Mutual Funds vs. ETFs, SECURE 2.0 & Capital Gains Strategies - 420

Are low-cost mutual funds or ETFs better investments in a tax-advantaged account? Also, more strategizing from that SECURE Act 2.0 529 plan provision, the pros and cons of selling a rental house now or holding it until you pass, and an easy-breezy self-employed retirement account that’s better than a SEP IRA. Plus, will municipal bond income bump you into a higher tax bracket? Can you avoid capital gains tax by investing less aggressively over time? 

Timestamps:

• 00:00 - Intro
• 00:46 - Mutual Funds vs. ETFs in a Tax-Advantaged Account? (Midwestfabs, St Paul, MN)
• 08:06 - SECURE Act 2.0 529 Plan Strategy (Chris, Atlanta)
• 14:51 - Will Municipal Bond Income Bump Me Into a Higher Tax Bracket? (Bobby, Philadelphia)
• 26:31 - Can I Avoid Capital Gains By Investing Less Aggressively Over Time? (Joe, Aston, PA)
• 33:12 - Pros and Cons of Selling a Rental House Right Now (Joe, Chula Vista)
• 34:48 - An Easy Breezy Self-Employed Retirement Account Better than the SEP IRA? (Steve, Las Vegas)
• 39:58 - The Derails

Access this week's free financial resources in the podcast show notes at https://bit.ly/ymyw-420

• The SECURE 2.0 Circus: brand new YMYW TV and companion guide
• Blog post: Self-Employed Tax Filing & Small Business Retirement Plans
• The Ultimate Guide to IRAs
• Episode Transcript
• Ask Joe & Big Al On Air
• (plus, cute dog photo alert! We’ve got Midwestfabs’ dog, “Jake-from-State-Farm”!)