No matter who you are or where you grew up, there’s a pretty good chance that you didn’t learn enough about financial literacy in schools. Whether you own a business or you’re a young professional considering starting one, knowing how to avoid the mistakes that will haunt you for years to come is incredibly important in the early stages of running a successful business. My guest, Tracey Bissett, has spent much of her career helping people become financially fit, with a special focus on entrepren...
Dec 04, 2020•49 min•Season 1Ep. 53
More than ever before, local businesses and small business owners need your support. If you’re a business owner, I’m sure you know this by now; if you’re a consumer, you’re probably wondering what you can do to help your community and stop big chains from taking over even more of the landscape. For the last 15 years, Thomas Barr has been helping communities answer these questions. Thomas is the executive director of Local First Arizona, an organization here in Phoenix that provides business owne...
Nov 10, 2020•51 min•Season 1Ep. 52
Most people are better at planning a vacation than they are planning for retirement. People think of it as something far off that they ignore for years or decades. They make major mistakes, choose products that don’t suit their needs or meet their goals, or fail to take advantage of the opportunities provided to them. Sarah Holden understands well why this happens. She worked at the Federal Reserve Board, where she analyzed the US retirement system and studied the retirement market. She now is a...
Oct 29, 2020•53 min•Season 1Ep. 51
The Retirement Red Zone is a critical point for those getting closer to retirement. Similar to the distance from the 20-yard line to the end zone in football, this is a place where it’s so important not to make mistakes. This phase is crucial to ensure that your retirement will be stable and you’ll have a chance to truly enjoy your “golden years,” no matter how much you’ve saved, accumulated, or stored. Without a game plan, it may all blow upon you. Today, we’re talking about the common mistakes...
Oct 21, 2020•17 min•Season 1Ep. 50
We’ve all been there: you’re at a business conference or a dinner. You get introduced to a handful of people, you introduce yourself, you hear their names, and within two minutes, you completely forget all of them. One person who hasn’t had this problem for years is Chester Santos . Chester won the US Memory Championship over a decade ago and has spent the last 15 years training individuals, business owners, and executives how to use simple tips and strategies to remember names, information, and...
Sep 18, 2020•53 min•Season 1Ep. 49
To say that we’re living in interesting and unpredictable times is an understatement. For business owners and leaders, this is especially true. However, no matter what industry you’re in, or what you do, there’s still no tool more powerful than a team that’s ahead of you and allows you to focus on your unique ability. They give us the power to grow our businesses without giving up even more of our time and to see our visions through. Gina Rainey understands this better than almost anyone. She’s ...
Aug 27, 2020•53 min•Ep. 48
With schools, camps, and colleges either closed or reassessing the safety of operating as we navigate the COVID-19 pandemic, many of us have been spending more time with our kids than ever before. My 14-year-old daughter, Winter, has been helping me out at Bayntree, and has taught me a lot about TikTok, YouTube and how Gen Zers think about money along the way. Today, Winter joins the podcast to share what Gen Zers think about retirement, money, and what she’s doing (and what we’re doing) to help...
Aug 17, 2020•28 min•Season 1Ep. 47
Like never before in our lives, the COVID-19 pandemic has us facing the same challenges, no matter who we are or where we live. Virtually everything about how we live and work has been changed by the pandemic, and it can be harder than ever to feel like you have control over your life. For years, Dr. Jen Hartstein has been helping people get and stay on track. She’s a New York City based mental health specialist, a contributor to Yahoo News with past appearances on Today and Dr. Oz , and the aut...
Jul 23, 2020•50 min•Season 1Ep. 46
Social Security is a massively important asset to build a comfortable retirement. You don’t want to outlive your money or your lifestyle, and it’s very possible to do both. The Social Security code is even longer than the tax code, there’s so much misinformation out there, and there are countless tricky situations you can end up in if you don’t position yourself correctly. This is why I’m thrilled to be speaking to Larry Kotlikoff. He’s the one person I look to on a daily basis when it comes to ...
Jun 26, 2020•47 min•Season 1Ep. 45
The CARES Act has made massive, sweeping changes to our tax system and our business landscape. Whether you’re an entrepreneur, an employee, someone who was recently laid off, or a retiree, you probably have big questions about the programs available to you. How can you best use your money to get through this trying time, and how will you keep up with the constant influx of new information? To help you make sense of it all, I’m thrilled to bring my friend Liz Mason back to the podcast. She’s the ...
Apr 14, 2020•48 min•Season 1Ep. 44
Congress just passed the biggest stimulus bill of our lifetime. The CARES ["Coronavirus Aid, Relief and Economic Security] Act is a massive bill of all bills, totaling in the trillions of dollars, and it’s going to have significant impacts on us as business owners and individuals as we work together to get through this tough time. Today, I want to address the big questions you may have about the bill: how will it affect your retirement, and what’s in there for you as an individual? To help you m...
Mar 27, 2020•25 min•Season 1Ep. 43
The SECURE Act of 2020 made some of the biggest changes to retirement planning in the last decade. Business owners and employees alike have a number of options, opportunities, and potential issues to consider in the wake of these new rules and regulations, and great advice can be the difference between saving big and missing out. Joining me today to talk about these developments is Brian Hartstein. Brian is Bayntree Wealth Advisors’ Director of Corporate Development. He has over 30 years of expe...
Mar 10, 2020•25 min•Season 1Ep. 42
This SECURE Act is the biggest change we’ve seen to retirement policy in the past decade. While many of these new rules and regulations are designed to help your retirement dollars grow a few more years and last you even longer, they almost all but guarantee that you’ll need to revisit your plan and make some changes in order to make the most of your money. In this short episode, I’m walking you through the SECURE act, why now is a great time to revisit your retirement and estate plans, and what...
Mar 10, 2020•11 min•Season 1Ep. 41
Though many simply think of them as a jam band, the Grateful Dead are one of America’s longest-enduring, most unique, and best-performing businesses. Over the course of a career that has lasted over five decades, they have created a culture, a highly profitable business, and a mindset out of organized chaos. Furthermore, they have survived as a leaderless organization and cemented their legacy in the decades following the death of founding guitarist and effective bandleader Jerry Garcia in 1995....
Feb 20, 2020•50 min•Season 1Ep. 40
There are more scams, major cybersecurity incidents, and cases of identity theft happening now than ever before in history - and countless opportunities for you or your loved ones to be taken advantage of. Few people understand the ins and outs of these scams better than Steve Weisman . Steve is a highly respected cybersecurity expert who has built a career helping people protect themselves, both online and off, and is the author of The Identity Theft Alert , The Truth About Avoiding Scams , and...
Nov 19, 2019•49 min•Season 1Ep. 39
As we approach the end of 2019, I wanted to take some time to talk about Required Minimum Distributions (RMDs). For those approaching the age of 70 ½, the government requires that you start taking out a portion of the money in your retirement accounts that you've been deferring for all these years. Understanding what’s required can get complicated - and a lot of times mistakes are made. So, today I’m going to walk you through the top 10 RMD mistakes, goofs, and blunders to avoid. #10: Rolling Ov...
Nov 19, 2019•13 min•Season 1Ep. 38
No client has ever said “I want to pay more in taxes.” However, many business owners make financial decisions that are effectively choosing to give more money to the government, especially when it comes to retirement planning. Few people understand this better than Brian Hartstein. Brian is the Director of Corporate Development here at Bayntree Wealth Advisors, and he brings more than twenty years of experience to the firm. His areas of focus include tax, business, and retirement planning as wel...
Oct 03, 2019•47 min•Season 1Ep. 37
Over 109 million people are reaching retirement age. This means that the stresses that they’re facing, whether they’re physical or mental, are taking more of a toll on families than ever before. Finding the right care and facilities for aging adults is becoming a bigger challenge than ever before, but David Piontek is working to give back. As a Placement Coordinator with Integrity Placement , he effectively provides comprehensive real estate services for older adults. Through an in-depth assessm...
Sep 04, 2019•45 min•Season 1Ep. 36
10 years ago, the term “social media” barely existed. Now, for almost every entrepreneur, social media marketing has completely changed how business is done online. Running effective campaigns isn’t simple, and there are a remarkable number of platforms, strategies, and thoughts on how best to connect with and convert audiences. Natalie Speers is the founder of SocialAlly® Media , a full-service digital marketing agency located here in Scottsdale. She helps business owners create an online prese...
Aug 21, 2019•56 min•Season 1Ep. 35
Few documents are as complicated and can have as much of an impact on your financial well-being than the US tax code. Many financial advisors don’t know the rules as well as they think they do, and this can lead to costly mistakes for their clients. This is why Ed Slott is on a mission to help you keep more of your hard earned money. He’s a nationally recognized speaker, the host of The Safe and Secure Retirement on public television, and the founder of Ed Slott's Elite IRA Advisor Group - an ed...
Aug 07, 2019•1 hr•Season 1Ep. 34
Kristin Brabant is a life and business coach who empowers female entrepreneurs and professionals to lead careers and lives on fire. With nearly a decade of experience in facilitation and coaching, she’s supported corporate executives, incarcerated youth, and mompreneurs in pursuing their life’s biggest goals joyfully. Kristin’s approach to coaching is part structured, part spiritual. She weaves together formal training at the Institute for Professional Excellence in Coaching with years of perfor...
Jul 02, 2019•57 min•Season 1Ep. 33
Diane Gardner is a tax superhero. Since rebranding her business during the Great Recession, she’s saved her clients over $3,070,374 in taxes by helping them strategically plan their way to lower tax liability. She’s also the author of seven books, including 10 Most Expensive Tax Mistakes That Cost You Thousands , Stop Overpaying Your Taxes , and Stand Apar t . She teaches people how to save money, avoid audits, and create the best businesses they possibly can, and speaks on proactive tax plannin...
Jun 11, 2019•51 min•Season 1Ep. 32
It’s impossible to deny that college is one of the biggest expenses you, your children, and even your grandchildren will ever face. To make matters worse, the costs of college tuition are still climbing rapidly, with some schools forecast to cost as much as half a million dollars to attend as soon as a decade from now. No matter how old your kids are, or if you’re planning to have children in the future, saving for this is a daunting, intimidating task. Abby Chao is the co-founder and COO of Col...
May 07, 2019•48 min•Season 1Ep. 31
Zachary Kepes is the founder of Zak Ventures. From nearly broke in 2007 to owning more than 150 single family homes a decade later, he’s built a real estate empire by purchasing, renting, and flipping distressed and low-income property. In his 17 years in this industry, he survived the Great Recession of 2008 and emerged on the other side of it to see a massive opportunity in single family homes - but it wasn’t easy. Today, Zach joins the podcast to share the story of his journey through the rea...
Apr 24, 2019•54 min•Season 1Ep. 30
Virginia Morris is the author of How to Care For Aging Parents . Originally published in 1996, it has been described as “The bible of eldercare” by ABC World News, “An indispensable book” by AARP, and “A compassionate guide of encyclopedic proportion” by The Washington Post. With Baby Boomers approaching old age, Virginia’s book is more relevant than ever. I lost both of my parents early to Alzheimer’s, and I know that as parents live longer and further away from their children than ever before,...
Apr 12, 2019•49 min•Season 1Ep. 29
Harry Clark is a highly-rated serial entrepreneur and keynote speaker. He’s overseen sales of major companies, founded two Inc. 500 companies, and travels the world speaking to entrepreneurs, family businesses, and executives. However, Harry has also learned some of the toughest lessons in business the hard way. In his book, Mistakes Millionaires Make , he tells the stories of 30 entrepreneurs - including himself - who each made and then subsequently lost $10 to $200 million. He’s on a mission t...
Mar 23, 2019•44 min
Shortly after John Lanza’s first daughter was born, he and his wife decided that they wanted their children to be smart with money. With a background in animation, entertainment, and education, he set out to make learning about money fun. To do this, he created the Money Mammals, which teaches sharing, saving, and spending smarts to children through videos, products, and resources. To help parents put these lessons into practice, he wrote The Art of Allowance: A Short, Practical Guide to Raising...
Mar 03, 2019•49 min
Emily Guy Birken helps people become more financially savvy. She took a year off from teaching when her son was born, and in that time began writing for both Wise Bread and PT Money - and discovered a way to make use of her skills as both a teacher and a finance nerd. She’s written four books, including The 5 Years Before You Retire , Making Social Security Work For Yo u , Choose Your Retirement , and, most recently, End Financial Stress Now: Immediate Steps You Can Take to Improve Your Financia...
Feb 19, 2019•53 min•Season 1Ep. 26
From the 1950s through the 1970s, most Americans found a job, then stuck with it for 30 or 40 years. When they retired, they received a pension, and it provided them with a guaranteed income for life. However, in the late 1970s, the 401(k) replaced pensions - and changed that forever. Now, many of us constantly change jobs, and can amass multiple 401(k) accounts in the process. They can be scattered across different employers and custodians, and they can have different investment strategies and ...
Jan 30, 2019•20 min•Season 1Ep. 25
Deepak Shukla is the founder and CEO of Pearl Lemon - an award-winning SEO agency that outranks bigger, better-funded competitors. He’s a leader in helping people grow their businesses and cultivate online reputations, and his work has been featured in TedX talks, as well as on SEMRush, the Huffington Post, UpWork, and Woorank. However, his journey to get there will surprise you - and includes the British equivalent of an Ivy League education, time spent as a tax consultant at Deloitte, pursuing...
Dec 17, 2018•1 hr 2 min•Season 1Ep. 24
