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Young Smart Money

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Young Smart Money HOSTED BY APPLE CRIDER 🍎 is a Business and Entrepreneurship podcast πŸŽ™ for young entrepreneurs πŸ‘Ά that contrasts the experiences of startup founders πŸ“ˆ and social media influencers πŸ“²πŸ“· to help you understand the key differences and determine which appeals to you (if either). πŸ€·β€β™‚οΈπŸ’Έ Follow along with all things YOUNG SMART MONEY πŸ‘ΆπŸ§ πŸ’Έ and APPLE CRIDER 🍎 on Instagram @AppleCriderOfficial. Please subscribe to Young Smart Money on iTunes πŸ˜πŸ“² & leave a 5-star review if you gained value from the podcast. ⭐⭐⭐⭐⭐ P.S. I appreciate y'all! 😜

Episodes

Confronting Financial Wolf | How He Made $60,000 Before 18

The Financial Wolf is one of the fastest growing YouTube creators in the make money online niche at only 18 years old. Today we are sitting down with Will a.k.a The Financial Wolf to talk YouTube growth, side hustle ideas, and the future of his YouTube channel. Enjoy! Add us on Instagram! TheFinancialWolf AppleCriderOfficial Will's YouTube channel blew up last year when a video called "I Sold Candy At School For 1 Week" got almost 1 million views. Since this video took off, Will has doubled down...

Dec 28, 2020β€’40 minβ€’Season 3Ep. 1

I FOUND THE 5 WORST CREDIT CARDS FOR 2021 | NEVER DO THIS

These are THE WORST credit cards you will ever find. After spending hours searching through the darkest corners of the internet, these 5 credit cards are hands-down THE WORST in existence. Add me on Instagram! - AppleCriderOfficial Not all credit cards are created equal. Some can be great tools for scoring free travel or getting rewarded for spending you were already doing. BUT some credit cards are absolutely terrible and should be avoided like the plague. These credit cards charge their user's...

Dec 24, 2020β€’15 minβ€’Season 2Ep. 39

What To Do If You Get REJECTED For A Credit Card [step-by-step]

Getting rejected for a credit card sucks. But fortunately, you can still get approved for a credit card even if you were initially rejected. In this video, I'll break down how I was able to get approved for 4 credit cards that I was initially rejected for. Add me on Instagram! - AppleCriderOfficial I've been rejected for my fair share of credit cards (at least 6), but of those, I was able to get 4 of the rejections reversed and actually get approved for the credit card on the spot. I was able to...

Dec 22, 2020β€’11 minβ€’Season 2Ep. 38

The 5 BEST Credit Cards For Students in 2021

Building your credit as a college student is huge, and thankfully there are a ton of good credit cards for college students! Unfortunately, there are also a ton of bad credit cards marketed to college students that you'll want to stay far away from. Add me on Instagram! - AppleCriderOfficial In this video, we'll be going over the best credit cards for students in 2021. College students have way more options than they realize when it comes to choosing a first (or second) credit card, and some of ...

Dec 17, 2020β€’20 minβ€’Season 2Ep. 37

Why You Should NEVER Cancel A Credit Card

If you are thinking about cancelling a credit card, you are likely making a big mistake. When you cancel a credit card, you immediately hurt your credit score in a big way. In this video, I'll break down what you should do instead to build your credit score. Follow me on Instagram! - AppleCriderOfficial If you have a credit card that you no longer use, you might have thought about cancelling it. I'm here to tell you that this would be a very bad idea. Building your credit score is a process that...

Nov 30, 2020β€’12 minβ€’Season 2Ep. 36

How Credit Karma Can Save You $12,394 | Credit Karma Review

Credit Karma is a free service for checking your credit score. However, Credit Karma also has a host of features that can end up saving you some significant cash. In this Credit karma review, I'll break down how you can use Credit Karma for the greatest effect. Add me on Instagram! - AppleCriderOfficial Most people have heard of Credit Karma before, but most people don't know how to use Credit Karma to increase their credit score. By fully taking advantage of Credit Karma, you can significantly ...

Nov 28, 2020β€’9 minβ€’Season 2Ep. 34

How To Increase Your Credit Score To 800+ FAST

In this video, I'm breaking down exactly how you can grow your credit score to 800 and above in no time. There are a number of strategies that I have used to quickly increase my credit score over the last few years and today I'm going to show you exactly how I went from 0-800 FAST. Add me on Instagram! - AppleCriderOfficial Increasing your credit score is crucial, especially for people in their 20s who are looking to secure a solid financial future. I started building my credit when I was 18 and...

Nov 27, 2020β€’22 minβ€’Season 2Ep. 33

Why I'm leaving Robinhood

Robinhood has crossed a line...well a number of lines. I'm leaving Robinhood and never looking back. In this video, I'll break down the 4 reasons I'm pulling my money out of the popular investing app. Add me on Instagram! - AppleCriderOfficial I started investing with Robinhood back in 2017 and was initially really excited about the prospect of a commission-free trading platform. Before switching to Robinhood I was using Fidelity and paying $4.95 every time I wanted to buy or sell a position. Th...

Nov 26, 2020β€’14 minβ€’Season 2Ep. 32

How I Flew To Thailand For $20

No this is not clickbait, and yes I did fly from Minneapolis MN to Bangkok Thailand for the cost of a couple of Chipotle burritos. Add me on Instagram! - AppleCriderOfficial In this video, I’m going to break down exactly how I did it and give you a simple 5 step framework you can follow to score yourself super cheap plane tickets to travel around the world when you want for the rest of your life. Plus, if you stick around until the end, I’ll show you where to find some of the best deals around w...

Nov 25, 2020β€’12 minβ€’Season 2Ep. 31

How To Buy A 730+ Credit Score For $25!

Now in general, I’m not a fan of paying for a credit score and generally think it’s best to just be patient and build it over time. But I think it might make sense for some people who are thinking of applying for a significant loan or mortgage in the near future. So in this video, I’m going to break down how you can buy a 730+ credit score with only about $25. Add me on Instagram! - AppleCriderOfficial So if you’ve heard anything about buying a credit score before, you’ve probably heard of buyin...

Nov 24, 2020β€’12 minβ€’Season 2Ep. 30

What You MUST Know About The Tomo Credit Card

in this video I’ll be diving deep into the no-credit-check Tomo Credit Card and give you the full picture and why you might want to tread lightly around this credit card company. Add me on Instagram! - AppleCriderOfficial So I interviewed one of the co-founders, Kristy Kim, back in mid-2019. Since then they’ve gone on to go through the Barclays Accelerator (powered by TechStars), raise a few million dollars, and build a team of a dozen or so people. All that to say that although this is a newer ...

Nov 23, 2020β€’14 minβ€’Season 2Ep. 29

5 WORST Money Mistakes To Avoid in Your 20s

These are the Top 5 WORST Money Mistakes to avoid in your 20s. If you can avoid these money traps as a college student and into your 20s, you'll be able to set yourself up for long-term financial success. Enjoy! Add me on Instagram! - AppleCriderOfficial In this video, I'll be breaking down the 5 largest mistakes that I see people in their 20s making on a regular basis. While I was a college student, I saw tons of my peers falling into these money traps and severely hurting their finances from a...

Nov 22, 2020β€’14 minβ€’Season 2Ep. 28

Joe Biden's Tax Plan Will Raise Your Taxes (Full Explanation)

Joe Biden's tax plan, while tailored specifically to increase taxes for the wealthy, will almost certainly impact your tax situation. In this video, I break down the full implications of Joe Biden's proposed tax plan and what that means for you. Add me on Instagram! - AppleCriderOfficial With Joe Biden's stance on taxes being quite a bit different from Donald Trump's we can expect some significant changes in tax policy during the next administration. In general, this means higher taxes across th...

Nov 11, 2020β€’15 minβ€’Season 2Ep. 27

Ryan Scribner's Top 10 Financial Tips

Ryan Scribner was one of the first personal finance YouTuber's to make it big. Through spreading financial tips and investing strategies, Ryan was able to establish himself as a leader on the platform. Today we'll be diving into Ryan Scribner's Top 10 Financial Tips! Add me on Instagram! - AppleCriderOfficial In this video, we'll be highlighting some of Ryan Scribner's top financial tips for people in their 20s. While these tips don't just apply from the ages of 20 - 30, they are tailored toward...

Nov 10, 2020β€’23 minβ€’Season 2Ep. 26

How To Open A Roth IRA

Opening a Roth IRA is hands-down the smartest financial decision a person can make in their 20's. However, the question of how to open a Roth IRA stops many investors in their tracks. By the end of this Fidelity Roth IRA tutorial, you'll have a step-by-step blueprint for exactly how to open a Roth IRA account! Add me on Instagram! - AppleCriderOfficial By opening a Roth IRA at a young age, you can set yourself up for long-term financial success. That's because of the numerous tax advantages that...

Nov 09, 2020β€’10 minβ€’Season 2Ep. 25

Chase Ink Preferred - Why I Got REJECTED

I got rejected for the Chase Ink Preferred Credit Card... Coming in with an 800 credit score this came as a bit of a shock especially because I had already been approved for the Chase Ink Preferred in the past. Add me on Instagram! - AppleCriderOfficial In this video, I'll be breaking down exactly why I got rejected for the Chase Ink Business Preferred credit card so you don't have to. After a long history of getting approved for Chase credit cards (both business and personal), getting rejected ...

Nov 08, 2020β€’7 minβ€’Season 2Ep. 24

How To Get Approved For ANY Business Credit Card

Getting approved for business credit cards as a new business can be tough. Business credit cards often have confusing application processes that trip up new business owners. In this video, I'll be breaking down the business credit card approval process so you can get approved for any business credit card! Add me on Instagram! - AppleCriderOfficial Building credit as a new business is extremely important. There are so many benefits to establishing business credit and one of the easiest ways to ge...

Nov 07, 20200β€’Season 2Ep. 23

Business Credit Cards For Beginners

Here is everything you need to know about business credit cards in order to take full advantage of business credit in 2020. In this business credit cards for beginners video, I'll be sharing the 6 things you must know before applying for a business credit card Enjoy! Add me on Instagram! - AppleCriderOfficial Business credit cards are kinda complicated... From the rules around who can get them, to how they impact your credit score, to how to get a higher limit on them there’s a lot to know. And ...

Nov 06, 2020β€’14 minβ€’Season 2Ep. 22

Caleb Boxx: $100,000 Per Month With YouTube Cash Cow Channels

Caleb Boxx is an expert at YouTube automation and scaling cash cow YouTube channels. Today we are sitting down with Caleb to learn how he scaled his YouTube channels to $100,000 per month and how to make money on YouTube for beginners. Follow me on Instagram! - @AppleCriderOfficial Over the last 4 years, Caleb Boxx has been building YouTube channels and perfecting the process of YouTube automation. Today he runs a massive YouTube business and oversees over 100 freelancers and content creators th...

Nov 05, 2020β€’36 minβ€’Season 2Ep. 21

MY $40K YOTTA SAVINGS ACCOUNT | Yotta Savings Review

Yotta Savings has been exploding in popularity lately and it's not why you might think... In this video, I'll be reviewing the Yotta Savings app as well as showing you inside my $40,000 Yotta Savings account. Sign up for Yotta Savings here! - https://www.applecrider.com/yotta (get 100 bonus tickets) Add me on Instagram! - @AppleCriderOfficial The Yotta Savings app has been gaining massive popularity in the last few weeks since Graham Stephan's popular "I just bought a bank" video. Since the rele...

Nov 04, 2020β€’14 minβ€’Season 2Ep. 20

Graham Stephan's Top 10 Financial Tips

Over the last few years, Graham Stephan has established himself as the YouTube authority when it comes to personal finance. From real estate investing, to credit cards, to the state of the economy, millennials and other young people turn to Graham for financial advice. But what are some of the core tenants of the Graham Stephan personal finance philosophy? Add me on Instagram! - @AppleCriderOfficial In this video, we'll be highlighting some of Graham Stephen's top financial tips for people in th...

Nov 03, 2020β€’29 minβ€’Season 2Ep. 19

10 Best Passive Income Ideas in 2021

How to make passive income online in 2021. These passive income ideas aren't the same old ideas you see recited over and over again on YouTube. You've already heard about those ways to earn passive income and if you wanted to do those, you already would have. Follow me on Instagram - AppleCriderOfficial These passive income ideas for 2021 are unique which is one of the reasons they work. If you use the same old ideas for making money online that everyone else has been using for years, it's going...

Nov 01, 2020β€’20 minβ€’Season 2Ep. 18

How To Become a CFP - Certified Financial Planner Explained

Becoming a Certified Financial Planner is no easy task. The requirements for CFP certification are arduous and take years for financial planners to meet. In this video, we'll be breaking down exactly what goes into becoming a CFP and how to meet the requirements for certification. Add me on Instagram - AppleCriderOfficial A CFP or Certified Financial Planner is the premier designation for financial planners. Working with a certified financial planner assures you that the person sitting across fr...

Oct 26, 2020β€’13 minβ€’Season 2Ep. 17

6 Ways To Make $25-$100/hr during Quarantine (Side Hustle Ideas)

Starting a side hustle is one of the best ways to make money online and start building passive income streams. In this video, we're going over 6 of the least common side hustle ideas for you to start in 2020. Add me on Instagram - AppleCriderOfficial TONOR Q9 USB Microphone Kit 20% off code: SmartMoney20 Amazon Link: https://www.amazon.com/dp/B07JMYG6LF Website Link: https://www.tonormic.com/collections/usb-microphones/products/tonor-q9-usb-microphone-kit 2020 has been wild. Many of us have seen...

Oct 22, 2020β€’17 minβ€’Season 2Ep. 16

Roth IRA Explained - How A Roth IRA Works (simple)

How does a Roth IRA work and do you need one? In this video, we're breaking down the core elements of a Roth IRA so that you can quickly and easily evaluate if opening a Roth IRA is right for you. Add me on Instagram - AppleCriderOfficial TONOR Q9 USB Microphone Kit 20% off code: SmartMoney20 Amazon Link: https://www.amazon.com/dp/B07JMYG6LF Website Link: https://www.tonormic.com/collections/usb-microphones/products/tonor-q9-usb-microphone-kit A Roth IRA can be one of the most effective retireme...

Oct 20, 2020β€’11 minβ€’Season 2Ep. 15

Decon Hayes: Paying Off Debt While Embracing An Abundance Mindset

Join Apple Crider (Young Smart Money) and Deacon Hayes (Well Kept Wallet) as they chat about paying off debt and creating a healthy outlook on finances. Deacon helps people make money, save money, and pay off debt. He shares how he transitioned from talking to millionaires to the average person, the common roadblocks that people face financially, and the most effective strategies that get people success. Did you know you can cut your spending without changing your lifestyle? Head to the podcast ...

Oct 13, 2020β€’41 minβ€’Season 2Ep. 14

Jeremy Parker: How Swag.com Got Facebook as Their 1st Client

How do you secure a killer domain name like swag.com and land a massive first client like Facebook within a matter of months? Today Jeremy Parker, founder and CEO of Swag is sharing how he was able to do just that and scale to $300,000+ of revenue within their first year. Jeremy had been working in the promotional products industry for a number of years before he decided to launch Swag, during which time it became clear to him that most promotional products companies were on a race to the bottom...

Aug 12, 2020β€’45 minβ€’Season 2Ep. 13

Income Taxes For Entrepreneurs

Join Apple Crider (Young Smart Money) and Ed Canty (Canty Financial) as they chat about taxes for entrepreneurs. Ed is a financial planner that helps others plan for retirement, manage their investments, do income taxes, tax planning, and the like. He explains the importance of separating personal and business expenses and gives effective ways to do it. They dive deep into self-employment tax, estimated tax payments, depreciation, and the common mistakes around taxes. By the end of this episode,...

Jun 17, 2020β€’40 minβ€’Season 2Ep. 12

Mike Michalowicz: How To Diagnose And Solve A Profitability Problem

Here are the HACKS to turn your business into a HIGH-PROFIT, money-making machine! - Enjoy! Add me on Instagram: AppleCriderOfficial Over $2,000 in savings / free travel for entrepreneurs: https://applecrider.com/resources/ Podblade Podcasting Academy: Learn EXACTLY how to start and grow your own podcast in order to create significant passive income streams while building high-value connections and growing your personal brand: https://applecrider.com/ppa $30 OFF WITH CODE 30OFF Join Apple Crider...

Jun 03, 2020β€’32 minβ€’Season 2Ep. 10

Legal Structures For Entrepreneurs with Scott Royal Smith

Join Apple Crider (Young Smart Money) and Scott Smith (Royal Legal Solutions) as they talk about the importance of asset protection and understanding the legal structure of your business. Scott gives clarity around LLC’s, tax implications on them versus a sole proprietorship, and explains what a two LLC approach is. As he created his strategies from learning the methods of other successful people, you need to nurture the same behavior and find what works for you. By the end of this episode, you ...

May 27, 2020β€’43 minβ€’Season 2Ep. 9
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