Maddy and Sophie are taking a break this week, so we're replaying an old favourite from our first season! We all know that Google can lead us down a rabbit hole of information, and when it comes to investing it’s no different. The amount of info and differing opinions out there can seem overwhelming, but we think that if you stick to a couple solid resources that make sense for you, then the research process can be interesting and fun! Today we speak with three of our community members, Kate, Za...
Apr 11, 2022•35 min•Season 3Ep. 11
The Australian start up space has grown significantly over the past 10 years and we have seen some of the biggest names in tech come out of Australia – Atlassian, Canva or Afterpay sound familiar? Well once upon a time, these companies were just ideas and came to life with the support of ‘angel investors’, who believed these ideas could change the world. Today we chat with Cheryl Mack, the founder of Aussie Angels, about investing in start-ups, what characteristics are common in a successful com...
Apr 04, 2022•43 min•Season 3Ep. 10
Net worth is a concept that is increasingly being shared on social media to portray someone’s total wealth. But what is net worth and is it the best figure to be looking at? Today we chat with the incredible Aleks Nikolic, the face behind Broke Girl Wealth, about why she believes sharing net worth on social media is a powerful conversation starter. We also host the very first Controversy Corner and ask about some of the biggest finance controversies, including what do we think of BNPL or are NFT...
Mar 28, 2022•33 min•Season 3Ep. 9
It’s officially YIGC’s first birthday! To celebrate, we’re doing a crossover episode from the team at Get Started Investing. The fun bits: CEO Maddy | Sara Blakely - Spanx Sophie | Brian Chesky - AirBnB Bryce | Elon Musk - Tesla & SpaceX Alec | Bill Pollock - Drake International. Investor Sophie | Cathy Wood Bryce | Jim Simmons Alec | Seth Klarman Maddy | Emma Fisher ETF Bryce | ASX:GGUS Alec | ASX:GEAR Maddy | NYSEARCA: ARKK Sophie | ASX: HGEN Stock Alec | Interactive Corp - IAC Maddy | Uni...
Mar 21, 2022•32 min•Season 3Ep. 8
With geopolitical events causing uncertainty and unrest, it can feel uncomfortable to ask about how it's affecting your share portfolio. However, given how global our world is now, and how the economies interact, it's important to stay informed on the situation from different perspectives. Today, Maddy and Sophie chat through how both governments and corporations are responding to the Russian-Ukraine conflict and what impact this has on the stock market. Support Doctors Without Borders and their...
Mar 14, 2022•26 min•Season 3Ep. 7
Courtney Ray is the CEO and founder of Daily Blooms, an online florist operating across Melbourne and Sydney. After making the move from finance to floristry in 2014 with just $500, Daily Blooms blossomed (ha!) to $35 million in revenue last year. Courtney is flower obsessed, sustainability focused, and late last year she brought on an external investor in the business for the first time. We were fortunate to have Courtney join us on YIGC to share her wisdom. Keep track of Sophie and Maddy betwe...
Mar 07, 2022•35 min•Season 3Ep. 6
On today’s episode, Maddy shares her tips and tricks for finding a good investment. One of our favourite investing quotes is ‘know what you own and know why you own it’. That’s where an investment thesis comes in! And it doesn’t have to be tricky… Today Maddy shows you how, by building up an investment thesis for Disney (NYSE: DIS), whilst Sophie tries her best to pull it apart. Keep track of Sophie and Maddy between the episodes on Instagram , or on TikTok , and come and be part of the conversa...
Feb 28, 2022•26 min•Season 3Ep. 5
Today’s episode is all about setting yourself up to make investing a breeze. It’s easy to have the best intentions when it comes to good money habits, especially at the beginning for the year! But we all know how easy it can be for life to get in the way. On today’s episode, Emma Edwards from The Broke Generation shares her experience of turning around her money story from a self-confessed natural born spender, to getting ahead financially. She shares her tips for achieving your financial goals ...
Feb 21, 2022•42 min•Season 3Ep. 4
The global economy is very different to what it was a year ago, which means the stock market is too. On this week's episode, we're chatting with a friend (aka Sophie's housemate) who has been investing for around a year now, about what she's been hearing about how to invest at a time like this. We discuss different companies and industries that we think might outperform in the current market and add them to our hypothetical portfolio. We're excited to have partnered with the ASX to play the ASX ...
Feb 14, 2022•30 min•Season 3Ep. 3
What a time to be investing! This week we're joined by a very special guest, Mary Manning, who's a Portfolio Manager at Alphinity Investment Management. She talks to us about how to make sense of what's going on in the economy at the moment, when our portfolios might be showing a little bit of red, and things seem more unpredictable. Mary talks about the different industries she looks at through her work, and then we finish with a game we've invented - fad or future? Keep track of Sophie and Mad...
Feb 07, 2022•43 min•Season 3Ep. 2
What a way to start 2022, with a New Year sale on stocks! If you're anything like us, your portfolio is probably looking a little worse for wear at the moment. The Nasdaq has commenced the year with a correction, and the latest data in Aus is suggesting we could be facing similar troubles. For our first episode of Season 3, we discuss what is going on and how we are approaching these uncertain times. Keep track of Sophie and Maddy between the episodes on Instagram , or on TikTok , and come and b...
Jan 31, 2022•30 min•Season 3Ep. 1
So you’ve downloaded your broker, you’ve done the research, you’ve even been brave enough to buy your first parcel of shares… but what do you do now? At YIGC we talk a lot about having a passive, ‘set and forget’ approach, but if you want to be more hands-on, you’ll need to be more actively involved. In this episode, Sophie and Maddy talk about re-evaluating your goals, looking and assessing your investments, and how to stay informed. Recommendations: Sophie - Simply Wall Street Maddy - Building...
Jan 24, 2022•20 min•Season 2Ep. 20
To buy, or not to buy… that is the question. More importantly, the only way you’ll be able to answer it, is if you know how to make head or tail of your hours of research! In this episode, Maddy and Sophie go through the metrics (aka the numbers) on company report and explain how they approach valuation. They walk through a number of examples, and talk about how different sectors judge value differently. Recommendations: Maddy - Atomic Habits by James Clear Sophie - Outliers (and everything else...
Jan 17, 2022•22 min•Season 2Ep. 19
Analysis paralysis is a real thing, because sometimes there’s so much information on offer, you just don’t know where to begin! In this episode, Sophie and Maddy talk about how they approach building their own individual portfolios, and how they think about diversifying across assets, regions, industry and sectors. Recommendations: Maddy - The Daily by the New York Times Sophie - Business Wars by Wondery This summer, Superhero are partnering with Qantas to help you trade to the skies. Winner of ...
Jan 10, 2022•18 min•Season 2Ep. 18
You’ve got some cash saved up, you know you want to invest, but now where do you go? You know there’s Mecca for beauty, Booktopia for books, Amazon for everything else… But where do you find the stock market? Maddy and Sophie talk about the different things they consider when they use brokers - Australia v Global, Fees, Chess v Custodian - and whether it even matters! Then Sophie and Maddy walk through the steps to actually *buy* some shares. Recommendations: Maddy - ‘Dirty Money’ on Netflix Sop...
Jan 03, 2022•18 min•Season 2Ep. 17
In this episode, Sophie and Maddy talk about how owning stocks will help you earn those extra dollars and cents while you're busy… well, just living your best life! They explain what dividends are, why you might participate in a dividend reinvestment plan (and what that exactly is…), and the concept of capital gains. Recommendations: Maddy - ‘How I Built This’ by Guy Raz Sophie - ‘One Up on Wall Street’ by Peter Lynch ***** This summer, Superhero are partnering with Qantas to help you trade to t...
Dec 27, 2021•20 min•Season 2Ep. 16
We are always told about how important it is to have an investing goal, but what is really the point? And what should we do if we’re struggling to form one? Sophie and Maddy share their short term, medium term, and long term goals, and discuss the strategies they use successfully to keep themselves on track (most of the time). Recommendations: Maddy - A Ride of A Lifetime, by Robert Iger. Sophie - The Broke Generation Instagram by Emma Edwards. This summer, Superhero are partnering with Qantas t...
Dec 20, 2021•21 min•Season 2Ep. 15
The main goal of this podcast has always been to help break down barriers to investing and empower our community to feel comfortable joining any conversation about money. To end our second season, it seemed fitting to centre back to this goal and to do so, we were humbled to have a conversation with the former foreign Minister for Foreign Affairs, Julie Bishop. Drawn from both incredible insight and experience, we explore career choices as a female, the benefits of diversity in companies, the re...
Dec 13, 2021•37 min•Season 2Ep. 14
The tech sector is undoubtedly one of the most exciting areas of the stock market, with some of the greatest opportunities for investing returns. But it’s also very fast moving, which can make finding good, long-term investments challenging. Today we are chatting with Deborah Jackson, CEO and Founder of Plum Alley. We get Deborah’s insights on the most exciting tech stocks currently and how to spot a good investment opportunity. Headquartered in NYC, Plum Alley invests in advanced technology and...
Dec 06, 2021•43 min•Season 2Ep. 13
Imagine being there in the early days of Canva... watching a disruptive company come into the mix and being given the chance to invest in its early stages. Considering its now $55 billion (AUD) valuation, we reckon the investment would have paid off! Well, there are people who invest in these companies for a living, constantly trying to spot start-ups that will come through and change our lives as we know them. Today, we have an incredibly insightful chat with Natalie Collins, an angel investor ...
Nov 29, 2021•39 min•Season 2Ep. 12
Imagine if there was a TED talks, but for investing… Where the best fund managers from around the world pitched their highest conviction investment ideas to build a portfolio that you could invest in. Well, look no further, because in today’s episode because we have the solution for you! Hearts and Minds Investments brings together hall of fame fund managers from across the world to create ASX: HM1. And it gets better, because the fund also waives the typical investment fees and instead donates ...
Nov 22, 2021•37 min•Season 2Ep. 11
We've got the basics down pat... We know what cryptocurrencies are and we've explored some of the use-cases and downsides. So if you're still listening, you might be feeling ready to take the plunge and invest. But how?! Today, we chat with Tracey Plowman, the COO of Bamboo, a micro investing app for cryptocurrencies. She teaches us about where to *actually* invest and what we need to know about keeping our crypto safe. For this episode, we've partnered with crypto micro-investing platform Bambo...
Nov 15, 2021•38 min•Season 2Ep. 10
Most of us will have heard that cryptocurrencies are not the most stable investment… In fact, they have become quite infamous for their volatility! In recent years, they have even been known to both sky rocket and crash off the back of an Elon Musk tweet. So, is this something you really want to be adding to your portfolio? On today’s episode we welcome back Milly Rowett, Bitcoin specialist at Square to find out whether to-crypto, or not-to-crypto. We learn about the use-cases for cryptocurrenci...
Nov 08, 2021•42 min•Season 2Ep. 9
We are finally jumping on the bandwagon and crossing over to the dark side… Welcome to the world of cryptocurrency! Tune into today’s episode to learn all the basics you need to know to get started. We discuss what crypto actually is, how it works and why it’s so damn popular. Then we’re welcoming to the show Milly Rowett, Bitcoin specialist at Square to learn about one of the hottest and most talked about cryptocurrencies at the moment. Keep track of Sophie and Maddy between the episodes on Ins...
Nov 01, 2021•32 min•Season 2Ep. 8
Adore Beauty was the largest female-led IPO in Australian stock market history. On today’s episode, CEO Tennealle O'Shannessy gives us her best elevator pitch for why Adore Beauty is a great investment (cough cough, TimTams). Tennealle shares her thoughts on investing in the beauty industry and her experience of joining the company as CEO just months prior to the IPO in the midst of 2020 Melbourne lockdowns. Keep track of Sophie and Maddy between the episodes on Instagram , or on TikTok , and co...
Oct 25, 2021•43 min•Season 2Ep. 7
From a lockdown boredom idea of trying to double $500 in one week, to rolling a cryptocurrency wave, Lucinda Price (best known as Frooomes) has settled with the idea of investing money for the long term in order to reach millionaire status. Today we are getting another sneak peek into a first time investor's portfolio. We delve into the insights of how she got started, where she sources her information and the assets that she will invest in. If you’re new to investing and need tips to get starte...
Oct 18, 2021•46 min•Season 2Ep. 6
Have your stocks been down recently? Potentially seen some headlines about an imminent market crash? Well hey, volatility and surprises seem to be the never ending gift of 2021! On today’s episode we break down three of the biggest news stories that are playing a role in the current share market volatility. We unwrap why the Chinese Property Developer Evergrande and its defaults affects the Australian stock market, how the US government could run out of money and what’s happening with inflation....
Oct 11, 2021•32 min•Season 2Ep. 5
We know how much the YIGC community loves an ETF, so this episode is all about taking our knowledge a step further. Today we are speaking to Jess Leung, the wonderful person behind one of our favourite investing Instagrams @theleungway and ETF portfolio manager at Betashares. Jess gives us some tips and tricks for the best times to trade ETFs, how to compare fees, as well as how to find the best ETF for you. She also gives us a heads up about some of the key things to keep an eye out for to ensu...
Oct 04, 2021•32 min•Season 2Ep. 4
Ahh the magic of compound interest.... Albert Einstein refers to it as the 8th wonder of the world. He says, ‘he who understands it, earns it. He who doesn’t, pays it’. But do you actually understand how it works? You’ve come to the right place! In today's episode, we break down everything you need to know about compound interest and how you can turn $5,000k into $1,500,000. Because who doesn’t want to be a millionaire?! We’ve also got an exciting new segment, ‘Show me the money, honey’, where w...
Sep 27, 2021•27 min•Season 2Ep. 3
Investing is an important way to grow your wealth and set yourself up for financial freedom. But it doesn’t have to stop there. It can also be a tool to give back to causes that you care about. Ever thought that you could micro finance women's businesses or fund farms that are trying to grow sustainable agriculture practices? Well, it is all possible through impact investing. On today’s episode, we chatted with our first CEO, Christina Hobbs from Verve Super, Australia's first superfund for wome...
Sep 20, 2021•39 min•Season 2Ep. 2
