Send us a text Is the American Dream of homeownership slipping away for millennials? This week, we unpack the harsh realities of the current US housing market—mortgage applications are plummeting, Google searches for homes have dramatically declined, and the median sales price has soared past $390,000. Interest rates are pushing monthly mortgage payments to record highs, leaving many Americans struggling to afford a home. Despite a rise in active listings, the market is still fiercely competitiv...
May 31, 2024•5 min•Season 3Ep. 432
Send us a text In this episode we're joined by Rosie Zilinskas, a career guru who empowers women to dominate the corporate world. Forget waiting for a promotion - Rosie's here to show you how to build your own dream career path . We'll break down how to crush your goals with confidence, from figuring out what you really want to nailing that next promotion . Here's what you'll get: Insider tips on self-advocacy and shutting down impostor syndrome for good How to craft a killer roadmap for your ca...
May 31, 2024•39 min•Season 3Ep. 431
Send us a text Can slashing prices on groceries and household essentials really combat inflation? In this week's business brief, we unpack how retail giants Walmart and Target are strategically lowering prices to ease the burden on consumers and potentially influence Federal Reserve decisions on interest rates. We're also looking at the economics behind the latest US government bond sale, assessing its potential returns for investors and its implications for the real estate market. If you're cur...
May 29, 2024•7 min•Season 3Ep. 430
Send us a text This episode is all about adulting done right, especially when it comes to your wallet. We're talking with financial guru Matt Morstad about the secrets to financial freedom (because who wants to be broke forever?). Forget boring lectures! We're getting real about: Adulting skills you NEED : Learn how to navigate the confusing world of money, from government stuff to what your parents never told you (like how to make your money GROW). Saving vs. Investing : Is your money just sitt...
May 27, 2024•43 min•Season 3Ep. 429
Send us a text Ever wondered if the white picket fence is still within reach, or has the dream of homeownership been fenced off by sky-high prices and interest rates? Rest assured, we're tackling the tough questions about today's housing market and offering a ladder to climb over that fence. In the latest episode, we tear into the startling statistics—home loan applications have slumped, median home prices are setting records, and the pressure is piling on potential buyers, especially millennial...
May 24, 2024•5 min•Season 3Ep. 428
Send us a text Are societal norms silencing you? Tune in as we unpack the complexities of political correctness with the insightful Cody McLaughlin, who not only thrives in the realms of digital marketing and political consulting but also stands as a staunch outdoors advocate. In our latest episode, Cody dissects the deep-rooted impact of public discourse on our personal and professional lives, laying bare the treacherous landscape of cancel culture and the omnipresent threat it poses to freedom...
May 24, 2024•48 min•Season 3Ep. 427
Send us a text Are the tides turning for big finance, and what could it mean for your pocketbook? This week's episode peels back the curtain on the latest buzz around capital requirements for massive banks, explaining the push and pull between financial stability and corporate lobbying. We put a spotlight on Goldman Sachs' strategic alliance with small business owners, uncovering the chess moves that could redefine economic fortresses. Plus, we dissect the impact of recent geopolitical shifts on...
May 22, 2024•6 min•Season 3Ep. 426
Send us a text Have you ever witnessed a transformation so profound that it challenges the very core of societal narratives? Matthew Karchner steps into our space with a story that does just that, trading a past filled with addiction and a gay lifestyle for a mission to spread the gospel in Cambodia. His journey, marked by an unwavering dedication to his Christian faith, takes us from the depths of his struggles to the unexpected shores of a heterosexual marriage—all while questioning the "born ...
May 20, 2024•47 min•Season 3Ep. 425
Send us a text Is the dream of owning a home slipping through our fingers as prices skyrocket? This week, we peel back the layers of the housing market's latest jittery movements, revealing insights that might just change your approach to buying, selling, or investing in real estate. With home loan applications on a surprising decline and the median house price reaching an eye-watering $386,951, we discuss the tough questions: Are these signs of a temporary lull or a permanent shift, and who sta...
May 17, 2024•4 min•Season 3Ep. 424
Send us a text LISTEN TO PART 1 HERE: https://podcasts.apple.com/us/podcast/wealthy-af-podcast/id1519524188 Uncover the pivotal role of educators in shaping young minds as Senator Marty Flynn joins us to discuss the delicate balance between educational governance and parental rights. Our latest episode peels back the layers of these contentious issues, as we debate the merits of professional autonomy in school curricula versus parental input on sensitive topics. Senator Flynn's compelling defens...
May 17, 2024•34 min•Season 3Ep. 423
Send us a text Could the mighty US dollar be even more invincible than we thought? Get the scoop on its staying power as we unpack the economic forces that are keeping the greenback on top, leaving contenders like the yuan and cryptocurrencies in the dust. We're slicing through the complex web of international trade, where political maneuvers meet the pocketbooks of everyday citizens. From the robust resilience of the American economy to the unpredictable dance of digital currencies, join us as ...
May 15, 2024•6 min•Season 3Ep. 422
Send us a text From the disciplined precision of the boxing ring to the complex chessboard of Pennsylvania politics, Senator Marty Flynn joins us to recount his remarkable journey of public service. His tale is one of true grit—a testament to the power of resilience and the impact of standing up for your community. Senator Flynn throws a powerful punch, not with his fists, but with his unwavering commitment to the people he represents. As we chat, he unveils the strategic plays and the heavyweig...
May 13, 2024•33 min•Season 3Ep. 421
Send us a text Is the American dream of homeownership slipping through our fingers? This episode peels back the layers of the current real estate market, revealing a landscape that might have hopeful homebuyers reconsidering their savings strategies. Amid the backdrop of the latest Federal Reserve updates and a market brimming with record-high median home prices over $384,000, we delve into what this means for you and your wallet. With monthly payments averaging $2,894 due to climbing interest r...
May 10, 2024•3 min•Season 3Ep. 420
Send us a text This episode was recorded during the EPIC Meet Up last May 2, 2024. If you're interested in learning when the next meet up, follow us on social media and stay tuned! Unlock the secrets to thriving in the tempest of commercial real estate with multifamily property specialist Rob Velez. Our latest episode takes you through Rob's impressive journey from collegiate beginnings to industry savviness. Step into the world of managing risks and maximizing opportunities in an unpredictable ...
May 10, 2024•56 min•Season 3Ep. 419
Send us a text Unlock the mysteries of the economy as we share insights from our talk with Federal Reserve head Jaron Powell on the specter of stagflation. This episode is your ticket to understanding why the market's current state doesn't spell doom, despite the unease stirred by inflation reports. We explore how Powell's steady hand on interest rates and a sharp eye on inflation metrics are providing a steadying force for the nation's economic ship. Plus, we'll examine the role our trade balan...
May 08, 2024•4 min•Season 3Ep. 418
Send us a text I learned the hard way back in 2007 that the key to smart real estate investment is timing the market right. My first investment property plunged me $100,000 underwater within two years, a fiscal fumble that could've been avoided with a better grasp of the real estate market cycle. Now, I'm here to save you from the same fate, unpacking the intricacies of the four phases—recovery, expansion, hyper supply, and recession—so you can make moves that make cents. We navigate the hopeful...
May 06, 2024•10 min•Season 3Ep. 417
Send us a text Is your dream home slipping through your fingers as interest rates and prices soar to dizzying heights? This week's real estate market update pulls back the curtain on the Federal Reserve's latest maneuvers and what it means for your aspirations of homeownership or investment. As we synthesize the latest housing market data, you'll discover insights into the 14% plunge in home loan applications from last year and a record-setting median house price that might just have you second-...
May 03, 2024•4 min•Season 3Ep. 416
Send us a text This episode is packed with lessons I learned the hard way as a landlord. We'll cover the good, the bad, and the ugly. We'll break down finding the perfect place, like how to balance how much it costs with how close it is to everything, and making sure it's safe and has the cool stuff you want. This is all important whether you're craving freedom or your parents are freaking out about you being on your own. Plus, we'll get into the nitty-gritty of signing a lease. This includes wh...
May 03, 2024•17 min•Season 3Ep. 415
Send us a text Get ready to unravel the mysteries behind Tesla's resurgence in China, the ghost of stagflation haunting the U.S. economy, and the political chess game Canada's playing with a potential Trump encore. Our electrifying discussion with Canadian official Francois-Philippe Champagne promises key insights on how the Great White North is strategizing for the future, especially with climate change and electric vehicles at the forefront of international policies. This episode is a rollerco...
May 01, 2024•5 min•Season 3Ep. 414
Send us a text When Melissa Rymer triumphantly returned to Wealthy AF, she didn't just bring her finance expertise; she brought a story of resilience that echoes in the hearts of many. With her path through the treacherous terrain of narcissist abuse to a beacon of financial wisdom, Melissa's tale is more than just compelling—it's a roadmap for anyone seeking to reclaim their financial identity. We explore the nooks and crannies of credit scores, emergency funds, and the life-changing knowledge ...
Apr 29, 2024•42 min•Season 3Ep. 413
Send us a text Ever feel like the little guy can't catch a break when it comes to property rights? Well, hold onto your deeds, New Yorkers, because we're breaking down a groundbreaking law that's about to change the game for homeowners! This week, we're unwrapping the details of legislation that's putting squatters on notice and empowering law enforcement to protect your castle. Amidst a backdrop of fluctuating housing market data, we're cutting through the noise to bring you the lowdown on what...
Apr 26, 2024•4 min•Season 3Ep. 412
Send us a text Unlock the secrets of shifting from restaurateur to real estate mogul as Gino Barbaro takes us through his transformational journey. Gino, alongside his partner Jake, has not only constructed a multifamily real estate empire but also empowered students to acquire over 76,000 units and generate $5 billion in deals. Our riveting conversation digs into the importance of preparation and strategic finesse in real estate transactions. Gino's personal tales and actionable advice serve as...
Apr 26, 2024•1 hr 2 min•Season 3Ep. 411
Send us a text Are electric vehicle prices reaching a tipping point? Tesla's recent price slash suggests a market at a crossroads, and this week, we're examining the seismic shifts in Elon Musk's empire. We wade into the competitive waters where Tesla battles not just a sales slump but an onslaught of cheaper alternatives, especially from China. If you're eyeing a Tesla, our discussion could sway your decision to buy now or hold off as the company navigates through stormy seas. Then, we shift fo...
Apr 24, 2024•4 min•Season 3Ep. 410
Send us a text When the odds are stacked against you, the triumph of the human spirit can spark a remarkable transformation. This episode features the extraordinary Jennifer Hernandez, a single mother who conquered childhood trauma and homelessness to become a top mortgage loan officer and entrepreneurial force. Her journey is a testament to the power of determination and purpose, embodied in her love for her daughter Destiny, which fueled her rise from adversity to success. Jennifer's experienc...
Apr 22, 2024•39 min•Season 3Ep. 409
Send us a text Are the keys to your dream home slipping through your fingers as mortgage rates climb? This week's episode tears into the real estate market's latest numbers, offering an eye-opening perspective on what those soaring rates really mean for prospective homeowners. With a candid look at the cold, hard data—from a marginal uptick in mortgage applications to a worrying dip compared to last year—we're laying it all out on the table. If you're part of the average American household pulli...
Apr 19, 2024•6 min•Season 3Ep. 408
Send us a text This week, chat with real estate professional and lender, Jorge Almonte. We break down why getting a loan for a house is trickier these days - think higher interest rates and picky lenders. But fear not! Jorge gives us the lowdown on how to value a fixer-upper to impress even the strictest loan sharks. This episode is basically your guide to avoiding financial disaster when buying property. We talk about how a housing crash could affect businesses too, so listen up if you're worri...
Apr 19, 2024•45 min•Season 3Ep. 407
Send us a text Discover the seismic shifts in tech and finance that are redefining our world, as we examine Apple's struggle in the dragon's lair—China. With Samsung's tech wizardry casting spells in the form of advanced AI, we ponder the potential magic Apple must conjure at their developer conference to combat this formidable foe. Our journey through the economic realm uncovers the mysteries of consumer spending and the Fed's cryptic signals, leaving you equipped to navigate the tumultuous wat...
Apr 17, 2024•6 min•Season 3Ep. 406
Send us a text This episode is your financial and faith reset. We ditch the guilt trip and explore a fresh take on Christian stewardship with none other than Pastor Scott LaPierre. Here's the lowdown: Adulting 101: We break down the idea that everything you own is basically on loan from God. Kinda mind-blowing, but hear us out. It's about managing your resources (hello, side hustle!) with purpose. Materialism vs. Meaning: We're bombarded with "get rich quick" schemes, but what if true wealth is ...
Apr 15, 2024•44 min•Season 3Ep. 405
Send us a text Dive headfirst into the perplexing world of the San Francisco housing market with us, where the once-booming sellers' haven is now a landscape of potential fiscal pitfalls. We've got all the latest figures that show a stark decline in mortgage applications juxtaposed with an uptick in Google home searches—a true paradox that signals a sustained hunger for homeownership against the backdrop of economic adversity. As we wade through the muddy waters of median sale prices and the dau...
Apr 12, 2024•7 min•Season 3Ep. 404
Send us a text This episode is your guide to financial freedom, led by Navy veteran turned real estate boss Tim Kelly. Forget boring investment talk, this is about completely changing your life (and your bank account). Veterans? Tim shares how to use your benefits to crush it in real estate, from house hacking (living in part of a property you rent out) to bigger commercial buildings. Feeling lost? We get it. This episode's about changing your mindset to ditch the dead-end job and finally be you...
Apr 12, 2024•49 min•Season 3Ep. 403
