WSJ Your Money Briefing - podcast cover

WSJ Your Money Briefing

The Wall Street Journalwww.wsj.com
Your Money Briefing is your personal-finance and career checklist, with the news that affects your money and what you do with it. From spending and saving to investing and taxes, the Wall Street Journal’s finance reporters and experts break down complicated money questions every weekday to help you make better decisions about managing your money. Hosted by J.R. Whalen.

Episodes

Buying a Home in 2025: How Tariffs and Labor Shortages Could Impact the Market

Many prospective homebuyers may find themselves locked out of the market again this year. What key signs should buyers watch for in the coming months? In the final episode of our special series, “Buying a Home in 2025: Navigating the Crunch,” host Ariana Aspuru takes a closer look at the ongoing challenges facing the housing market, with Wall Street Journal reporters Veronica Dagher and Nicole Friedman, and Redfin’s chief economist, Daryl Fairweather. We'll explore the challenges facing builders...

Apr 13, 202519 min

What’s News in Markets: Banks' Warnings, CarMax Stalls, Delta Shares Fly

Why did banks report higher profit but also warn of a recession risk? And how did President Trump’s tariff announcements affect CarMax? Plus, what caused Delta’s shares to rise? Host Francesca Fontana discusses the biggest stock moves of the week and the news that drove them. Sign up for the WSJ's free Markets A.M. newsletter. Learn more about your ad choices. Visit megaphone.fm/adchoices

Apr 12, 20256 min

Your Clutter Is Costing More Than You Think

In 2024, Americans bought 5.7 times as much flatware and dishes and 3.5 times the furniture compared with 1994, according to Commerce Department data. They also purchased 2.5 times the clothing and footwear. Wall Street Journal reporter Dalvin Brown joins host Ariana Aspuru to discuss why cheap goods are actually costing us and how Trump’s tariffs threaten to curb trade from one of the biggest exporters of low-cost goods. Sign up for the WSJ's free Markets A.M. newsletter. Learn more about your ...

Apr 11, 202511 min

Want to Retire Before 65? Here’s What You Should Know

An early exit from the workforce comes with significant psychological and financial consequences. Wall Street Journal reporter Anne Tergesen joins host Jacob Passy to discuss how some Americans are spending their time and money. Sign up for the WSJ's free Markets A.M. newsletter. Learn more about your ad choices. Visit megaphone.fm/adchoices

Apr 10, 202510 min

How Trump’s Tariffs Could Boost Already High Car Prices

President Trump’s auto tariffs could drive up prices and lead to higher monthly payments for consumers. Wall Street Journal reporter Joe Pinsker joins host Ariana Aspuru to discuss whether car shoppers should buy now or wait it out. Sign up for the WSJ's free Markets A.M. newsletter. Learn more about your ad choices. Visit megaphone.fm/adchoices

Apr 09, 202510 min

Yes, It’s Still a Bad Idea to Cheat on Your Taxes

Despite recent cuts, the IRS is still cracking down on filers who cheat on their tax returns this year. Wall Street Journal tax reporter Laura Saunders tells host Ariana Aspuru why the cost of getting caught has gotten higher. Sign up for the WSJ's free Markets A.M. newsletter. Learn more about your ad choices. Visit megaphone.fm/adchoices

Apr 08, 202510 min

The REAL ID Deadline Is Setting Off a Mad Scramble for Travelers

After years of delays, the U.S. is finally requiring travelers to have so-called REAL IDs in order to fly. WSJ reporter Allison Pohle joins host Jacob Passy to discuss the hiccups some people are facing in getting their new IDs. Sign up for the WSJ's free Markets A.M. newsletter. Learn more about your ad choices. Visit megaphone.fm/adchoices

Apr 07, 202510 min

Buying a Home in 2025: How to Be a Better Buyer

If you think you’re ready to take the plunge but feel overwhelmed by rising costs and the competitive landscape of the housing market, this episode is for you. In the second episode of our special series, “Buying a Home in 2025: Navigating the Crunch,” we’ll hear from a woman who recently closed on a house in Virginia. Host Ariana Aspuru will be joined by Wall Street Journal reporter Veronica Dagher and financial coach Bernadette Joy to discuss the steps you can take to prepare, whether as a buy...

Apr 06, 202515 min

What’s News in Markets: Nike Tariff Turmoil, The Not-So-Magnificent Seven, Newsmax’s Wild Debut

Why did President Trump’s tariff announcements send Nike stock spinning? And what’s weighing on the Magnificent Seven tech stocks? Plus, how did shares of conservative news outlet Newsmax do in their first trading week? Host Krystal Hur discusses the biggest stock moves of the week and the news that drove them. Sign up for the WSJ's free Markets A.M. newsletter. Learn more about your ad choices. Visit megaphone.fm/adchoices

Apr 05, 20255 min

Volatile Markets Are Creating a New Generation of Gold Bugs

Rattled investors are once again looking to gold as a safe haven, but the strategy isn’t without its drawbacks. Wall Street Journal reporters Oyin Adedoyin and Owen Tucker-Smith join host Jacob Passy to discuss the growing interest in buying gold. Sign up for the WSJ's free Markets A.M. newsletter. Learn more about your ad choices. Visit megaphone.fm/adchoices

Apr 04, 202511 min

Clarity on Tariffs Could Bring Stability to Markets

President Trump’s latest round of tariffs may pose a threat to certain industries and the broader economy. But investors appreciate greater clarity around Trump’s trade policies. Wall Street Journal reporter Sam Goldfarb joins host Jacob Passy to discuss how Trump’s tariffs could affect the markets. Sign up for the WSJ's free Markets A.M. newsletter. Learn more about your ad choices. Visit megaphone.fm/adchoices

Apr 03, 20258 min

Why Millions of Student Borrowers Could See a Big Drop in Their Credit Scores

More than 9 million student-loan borrowers could see a decline in their credit scores in the first half of the year, according to the Federal Reserve Bank of New York. Wall Street Journal reporter Oyin Adedoyin joins host Ariana Aspuru to discuss what you should do if you are at risk. Sign up for the WSJ's free Markets A.M. newsletter. Learn more about your ad choices. Visit megaphone.fm/adchoices

Apr 02, 202510 min

The Tax Talk Every Young Adult Needs

Filing taxes for the first time? Wall Street Journal reporter Laura Saunders shares tax lessons that can help new earners save money, steer clear of penalties, and build good habits just in time for tax season. Dalvin Brown hosts. Sign up for the WSJ's free Markets A.M. newsletter. Learn more about your ad choices. Visit megaphone.fm/adchoices

Apr 01, 20259 min

Private Markets Are Opening Up. Should You Buy In?

A new wave of platforms is letting individual investors buy into private companies for as little as $5,000. WSJ reporter Imani Moise joins host Dalvin Brown to explain the risks and rewards you should consider before investing. Sign up for the WSJ's free Markets A.M. newsletter. Learn more about your ad choices. Visit megaphone.fm/adchoices

Mar 31, 20259 min

Buying a Home in 2025: What to Know About the Real-Estate Market

High mortgage rates, low inventory and unaffordable prices have left a lot of prospective home-buyers on the sidelines again this year. In the first installment of our special series, “Buying a Home in 2025: Navigating the Crunch,” host Ariana Aspuru explores the challenges of today’s real estate market. She’s joined by Wall Street Journal reporter Veronica Dagher and Zillow’s senior economist Orphe Divounguy, who will provide insights on what buyers can expect in 2025 like the rising cost of ho...

Mar 30, 202517 min

What’s News in Markets: Tariffs Hit Automakers, Lululemon’s Warning, Family Dollar Sale

Why was Tesla not hit as hard by Trump’s new tariffs as GM, Toyota or BMW? And why did Lululemon’s results spook investors? Plus, how did investors react to Family Dollar leaving the Dollar Tree family? Jack Pitcher discusses the biggest stock moves of the week and the news that drove them. Sign up for the WSJ's free Markets A.M. newsletter. Learn more about your ad choices. Visit megaphone.fm/adchoices

Mar 29, 20255 min

How Roth IRAs Became the Go-To Account for Young Investors

More 20- and 30-somethings are choosing Roth IRAs. WSJ reporter Ashlea Ebeling joins host Dalvin Brown to break down why these tax-friendly accounts are seeing a surge in popularity among younger savers—and what to know if you’re thinking about opening one before tax day. Sign up for the WSJ's free Markets A.M. newsletter. Learn more about your ad choices. Visit megaphone.fm/adchoices

Mar 28, 20259 min

Student Loan Confusion Grows as Trump Moves to Shut Down Education Department

President Trump's recent executive order to dissolve the Education Department has left many student loan borrowers in limbo. Wall Street Journal reporter Oyin Adedoyin joins host Dalvin Brown to discuss what this means for the $1.7 trillion in federal student loans held by nearly 45 million Americans. Sign up for the WSJ's free Markets A.M. newsletter. Learn more about your ad choices. Visit megaphone.fm/adchoices

Mar 27, 202510 min

Why More Women Are Giving Up on Marriage

Gender gaps on politics and education have put some women off dating and even marriage altogether. WSJ reporter Rachel Wolfe joins host Julia Carpenter about what that means for the economy. Correction: More women than men are attending college. An earlier version of this podcast incorrectly said men are now more likely to have gone to college. (Corrected on March 26) Sign up for the WSJ's free Markets A.M. newsletter. Learn more about your ad choices. Visit megaphone.fm/adchoices

Mar 26, 202510 min

How to Protect Your Tax Refund From Scammers

The IRS is encouraging taxpayers to apply for a six-digit IP PIN to protect their refund from fraudsters. Host Ariana Aspuru is joined by Wall Street Journal tax reporter Laura Saunders, who walks us through the online process of applying for this extra level of protection. Sign up for the WSJ's free Markets A.M. newsletter. Further Listening: Tax Season 2025: What’s New That Could Save You Money Your Cheat Sheet to Taxes for Investors How Owning a Home Can Help You Save on Taxes Learn more abou...

Mar 25, 20259 min

What You Can Learn From LinkedIn Influencers to Boost Your Brand Online

LinkedIn isn’t just a résumé site anymore — it’s a branding opportunity for content creators and regular folks alike. WSJ reporter Ann-Marie Alcántara joins host Julia Carpenter to discuss the changing landscape of online networking. Sign up for the WSJ's free Markets A.M. newsletter. Learn more about your ad choices. Visit megaphone.fm/adchoices

Mar 24, 20259 min

What’s News in Markets: Walmart Affirms Klarna, Tesla Politics, Consumer Angst

What happened when Walmart replaced Affirm with Klarna? And how are Elon Musk’s politics intersecting with Tesla’s stock? Plus, how are companies from General Mills to Nike feeling a tightening in consumer spending? Host Francesca Fontana discusses the biggest stock moves of the week and the news that drove them. Sign up for the WSJ's free Markets A.M. newsletter. Learn more about your ad choices. Visit megaphone.fm/adchoices

Mar 22, 20256 min

Why Some Investors Are Flocking to Dividend Stocks

When the stock market experiences volatility, some investors turn to a safer play: dividend stocks. WSJ Reporter Hannah Erin Lang joins host Julia Carpenter to discuss the pros, cons and what to know before investing. Sign up for the WSJ's free Markets A.M. newsletter. Learn more about your ad choices. Visit megaphone.fm/adchoices

Mar 21, 202510 min

What to Know About TIPS, the Inflation-Protected Securities

The yields on Treasury inflation-protected securities have reached their highest levels in two decades. WSJ reporter Imani Moise joins host Julia Carpenter to explain what that means for consumers. Sign up for the WSJ's free Markets A.M. newsletter. Learn more about your ad choices. Visit megaphone.fm/adchoices

Mar 20, 20259 min

What Cuts to the IRS Could Mean for Taxpayers

A hollowed-out IRS could mean weaker tax enforcement and fewer audits. WSJ tax-policy reporter Richard Rubin joins host Julia Carpenter to explain what taxpayers need to know. Sign up for the WSJ's free Markets A.M. newsletter. Learn more about your ad choices. Visit megaphone.fm/adchoices

Mar 19, 202511 min

What Self-Employed and Gig Workers Need to Know Before Filing Their Taxes

Self-employed and gig workers need to app roach tax season a little differently this year. Wall Street Journal reporter Ashlea Ebeling joins host Julia Carpenter to discuss business deductions, estimated taxes, 1099s, and more. Sign up for the WSJ's free Markets A.M. newsletter. Learn more about your ad choices. Visit megaphone.fm/adchoices

Mar 18, 20259 min

What the Fed’s Interest-Rate Cuts Mean for Borrowing and Saving Money

The Federal Reserve has been lowering interest rates since September, but consumer borrowing costs have stayed stubbornly high, while high-yield savings accounts are paying less. WSJ reporter Imani Moise joins host Julia Carpenter to tell borrowers and savers what to expect for rates on mortgages, credit cards and savings accounts. Sign up for the WSJ's free Markets A.M. newsletter. Learn more about your ad choices. Visit megaphone.fm/adchoices

Mar 17, 20258 min

What’s News in Markets: Trump’s Tesla, Trade-War Hiccups, Low-Flying Shares

What a visit to the White House did for Tesla’s stock. And how American whiskey found itself at the heart of a trade war between the U.S. and Europe. Plus, why shares of Delta Air Lines and American Airlines hit turbulence while JetBlue and Southwest flew higher. Host Francesca Fontana discusses the biggest stock moves of the week and the news that drove them. Sign up for the WSJ's free Markets A.M. newsletter. Learn more about your ad choices. Visit megaphone.fm/adchoices

Mar 15, 20256 min

With Auto Tariffs on Hold, Is Now the Time to Buy a Car?

Carmakers, auto parts suppliers and even car shoppers—everyone wants to make the most of the 30-day pause on President Trump’s tariffs on imports from Mexico and Canada. Wall Street Journal reporter Chris Otts joins host Julia Carpenter to discuss how shoppers can approach buying a car in the meantime. Sign up for the WSJ's free Markets A.M. newsletter. Learn more about your ad choices. Visit megaphone.fm/adchoices

Mar 14, 202510 min

Why the 401(k) Has Become a Rainy Day Fund

More Americans are breaking into their 401(k) accounts to help with financial emergencies. Wall Street Journal reporter Anne Tergesen joins host Julia Carpenter to discuss the uptick in hardship withdrawals and what you should know before taking one. Sign up for the WSJ's free Markets A.M. newsletter. Learn more about your ad choices. Visit megaphone.fm/adchoices

Mar 13, 20259 min