provider of mortgage insurance or MI in the United States. Our competitive pricing tool, Arch MI Rate Star, is the leading risk-based pricing platform in the industry providing rates based on a thorough understanding of the underlying risk. Here's your host, Blaine Rada. Blaine Rada: [00:00:33] Welcome to the podcast. My name is Blaine Rada with Arch...
Intro Welcome to the Arch MI Podcast, featuring our senior customer trainer, Blaine Rada. Arch Mortgage Insurance company, or Arch MI, is a leading provider of mortgage insurance or MI in the United States. Our competitive pricing tool, Arch MI Rate Star, is the leading risk-based pricing platform in the industry providing rates based on a thorough understanding of the underlying risk. Here's your host, Blaine Rada. Blaine Rada: [00:00:34] Welcome to the podcast. My name is Blaine Rada with Arch...
Intro Welcome to the Arch MI Podcast, featuring our senior customer trainer, Blaine Rada. Arch Mortgage Insurance Company, or Arch MI, is a leading provider of mortgage insurance or MI in the United States. Our competitive pricing tool, Arch MI RateStar, is the leading risk-based pricing platform in the industry providing rates based on a thorough understanding of the underlying risk. Here's your host, Blaine Rada. Blaine Rada: [00:00:34] Welcome to the podcast, my name is Blaine Rada with Arch ...
Intro Welcome to the Arch MI Podcast, featuring our senior customer trainer, Blaine Rada. Arch Mortgage Insurance company, or Arch MI, is a leading provider of mortgage insurance or MI in the United States. Our competitive pricing tool, Arch MI Rate Star, is the leading risk-based pricing platform in the industry providing rates based on a thorough understanding of the underlying risk. Here's your host, Blaine Rada. Blaine Rada: [00:00:33] Welcome to the podcast. My name is Blaine Rada with Arch...
[00:00:34] Welcome to the podcast, my name is Blaine Rada with Arch MI. I appreciate you taking time to invest in yourself and I promise not to waste your time. My intent is to help you separate and differentiate yourself from the competition. And I do this by sharing perspective and experience that I've gained over the last 30 years of doing this work. Like the other two seasons of this podcast, I plan to be unscripted and conversational, which means I'm never quite sure exactly what I'm going ...
