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Wharton FinTech Podcast

Wharton Fintech Podcastwww.whartonfintech.org
Connecting you with the people, companies, and ideas revolutionizing global financial services. Our guests are the leading fintech founders, investors, and thinkers in the world. Subscribe and follow us for more FinTech content by searching @whartonfintech on your preferred platform!
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Episodes

TX Zhuo & Gabriella Brignardello, Fika Ventures - Supporting founders with elevated visions

Tarang Gupta hosts TX Zhuo, General Partner, and Gabriella Brignardello, Vice President at Fika Ventures, a seed-fund investing in fintech, enterprise software, and marketplaces. In this episode you will hear about: - Fika Ventures' manifesto of "whole stories, not headlines" - How to be an effective investor - Interesting startups that Fika has invested in - Segments that TX and Gabriella believe will drive the growth of fintech And much more! About Gabriella Brignardello Gabriella began her ca...

Jan 24, 202337 min

Vishal Garg, Founder & CEO at Better - Making homeownership simpler, faster, and more accessible

Tarang Gupta hosts Vishal Garg, Founder and CEO at Better, the #1 digital mortgage lender in the US. In this episode you will hear about: - Vishal's belief that credit is a great socio-economic equalizer - How trying to get a mortgage turned into the inspiration behind Better - The unique thing about Better that makes it a true marketplace - One professional decision that Vishal would like to change And much more! About Vishal Garg Vishal is the Founder and CEO of Better. At 21 years old, Vishal...

Jan 18, 202342 min

Seema Amble, Partner at a16z - On fintech and her investing mindset

Nihar Bobba hosts Seema Amble, a partner focused on fintech investments at a16z. She primarily focuses on B2B fintech, such as payments, CFO tools, and vertical software, globally. She serves on the boards of Mvmnt and Stoik. Prior to joining Andreessen Horowitz, Seema had been investing in fintech for over a decade. She was a vice president at Goldman Sachs Investment Partners, a venture growth fund, where she focused on leading investments in fintech and Latin America. Previously, she worked a...

Dec 19, 202227 min

Alfred Chuang, General Partner at Race Capital - Investing in market-transforming companies

Tarang Gupta hosts Alfred Chuang, Founder and General Partner at Race Capital, a venture capital firm that invests, builds, and partners with exceptional founders building the future. In this episode you will hear about: - What Alfred loves about a venture's journey from zero to one - Web3 and its influence on the future of fintech - Achieving repeated success as an entrepreneur - Economic downturns and its hidden opportunities for VCs And much more! About Alfred Chuang Alfred is the Founder and...

Dec 15, 202248 min

Patrick Gauthier, CEO of Convera - Making global business payments simple, secure, and smart

Tarang Gupta hosts Patrick Gauthier, CEO at Convera, the largest non-bank B2B cross-border payments company in the world. In this episode you will hear about - What makes Convera the dominant player in cross-border payments - Countries that are going to drive the future of fintech - Operational differences in B2B vs B2C financial services organizations - What working with Jeff Bezos is like And much more About Patrick Gauthier Patrick joined as the CEO of Convera in 2021 after having held senior...

Dec 07, 202241 min

Gayathri Rajan, Chief Product Officer of DriveWealth - Powering the future of investing

Tarang Gupta hosts Gayathri Rajan, Chief Product Officer at DriveWeath, a pioneer in fractional investing and brokerage infrastructure. In this episode you will hear about: - Fractional investing and its role in attracting retail investors - Identifying a great product-market fit - Future of embedded finance and its potential to spawn business opportunities - Why building B2B products is exciting And much more! About Gayathri Rajan Gayathri currently serves as DriveWealth’s Chief Product Officer...

Nov 30, 202228 min

Andy Bromberg, CEO of Eco - Putting your money back to work for you

Tarang Gupta hosts Andy Bromberg, CEO of Eco, a consumer fintech company that lets you spend, send, save, and make money, all in one app. In this episode you will hear about - Building an open rewards system - Working towards maximizing wealth of the community - Navigating market cycles in crypto - Choosing the right investors and colleagues And much more! About Andy Bromberg Prior to joining Eco as the CEO, Andy was Co-founder and President of CoinList, a leading platform for token sales, tradi...

Nov 24, 202226 min

Ashwin Kumar, Stripe Head of Startups for Banking-as-a-Service - On building embedded finance

Andrew Janssens hosts Ashwin Kumar, Head of Startups for Banking-as-a-Service at Stripe. Ashwin is the former CEO and co-founder of Y Combinator-backed Sway Finance, and now helps Stripe's customers to use their BaaS APIs to embed financial products. Ashwin’s startup roots help him guide fintech founders as they work with Stripe to solve complex financial problems. He’s designed products from scratch, taught himself to code, won several hackathons to support his entrepreneurial endeavors, and wa...

Nov 22, 202236 min

Andrew Jamison, CEO and Co-Founder of Extend - Modernizing infrastructure for the future of payments

Tarang Gupta hosts Andrew Jamison, the CEO and Co-Founder of Extend, an innovative platform that is redefining how credit cards are issued. In this episode you will hear about: - Leaving leadership positions in corporate and start a venture - Navigating the tricky small and medium business segment - Why building relationships is so important in business - How to assess potential investors And much more! About Andrew Jamison A virtual card expert, Andrew was the head of B2B Corporate Payments Pro...

Nov 14, 202244 min

Dimitri Dadiomov - Founder & CEO of Modern Treasury - Building Payment Operations

Andrew Janssens hosts Dimitri Dadiomov, Founder & CEO of Modern Treasury. In this episode we cover topics including: - Dimitri and Modern Treasury's Y combinator journey - Building a culture at a new company - Dimitri's outlook on Real-Time Payments - Modern Treasury's reverse interview of Acquired - And much, much more! About Dimitri Dadiomov: Dimitri founded Modern Treasury in 2018 alongside his co-founders, Matt Marcus and Sam Arons. Prior to Modern Treasury Dimitri was a Principal PM at ...

Nov 10, 202233 min

Danielle Cohen-Shohet, CEO & Founder at GlossGenius - Enabling salons & spas to grow revenue

Tarang Gupta has a conversation with Danielle Cohen-Shohet, CEO and Founder at GlossGenius, one of the quickest growing solutions powering small business owners across the US in the beauty & wellness space with powerful SaaS and fintech functionalities. In this episode you will hear about - How GlossGenius is building fintech solutions for the beauty industry - Why optimizing ease of use for consumers is paramount - Danielle’s experience as a female entrepreneur - Why she recommends people t...

Nov 07, 202218 min

Latif Peracha, General Partner at M13 - Investing in Technology that Powers Future Consumers

Tarang Gupta sits down with Latif Peracha, General Partner at M13, a venture capital firm investing in enabling technologies that will power the future of work, health, commerce, and money. In this episode you will hear about - The interesting world of Web3 investing - M13’s unique Propulsion Platform for startups - Exciting Web3 startups backed by M13 - What working with Sir Richard Branson was like And much more! About Latif Peracha Latif manages the overall investing strategy for M13 and has ...

Nov 02, 202237 min

Nik Milanović, Founder of This Week in Fintech, GP of The Fintech Fund - A leading voice in fintech

Andrew Janssens hosts Nik Milanović, Founder of This Week in Fintech, a digest of global FinTech news, and General Partner of The Fintech Fund. In this episode we cover topics including: - How This Week in Fintech evolved from Nik's weekly updates to his teammates and friends - Nik's early start in microfinance and how it has affected his philosophy on fintech - How we can build more diverse communities in fintech - Nik's love of music (specifically DJ-ing) About Nik Milanović Nik Milanovic, is ...

Oct 27, 202241 min

Philip Belamant, Co-Founder & CEO of Zilch - Creating World’s Most Empowering Way to Pay

Tarang Gupta has a conversation with Philip Belamant, Co-Founder and CEO of Zilch, a UK-based payment and BNPL provider that is Europe’s fastest-ever company to go from launch to unicorn. In this episode you will hear about - Philip's entrepreneurial journey from Africa to the UK - How Zilch's ad-subsidized payments network is changing the way consumers access credit - Why Zilch decided to take a different approach than conventional “checkout” finance - What it takes to build a 'customer-first' ...

Oct 26, 202244 min

Alex Zinder, Global Head of Ledger Enterprise - Leading digital asset management for businesses

Tarang Gupta has a conversation with Alex Zinder, Global Head of Ledger Enterprise, the B2B division of Ledger, a leader in crypto-asset management. In this episode you will hear about: - Ledger’s pioneering offerings in Web3 hardware and software - Witnessing the dotcom bubble and the evolution of internet companies - What's it like working at NASDAQ vs at a high-growth startup - How to get involved in Web3 if you are not from a tech background And much more! About Alex Zinder Alex joined Ledge...

Oct 19, 202227 min

Mark Higgins, Co-Founder & Chief Analytics Officer of Beacon - A next generation platform for quants

Andrew Janssens hosts Mark Higgins, Co-Founder and Chief Analytics Officer of Beacon, an end-to-end development platform for financial markets that allows traders and quants to build and share code and applications across the front and back office. In this episode you will hear about: - How Mark went from his PhD in physics to the world of finance - How Goldman's Sec DB contributed to their trading edge - Whether finance and FinTech are still appealing for today's PhDs - Some of the latest appli...

Oct 13, 202232 min

Robert Pitti, Partner at Liquid Stock - Unlocking value for employees at pre-IPO companies

Tarang Gupta has a conversation with Robert (Bob) Pitti, Partner at Liquid Stock, an investment firm providing liquidity to employees and stockholders of privately held companies. In this episode you will hear about: - How Liquid Stock is enabling liquidity for shareholders of pre-IPO companies - How companies can leverage tax arbitrage to retain talent - Robert's outlook on the recent economic uncertainty - Liquid Stock’s growth and expansion plans About Robert (Bob) Pitti Robert is a founder o...

Oct 10, 202228 min

Joe Robinson, Co-Founder & CEO of Hummingbird - Fighting Financial Crime with better investigations

Andrew Janssens hosts Joe Robinson, Co-Founder and CEO of Hummingbird, a regtech helping banks and fintechs fight financial crimes with better communications and platforms to investigate Anti-Money Laundering (AML) and Know Your Customer (KYC) incidents. In this episode you will hear about: - How Joe came to found Hummingbird after experiences at Square and Circle - How fintechs can stay ahead of the newest forms of financial crime - How banks and fintechs are navigating the crypto universe and ...

Oct 04, 202231 min

Ben Verschuere, Co-Founder & CIO of Treasure Financial - Transforming business cash into revenue

Tarang Gupta has a conversation with Ben Verschuere, Co-Founder and Chief Investment Officer of Treasure Financial, a cash management platform designed to help businesses transform idle cash into revenue. In this episode you will hear about: - What motivated Ben to launch a fintech startup - How good treasury management can help companies become more profitable - Why banks are disincentivized to offer attractive yields on deposits - His opinion on the next revolution in banking About Ben Verschu...

Sep 29, 202229 min

Lizzie Chapman, Co-Founder & CEO of ZestMoney - New Age Lending in India

Tarang Gupta has a conversation with Lizzie Chapman, Co-Founder & CEO of ZestMoney, India’s largest EMI financing and Buy Now, Pay Later Network. In this episode you will hear about: - What fascinates Lizzie about the Indian fintech industry - Her experiences as a female entrepreneur - Her outlook on the future of the global buy now, pay later industry - Why Lizzie is excited about the Global Fintech Fest 2022 And much more! About Lizzie Chapman Lizzie started her career as an equity researc...

Aug 30, 202236 min

Nelson Chu, Founder and CEO of Percent - Powering the Future of Private Markets

Tarang Gupta has a conversation with Nelson Chu, Founder and CEO of Percent, a disruptor unlocking exclusive access to private credit investments for accredited investors. In this episode you will hear about: - What inspired Nelson to launch Percent - How Percent manages risk-return for investors - Credit default swaps for the private market - Importance of culture in building a thriving organization And much more! About Nelson Chu Nelson is a serial entrepreneur with years of experience at Bank...

Aug 25, 202229 min

Steffen Pauls, Founder and CEO of Moonfare - Democratizing Private Equity

Tarang Gupta sits down with Steffen Pauls, Founder and CEO of Moonfare. Moonfare is a platform that is democratizing Private Equity, an asset class traditionally accessible to a select few individuals and organizations, by lowering investment minimums, conducting due diligence on funds, and eliminating barriers to entry for retail investors. In this episode you will hear about: - The inspiration behind starting Moonfare - Evolution of the global private equity market - Strategically approaching ...

Jul 13, 202239 min

Victor Fimbres, Co-Founder & CTO of Forage - Building the Stripe for Government Benefits

Gabriela Ariana Campoverde sits down with Victor Fimbres, Co-Founder and CTO of Forage, a third-party payments processor which helps grocers accept Electronic Benefit Transfers, or EBT, online. Forage is on a mission to create a world where all families with any budget can afford a meal. Today over 42 million people receive EBT benefits or food stamps. This is government support to pay for groceries. 14% of all grocery spend is paid with EBT, but only 5% of this was online. When Forage first sta...

Jul 06, 202235 min

Anat Guetta, Chairwoman, Israel Securities Authority (ISA) - Fintech Regulations in Israel

Tarang Gupta has a conversation with Anat Guetta, Chairwoman of the Israel Securities Authority. The Israel Securities Authority (ISA) is the national securities regulator of Israel. Established by law in 1968, which defines the ISA's role "to protect the interests of the public investing in securities." ISA is active in two main areas: protecting investors; developing the regulatory infrastructure, tools and products for an advanced, diverse, competitive and innovative public capital market. In...

Jul 05, 202223 min

Steve Fredette, President, Co-Founder of Toast - Helping Restaurants Delight Their Guests

Gabriela Ariana Campoverde sits down with Steve Fredette, President, Co-founder and a Director of Toast. Toast is an all-in-one point-of-sale and restaurant management platform for businesses in the food service and hospitality space. Since its inception in 2011 it has helped clients delight their guests, do what they love and thrive. In this episode you will hear about: - Toast’s humble beginnings - What new features better served Toast clients during the pandemic - What innovation Steve is exc...

Jun 27, 202237 min

Startup Special! Wharton's Top Fintech Startups with Gaby Campoverde, John Garner, and Nate Soffio

In today's special episode, Anirudh Singh sits down with classmates and fintech founders Gaby Campoverde, John Garner, and Nate Soffio. They discuss their rising startups, Miren, Card Curator, and Portabl, as well as the impact the Wharton MBA has had on their respective companies. Gaby Campoverde: Gabriela Ariana Campoverde is CEO and Founder of Miren. She is currently an MBA candidate at The Wharton School and Masters in Computer and Information Technology at Penn Engineering. Prior to her gra...

May 18, 202243 min

Brad Bernstein, Managing Partner at FTV Capital - Private Equity in Fintech

Anirudh Singh sits down with Brad Bernstein, Managing Partner at FTV Capital. Brad has been a growth equity investor at FTV Capital for over 18 years, leading investments in enterprise technology & services and financial services. In today's episode, they discuss what drives FTV Capital's success, investments in Enfusion, Plate IQ, Paddle, LoanPro and EBANX, and much more! Brad Bernstein: Brad is managing partner and has been a growth equity investor at FTV Capital for over 18 years, leading...

May 09, 202234 min

Gaurav Sharma, CEO & Co-Founder of Capitalize - Simplifying Retirement Savings

Anirudh Singh sits down with Gaurav Sharma, CEO and Co-Founder of Capitalize a venture-backed fintech company in New York focused on the retirement savings market. In today’s episode, they discuss the size of the 401K rollover issue in the United States, Capitalize being listed as one of TIME's best inventions of 2021, the fundraising process, and much more! Gaurav Sharma: Gaurav leads Capitalize's mission to help people save for retirement. Before founding Capitalize, he worked for some of the ...

Apr 25, 202233 min

Christina Keitt Chaney, Head of Sales & Relationship Mgmt at MoCaFi - Closing the Racial Wealth Gap

Gabriela Ariana Campoverde sits down with Christina Keitt Chaney, Head of Sales and Relationship Management of MoCaFi. MoCaFi is short for Mobility Capital Finance, and today the company helps over 70MM clients across the United States open a bank account, build credit, and support local businesses. The company was founded in 2015 with a mission to address social inequities by closing the racial wealth gap. In this episode, you will learn all about: - The MoCaFi products which help its clients r...

Apr 20, 202247 min

Shimon Kogan, Associate Professor of Finance - Fintech 101

Anirudh Singh sits down with Shimon Kogan, Associate Professor of Finance, with positions at Arison School of Business, Reichman University and The Wharton School. The two discuss the shifting perspective around fintech companies after the financial crisis, why fintech is an excellent industry for new graduates to get into, exciting global trends in the industry, and much more! Shimon Kogan: Prof. Kogan is an Associate Professor of Finance, with positions at Arison School of Business, Reichman U...

Apr 18, 202225 min
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