Earlier this week the Reserve Bank of New Zealand proposed a new debt-to-income (DTI) ratio limit. Along with the 11-year-old loan-to-value ratio (LVR) limit, the RBNZ hopes these lending restrictions will help "limit the build-up of systemic financial risk" in our housing market. Bernard Hickey talks to Helen O’Sullivan, Valocity Global's CEO of Real Estate, to dig into the proposed policy, and whether LVRs have actually made the financial system safer over the last decade. Learn more about you...
Jan 25, 2024•32 min
What happens when you take on your trauma with the whole world watching? Jazz Thornton joins Jane Yee for a raw and entertaining kōrero between friends that exposes the reality of turning your pain into purpose in a very public way. The young mental health advocate and social media star speaks openly about the highs and lows of sharing her life through a lens and reveals what motivates her to show up for others every day, even as she continues to work through her own intense historic trauma. Wit...
Jan 21, 2024•40 min
Aotearoa New Zealand is a rich and functional country, but it can’t seem to operate a safe and well-maintained water system. CEO of Water NZ Gillian Blythe tells Bernard Hickey exactly why that is, and what's needed to get our water infrastructure back on track. Learn more about your ad choices. Visit megaphone.fm/adchoices
Jan 18, 2024•34 min
In the final of three summer mini episodes, Bernard Hickey a key moment from 2023 when the political economy in Aotearoa shifted on its axis in real time. Last up is the day the nation’s biggest insurer said Petone and many other low-lying suburbs around the motu would not be insurable in 30-50 years due to climate change. Learn more about your ad choices. Visit megaphone.fm/adchoices
Jan 11, 2024•12 min
In the second of three summer mini episodes, Bernard Hickey a key moment from 2023 when the political economy in Aotearoa shifted on its axis in real time. Second up is the day the Climate Commission chair, Rod Carr, told the deniers and delayers of climate change action to get out of the way for the rest of us to take advantage of the opportunities for cheaper, healthier and safer lives. Learn more about your ad choices. Visit megaphone.fm/adchoices...
Jan 04, 2024•10 min
In the first of three summer mini episodes, Bernard Hickey a key moment from 2023 when the political economy in Aotearoa shifted on its axis in real time. First up is the day that Chris Hipkins declared the ‘end of story’ for a wealth or capital gains tax in New Zealand for at least the next decade. Learn more about your ad choices. Visit megaphone.fm/adchoices
Dec 28, 2023•10 min
National promised their first budget would expose 'fiscal vandalism' by the previous Labour government. Now that Bernard Hickey has had a chance to rifle through the numbers, he finds minimum substance to the claims. Learn more about your ad choices. Visit megaphone.fm/adchoices
Dec 20, 2023•12 min
SUPERPOD is back! Hosted by Gone By Lunchtime's Toby Manhire and featuring Jane Yee and Alex Casey from The Real Pod, Duncan Greive from The Fold, Gone By Lunchtime's Annabelle Lee-Mather, Simon Pound from Business Is Boring, Bernard Hickey from When The Facts Change and The Spinoff Podcast Network's Te Aihe Butler and Samuel Robinson, SUPERPOD 2023 is the crossover to end all crossovers. From intense discussion of government policy to figuring out what the heck a skibidi toilet is, we celebrate...
Dec 18, 2023•43 min
2023 has seen record-high net migration after a large dip during the height of Covid. Bernard Hickey talks with Kiwibank economist Mary-Jo Vergara about the economic effects of high migration on rents, inflation, interest rates and house prices. Learn more about your ad choices. Visit megaphone.fm/adchoices
Dec 14, 2023•26 min
To replace $700 million a year of revenues lost from a foreign buyers tax, the new coalition government is dumping the previous government's smoke free 2025 goal. This relaxing of policies will keep more people smoking for longer, costing thousands of lives per year and at least $10 billion is extra health costs and lost working hours. Bernard Hickey speaks with University of Otago public health researcher Andrew Waa about his analysis of the changes to smoke free, and finds out the true costs o...
Dec 07, 2023•29 min
The Reserve Bank surprised everyone this week by warning it may have to raise interest rates again to force inflation down, effectively eliminating the prospect of major mortgage rate cuts over the coming summer. Kiwibank Chief Economist Jarrod Kerr joins Bernard Hickey to dig in to the RBNZ’s unexpected hawkish outlook heading into 2024. Learn more about your ad choices. Visit megaphone.fm/adchoices
Nov 30, 2023•22 min
Could a South Island cherry farm set the standard for an electric future? Mike Casey from Rewiring Aotearoa joins Bernard Hickey to discuss what it took to make the switch from running his cherry farm on fossil fuels to renewable electricity. He also explains the ways in which going electric will save our homes, farms and small businesses thousands each year. Learn more about your ad choices. Visit megaphone.fm/adchoices
Nov 23, 2023•30 min
With cost of living forefront on people's minds, what are banks doing to alleviate pressure on the consumer? Bernard Hickey sits down with Kiwibank chief executive Steve Jurkovich to discuss how the economy is travelling, the pressures consumers are dealing with, and the regulatory adjustments he hopes to see in 2024. Learn more about your ad choices. Visit megaphone.fm/adchoices
Nov 16, 2023•47 min
New fintech startup Aera says first-home buyers would need to save for an infinite number of years to secure a house deposit. Founder Derek Handley joins Bernard Hickey to discuss Aera's plan to help first-home buyers to get onto the property ladder, with a new take on the bank of mum and dad. Learn more about your ad choices. Visit megaphone.fm/adchoices
Nov 09, 2023•42 min
After leaving the CEO position at Z Energy, Mike Bennetts became an executive coach and has just published his own book: Being Extraordinary by confronting your ordinary . Mike talks to Bernard Hickey about how leadership is different from management, and how leaders can learn from their mistakes. You can find Mike's book at: https://www.taumataadvisory.com/beingextraordinary Learn more about your ad choices. Visit megaphone.fm/adchoices...
Nov 02, 2023•30 min
In April and June of 2023, online scammers stole $4.2 million from New Zealanders. Bernard Hickey speaks to Kiwibank senior external fraud investigator Sareta Fraser about how bank customers and banks are in an arms race against increasingly ingenious and awful scammers. She lays out the tricks and schemes used by the scammers and offers tips and techniques that customers can use to protect themselves. Learn more about your ad choices. Visit megaphone.fm/adchoices...
Oct 26, 2023•29 min
What makes New Zealand one of the most geographically perfect places to harness the power of Tāwhirimātea? This week, Bernard Hickey talks with Giacomo Caleffi from Copenhagen Infrastructure Partners about how the NZ Super Fund could bolster their plan to build a massive offshore wind farm off the coast of South Taranaki. They discuss why offshore wind is so necessary in the transition to 100% renewable energy, and how renewable energy differs from renewable power. Learn more about your ad choic...
Oct 19, 2023•31 min
Are we using our energy networks as efficiently as possible? Bernard Hickey interviews Octopus Energy’s UK-based head of systems change, Marcia Poletti, about innovative ways power companies can adapt their current system to better support the energy grid. Learn more about your ad choices. Visit megaphone.fm/adchoices
Oct 12, 2023•38 min
All around the globe, business owners are struggling to launch, manage, and sustain their companies' increasingly necessary online presence in an impactful way. Bernard Hickey speaks to the marketing director at Smarketing Lab, Assia Salikhova, for some free consulting on how to build his podcasting empire in the social space. She explains the simple ways you can let nosy folks know that you and your business are alive and thriving. . Learn more about your ad choices. Visit megaphone.fm/adchoice...
Oct 05, 2023•35 min
It turns out many offices are empty now, particularly on Mondays and Fridays, and workers aren’t there to sit at their open-plan desks. They’re there to join Zoom or Teams calls in quiet spaces, or to meet each other in conference rooms. Bernard Hickey talks to XYSense co-founder and CEO Alex Birch about how building managers, planners and bean counters can understand the best way to run an office of the future. Learn more about your ad choices. Visit megaphone.fm/adchoices...
Sep 28, 2023•48 min
Liam Wallis, is the founder of HIP V HYPE, a design agency in Melbourne that helped design, fund and build the first Nightingale project apartments in Melbourne’s Brunswick. These apartments are designed from the start to be carbon neutral, healthier, and cheaper places to heat. He talks to Bernard Hickey about the number of times the air changes every hour in a normal house (20), and how often the air changes in a home like the ones built in the Nightingale projects. Liam is in Auckland, Christ...
Sep 21, 2023•41 min
Kiwibank chief economist Jarrod Kerr tells Bernard Hickey why there are early signs of a rebound in confidence and hope for the summer to come, and into next year, despite the interest rate hikes. Learn more about your ad choices. Visit megaphone.fm/adchoices
Sep 14, 2023•25 min
The prime minister seems to be moving forward with his plan to ignore the infrastructure deficit by ruling out wealth and capital gains taxes. He joins Bernard Hickey to defend his stance as a steady, status quo government and tries to win the vote of Bernard in the process. Learn more about your ad choices. Visit megaphone.fm/adchoices
Sep 07, 2023•26 min
Bernard Hickey discusses the need for much better bus and train connections within and between our smaller provincial cities with public transport advocate and award-winning singer-songwriter Anthonie Tonnon. Learn more about your ad choices. Visit megaphone.fm/adchoices
Aug 31, 2023•33 min
Why is Aotearoa's solar panel industry lagging so far behind the rest of the world? SolarZero CEO Matt Ward joins Bernard Hickey to talk about how using batteries to complement rooftop solar is changing the game and how he believes that the number of solar panels in Aotearoa are about to go through the roof. Learn more about your ad choices. Visit megaphone.fm/adchoices
Aug 24, 2023•36 min
Bernard Hickey talks with CoGo founder Ben Gleisner about the potential to use bank data on spending to help businesses and consumers monitor and tweak their climate emissions. Gleisner talks about Aotearoa’s rocky and long pathway to open banking and the options for a type of ‘nudge’ economy towards decarbonisation. Learn more about your ad choices. Visit megaphone.fm/adchoices
Aug 17, 2023•36 min
Are we building our houses as smart as we possibly can? GEOBIND co-founder Alice Hosted says that Aotearoa could help solve its housing cost and carbon problems by using hempcrete walls. They discuss the pros to using hemp in building construction, and the current logistical frameworks that restrict its use in New Zealand. Learn more about your ad choices. Visit megaphone.fm/adchoices
Aug 10, 2023•26 min
Bernard Hickey drills down into the future of geothermal electricity production in this week’s interview with Isabelle Chambefort from GNS Science. She’s excited about the potential for deep drilling to uncover ‘supercritical’ heat that supercharges geothermal power output, helping solve the dry year problem bedevilling or hydro dominated power system. Learn more about your ad choices. Visit megaphone.fm/adchoices
Aug 03, 2023•35 min
Kiri Nathan isn’t just a leading figure in the Aotearoa fashion industry, she’s a true inspiration – a remarkable artist and guiding mentor to young indigenous designers. Kiri stands apart from her peers in the world of fashion, with her commitment to incorporating her whakapapa in her creations by using Māori patterns, textiles and weaving techniques. In this kōrero we discover what motivates Kiri and the obstacles she’s conquered to achieve respect and success in this notoriously tough industr...
Jul 30, 2023•39 min
As the world globalises, open banking is becoming an increasingly attractive prospect to customers, so why aren't our banks onboard yet? Bernard Hickey talks with Josh Daniell at FinTech firm Akahu about what’s being done in Aotearoa to accelerate the move to open banking, something already well advanced in Europe, the UK, and Australia. Learn more about your ad choices. Visit megaphone.fm/adchoices
Jul 27, 2023•25 min
