We all know that real estate is a worthy investment, and on your path to financial freedom, you will likely enter into the complex process of selling or buying a home. When it comes to real estate, knowledge is power. That being said, very few sellers or buyers are actually doing their homework. We are also battling cognitive biases that will lead us down a dangerous path if we aren’t careful. That is why I am so glad to have my guest, Aaron Hendon on the show today. Aaron is an award-winning, S...
Feb 27, 2018•29 min•Ep 98•Transcript available on Metacast There can never be any secrets in money. Today, I have an amazing and compelling interview with Janet Lombardi, author of Bankruptcy: A Love Story . In 2007, Janet called her financial advisor for a routine check-in because she hadn’t received her annual statements in the mail yet. What her financial advisor told her changed everything: He said, “The accounts are empty. Get an accountant, get an attorney, and get a private detective.” This is Janet’s account of the financial fallout that resulte...
Feb 20, 2018•42 min•Ep 97•Transcript available on Metacast One of the biggest steps we have to take on our journey to financial freedom is to decrease the burden of debt. Paying minimums can delay immediate problems, but debts can pile up quickly and might cause you to miss out on some of your dreams. I am bringing you a story today of a listener who found herself in considerable debt but was determined for it not to ruin her relationship or put a dent in her career goals. This is the story of Beck, a listener and member of the ProfitBoss community who ...
Feb 13, 2018•37 min•Ep 96•Transcript available on Metacast Forming a healthy relationship to our finances is all about taking small steps towards our ultimate financial goals. No matter your income, I believe you have the capability to find financial freedom. If you are looking for a little financial peace today, then you are going to love my conversation with Rachel Cruz! Rachel has a down-to-earth, practical perspective on finances that comes from an early exposure to money management skills. That’s right, Rachel’s dad is the one and only Dave Ramsey,...
Feb 06, 2018•40 min•Ep 95•Transcript available on Metacast When a parent leaves an inheritance as a legacy for their children, the intent is always to secure their future. Statistics tell us that 1-in-3 heirs end up blowing all the money, rather than stewarding it well. Earning and keeping are two drastically different skillsets, and having advice and counsel is essential to manage wealth well. But what would happen if all the advice in the world was basically useless? What would happen if you knew you were going to inherit but had your hands tied? Toda...
Jan 30, 2018•40 min•Ep 94•Transcript available on Metacast When we think about a hero’s journey, it’s tempting to play up the sweeping dramatic moments and downplay the mundane or sacrificial choices they make to reach that hero status. I have a story for you today that doesn’t pull punches but is just as heroic as any grand adventure we might read about. When I first heard Jackie B’s story, I could feel the strings of my heart being pulled in a million directions. Yes, Jackie is currently living out her dreams, but she had to make hard choices and take...
Jan 23, 2018•45 min•Ep 93•Transcript available on Metacast This week I'm speaking with Kelly, whose lax money habits from her early 20s landed her in a stressful 25-year cycle of debt and uncertainty. Now, having sought help to finally improve her understanding of money and establish healthy spending and saving, she's debt-free. This episode is a great one for anybody wrestling with feelings of failure or inadequacy around money, but it's also educational for you parents out there who are wondering how to ensure that your children don&apo...
Jan 10, 2018•1 hr•Ep 92•Transcript available on Metacast Conversations about money are never easy, and talking to kids about money is no exception! This is one of the topics I get asked about most about, so I am thrilled to be able to bring to you the excellence and expertise of an incredible guest. If you are a parent or caregiver, your top priority is to make sure the child in your life is set up to succeed well into adulthood. Perhaps you have made some money mishaps that you insure your kids against. Maybe you just want to be proactive and start t...
Jan 02, 2018•36 min•Ep 91•Transcript available on Metacast 2018 is nearly upon us, and I know you are already thinking about your finances. This is the perfect opportunity to think back at all of the money choices you made in 2017 and begin to set some goals for the year ahead. Are you in the same camp as 42% of Americans who think setting resolutions is a waste of time? Are you excited to grow even closer to your freedom number this year? Whether you are the former or the latter, this episode is going speak right to you. To begin this special New Year’...
Dec 26, 2017•29 min•Ep 90•Transcript available on Metacast No one would ever dream that experiencing sexual harassment could have a negative impact on their career and their income. And yet, the general consensus is that yes, sexual harassment has a huge and lasting impact on women in the workplace. While the bigger conversations like #MeToo and the Harvey Weinstein allegations are a bit larger than the scope of this podcast, it is still worth devoting time and collecting the best experts on the topic. I’ll start with my own story of sexual harassment, ...
Dec 19, 2017•1 hr 1 min•Ep 89•Transcript available on Metacast It’s time to get your money mindset intent on investing! On ProfitBoss Radio, I try to tackle the personal and cultural forces that are both pushing women forward and holding us back. Buzzing about in the media is the continuing conversation about women and wage parity. Are women making strides to even the wage gap? Are women investing and earning with the same confidence as men? I could think of no one better to tackle those questions than Jean Chatzky! You might know Jean as the Financial Edit...
Dec 12, 2017•34 min•Ep 88•Transcript available on Metacast Student debt, or debt of any kind, is a weight that impacts your entire life. The weight of debt carries a range of emotions from shame, anxiety, and depression to feelings of isolation and inadequacy. Many women struggle to find peace with that debt, let alone financial freedom. Typical debt solutions are often oversimplified—extreme budgeting, cutting back on lattes…there has to be more we can do. There has to be someone we can turn to! For a while, there wasn’t. That is exactly where my guest...
Dec 05, 2017•40 min•Ep 87•Transcript available on Metacast Healthcare and health insurance are getting more and more expensive. With changes coming with healthcare legislation, and with policy and coverage shifts imminent no matter where you live, you might be thinking about an alternative to traditional Health Insurance. Many people have turned to Medical Expense Sharing Programs to help offset the cost of medical care. If it sounds a little “out there” to you, hang with us. I am going to give you all the facts you need to know about Sharing Programs. ...
Nov 28, 2017•42 min•Ep 86•Transcript available on Metacast Whatever your goals might be for taking control of your finances, you know that one of the biggest payoffs after prioritizing your finances is peace of mind. You know that you and your family can enjoy life to the fullest because you are more than prepared. Are you just as prepared for your present success as you are for the future? What would happen to your dependents after you pass away? It’s time to talk about Life Insurance! You can listen to the episode and read the show notes at: http://bi...
Nov 21, 2017•1 hr•Ep 85•Transcript available on Metacast Are you looking for solutions to your money woes? I have talked with so many individuals who are seeking financial security and freedom but don’t know the first thing about managing their finances. Are you one of the 50% of people who say they worry about money on a daily basis? Then I think you need to listen to today’s episode. We are digging into how to automate your savings and your finances. Let’s change how we talk about our money, how we think about our money, and how we use our money. Ar...
Nov 14, 2017•33 min•Ep 84•Transcript available on Metacast Up first on today’s episode of Profit Boss Radio, Rachel Shipley fills us in about what to expect this Holiday Season. Where is your money headed? How are you handling debt, if any? Prevent the holiday spending hangover with a few tried and true Profit Boss solutions and do right by yourself! Not only will we address the common sources of Holiday Drama, but I’ll also answer a few “Ask Hilary” questions for couples who have savings problems. Today’s episode is a rebroadcast of one of my very firs...
Nov 07, 2017•1 hr 16 min•Ep 83•Transcript available on Metacast With so many workers experiencing burnout, apathy, and frustration within corporations and small businesses alike, the last thing anyone wants to spend energy on is career progression. At the rate of change within just about any industry, no job is secure. Why do so many of us feel like we’ve reached a career stall? Politics, inability to get promoted, fear of asking for a raise, and even office harassment can play a part in career stagnation and unhappiness. Today on ProfitBoss, I want to show ...
Oct 31, 2017•40 min•Ep 82•Transcript available on Metacast What does it take to live a life that is Creative, Balanced, and Financially Free? That’s the dream for so many Profit Boss listeners, but there’s a bit of a mental block. We have this idea that being an artist means not having a lot of money, or working a job that is less creative but would support your creative passions. Luckily for you, the American job market is rapidly changing. Today, I want to dispel the myth of the “starving artist,” and put the power in your hands to turn your creative ...
Oct 24, 2017•38 min•Ep 81•Transcript available on Metacast Today’s episode of Profit Boss® is a little unique. It’s all about you today, and what this show has meant to your personal finances and quality of life. I wanted to take the opportunity to celebrate this strong community of women who have taken control of their finances in order to reach their goals. First up is a round of Ask Hilary with the added bonus of a special guest! I had the chance to record live in the studio with my friend, Rachel, of “Rachel’s Deals and Steals.” Together, we will ta...
Oct 18, 2017•44 min•Ep 80•Transcript available on Metacast Death and dying. It’s the subject no one wants to think about, let alone plan for. But unfortunately, death is a part of life, and we all have to face our own mortality in order to ensure our end of life wishes are carried out. Not only will clearly communicating these wishes ensure that you maintain control over your life even if you’re no longer able to communicate what you want verbally, it will also save your loved ones stress, emotional strain, and money. Tune into this episode to hear how ...
Oct 10, 2017•37 min•Ep 79•Transcript available on Metacast Today I am so excited to welcome Dr. Nina Savelle-Rocklin, who joins us to share her unique perspective on dealing with eating disorders and other compulsive behaviors. Now, you may be wondering what food struggles have to do with financial success, but the truth is that overeaters are often over-spenders. The root causes behind issues with eating are the same root causes that can lead money troubles. The episode starts with a Q & A session replying to inquiries from our Profit Boss® private...
Oct 03, 2017•40 min•Ep 78•Transcript available on Metacast In this episode, I share with you what will become the guiding principles for being a profit boss: the seven steps to wealth. The ideas covered today are so important that I’m making this an anchor episode, meaning I’ll refer back to it over time. I feel that strongly about this valuable information because I know if you learn, internalize, and embody these steps, you will achieve financial freedom. Mastering money is a learnable skill, and one that I want you to master. Listen in to today’s epi...
Sep 30, 2017•1 hr 2 min•Ep 77•Transcript available on Metacast Today I have a very special episode that covers a mix of topics you don’t want to miss! To start, I’m bringing you a new segment called Deals & Steals, where my team member, Rachel, will share a weekly tip to help you save money and get more value for the dollars you spend. (Spoiler alert: In this episode, you’ll actually get two tips!) From there, I cover the Equifax data breach and what steps you can take to protect your financial identity. You can find show notes and more information by c...
Sep 19, 2017•1 hr 1 min•Ep 76•Transcript available on Metacast We’re back! Thank you so much for sticking with me after my recent hiatus. It has been an eventful eight weeks, so I'd like to start with some exciting updates. After that, I jump right into today’s topic. Now, it does relate to the stock market, but trust me, you do not want to tune me out on this. The stock market is the greatest generator of individual wealth in the history of the world, and if done right, it will help you grow your own wealth and arrive at financial freedom. The trick i...
Sep 12, 2017•30 min•Ep 75•Transcript available on Metacast To start off, I answer a question from the Profit Boss® Facebook group about some unique entrepreneurs might have when buying a mortgage. One of the big takeaways is the difference between personal and business income, and why you might be affecting your chances for a loan if you keep most of your money in your business. After that, I've got an announcement for you about the future of Profit Boss® Radio and our financial freedom movement as a whole. As this venture grows, I've decided ...
Jul 04, 2017•19 min•Ep 74•Transcript available on Metacast This episode answers some very important questions about how to handle sudden money and property wisely. There are so many mixed emotions and feelings when it comes to receiving unexpected (or even expected!), large sums of money. It is all too easy to let bad advice and inexperience cause you to mismanage and waste what you have received. Data has shown that the vast majority of people who come into sudden money end up squandering it, and even end up in more debt because of it. Knowing how to h...
Jun 27, 2017•27 min•Ep 73•Transcript available on Metacast Richard Eisenberg is on this episode to help us bring light to the dark reality of elder financial abuse. Nearly 1 in 20 seniors become victims of financial mistreatment or abuse, often left unnoticed and unresolved. Between con-artists and (sadly) family members who drain the savings of elderly people, around three billion dollars are stolen from seniors each year. Knowing how to protect the elderly people in your life from financial ruin is extremely important and timely - Elder Abuse Awarenes...
Jun 20, 2017•22 min•Ep 72•Transcript available on Metacast Amanda Steinberg of DailyWorth is back with us on the podcast today - my first-ever repeat guest! Amanda shares why she felt inspired to write the book with a personal yet prescriptive tone. We talk about changing how women think about money - from something that's a source of shame, into a powerful tool to improve your life. We also talk about investing and how it's expected to change in the future, and options for socially-conscious investing. You can find show notes and more informa...
Jun 06, 2017•33 min•Ep 71•Transcript available on Metacast Katie Krimitsos keeps it real in the world of female entrepreneurship. Too often, women get tricked into thinking that the world of business is always glamorous, but the truth is that it is more often a grind. Katie walks us through her long and winding journey to becoming a successful entrepreneur. After years of living and breathing business, collecting piles of debt, and fighting for success, Katie has finally become a savvy businesswoman. Now she wants to share what she has learned. You can ...
May 23, 2017•49 min•Ep 70•Transcript available on Metacast I'm on vacation in Barcelona this week after all the moving craziness of the past month , and was inspired to come up with a financial checklist for international travel. Check out my checklist below, and sound off in the Profit Boss® Facebook group with your own travel tips! And if you've got a couple minutes to spare, please hop on over to my less-than-five-minute podcast listener survey and tell me what you like, dislike, and want more of from Profit Boss® Radio. I want to help you ...
May 16, 2017•14 min•Ep 69•Transcript available on Metacast