Episode description

So this Monday, we’ll talk about personal finance in our FLIP Chat & Chill.

And I can’t stress enough how important it is to manage our finances well.

Or else...

You end up living from paycheck to paycheck.

Just like what Janina did.

Her husband was a wonderful provider.

"It was enough for our needs, but we weren’t saving anything. Medical emergencies are a no-no because that’s out of our budget.

When it does happen, I had to pawn my engagement ring. I did that a couple of times."

But everything changed when she transitioned into freelancing.

Thanks to her sister who gave her an old laptop which allowed her to pursue writing.

So how did she able to stop the feast-and-famine cycle?

How did freelancing impact her finances?

What’s her strategy in getting clients?