In this episode of The Property Nerds, we're joined by economist Cameron Kusher to unpack the uncomfortable truth about Australia's housing supply and why the 1.2 million homes target is slipping further out of reach. From construction cost blowouts and trade shortages to shifting interest rates and migration surges, Cameron breaks down the complex web behind why we’re falling short and what might help turn the tide. Timestamps: 0:00 - Intro 1:52 - Is the Housing Project on Track? 4:07 - What’s ...
Jun 30, 2025•21 min•Season 4Ep. 6
In this episode, the nerds take a step back from the numbers and gets real about what makes a WINNING PORTFOLIO STRATEGY. Spoiler alert: it's not just positive cash flow or picking the “right” suburb.They break down the most common strategy misconceptions, why some investors stall out after just one or two properties, and what to consider BEFORE making your next move.00:00 – Intro01:23 – What Actually Counts as Strategy in Property02:33 – Common Misconceptions: Positive Cash Flow ≠ Strategy03:31...
Jun 23, 2025•18 min•Season 4Ep. 5
In this episode of The Property Nerds, the team sits down with Tuan from Duo Tax to unpack one of the most overlooked tools in property investing: depreciation. We break down: What depreciation actually is and how it boosts your cash flow Key differences between residential and commercial property claims What you can (and can’t) claim on older properties The renovation “scrap value” trick most investors miss What happens when you sell a property after claiming depreciation If you’ve ever wondere...
Jun 16, 2025•19 min•Season 4Ep. 4
In this episode, Arjun, Adrian, and Jack sit down with longtime InvestorKit client Nafiz, who opens up about how he went from solo Saturday inspections with a notepad… to building a multi-state property portfolio with over $1 million in equity all before turning 32. Coming from humble beginnings in South West Sydney, Nafiz shares: Why he ditched the apartment dream and avoided a $1.4M opportunity cost The mindset shift that took him from share investing to strategic property moves How having a p...
Jun 10, 2025•28 min•Season 4Ep. 3
The Property Nerds are back with another killer episode this time, we’re talking renovations. Belinda from Renovate and Real Estate joins Arjun, Adrian and Jack to break down what really adds value when it comes to renovating (and what’s just a waste of cash). Whether you're working with $5K or $50K, this episode is packed with actionable insights, timeless design tips, and renovation traps to avoid. You’ll learn: 1. What upgrades are worth it at every budget tier 2. Why neutral tones (and the r...
Jun 02, 2025•23 min
The Property Nerds are back! and there’s a new voice on the mic! Adrian, Senior Portfolio Strategist at InvestorKit, joins Arjun and Jack as the newest Nerd. In this episode, they’re joined by Joseph from KG CO Legal to unpack the legal must knows of SMSF property deals. From cooling-off periods to costly contract mistakes, this one’s packed with expert tips, wild negotiation wins (hello, $60K discount), and practical advice that could save investors thousands. You’ll learn: 1. The contract mist...
May 27, 2025•26 min
In this episode of The Property Nerds, co-hosts Arjun Paliwal, founder and CEO of InvestorKit, and Jack Fouracre, partnership manager, and Chris Huxter, head of commercial property at Fouracre Financial, discuss the evolving landscape of commercial finance in Australia. The trio dives into the rapidly evolving commercial finance landscape in Australia, highlighting the influx of non-bank and third-tier lenders entering the space. The growing competition has pushed loan-to-value ratios (LVRs) hig...
May 13, 2025•22 min
In this episode of The Property Nerds, co-hosts Arjun Paliwal, founder and CEO of InvestorKit, and Chris Huxter, head of commercial property, explore the rising interest in commercial real estate and how investors can shift from residential portfolios to this cash-flow-focused asset class. The duo begins by discussing the growing appeal of commercial property for investors, particularly those seeking strong cash flow opportunities, emphasising that timing is of the essence. Arjun then outlines t...
Apr 22, 2025•37 min
In this episode of The Property Nerds, co-hosts Arjun Paliwal, founder and CEO of InvestorKit, and Jack Fouracre, partnership manager at Fouracre Financial, discuss the growing trend of joint property investment with friends or family. The duo begins by discussing the complexities and potential pitfalls of joint investment, starting with the financial implications, as co-owners often face challenges with borrowing capacity as lenders typically consider the total debt but only half of the rental ...
Apr 08, 2025•17 min
In this episode of The Property Nerds, co-hosts Arjun Paliwal, founder and CEO of InvestorKit, and Jack Fouracre, partnership manager at Fouracre Financial, discuss the three key traits of a booming property market in Australia. According to the co-hosts, smart investors who want to grow their portfolio must understand the property markets and recognise the three key factors that allow them to make data-driven decisions. Arjun and Jack said that the primary key criterion is the number of days a ...
Mar 25, 2025•21 min
In this episode of The Property Nerds, co-hosts Arjun Paliwal, founder and CEO of InvestorKit, and Jack Fouracre, partnership manager at Fouracre Financial, explore the growing role of self-managed super funds (SMSF) in property investment in Australia. The duo discuss the increasing popularity of SMSF, which they believe is driven by investors reaching borrowing limits outside superannuation and seeking new avenues for property investment. Jack explains how SMSF borrowing differs from tradition...
Mar 11, 2025•24 min
The interest rate cut announcement sparked a flurry of activity among investors, pushing them to review borrowing capacities, market dynamics, and future financial strategies. In this episode of The Property Nerds, co-hosts Arjun Paliwal from InvestorKit and Jack Fouracre from Fouracre Financial discuss the latest RBA rate cut announcement and its impact on the property market. While modest in its immediate financial impact, the rate cut is expected to influence consumer sentiment and open new o...
Feb 26, 2025•27 min
As the first Reserve Bank of Australia meeting draws to a close, the anticipated rate cut is forecast to impact the real estate market across the country, giving investors more opportunities to build their portfolios. In this episode of The Property Nerds, co-hosts Arjun Paliwal from InvestorKit and Jack Fouracre from Fouracre Financial discuss the ever-changing landscape of interest rates and its impact on the property market. The duo discuss misconceptions about interest rate cuts and borrowin...
Feb 11, 2025•22 min
In this episode of The Property Nerds, co-hosts Arjun Paliwal from InvestorKit and Jack Fouracre from Fouracre Financial discuss the key trends shaping the 2025 Australian property market. Drawing from their latest research report, 7 Trends That Shape Australia’s Property Market for 2025, Arjun and Jack highlight the key factors influencing the property landscape. The first major trend concerns the anticipated decline in interest rates, which the pair said is expected to boost consumer sentiment...
Jan 28, 2025•27 min
The beginning of the year is the perfect time to reset your investment strategies, refocus, learn from the past, set new goals, and work out a fresh budget. In this episode of The Property Nerds, co-hosts Arjun Paliwal from InvestorKit and Jack Fouracre from Fouracre Financial share strategies for improving borrowing power and paying down debt sooner. The duo discuss the importance of examining monthly spending on private health insurance, income protection, life insurance, credit card debt and ...
Jan 14, 2025•26 min
In this episode of The Property Nerds, co-hosts Arjun Paliwal from InvestorKit and Jack Fouracre from Fouracre Financial discuss recent research into the most undersupplied housing markets in Australia, and what this might mean for investors. They begin the podcast reflecting on the success of their businesses throughout 2024, following the launch of Fouracre Financial and the ongoing success of Investigate Buyers Agency which has been recognised as Australia’s Buyers Agency of the Year for two ...
Dec 24, 2024•36 min
While new investors often think they need more properties to maximise their future incomes, Arjun and Jack urge them first to clarify their vision of financial freedom and invest in properties that align with their long-term goals. In this episode of The Property Nerds, co-hosts Arjun Paliwal from InvestorKit and Jack Fouracre from Fouracre Financial discuss the importance of strategy planning rather than simply buying more and more properties when building a portfolio. While he knows that think...
Dec 10, 2024•27 min
While more and more Australians are jumping onto the SMSF train to boost their property portfolio, many remain reluctant to make the switch. In this episode of The Property Nerds, co-hosts Arjun Paliwal from InvestorKit and Jack Fouracre from Fouracre Financial explore the ins and outs of SMSF, as well as its role in property investment and financial freedom. Supported by the research paper, titled The Evolution of SMSF Property Investing, the duo examine the changing landscape of SMSF in Austra...
Nov 26, 2024•32 min
While negative gearing makes the headlines, positive cash flow seems like a dream scenario leaving extra cash in your pockets, but is it really achievable? On this episode of The Property Nerds, InvestorKit’s Arjun Paliwal and Fouracre Financial’s Jack Fouracre are flipping the script on negative gearing to positive cash flow, giving listeners all the knowledge they need to understand how to reach the “holy grail” of investment. During the podcast, the duo gives the big picture of positive cash ...
Nov 12, 2024•30 min
With negative gearing and capital gains tax reform once again making headlines, how can investors develop a bespoke investment strategy? On this episode of The Property Nerds, InvestorKit’s Arjun Paliwal and Fouracre Financial’s Jack Fouracre examine the intricate world of finance strategy, ensuring listeners understand that property investment is not merely about acquiring real estate, but mastering the financial game that underpins it. During the podcast, the pair examine the implication of ne...
Oct 24, 2024•26 min
Few property investors are making purchases in cash. For the majority, building a property portfolio relies on playing the game of finance. On this episode of The Property Nerds, InvestorKit’s Arjun Paliwal and Fouracre Financial’s Jack Fouracre unpack different approaches to financing property assets. The duo highlight three predominant strategies, weighing the pros and cons of each. Arjun and Jack explain how these strategies work by using real-world examples that can help investors visualise ...
Oct 08, 2024•20 min
Whatever the timing, interest rates will come down. When they do, the market impacts won’t necessarily be evenly spread. On this episode of The Property Nerds, InvestorKit founder and CEO Arjun Paliwal is joined by Jack Fouracre, partnership manager at Fouracre Financial and the show’s new cohost, to discuss the relationship between interest rates and home prices. The duo unpack why interest rate cuts can have varying market impacts depending on the location and other economic factors at play. A...
Sep 24, 2024•50 min
There are a lot of common perceptions about buying property in Australia, and they don’t all hold true. In this episode of The Property Nerds, InvestorKit founder and CEO Arjun Paliwal wades through the overload of information to help investors understand what data and trends they really need to pay attention to when considering a purchase. Arjun traces the origin of some of the biggest myths in Australian property investing and tries to discover the truth of the matter. He unpacks what’s happen...
Sep 10, 2024•33 min
From passive income to infinite rental growth, the property investment space is full of grand promises – but the maths does not always add up. On this episode of The Property Nerds, InvestorKit founder and CEO Arjun Paliwal has a tough conversation about learning how to distinguish daydream from reality. Stressing the importance of getting your numbers right, he warns investors about common data pitfalls that can lead to unrealistic financial projections. Arjun also drops hints about a change co...
Aug 27, 2024•29 min
It always pays to do extra checks. On this episode of The Property Nerds, InvestorKit founder and CEO Arjun Paliwal returns after a stint away from hosting duties to focus on his health. Stressing the importance of always getting your check-ups, Paliwal turns his attention from exercising care on a personal level to an investment one, delving into the world of due diligence. The investment expert catalogues some of the common and not-so common elements that should be considered as part of due di...
Aug 13, 2024•23 min
With property prices climbing high, many investors worry the nation’s housing market may crumble overnight. Are these fears founded? On this episode of The Property Nerds, host Grace Ormsby sits down with InvestorKit’s Junge Ma to discuss the macroeconomic context that will shape Australia’s investment landscape over the coming financial year. Junge explains why the widespread financial stress individuals are currently facing doesn’t necessarily equate to an unhealthy broader property market, an...
Jul 23, 2024•33 min
Rental rates are surging across the country, and some regions are tipped to see higher growth than others. In this episode of The Property Nerds, Smart Property Investment’s Grace Ormsby sits down with Junge Ma, senior research analyst at InvestorKit, about the state of Australia’s rental market. Junge explains why extremely low vacancy rates are fuelling strong rental growth in regional towns and capital cities alike. She unpacks how post-COVID-19 migration trends are creating new patterns of d...
Jul 09, 2024•47 min
Does the market determine the news or can news impact the market? In this episode of The Property Nerds, Junge Ma, senior research analyst at InvestorKit, is joined by Dr Sunny Nguyen, who most recently served as an economist and analyst at the Reserve Bank of Australia (RBA) and has now joined Moody’s analytics as assistant director for APAC. The duo delve into the world of data, with Sunny explaining methods that she used at the RBA to quantify factors previously thought unquantifiable. She un...
Jun 25, 2024•46 min
While pursuing an aggressive strategy of building wealth, it’s important not to lose sight of the important things in life, and to take time out to enjoy what you’ve built. On this episode of The Property Nerds, host Arjun Paliwal shares some personal news and reflects on the importance of getting your priorities in order. He reminds listeners that health is a crucial part of building and protecting wealth. With this in mind, the investment expert delves into InvestorKit’s strategy for scaling p...
Jun 11, 2024•34 min
Whether you’re in an early adopter market or a second wind market, knowing which stage you’re at is vital for optimising investment success. On this episode of The Property Nerds, host Arjun Paliwal goes solo to discuss the three key phases that all housing markets go through, and the key indicators that set each phase apart from the others. He breaks down the three major stages in a market cycle – early adopter, hotspot and second wind – and explains how knowing the signs can help investors pre...
May 28, 2024•31 min
