Lion Global Investors (LGI) CEO Teo Joo Wah makes the case for building retirement portfolios that last â not just to perform. He breaks down why lifecycle investing matters, how gold fits into a diversified portfolio, and why where your gold is stored might matter more than you think. ððððš ðð¥ððšð€ðð ððš ðð§ð€ðªððð© ð©ð€ ð®ð€ðª ðð® ððð€ð£ ðð¡ð€ððð¡ ðð£ð«ððšð©ð€ð§ðš ðð°ððð°ðžðªð¯ðš ðµð©ðŠ ðªð¯ð€ðŠð±ðµðªð°ð¯ ð°ð§ ððªð°ð¯ððð°ð£ð¢ð ððªð¯ðšð¢ð±ð°ð³ðŠ ðð©ðºðŽðªð€ð¢ð ðð°...
Mar 18, 2026â¢1 hrâ¢Ep. 797
A TikTokerâs â13 BTO triesâ story forces HDB to publish the receipts, but their reponse has divided the internet. Meanwhile in Clementi, a noise-monitoring âtraffic lightâ has been installed to monitor noise levels at a community space. ð§ððð ð¬ð¢ðš ððð¥ðŠð§ ðŠð²ð®ððŒð» ð® Check out the second season of our edutainment podcast that dives into a fascinating array of topics you never knew you needed to know! Last week, we sat down with Noah Yap and reminisced about the Golden Age of Singapor...
Mar 16, 2026â¢1 hr 4 minâ¢Ep. 796
Driverless vehicles arenât coming âone dayâ. Theyâre already here. Nicholas Ng, Director of the Centre for Autonomous Vehicles at LTA, explains how Singapore is testing and rolling out autonomous vehicles (AV), and how that will enhance future transport options. We cover the AV trials in Punggol (which we personally experienced), as well as the strict safety frameworks behind the scenes. Are AVs actually safer than human drivers? What happens when machines make decisions on the roads? And are we...
Mar 13, 2026â¢1 hr 32 minâ¢Ep. 795
DBS CEO Tan Su Shanâs S$9.6m package goes public and divides the internet. Elsewhere, a Yishun coffeeshop drink stall tells a customer to hide his own water bottle because itâs the âshop ruleâ. ððŒð¹ðžð¹ðŒð¿ð If youâre looking for a meaningful gift, weâd love to help you create a personal podcast for a loved one. Get started at Folklory.com ð¢ð»ð² ðŠðµð¶ðŒðž ð§ðµð¶ð»ðŽ Haresh: HEATED DEBATE: Kemi Badenoch Blasts PM Starmer Over Iran War and UK Military Response Terence: The war with Iran: An e...
Mar 11, 2026â¢50 minâ¢Ep. 794
Acting Minister for MCCY, David Neo, wants to fix the problem of 1 in 10 Singaporeans have zero close friends. How? Through Arts & Sports. Meanwhile MOS Dinesh Vasu Dash unveils the âEP Journeyâ, a cultural sensitivity training for Employment Pass Holders. ðð¥ð€ð£ðšð€ð§: ððð€ð£ ðð¡ð€ððð¡ ðð£ð«ððšð©ð€ð§ðš ððŠ ðŽð±ð°ð¬ðŠ ðµð° ððŠððŠð¯ð¢ ððªð¯ðš, ðð©ðªðŠð§ ðð€ð°ð¯ð°ð®ðªðŽðµ ð¢ðµ ðððð ðð¢ð¯ð¬, ðµð° ð¶ð¯ð±ð¢ð€ð¬ ðžð©ð¢ðµ ðµð³ð¶ððº ð®ð¢ðµðµðŠð³ðŽ ðªð¯ ðµð°ð¥ð¢ðºâðŽ ðŠð€ð°ð¯ð°ð®...
Mar 09, 2026â¢58 minâ¢Ep. 793
Most of us just want banking to be simple: salary comes in, bills go out, and the rest⊠hopefully grows a bit. But banking has changed so quickly that a lot of people are using new tools without really knowing whatâs happening underneath. We talk to MariBank CEO Natalia Goh about how digital banks work, whatâs driving renewed interest in gold, and why our money habits in Singapore are shifting in ways that affect ordinary working people. ððððš ðð¥ððšð€ðð ððš ðð§ð€ðªððð© ð©ð€ ð®ð€ðª ð...
Mar 06, 2026â¢1 hr 3 minâ¢Ep. 792
Jamus Lim calls class-size relief a straightforward fix; Desmond Lee says teacher recruitment isnât trivial in a tight labour market. Meanwhile influencer Novita Lamâs âIran this, Israel thatâ caption backfires online and forces an apology. UPDATE: Since recording this episode, we've learnt that we missed out some important details relating to the Progressive Wage Model (PWM) discussed here. We explain more at: https://youtu.be/Lvrd72JN6dw?si=lvRzN_SzfhxJqtzZ&t=2825 ð§ððð ð¬ð¢ðš ððð¥ðŠï¿œ...
Mar 04, 2026â¢57 minâ¢Ep. 791
TFR crashes to 0.87 and DPM Gan Kim Yong calls it existential as Indranee Rajah leads a marriage-and-parenthood workgroup. Meanwhile, an AMK lion dance troupe steps on hawker tables and Singapore argues about hygiene, rules and culture. ððŒð¹ðžð¹ðŒð¿ð If youâre looking for a meaningful gift, weâd love to help you create a personal podcast for a loved one. Get started at Folklory.com ð¢ð»ð² ðŠðµð¶ðŒðž ð§ðµð¶ð»ðŽ Haresh: Pam Bondi plays: Just Answer The Question, Pam! | This Hour Has 22 Minutes ...
Mar 02, 2026â¢54 minâ¢Ep. 790
Minister of State for Digital Development and Information Mdm Rahayu Mahzam breaks down how the new Online Safety (Relief & Accountability) Act is designed to provide victims with timely and effective relief from online harms while enhancing accountability for perpetrators. She also shares how users, tech companies, and the community, all have a role in shaping the next phase of online safety. ððððš ðð¥ððšð€ðð ððš ðð§ð€ðªððð© ð©ð€ ð®ð€ðª ðð£ ð¥ðð§ð©ð£ðð§ðšððð¥ ð¬ðð©ð ð©ðð...
Feb 27, 2026â¢1 hr 11 minâ¢Ep. 789
The Budget 2026 debates opens with a $15.1b surplus and Pritam Singh demanding a public âreport cardâ while also questioning Ministerial Salaries. Meanwhile PAP MP Henry Kwek lobbies for 'adequate' funds for public media to combat AI misinformation. ð§ððð ð¬ð¢ðš ððð¥ðŠð§ ðŠð²ð®ððŒð» ð® Check out the second season of our edutainment podcast that dives into a fascinating array of topics you never knew you needed to know! This week, we talk about the SQ117 hijacking, from how it unfolded to h...
Feb 25, 2026â¢58 minâ¢Ep. 788
DPM Gan Kim Yong warns Singapore to brace for Trumpâs 15% tariff after the US Supreme Court kills âLiberation Dayâ duties. Meanwhile ex-Speaker of Parliament Tan Chuan-Jinâs âaccidentalâ Instagram deletion gets shredded by marathoner Soh Rui Yong. ððŒð¹ðžð¹ðŒð¿ð If youâre looking for a meaningful gift, weâd love to help you create a personal podcast for a loved one. Get started at Folklory.com ð¢ð»ð² ðŠðµð¶ðŒðž ð§ðµð¶ð»ðŽ Terence: MISSION: IMPOSSIBLE - THE FINAL RECKONING â How Tom Cruise Did ...
Feb 23, 2026â¢54 minâ¢Ep. 787
What if a job most people wouldnât think twice about became a seven-figure business? Zames Chew, Co-Founder of Repair.sg , comes into the studio to share how hands-on trade skills, not pitch decks, became his biggest competitive edge. From learning repairs on the ground to building a culture of trust, he is removing the stigma around blue-collar trades one customer at a time. We also go deep on why he once felt embarrassed to tell his peers about the business, and why upskilling himself was such...
Feb 20, 2026â¢1 hr 12 minâ¢Ep. 786
PM Lawrence Wong unveils Budget 2026 and signals Singaporeâs next economic and AI push, while NTU faces backlash after students were filmed throwing lo hei on campus. ðð¥ð€ð£ðšð€ð§: ððð€ð£ ðð¡ð€ððð¡ ðð£ð«ððšð©ð€ð§ðš ððŠ ðŽð±ð°ð¬ðŠ ðµð° ðð³ ððððŠð¯ ðð¶ð°, ðð©ðªðŠð§ ðð¯ð·ðŠðŽðµð®ðŠð¯ðµ ðð§ð§ðªð€ðŠð³ ð°ð§ ððªð¯ðšððªð§ðŠ, ðžð©ð° ðŽð©ð¢ð³ðŠð¥ ðµð©ðŠ ð±ð©ðªðð°ðŽð°ð±ð©ðº ð¢ð¯ð¥ ð©ðªðŽðµð°ð³ðº ð°ð§ ðšð°ðð¥, ð¢ð¯ð¥ ðžð©ðº ðªðµ'ðŽ ðªð®ð±ð°ð³ðµð¢ð¯ðµ ðµð° ð©ð¢ð·ðŠ ð±ð©ðºðŽðªð€ð¢ð ðšð°...
Feb 16, 2026â¢1 hr 3 minâ¢Ep. 785
Selena Ling, Chief Economist of OCBC, joins us in our studio to answer the burning question on our minds: What does a Chief Economist actually do? In this wide-ranging conversation, Selena breaks down how she views the volatility in the markets today, why gold has regained relevance to investors, and why Singaporeâs neutrality is more important than ever. This episode isnât just for those interested in investing - she brings a strong message about how to think clearly in these uncertain times we...
Feb 13, 2026â¢1 hr 7 minâ¢Ep. 784
The latest paper from the Ministry of Finance shows Singaporeâs wealth inequality exceeds income inequality, while median household incomes continue to rise. Elsewhere, a cleaner was dismissed by BreadTalk after a viral video showed them cleaning store shelves with a broom. ð§ððð ð¬ð¢ðš ððð¥ðŠð§ ðŠð²ð®ððŒð» ð® Check out the second season of our edutainment podcast that dives into a fascinating array of topics you never knew you needed to know! This week, we are joined by Gurmit Singh as we...
Feb 11, 2026â¢59 minâ¢Ep. 783
We get Singaporeâs favourite funnyman, comedian Rishi Budhrani as a guest host on this episode! Youâll be surprised where we go, as we start with 2 everyday news topics, but end up going deep into what it means to lead a life of meaning. In the first topic, Singaporeâs plastic bag charge has raised millions of dollars, but how supermarket chains use the proceeds is drawing scrutiny after they all recently reported the numbers. Does Singapore really need a plastic bag charge? We also dissect a re...
Feb 09, 2026â¢1 hr 41 minâ¢Ep. 782
Mark Tan of Rice Media joins us in the YLB studio to debate retrenchment benefits, after SMS Koh Poh Koon defended keeping retrenchment payouts non-mandatory, while WPâs Pritam Singh suggested differentiated rules for bigger firms. We also cross the line to talk about Amos Yeeâs letter to the Singapore government to oppose his impending deportation back to Singapore, and public reactions to his possible return. Should we want him back? ðð¥ð€ð£ðšð€ð§: ðððð¿ðŒðð ððŠ ðŽðªðµ ð¥ð°ðžð¯ ðžðªðµð©...
Feb 06, 2026â¢1 hr 12 minâ¢Ep. 781
Thereâs been a lot of renewed interest in gold, so we got Allen Kuo, Chief Investment Officer of Singlife, to walk us through everything we need to know about the asset. He goes deep into the philosophy and history of gold, explaining its value as a riskless benchmark, and more poignantly, what its price can tell us about geopolitics today. We also make a detour into 90s nostalgia and shared culture, plus why itâs important to have physical gold in Singaporeâs vaults (but not under our beds). ð...
Feb 04, 2026â¢1 hr 4 minâ¢Ep. 780
Half a year into her sojourn into politics, MP Jasmin Lau joins YLB to discuss parenting tradeoffs, tuition culture, and why policy change is hard in Singapore. She also addresses educational reform, and how online clips can distort public perception - in particular, her recent exchange in Parliament with an opposition MP about the characterization of TraceTogether as a âfiascoâ. Find Jasmin Lau here! Instagram Facebook ð§ððð ð¬ð¢ðš ððð¥ðŠð§ ðŠð²ð®ððŒð» ð® Check out the second season of ou...
Feb 02, 2026â¢1 hr 41 minâ¢Ep. 779
Scams are getting increasingly common, and we are all at risk. In this episode, we chat with Aaron Chiew, Group Head of Digital Channels, Institutional Banking Group at DBS Bank, who explains why modern scams are less about hacking and more about manipulating trust and routine processes, powered by AI and better âresearchâ on targets. We also explore practical countermeasures companies and employees can use. ððððš ðð¥ððšð€ðð ððš ðð§ð€ðªððð© ð©ð€ ð®ð€ðª ðð® ð¿ðœð ðœðð£ð âðš ðð£ðšð©...
Jan 30, 2026â¢1 hr 10 minâ¢Ep. 778
Kian Boon from Red Dot Perspective steps in as a guest host to discuss the spiciest topics of the week! First, we break down Gan Kim Yongâs comments at an IPSâ Singapore Perspectives 2026 conference that our âWe Firstâ motto could include foreigners. Elsewhere, we cut through the noise of the PropertyLimBrothers alleged cheating scandal that has been living rent-free in Singaporeansâ minds for the past couple of days. What does our obsession with all the details of this scandal say about us as a...
Jan 28, 2026â¢1 hr 25 minâ¢Ep. 777
Childhood myopia is rising at an alarming rate in Singapore. The good news is it is not inevitable. We sit down with Dr Au Eong Kah Guan to unpack why myopia is so common, why it matters to slow it down early and how parents can take practical, science-backed steps to delay its onset and progression. Dr Au Eong also explains why myopia is increasingly seen as a preventable condition, not just a genetic one. Dr Au Eong is Medical Director and Senior Consultant Ophthalmologist at the International...
Jan 26, 2026â¢1 hr 15 minâ¢Ep. 776
WP rejects PM Wongâs request to nominate a new Leader of the Opposition, and PMO says the LO office will stay vacant. Elsewhere, thereâs huge backlash over 3 polytechnics using AI-generated open house posters, similar to what PUB did for a campaign poster at Chinatown MRT. ð§ððð ð¬ð¢ðš ððð¥ðŠð§ ðŠð²ð®ððŒð» ð® Check out the second season of our edutainment podcast that dives into a fascinating array of topics you never knew you needed to know! This week, we talk about the Koro crisis of 196...
Jan 23, 2026â¢59 minâ¢Ep. 775
Note: This was recorded at 11am on Wed, 21 Jan 2026, before WPâs statement rejecting the LO nomination. As the Workersâ Party weighs who should replace Pritam Singh as Leader of the Opposition, Singapore also responds to a surprising US invitation to join Donald Trumpâs proposed âBoard of Peaceâ. ðð¥ð€ð£ðšð€ð§: ððð£ððð¥ð€ð§ð ðð£ð©ðð§ð£ðð©ðð€ð£ðð¡ ðð€ðªð£ððð©ðð€ð£ (ððð) ððð ð£ð³ðªð¯ðšðŽ ð€ð°ð®ð®ð¶ð¯ðªðµðªðŠðŽ ðµð°ðšðŠðµð©ðŠð³ ðµð° ðŽð©ð¢ð³ðŠ ðŽð¬ðªðððŽ, ðªð¥ðŠð¢ðŽ, ð¢ð¯ð¥ ï¿œ...
Jan 21, 2026â¢1 hrâ¢Ep. 774
Ruth Saw, an adult professional trainer, reflects on her personal journey of confidence and growth, and how lived experience shaped her approach to learning and leadership. She also discusses why SkillsFuture often faces scepticism, how her own perspective on SkillsFuture changed, and what accredited trainers have to go through that helps separate real capability from just certification. ððððš ðð¥ððšð€ðð ððš ðð§ð€ðªððð© ð©ð€ ð®ð€ðª ðð® ðð ðð¡ð¡ðšððªð©ðªð§ð ððð£ððð¥ð€ð§ð. ðï¿œ...
Jan 19, 2026â¢1 hr 3 minâ¢Ep. 773
Tensions were rife as Parliament backed a motion expressing regret over Pritam Singhâs conduct, deeming him unfit to continue as Leader of the Opposition. Elsewhere, Bayfront MRT frosts mirrors at a popular dance spot. ððŒð¹ðžð¹ðŒð¿ð If youâre looking for a meaningful gift, weâd love to help you create a personal podcast for a loved one. Get started at Folklory.com ð¢ð»ð² ðŠðµð¶ðŒðž ð§ðµð¶ð»ðŽ Terence: Jay Chou bringing the vibes at the AO 1 Point Slam! | Australian Open 2026 Haresh: Hozier - ...
Jan 15, 2026â¢1 hr 21 minâ¢Ep. 772
MOS Jasmin Lau and WP MP Kenneth Tiong spar in Parliament over an amendment that will allow public sector data to be shared with trusted external partners. Elsewhere, a Singaporean F&B solopreneur in London faces a trademark dispute with Warner Bros over âCrazy Richâ branding. ð§ððð ð¬ð¢ðš ððð¥ðŠð§ ðŠð²ð®ððŒð» ð® Check out the second season of our edutainment podcast that dives into a fascinating array of topics you never knew you needed to know! This week, we talk about a dark period ...
Jan 14, 2026â¢58 minâ¢Ep. 771
Leader of the House, Indranee Rajah, files a motion to consider Pritam Singhâs suitability as Leader of the Opposition, while Hwa Chong addresses claims surrounding student meals and disciplinary action over the recent food controversy. ððŒð¹ðžð¹ðŒð¿ð If youâre looking for a meaningful gift, weâd love to help you create a personal podcast for a loved one. Get started at Folklory.com ð¢ð»ð² ðŠðµð¶ðŒðž ð§ðµð¶ð»ðŽ Terence: The Goo Goo Dolls "Iris" Lyrics & Meaning Haresh: That was a hard year...
Jan 12, 2026â¢56 minâ¢Ep. 770
Amalina Nasir, a youth leader and advocate for interfaith work in Singapore, shares her work bridging young Singaporeans with global communities. Drawing on her professional experience in big tech and her time as a former member of the Board of Governors of the Singapore International Foundation (SIF), she reflects on online discourse, youth engagement, and how perspectives shaped through regional exchanges and international exposure often differ from what dominates social media. ððððš ðð¥ð...
Jan 09, 2026â¢1 hr 24 minâ¢Ep. 769
A photo of an Incoming NMP, Dr Haresh Singaraju, wearing a PAP shirt sparks renewed debate over the schemeâs neutrality. Elsewhere, âcookhouse-styleâ meals at Hwa Chong leads to backlash and a petition calling for changes to school food providers. ðð¥ð€ð£ðšð€ð§: ðŸð§ððð©ðð«ð ððð©ðð§ðððš ðð³ðŠð¢ðµðªð·ðŠ ðð¢ðµðŠð³ðªðŠðŽ ð³ðŠðžð¢ð³ð¥ðŽ ðºð°ð¶ ðŠð·ðŠð³ðº ðµðªð®ðŠ ðºð°ð¶ ð¥ðªð¯ðŠ ð°ð¶ðµ! ððªðµð© ðµð©ðŠ ððªðððªð°ð¯ ðð°ððð¢ð³ ððµð¢ð®ð± ðð¢ðððº, ðŠð·ðŠð³ðº ð®ðŠð¢ð ð£ð³ðªð¯ðšðŽ ðº...
Jan 07, 2026â¢48 minâ¢Ep. 768
