Yep. You guessed it. This week’s topic is all about… The 2022-23 Federal Budget!! And today, we’re unpacking what’s in it, who the winners and losers are, and answering your burning questions about the Budget! We’re looking at: What are the consequences of Government Backed Schemes? Will the proposed Homeowner Guarantees actually help housing affordability and availability ? PLUS, we’re unpacking interest rates and inflation! Ensuring generational wealth! Rising cost of living! Wage growth!! If ...
Mar 31, 2022•1 hr 10 min•Transcript available on Metacast Let’s face it… Money is an emotional asset folks. Especially when you realise, you’ll never have “perfect” knowledge before investing… But we think that shouldn’t stop people from investing! In fact, we think it’s something that everyone should be okay with, especially if you’ve covered your bases! That’s why in today’s episode we’re uncovering: What these bases are… How to control your emotions around money… Why people fall into an analysis paralysis… And ultimately how you can create the optim...
Mar 24, 2022•1 hr 13 min•Transcript available on Metacast Queensland has been through A LOT folks. With the 2022 floods estimated to cost $2.5B in damage and more than 5,000 homes inhabitable, in the words of today’s podcast guest Antonia Mercorella: “We are facing a humanitarian crisis in Queensland” Together, we’ll be unpacking the housing crisis that Queenslanders are waking up to every day, how this added demand will impact the states ALREADY struggling rental system… AND how REIQ and Q Shelter ’s “Help House a Queenslander” campaign can help with ...
Mar 17, 2022•1 hr 19 min•Transcript available on Metacast Do you know how to make your invisible finances….visible? Or what we mean by “the big rocks in the jar”?! It’s been a while since we’ve done a Q&A Day folks, and boy we’re covering a lot of ground! We’re answering the questions above, and more, including debunking the “ too old to invest” mentality that many people fall into, why it doesn’t work and how it leads to unfortunate statics, like how 73% of all Aussie property investors stop at one property, and 91% stop at 2! Folks, we need to ch...
Mar 10, 2022•1 hr•Transcript available on Metacast With Australia’s housing boom slowing and interest rates on the horizon, folks it’s finally time to ask Is the property market past its peak?! To help us answer this question we’re doing a deep data dive into CoreLogic’s Hedonic Home Value Index February report! We’ll be unpacking the cycle just passed, its monthly and annual data, and what it means for our future… But remember folks: We’re talking about the peak rate of growth! While this means we probably won’t see the same level of growth in ...
Mar 03, 2022•59 min•Transcript available on Metacast There’s a lot happening in the world since Ben’s previous RBA update and unfortunately, there’s not a lot of great news out there from a geopolitical point of view. Tune in to this episode where Ben unpacks three key themes for this month’s economic update: What does Russia’s invasion of Ukraine mean for the global economy? When will the first rate rise be? How will the reopening of international borders affect the Australian economy? Plus, Ben also includes his latest news and commentary on… Th...
Mar 01, 2022•47 min•Transcript available on Metacast FOLKS if you take away one thing, let it be that the secret sauce to investing is TIME! That’s right! While playing the long game may be boring to some, we dive into why time is exactly what you need to achieve amazing returns. Don’t believe us? Did you know that investing legend Warren Buffet accumulated 99% of his wealth after he turned 50?! Yep. And to build on that, we’ll be unpacking some case studies that have achieved an 84% growth in their third decade and exploring the TRUE power of com...
Feb 24, 2022•1 hr 11 min•Transcript available on Metacast Did you know that 1 in 3 Australian women retire with no super? Or that women are twice as likely as men to sell their house and move to lower-cost accommodation because of tight financial circumstances during retirement? That’s a SHOCKING fact folks. And joining us to deep dive into this complex topic is none other than Nicola McDougall : Chair of the Property Investment Professionals of Australia (PIPA), Director of Bricks & Mortar media, award-winning journalist and editor, and co-author ...
Feb 17, 2022•1 hr 22 min•Transcript available on Metacast It’s that time of year when everyone is interested in where the property market is going… And so are we! That is why we’ve gone and locked in a chat with Australia’s most quoted property commentator, Nerida Conisbee , a great friend to the show as well as Chief Economist at Ray White ! Before we spill all the great things on Nerida’s 2022 Outlook, we want to take a moment and thank all our Summer Series Guests ! It was an honour and privilege to have all of them on the show and we cannot thank t...
Feb 10, 2022•1 hr 10 min•Transcript available on Metacast It’s the final episode of our Summer Series 2021/22!! And folks, we are finishing with a bang! Steve, our special guest only started listening to us back in January last year. But… within a short span of 8 months (all during COVID as well), they… Paid off their bad debt, Implemented Money SMARTS, Got a property portfolio plan done And even bought an investment property All without penalising themselves!! They’re still doing all the fun things, still going away on weekend and having that lifestyl...
Feb 01, 2022•1 hr 2 min•Transcript available on Metacast It’s the first RBA Announcement for the year folks so there are lots to catch up on (take the inflation numbers for example)! Tune in to this episode where Ben unpacks three key themes for this month’s economic update: The global Omicron wave of the pandemic still playing havoc with the world’s and the Australian economies. Will the RBA hold it nerve on the cash rate in 2022, or will the risk of rising inflation force its hand? What is my biggest sure bet prediction for property this year? Plus,...
Feb 01, 2022•45 min•Transcript available on Metacast “If you don’t know where you are, you don’t know where you could possibly go.” That’s just one of many amazing quotes in today’s episode. Folks, some stories need to be told. And today’s guest owns one of those stories. You can kind of guess it from the title but here’s what happened. Our special guest today, Bianca was an athlete. She was a great basketballer in her younger years and was travelling interstate and internationally for competitions and she was doing great. But life is like a rolle...
Jan 27, 2022•1 hr 4 min•Transcript available on Metacast “You wanna be the janitor” This is probably the first time we’ve ever had a guest over where money conversations were not only discussed at the dinner table but… it was a hot topic any time of the day! For very good reason too! Marina, our special guest today had an awareness towards money and investment at a very early age. In fact, when others were playing Monopoly, Marina was playing Robert Kiyosaki’s cashflow game ( Quick tip: It seems… being a janitor in the cashflow game has the highest ch...
Jan 20, 2022•1 hr 2 min•Transcript available on Metacast The reason why money is such a taboo subject… is because of fear. When Ricky was a kid, money was an issue. Growing up in a family of 7, our special guest today confessed that there was unhealthy money education very early on. Although it didn’t feel like he missed a thing and his parents made sure him and his four brothers got everything they needed… He was still able to sense some tension in the family. You see, today’s guest grew up where credit cards and personal loans were the norm and he s...
Jan 12, 2022•1 hr 13 min•Transcript available on Metacast Happy New Year folks!!! We’re kick-starting the year with an aspiring and positive story from our special guest, Matt! Folks, this comes as no surprise but it’s important to be on the same page as your partner. If you already are, that’s awesome! But if you’re not… how about making it your target this year? Cause here’s the deal. Matt and his wife, Alana are detectives and they’ve probably seen the absolute worst of society. We’re talking about drug and firearms, organised crime, family violence...
Jan 06, 2022•51 min•Transcript available on Metacast Winners never quit, and quitters never win. – Vince Lombardi Today’s special guest, Brad is definitely not a quitter. Born & raised in Zimbabwe, Africa while experiencing hyperinflation, it wasn’t a flowery path but Brad learned resilience and tenacity from a young age. He immigrated to Perth with the family when he was 19 and unfortunately, did not have an excellent start. An unfortunate event led him to a lump sum of $25,000 which thankfully, he invested in property! But that property didn...
Dec 30, 2021•57 min•Transcript available on Metacast Folks, if you’re looking for a textbook couple as an inspiration on what Financial Harmony looks like… Amber & Dan is your go-to couple! Although they grew up with slightly different money management styles at home, Amber & Dan worked together and made sure that they were on the same page when it comes to finance. That mindset sets them up way into the future. And, get this... They’ve got a fool-proofed saving hack that built up money for a deposit AND a renovation!! Of course, being on ...
Dec 23, 2021•59 min•Transcript available on Metacast Born in England to accountant parents, Amy was given great money advice growing up. And obviously, so did her brother. Only one of them took the advice to heart though… and it’s not our special guest. From credit card spending sprees to climbing Mt Kilimanjaro, Amy lived life to the fullest! So… what changed? Why did she go from having no budget whatsoever to being a Money SMARTS advocate? Yes, you’ve read that right… she got her circle of friends on board with Money SMARTS too! What would she g...
Dec 16, 2021•1 hr 2 min•Transcript available on Metacast “I read enough book to make me dangerous” That’s the quote from our special guest today. A thirst for knowledge is an excellent virtue to have but in some cases, you might encounter information overload… Or in other rare cases, you might be reading the wrong books or getting advice from mentors with hidden agendas. Unfortunately, today’s Summer Series guest, Michael, is in the latter category. Folks, if you had been stung by a spruiker before, you’d know that it’s not easy getting back on the pr...
Dec 09, 2021•51 min•Transcript available on Metacast It’s the final RBA Announcement for the year folks so there are lots to catch up on! The most important question in today’s episode is… Are we finally seeing an end to the property market’s bullish mojo? 🐂 Tune in [...] CONTINUE READING The post RBA December 2021: Has the Property Market Lost its Bullish Mojo? appeared first on The Property Couch . LISTEN TO THE FIRST 20 EPISODES HERE >> MOORR MONEY MANAGEMENT APP: 👉 Apple: https://apple.co/3ioICGW 👉 Google Play: https://bit.ly/3OT86bW ...
Dec 07, 2021•49 min•Transcript available on Metacast “A wound is where the light gets in” – Rumi It’s our 2021/22 Summer Series folks!! This is our 4th year of Summer Series and we get very very excited each time because not only do we get to chat directly with our listeners, we get to learn so much from their life transformation. From the adversity that life threw at them, the mistakes that they’ve made, the perseverance that they’ve shown, the tenacity to be better and so much more. Their story is so insightful and motivating that we’re certain ...
Dec 02, 2021•59 min•Transcript available on Metacast Folks, the last time we unpacked a case study on the podcast was back in Episode 64 on 19th of May 2016. (WHAT?!!!) So… you can imagine how excited we were with this episode, can’t you? In fact, Ben said this at the very start… “MAAAAATE…. This is a MEGA episode!” And no, he’s not exaggerating! What we are doing today is a bit of Myth Busting coupled with some data, graph and cashflow modelling. And here’s a spoiler… You’ll be very surprised at our proposed strategy for this case study cause it’...
Nov 25, 2021•1 hr 18 min•Transcript available on Metacast We don’t blame you if you find investing confusing… even Ben found it confusing when he started 30 years ago. There are so many different asset classes to pick from, different procedures to follow, various biases to learn from and the worst of them all… THE JARGON! Short, Long, Dollar Cost Averaging, Coupon Rates, Day Trader and the list goes on. So where would one even start? Our answer is… This episode. It’s back to the basics today folks and we’re not even focusing just on property! We’re cov...
Nov 18, 2021•1 hr 13 min•Transcript available on Metacast Let’s face it… If you’re looking to get into the market, you’d want to property market to slow down. If you’re already in the market, you might be hoping for this trend to continue. Whichever side of the coin you are in, you’d be asking the same questions… When will this end…? Will the median price go up to $5M in the next 20 years?! How is this even possible… what’s driving it?? Yup, we know it can be unbelievable so we will be tackling this head-on in our Q&A Episode today (It’s the 1st qu...
Nov 11, 2021•1 hr 16 min•Transcript available on Metacast This data is hot off the press folks!! It’s no secret that property prices have grown quite a bit lately, but recent data is showing that we’re breaking records! Here’s a snippet from Domain’s media release just a week ago: September Quarter 2021 House Price Report shows Australian house prices experiencing a historical rate of growth at 21.9%, the fastest annual rate of growth on record with median house prices at almost $1 million nationally. But…what does this mean for both sellers and buyers...
Nov 04, 2021•1 hr 4 min•Transcript available on Metacast It’s Melbourne Cup RBA Cash Rate folks! In the past, RBA tends to change the rate on race day. Did they change the cash rate as well this year? Most definitely NOT. They simply can’t afford to make any changes to the cash rate yet. Why? Tune in to this episode to find out more where Ben unpacks three key themes for this month’s economic update: The global inflation rate Vaccine adoption rates leads to safer economic re-opening New Property Listings Surge but there is more to this story Plus, Ben...
Nov 02, 2021•45 min•Transcript available on Metacast Did you know… Back in episode 296 , Bryce briefly mentioned the telescope vs microscope analogy and how it applies to picking an investment-grade location. Fast forward to today’s episode… (66 weeks later) We’ll be answering ONE of the questions using the same analogy. With a little twist of course. So which is a better view to take when it comes to property investing and why? And are you curious how the same concept can be used for two entirely different scenarios? If that doesn’t entice you, w...
Oct 28, 2021•58 min•Transcript available on Metacast Hi folks, before you tune in to this episode, download the free report here: https://thepropertycouch.com.au/tax Julia referred to a table in the episode that might be hard for you to visualise in an audio format so we’ve curated a free report to include the graph as well as other useful references. You can’t avoid it, so you might as well learn to understand it. Better still, the more you know about it, the more you can ‘work’ with it, instead of working against it. What are we talking about? T...
Oct 25, 2021•47 min•Transcript available on Metacast Have you left it too late? Has the market moved? Are you too old to start? With the media hyping on about how hot the property market is these days, we get that some of you might be feeling a little anxious (even frustrated!). Everywhere you go, you’d probably hear people saying, “The prices are crazy these days!” And yes, they might be right. So… If you’re worried that it might be a bit too late to start investing in property, then today’s episode is perfect for you. And the best part is… There...
Oct 21, 2021•59 min•Transcript available on Metacast Imagine this… You found your ideal property in the perfect location. You’ve inspected it, you know exactly what the purchase price is going to be AND you’re pre-approved for that budget. You’ve spoken to the selling agent and is crystal clear with the vendor’s motivation. You negotiated some terms and put your best offer forward and BAM!! it got accepted right away. Happy days! Unfortunately, it’s probably NOT going to happen in the current market. When it comes to property prices, getting it ex...
Oct 14, 2021•1 hr 7 min•Transcript available on Metacast 
