Did you know there have been 29 market corrections of 10% or more over the last 50 years? That averages out to more than one every 2 years and this volatility can play havoc with your financial security UNLESS you build a strong foundation of GUARANTEES first. Investment opportunities are nice, but don’t let them lure you away from building your all-important foundation. Build your foundation first and then the world becomes your oyster. 4 Steps to Wealth in order of priority = Protect, Save, Ma...
Feb 19, 2019•15 min
Filmed on location in India 🇮🇳, with a top-quality production spanning 5 continents - The Least of These (movie) 🎬 was released in US theaters February 1st 2019. It is a story of compassion, desperation, truth, deception and forgiveness. Hear first hand from Krish Dhanam as he takes you behind the scenes and reveals the journey of this amazing project and what the message means for you. You see, life and wealth are 3 dimensional and you have to get all 3 dimensions right to be a complete succ...
Feb 13, 2019•21 min•Ep. 197
There’s a big difference between quality motivation and high-pressure sales tactics often used by insurance salespeople. Here’s what you need to know to discern the real deadlines so you can be comfortable with this important purchase. There’s no excuse for hhigh-pressuresales tactics, but neither is there any excuse for procrastination. Call our office for a no-pressure life insurance experience, or a second opinion on your current policy: 702-660-7000 2019 Workshops - See the Current Schedule...
Feb 06, 2019•23 min
Financial entertainers 🤑 will tell you that you need to “cut out your coffee” ☕️ to get out of debt, save for your future and become a millionaire! Maybe that’s true for them, but is it true for you? BALANCE is key. Discover how to balance your financial life so you can save with sustainable guarantees, get out of debt and achieve your dreams without sacrificing your quality of life. The basic recipe is simple. Your details are unique. Call us for assistance with your strategy to get out of deb...
Jan 30, 2019•19 min
There’s a lot of “alphabet soup” 👀 surrounding HRAs (Health Reimbursement Arrangements), HSAs (Health Savings Accounts) and FSAs (Flexible Spending Accounts)…even people who are really smart managing money don’t always realize the potential of using these tools to save money. When it comes to HRAs there’s a traditional 105 HRA and also the QSEHRA which provides great options for small business employers & employees. Now there are some new plans on the horizon for 2020 like the ICHRA and EBH...
Jan 22, 2019•26 min
You may remember the iconic character, Mr. Toad the motorcar fanatic 🚘, from Kenneth Grahame’s classic Wind in the Willows. What you may not know is how to recognize wild Mr. Toad rides in the financial world. 2 new Debt Bubbles have been growing since the subprime lending crisis around 2008. Combined there are over 10 trillion dollars and many Americans directly exposed. Now the Federal Reserve is raising interest rates - could this pop the bubbles? 📌💥 Don’t be caught by surprise. Listen for...
Jan 15, 2019•13 min
Did you know Southwest Airlines made a profit every year while other airlines were struggling in a post 9/11 world? ✈️ Could war strategy books help you become a better money manager? ♖ Practical people know that truth in one area of life can often be reapplied to other areas of life with the same success. So can lessons from failure. When it comes to failure, it’s always better to learn from other people’s failure than from your own. Resource Link: Facebook LIVE Jan 2019 - 6 Things You Need to ...
Jan 08, 2019•13 min
Did you know that 2018 was the worst year in the US stock market since 2008? Learn from 2018 and build a resilient toughness 💪 into your financial future for 2019 and beyond. Happy New Year! Read more about the value of a Volatility Buffer in retirement here Call 702-660-7000 for your personal strategy session.
Jan 01, 2019•14 min
Did you know that Warren Buffett’s first business venture started at age 6? And at age 11 he was working in his father’s brokerage firm. Listen for the story and why it’s so valuable for children to learn wise money management values as soon as possible. Get the 2 children’s books by Gracine and Anna McFie here on the Life Benefits store. https://www.life-benefits.com/store/ Also on this show - a question Dr. Bret about pre-payment penalties on business loans and some thoughts on when it’s good ...
Dec 25, 2018•22 min
But IUL is no way to get great guarantees on your money. If you want to help your friend, you might even be able to pay them the commission they would have earned if you bought the policy from them, and still come out ahead! 😳 IUL is a hybrid insurance product based on term insurance where the cost of insurance is increasing every year. Discover why guarantees from Whole Life insurance are better…and if you really want to invest in the index fund, go ahead and invest directly so your growth isn...
Dec 19, 2018•26 min
Shopping for Christmas, Birthdays and other celebrations can be fun, and sometimes tough too. Some people go into debt this time of year.😟 And maybe you can’t find a gift that really expresses the love you feel for someone. Here are some tips to keep your shopping fun, enjoyable and fulfilling for true wealth in all aspects of your life. Remember that the most important things in life aren’t things. Protection and security for the future is one of the most meaningful gifts you can give to your ...
Dec 11, 2018•30 min
13 years ago we came home to Robbers in our House. What we learned, would change our Life and Financial Thinking forever It was a dark, drizzling dreary November evening 13 years ago, when we came home to Robbers in our house!👺 They got away with many things…some which you can never replace. The cleanup process was emotional, but also helped change our thinking. For example: If the thief didn’t take _____, is it really as valuable as we think? During the cleanup process, Michele ran across a le...
Dec 04, 2018•33 min
Premium Financing promotions seem to be all over the place today! But with so many moving pieces 🎲 are they really the best idea for you and your family?? Here’s what you need to know to secure a golden financial future 🔑 - from simple budgeting for extra expenses (like a new transmission) - to the best way to plan for life insurance premiums. You are listening to Wealth Talks 🎧 More info on Premium Financing: Premium Financing (Stacking and Laddering Policies) - VIDEO Premium Finance - BLOG...
Nov 27, 2018•25 min
Many people are looking beyond traditional health insurance to faith-based healthcare sharing ministries. ⛪️ Not only can you stand up for the healthcare values you believe in, but you can often save money too. Since the Affordable Care Act requires health insurance to cover pre-existing conditions, traditional heath insurance premiums have skyrocketed🚀 Participating in a healthcare sharing ministry is often much less expensive than traditional insurance because these groups CAN make exclusions...
Nov 20, 2018•23 min
Ever feel like you’re trying to decipher Mandarin Chinese when it comes to Life Insurance? 🤔 Each industry and niche has a special set of terms, and it all becomes much easier when you know what these terms mean! Get the high-level overview today which is more than average life insurance agents know. And if you already have life insurance request a complimentary Policy Review to understand what you own. Click here to Request Your Complimentary Policy Review...
Nov 14, 2018•23 min
Some people love it.😍 Some hate it.😡 Explore the value of life insurance in your financial plans and how to integrate this tool to maximize your results. The Perpetual Wealth Code™ outlines a system to build a strong foundation for your financial future.💰 Today we review this system and answer relating questions from the 2018 Wealth Summit audience. 🎤 Missed the Wealth Summit? Get Online Access to the Recording Here - $297 📞 Call 702-660-7000 to discuss your personal situation or Request a ...
Nov 06, 2018•33 min
Health Insurance Made Easy with Special Guest Jack Hooper Open Enrollment for 2019 Health Insurance is just around the corner! (November 1st - December 15th 2018) Small Business Owners (up to 50 employees) have some great options to limit cost and help em
Oct 30, 2018•27 min
In 2019 we’ll be hitting the road for workshop events around the USA. You can submit a request for your area on our website here www.life-benefits.com/contact . Or let us know by phone 702-660-7000. Get Online Access to the Full Wealth Summit Recording - $297 (ready by December 1st or as soon as editing is done) 2019 Wealth Cruise Details...
Oct 23, 2018•11 min
Today on Wealth Talks, join Tom, John, and Michele McFie as they take questions from the live audience at the Wealth Summit. Learn about the Perpetual Wealth Code, Life Insurance, and advanced strategies about money.
Oct 15, 2018•31 min
If you ever get the dreaded “brown envelope” from the IRS, you want someone like Jack Cohen CPA on your side of the table. Jack worked for the IRS for 33 years and now represents people in front of the IRS…you could say he say he saw the light and turned back from the dark side. Today on Wealth Talks, Jack previews some the topics he’ll be sharing at the Wealth Summit including the new limitation on SALT deductions (State and Local Income Taxes) and the 2018 tax break for business owners. Don’t ...
Oct 09, 2018•20 min
Mark Dealy will be sharing his Perpetual Wealth Code™ journey at the Wealth Summit this year! Today on Wealth Talks you get a personal insight into 2 key factors that have contributed to Mark’s successful journey. Come here Mark speak LIVE at the 2018 Wealth Summit - Register here Mark Dealy owns a landscaping company in Washington state. He is also a Wealth Mentor at Life Benefits and helps people to wisely implement the Perpetual Wealth Code™. You can reach him by phone at: 360-220-6641...
Oct 02, 2018•21 min
“So many people spend their health gaining wealth, and then have to spend their wealth to regain their health.” -A.J. Reb Materi More and more people today are getting diagnosed with Alzheimers, Parkinson’s, ALS, Dementia and other Brain/Nerve related diseases. But it didn’t used to be this bad. What changed? Healthcare & Assisted Living are no fun and they’re pretty expensive too - big Wealth Killers. Dr. John Bergman will be at the Wealth Summit sharing the data and some things you can do ...
Oct 01, 2018•14 min
Growth and expansion is REQUIRED - not optional. Trying to keep your family or business the same size guarantees only one thing - that it will shrink. Why does the United States print the words “In God We Trust” on the currency? Is there such as thing as an “ evil corporation ”? Today on Wealth Talks, Rabbi Lapin shares nuggets of wisdom to help you Grow and Protect your Wealth. You can meet Rabbi Lapin in person when he speaks LIVE at the 2018 Wealth Summit Oct 12-14th in Las Vegas - Register h...
Sep 25, 2018•24 min
4 tools everyone should use in their personal legal foundation because…what you KEEP is more important than what you MAKE.💰 Special guest Attorney Lee Phillips, spent several years of his life earning an extensive college education. 6 months after graduation (age 27) he was diagnosed with Stage 4 cancer and all the golden prospects of a wonderful life came crashing down.💥 Come hear Lee speak LIVE at the 2018 Wealth Summit - Register here Learn from Lee’s journey so you can protect yourself and...
Sep 19, 2018•19 min
Is 10% of your income enough to be saving for your financial future? Should you be saving more? There is a way to save more by quickly converting your 10-20-70 budget to 30-70 without working any harder. Listen and Discover how. Resource Link - 10-20-70 Worksheet Also in this episode, find out how you can manage your large portfolio of life insurance policies easily and efficiently. Thank you Jason for writing in with this question....
Sep 11, 2018•21 min
Thomas Edison once said that “Opportunity is missed by most people because it is dressed in overalls and looks like work.” How true! As Brian Tracy has observed, “Successful people are always looking for opportunities to help others. Unsuccessful people are always asking, ‘What’s in it for me?’” At the Wealth Summit Dr. Terryl Wolfswinkel will be speaking on Opportunity and how to be ready when opportunity comes knocking. Today on Wealth Talks he gives a “sneak preview” to his valuable presentat...
Sep 05, 2018•22 min
Growing up in Argentina in the late 1980’s, Max Ponzone started trading currency through a local exchange with a friend at age 9. Escaping the economic turmoil of Argentina his family moved to South Africa in 1991 where it all happened again.😲 Today Max lives in the United States. He trades options and has started a company called Trade Cheetah creating a tool to manage positions and integrate investing strategies to transform the way investors, find, manage and trade stock options. Come hear M...
Aug 28, 2018•28 min
What a loaded question! So many variables - and most likely, some still unknown. But it is important to have some idea of where you want to go so you can plan and save to get there. Today we explore a few high-level examples to reveal how much you might need for retirement. How much with Traditional Investments? How much with whole life insurance? Plus some other options that are available to maximize income from your assets. Results can vary widely from case to case so we encourage you to conta...
Aug 21, 2018•31 min
With the stock market raging, unemployment being lower than it has been in years, and the economy performing better than it has for a very long time, many are asking, “How does this effect my financial future? The Perpetual Wealth Code™ was designed, much like Vanguard Mutual Funds were designed, to produce profits for Main Street and NOT the vultures of Wall Street. That is because even while Wall Street roars, Main Street groans under the risk that it is forced to carry. Yet, with the Perpetua...
Aug 14, 2018•32 min
Contrary to Dave Ramseys' recent claim, Millionaires DO use Life Insurance to Grow and Protect Wealth. Let's take a look together at some real-life examples that debunk Dave’s misapplied data.
Aug 07, 2018•21 min
