I was trying to Buy my house in the UK and I came across a lot of issues that make it very hard. I made a full podcast episode but you can see the overview here. Resources: Think of this podcast as if you are sitting and chatting with friends. A lot of business tips and advice on how I progressed from my 9-5 office role to a Director of my own company. There will be banter about success and financial freedom the odd motivational speech to also give you a boost. I will share thoughts on various s...
Mar 19, 2025•12 min•Season 15Ep. 8
First hand experience based on my sale. Resources: Think of this podcast as if you are sitting and chatting with friends. A lot of business tips and advice on how I progressed from my 9-5 office role to a Director of my own company. There will be banter about success and financial freedom the odd motivational speech to also give you a boost. I will share thoughts on various subjects and use this to document my career journey occasionally joined by guests. be sure to reach out if you have any que...
Mar 12, 2025•16 min•Season 15Ep. 7
“Analysis Paralysis: Did I Sell or Rent My House?” Ever find yourself stuck in a sea of research, overthinking every option? That’s exactly where I was when faced with the ultimate decision—should I sell my house or rent it out? In this podcast, I take you through the rollercoaster journey of exploring both sides, weighing the pros and cons, and tackling the analysis paralysis that almost kept me from making a choice. Tune in for real talk on the emotional and financial factors that shaped my de...
Mar 05, 2025•12 min•Season 15Ep. 6
Should I sell or rent my house Resources: Think of this podcast as if you are sitting and chatting with friends. A lot of business tips and advice on how I progressed from my 9-5 office role to a Director of my own company. There will be banter about success and financial freedom the odd motivational speech to also give you a boost. I will share thoughts on various subjects and use this to document my career journey occasionally joined by guests. be sure to reach out if you have any questions. I...
Feb 26, 2025•31 min•Season 15Ep. 5
Valuation: Get a professional valuation to determine a competitive asking price. Consider local property prices and market trends. Estate Agents: Decide whether to use an estate agent or sell privately. Research agents’ fees, reputation, and the services they offer. Home Improvements: Consider making minor repairs or improvements to enhance appeal. Fresh paint or tidy gardens can make a big difference. Energy Performance Certificate (EPC): Obtain an EPC, which is required before you can market y...
Feb 19, 2025•45 min
Economic Recession Risks Rising inflation and interest rates can lead to a recession, decreasing demand for housing. Sources: The Guardian, BBC News. Increased Mortgage Rates Higher borrowing costs may deter potential buyers, leading to a drop in property values. Sources: Financial Times, The Telegraph. Cost of Living Crisis Struggling households might prioritize essential expenses over home purchases, reducing market activity. Sources: The Independent, Sky News. Oversupply of Properties A poten...
Feb 12, 2025•9 min•Season 15Ep. 3
Is It the Right Time to Buy? In the second episode of Season 15, I tackle the pressing question on many prospective buyers’ minds: Is it the right time to buy a house in the UK? With so much uncertainty in the housing market, making informed decisions is crucial. We delve into the latest market trends, discussing factors like house prices, interest rates, and the balance of supply and demand. Understanding these elements helps you assess whether now is the right time to buy. Public perception pl...
Feb 05, 2025•15 min•Season 15Ep. 2
Is It the Right Time to Buy a House in the UK? Resources: Access additional materials such as show notes, guides, and help sheets by clicking on "Show Resources" at www.ZulfTalks.com to receive downloads directly to your inbox. Rest assured, I will only send emails related to the topics discussed in this podcast/show. The Working for Yourself Podcast is proudly supported by TrustedCreators.org. Clarity: : The information talked about in this episode is not financial advice or recommendations. Th...
Jan 29, 2025•16 min•Season 15Ep. 1
There are so many ways but i give you a real talk explanation of how to try and work sticking to your budget into day to day life and see if these simple yet effective tips can help you Episode Key Notes Calculate Your Net Income Track Your Spending Set Realistic Goals Make a plan Adjust your spending to stay on budget Resources: Access additional materials such as show notes, guides, and help sheets by clicking on "Show Resources" at www.ZulfTalks.com to receive downloads directly to your inbox...
Feb 12, 2024•11 min•Season 14Ep. 11
What are the best wasy to bu online I talk about the ways you can pay and Episode Key Notes Popular online payment methods in the UK Setting up online banking Making secure online payments Online shopping platforms Understanding payment fees Alternative payment methods Online security tips Legal protections Resources: Access additional materials such as show notes, guides, and help sheets by clicking on "Show Resources" at www.ZulfTalks.com to receive downloads directly to your inbox. Rest assur...
Feb 05, 2024•13 min•Season 14Ep. 10
In this episode I talk about the basics of how mortgages work Episode Key Notes What a mortgage is Types of mortgages The mortgage process Costs involved Repayment options Mortgage term Legal process Financial protection Closing thoughts Resources: Access additional materials such as show notes, guides, and help sheets by clicking on "Show Resources" at www.ZulfTalks.com to receive downloads directly to your inbox. Rest assured, I will only send emails related to the topics discussed in this pod...
Jan 29, 2024•20 min•Season 14Ep. 9
Unlock financial empowerment by learning how to check and build your credit history. Episode Key Notes Understanding credit reports Check your credit report Register on the electoral roll Open a bank account Apply for a credit builder card Use credit responsibly Avoid multiple applications Consider credit- builder loans Length of credit history matters Patience Resources: Access additional materials such as show notes, guides, and help sheets by clicking on "Show Resources" at www.ZulfTalks.com ...
Jan 22, 2024•14 min•Season 14Ep. 8
What are some great ways to make sure you get to your goal and save towards a big buy S14ep7 Episode Key Notes Define your goal Create a budget Open a savings account Automatic transfers Emergency funds Research and compare prices Cut unnecessary expenses Side hustle or additional income Stay motivated Review and adjust Resources: Access additional materials such as show notes, guides, and help sheets by clicking on "Show Resources" at www.ZulfTalks.com to receive downloads directly to your inbo...
Jan 15, 2024•11 min•Season 14Ep. 7
I talk about how credit cards can be a good thing and how to use them to your advantage Episode Key Notes What a credit card is Key components of a credit card How credit cards work Interest and fees Credit score impact Benefits of a credit card Responsible credit card use How to choose a credit card Credit building tips Resources: Access additional materials such as show notes, guides, and help sheets by clicking on "Show Resources" at www.ZulfTalks.com to receive downloads directly to your inb...
Jan 08, 2024•15 min•Season 14Ep. 6
I talk about Best Way to Borrow Money S14ep5 Episode Key Notes Understanding your financial situation Borrowing options Interest rates and APR Credit scores and credit reports Only spend what you can save Comparing lenders Fees and charges Government assistance Seeking professional advice Resources: Access additional materials such as show notes, guides, and help sheets by clicking on "Show Resources" at www.ZulfTalks.com to receive downloads directly to your inbox. Rest assured, I will only sen...
Jan 01, 2024•22 min•Season 14Ep. 5
Navigating the process of obtaining a Certificate of Residence from HMRC has become tricky. Specifically, UK residents managing foreign income or gains often require this certificate to validate their tax residency in the UK. This requirement extends to a diverse range of entities, including individuals, companies, partnerships, trusts, and various other structures. In the following sections, we outline the step-by-step procedures we found online for different entities, starting with individuals...
Dec 31, 2023•17 min
I cover How Saving Accounts Work S14ep4 Episode Key Notes What a savings account is Types of savings accounts How interest works Opening a savings account Managing your savings account Access to funds Tax implications Risks and considerations Resources: Access additional materials such as show notes, guides, and help sheets by clicking on "Show Resources" at www.ZulfTalks.com to receive downloads directly to your inbox. Rest assured, I will only send emails related to the topics discussed in thi...
Dec 25, 2023•18 min•Season 14Ep. 4
I talk about wht getting an account is essential Welcome to Season 14 Episode 3 Episode Key Notes: Why you should get a bank account Understanding Types of Bank Accounts Documentation required Application process Understanding fees and charges Building credit history Online and mobile banking Resources: Access additional materials such as show notes, guides, and help sheets by clicking on "Show Resources" at www.ZulfTalks.com to receive downloads directly to your inbox. Rest assured, I will only...
Dec 18, 2023•18 min•Season 14Ep. 3
In this Episode: If you can't get a bank account have had credit history issues or are new to banking i talk about some accounts you can open. In this episode: Student Bank Accounts First time Bank Accounts Basic Bank accounts Reward Accounts Resources: Show notes and Resources for my show are availble on my website - www.ZulfTalks.com simply click the link for "Show Resources" I can send these to your inbox. I will only send you emails relating to the topics I talk about in my podcast/shows My ...
Dec 11, 2023•10 min•Season 14Ep. 2
To start season 14 I talk about money issues and how to check your getting the best for your money. Topics in this episode: Money Basics How to Manage Money Check Your Expenses Record Keeping Resources: Show notes and Resources for my show are availble on my website - www.ZulfTalks.com simply click the link for "Show Resources" I can send these to your inbox. I will only send you emails relating to the topics I talk about in my podcast/shows Clarity 📣: The information talked about in this episo...
Dec 04, 2023•12 min•Season 14Ep. 1
It can be challenging to discover everything you need to know to succeed. In this episode, I have a guest speaker Phill Agnew and I will concentrate on the M-Word. After listening to his Nudge podcast I am convinced it is at least one of the primary keys to success. If you haven't guessed yet the M-Word is….. The show will be scattered with hints of deep dives into Phill and his podcast episodes I found really interesting to change my perception of marketing. Topics in this Episode: The differen...
Dec 03, 2023•49 min•Season 13Ep. 16
In this episode, I speak to an ex-YouTuber, former professional basketball player, turned entrepreneur about Online creation and if Bing a creator is better than being a Youtuber. He currently runs a video editing company through my start-up called VidChops Augie johnson Nowadays, nearly everyone has had experience creating content and has some online profile. Does it make more sense to sell your creative talents to help other creators or is it better to start from scratch with your own channel?...
Nov 26, 2023•41 min•Season 14Ep. 3
In this episode: 360 Camera Makes Rally Car Racing Look Like a Video Game, How professional photographers can use AI, a new Leica instant camera is on the way, FlexShooter Pro Tripod Head, the lessons traditional photographers can learn, Is “being different” a real differentiator, Photographer Gives Rescue Dogs Their Ears Back With the Help of AI, Drone pilots to risk fixed-penalty fines in the UK, Google brings back the flip phone www.zulfphotography.com https://www.youtube.com/watch?v=Bkc8vnc3...
Nov 26, 2023•14 min•Season 13Ep. 15
You need better lights, not a new camera. I help you find the right lights and set them up. It is so surprising the number of questions I have on my multip;e channels about cameras. What most people don't ask is why I focus more on lights than cameras. Today I show you in this course how you can use budget cameras but great lights to make your video, live stream or recording look Epic. Hello and thanks for joining another one of my courses, you will have already seen I have made a number of cour...
Nov 19, 2023•39 min•Season 13Ep. 14
In this episode: What are YouTube Shorts? The Appeal of YouTube Shorts Short-Term Benefits Long-Term Challenges Lack of Watch Time and Subscriber Conversion Diversification and Balance Strategies for Incorporating Shorts Effectively Catchup on all the podcast episodes here: https://www.youtube.com/playlist?list=PLcfKB0HGbLqZTF_GTJn5INW57VJSKuNXs Resources: This Season has its own dedicated show notes and resources on my website - www.ZulfTalks.com. If you prefer to get them directly to your inbo...
Jun 19, 2023•17 min•Season 13Ep. 13
In this episode: Real Photographers Undercut, New Sigma Art Lens, Easy Way You Can Film BTS video, Better Waterfall Photography, Which cameras shoot 4K video at 60fps, Canon EOS R5 getting TWO replacements www.zulfphotography.com https://www.youtube.com/watch?v=Bkc8vnc39tY&t=3s Catchup on all the podcast episodes here: https://www.youtube.com/playlist?list=PLcfKB0HGbLqZTF_GTJn5INW57VJSKuNXs ❤️ Hi, I'm Zulf, Welcome and thanks for visiting. “You Don't Need Expensive Gear”. I have picked up ma...
Jun 14, 2023•19 min•Season 13Ep. 12
In this episode: We all want to be more productive and get more done in less time, but sometimes it can feel like there just aren't enough hours in the day. The good news is that there are simple steps you can use to boost your productivity and make the most of your time. Catchup on all the podcast episodes here: https://www.youtube.com/playlist?list=PLcfKB0HGbLqZTF_GTJn5INW57VJSKuNXs Resources: This Season has its own dedicated show notes and resources on my website - www.ZulfTalks.com. If you ...
Jun 12, 2023•23 min•Season 13Ep. 11
In this episode: Robbed of Canon R5 at Gunpoint, Three New Lenses, Best cameras with a flip screen, Best cameras for vlogging and more https://www.digitalcameraworld.com/buying-guides/best-cameras-for-vlogging Catchup on all the podcast episodes here: https://www.youtube.com/playlist?list=PLcfKB0HGbLqZTF_GTJn5INW57VJSKuNXs ❤️ Hi, I'm Zulf, Welcome and thanks for visiting. “You Don't Need Expensive Gear”. I have picked up many helpful tips and "hacks" that can save you both time and money. I have...
Jun 07, 2023•15 min
I made a new channel to prove its not to late to start on YouTube Think of this podcast as if you are sitting and chatting with friends. A lot of business tips and advice on how I progressed from my 9-5 office role to a Director of my own company. There will be banter about success and financial freedom the odd motivational speech to also give you a boost. I will share thoughts on various subjects and use this to document my career journey occasionally joined by guests. be sure to reach out if y...
Jun 05, 2023•24 min•Season 13Ep. 10
Join me as I take my first steps towards becoming a content creator and share the fears and doubts I had to overcome to get started. Resources: This Season has its own dedicated show notes and resources on my website - www.ZulfTalks.com . If you prefer to get them directly to your inbox you can signup here: https://www.subscribepage.com/zulftalks I will only send you emails relating to the topics I talk about in my podcast/show My Business Working for Yourself podcast is powered by TrustedCreato...
May 29, 2023•24 min•Season 13Ep. 9
