Mastering the financial game behind property investment

With negative gearing and capital gains tax reform once again making headlines, how can investors develop a bespoke investment strategy? On this episode of The Property Nerds, InvestorKit’s Arjun Paliwal and Fouracre Financial’s Jack Fouracre examine the intricate world of finance strategy, ensuring listeners understand that property investment is not merely about acquiring real estate, but mastering the financial game that underpins it. During the podcast, the pair examine the implication of negative gearing and capital gains tax on the market, and how changes would necessitate adjustments for trusts resulting in complications for existing structures, and how changes will reduce the borrowing capacity of investors. They then unpack the importance of personalised finance strategies, going beyond just interest rates and loan amounts, and why investors need to understand loan structures, bank affiliations and effective use of offset accounts.