Chris is a regular guest on her local radio station "My Life Radio" you can learn more about that here and this episode was recorded on one such occasion. The new drive home host was interviewing Chris about how best to spend your tax return - we think you will enjoy this small window into their chat. If you want to know about how Chris can help you - have a look here We hope you enjoy this episode...
Chris gives an overview of what Jim Chalmers delivered to us on the 14th May 2024 - the proposed Federal Budget. What does it mean to everyday Australians - How much are we actually better off and concludes that even though it seems a relatively small amount of relief -if you use the money wisely it can be of advantage. Have a listen and if you have any questions or comments please email us at podcast@coachchris.com.au or for more details on how we may be able to help you navigate your financial...
In this episode Chris explains in detail how to set goals that you will actually achieve. So many people make wishes rather than set goals and so Chris will go through the exact how to's of setting goals that you will achieve. For any questions that you may have please email Chris - podcast@coachchris.com.au If you want to receive the goals setting guide please follow this link To book your complimentary appointment here...
Chris has been noticing that so many people are calling for help because they have received their Christmas Credit Card and so today's podcast centres around planning for the things that you want to achieve in 2024. This will be different for everyone but it is a great time to set some goals - have a listen and if you have any questions or comments please feel free to email me at podcast@coachchris.com.au If you want to hear more about what we do then check us out here And the quote I menti...
We are hearing on the news that banks & economists are predicting an 80% chance of another interest rate charge - so in today's podcast, Chris is going to explain how to prepare for an interest rate rise. You cannot bury your head in the sand and hope it all goes away - it will not and the result of that type of behaviour will see your funds in a mess. So listen in and if you have any comments or questions then please email me at podcast @coachchris.com.au If you want to know more about...
We keep hearing a lot about the cost of living rising and the predictions of a recession - so what exactly is a recession - well in this episode, Chris explains in simple terms so we can all understand and know what to look for. If you want to know more about what we do and how we can help you then visit us here we'd love to get to know you and see how we can help you
It has been a few weeks now since we gathered your questions together but here it is - your questions answered. Chris takes four questions that seem to keep coming up all the time and attempts to answer them in light of today's financial climate. Please be aware that no financial advice is implied or given - the information within this podcast is of a general nature and for any financial advice for your particular situation you need to seek your own financial advice from a licenced financia...
In this final episode in our series on "Getting Back to Basics" Chris goes over some important points that you need to address before you launch into a small business. So many times what started out as a great small business idea ends up costing money instead of bringing in those much-needed extra funds simply because we have not understood some vital information surrounding cash flow. During the podcast, Chris mentions a workshop she conducts called, "Let's Talk Cashflow!&qu...
We are changing focus this week from how to reduce expenses to how to increase income. If you have gone through your budget and you see no way of reducing expenses or you simply don't want to reduce your expenses then you will enjoy today's podcast. Chris gives you a few suggestions that hopefully will start you thinking and move you towards balancing your budget. Any feedback from today's podcast please email us a podcast@coachchris.com.au
In this 4th episode in our series on getting back to basics, Chris shares some practical steps to getting out of debt. In the war on rising costs, reducing the amount of debt you carry can in fact save you a lot of money. If you need further help please check out our online course "Getting out of Debt" here Or visit our website www.coachchris.com.au Or email us at podcast@coachchris.com.au Please feel free to share this podcast!!...
This is the 3rd episode in our Back to Basics series and we are looking at practical tips on reducing those expenses which you have to afford - like your mortgage or your rent etc. All too often people feel like there is nothing they can do about those but actually, there is a lot you can do and that starts with you choosing to be in control of your budget. Have a listen and if I can help you further contact me at podcast@coachchris.com.au or find me here or on Facebook here or if you are intere...
The 2nd Episode in our series on Getting Back to Basics looks at the advantages of dividing your money up into different bank accounts. There are some great advantages but also some warnings - have a listen and let me know any questions you may have. Email me at podcast@coachchris.com.au If you want to know more about what we do you can take a look here
In this first episode of the new season, Chris explains why she felt it was necessary to take a break from podcasting and to provide something that people are needing right now. With her usual style, Chris takes us through what we need to do if we are struggling with rising prices and will help you to discover exactly what you have to work with. Any questions please send them to podcast@coachchris.com.au and please contact us if you need help to understand your financial world or take a look at ...
In this episode, Chris talks about the conversations she has been having with various people about how they are making their money go further. The interesting thing that has come out is that the older generation seems to have an advantage because they have seen their parents and their grandparents be resourceful. So take a listen and maybe start up a conversation with your friends and family and neighbours and see if you can glean ideas from each other. As always questions or concerns email me a...
There is often so much excited anticipation when the end of financial year rolls around and people start thinking of how they might spend their "winnings" - in this episode Chris takes us through what to get ready and what to include and also addresses where to spend it. Be careful you don't spend it more than once! For any questions you would like answered on the podcast or discussion you would like to have, please email us at podcast@coachchris.com.au
The saying, "Old ways don't open new doors" is a good challenge and I was indeed challenged by this when I was recently on a forced vacation from work when I contacted Covid last week! As I lay on my sickbed feeling sorry for myself I began to reflect on my life and work in the light of the world we now live in with the volatile share market, rising cost of food , rising fuel costs, increasing interest rates etc. and my forced sabbatical allowed me to inspect not only how I spent ...
In this episode Chris shares over 30 tips on how to save in the area of: Household Items Food & Groceries Transport Costs Utility Savings So that you can actually see your savings account growing for the things you really want to do - a family holiday for instance. If you have any tips then please send them into podcast@coachchris.com.au
In this final episode on "Home Truths' Chris poses some thought provoking questions to hopefully get us to stop and ask some hard hitting questions. Don't just accept the cost of living as increasing and merrily carry on spending as if it will be OK -Instead take a fresh look at your income and expenditure and make the changes you need to make so that you do not incur debt - even if it means you have to do it tough for a while. After all... "Everyone goes through tough time!&...
The 4th in our series on home truths and Chris wants to let you know once and for all that being rich and getting rich will not make you happy. If you are not happy now then money will not change that - yes money can buy pleasure but pleasure does not last. Have a listen and please direct any questions or comments to me at podcast@coachchris.com.au Or if you would like some more information about what we do - you can visit us here
In this 3rd episode on "Home Truths About Money" Chris explains the danger in allowing your money to dictate what you can and can't do. In her work as a financial coach she has experienced first hand how people who set their mind to do things actually mange to pull it off even if they are limited funds. Chris and her husband have 5 children and they have also learned over the years that money should never set the boundaries and you really can achieve things far above your income i...
The second podcast in our series and Chris talks about the importance of learning to leave some money aside every time you get paid to allow your savings to grow - a simple concept and how do we do that and is it really a benefit. Chris answers this and more - please feel free to send us your comments or questions at podcast@coachchris.com.au and if you want to know more about what we do please contact us here
In this new series on home truths about money, Chris shares the importance of realising that good money management and good skills with money take time to perfect. So many of our young people especially are falling prey to these "buy now pay later" schemes because they want the things that money can buy - believing that having things and being rich is the way to true happiness. Let me stop you right there - it won't! Yes it can buy you nice things but lasting happiness comes from ...
After listening to the government budget being handed down last week Chris decided it would be a great idea to look at how we could benefit from the extra money we may find in our pockets and asks the question, “What if you decided to do something useful or clever with that money and make it work for you?” Over the years she has discovered that those people who do well financially - Don't follow the crowd Educate themselves in the area of finance They know what they want from their money an...
When it comes to family celebrations it can be costly especially if you leave everything to the last minute. In this episode Chris shares the benefit of planning ahead for celebrations and how to reduce costs by taking the focus off what you get to having fun and celebrating together. This episode is filled with lots of ideas to make this a fun filled Easter without breaking the bank. Any questions or comments please email us at podcast@coachchris.com.au Or if you are interested in getting some ...
Chris has been asked the question how do you get out of the cycle of borrowing before your next pay or continually using credit to live because your income is not enough. In this episode Chris give 6 steps to changing your money behaviour and I am sure you will find this both engaging and informative - she also refers to some previous podcast episodes we recorded in May 2021 when Chris interviewed Lee-Anne - you can listen to the first of those episodes here Any questions or comments please emai...
In celebration of International Women's Day I thought we would choose a topic that affects us all yet women seem to be considerably disadvantaged in this area. I am talking about super. It would seem, if statistics are to be our measure, that women retire on 26% less in their superfunds than men. Well I think we need to do something about it - Hope you enjoy today's podcast and that you decide to do something proactive about the balance in your super. Of course as always the statements...
In this episode Chris explores why you may have noticed that prices are rising for just your basic needs and what you can do about it. How can you find the extra money you need to afford these price rises? For any questions or comments please email me at podcast@coachchris.com.au or for more information about coaching then visit us here
Chris takes the opportunity to speak with Amy who is a mortgage broker about what is happening with interest rates when it comes to home loans. A really good interview that opens up the conversation surrounding what should we be doing now in preparation for loans to increase. Is it the right thing to do to fix? or do we stay variable? If you don't have a broker and would like to talk to Amy you can contact her here and if you have questions or comments please email us at podcast@coachchis.c...
In this episode Chris talks about the possible reasons behind a rate rise. We've been hearing it in the media and some of you may have noticed that your bank has already moved to increase interest rates. Hopefully this will help you to understand what is possibly going to affect you and then we will continue this discussion next week when we talk about what we can do to prepare. Any questions or concerns please email us at podcast@coachchris.com.au
It seems that more and more people are having overdrafts attached to their everyday bank account so that they do not have to "suffer the inconvenience of overdrawing their account or paying dishonour fees" as one bank promotion put it!! I think it is more helpful to let people see the results of their overspending instead of giving them a facility that teaches them to overspend!! A bit of a soapbox rant today, listeners - let me know your thoughts??? you can email me at podcast@coachch...
