Wealth Talks

Episode 108 The Wealth Summit

The 2017 Wealth Summit is coming up in a few short months: October 6-8th. Discover the value of this seminar and then register for the best savings before June 30th. www.wealthsummit.net

Protecting Your Assets Episode 107

If you’re serious about building wealth, then protecting your assets is a MUST. Today we share tips on Asset Protection and how to establish a solid legal foundation AND bypass expensive attorney fees to establish a good asset protection framework. Get Resources here: http://www.life-benefits.com/podcast.html

Reading a Life Insurance Illustration Episode 106

An illustration is to a life insurance policy what a blueprint is for a house. Michele McFie joins Tom and John to share how to read and understand the numbers on a Life Insurance illustration.

Planning For Taxes Ahead of TIme Episode 105

Tax time doesn’t have to be stressful IF you plan ahead of time. Keep more of the money you make by planning in advance, and discover some helpful tips and information for tax planning. Get the End of Year Checklist download from Podcast Resources at: www.life-benefits.com/podcast.html

Sharing with Friends and Family Episode 104

Communicating Clearly and Effectively. Money, Politics and Religion are usually taboo topics in social circles of friends and family. But it doesn’t have to be this way. Discover how to communicate clearly about Money. Close families especially should b

Financial Solutions Episode 103

Solutions to help you increase and protect your wealth. From Education, Live Events and The Perpetual Wealth Code™, to online software, calculators and blueprints, we want you to keep more of the money and grow wealthier every year.

Retirement and Passive Income Episode 102

Planning for Retirement and future Passive Income are top priorities for many people we talk with on a weekly basis. Today on Wealth Talks, discover why the “4% rule” is no longer relevant and some things you can do now to start planning proactively for your future.

Wealth and Family Episode 101

Preserving your family values for handling money and wealth. Discover some simple practical activities you can do with your children to plant the values of Perpetual Wealth and Wise Stewardship even at a young age. Here is the link to get the children books discussed in this episode: http://www.life-benefits.com/store.html

Downside of The Perpetual Wealth Code? Episode 100

The greatest downside of The Perpetual Wealth Code™ and options for passive income in your Golden years. Hint: The downside is also your greatest benefit in using The Perpetual Wealth Code™. Psst…be sure to check our YouTube channel to see the office tour video Jesse is sharing this week.

Withdrawals vs Policy Loans Episode 99

Do you want a withdrawal or a policy loan? Discover the important difference between these two, and how they affect Cash Value and Death Benefit growth in various life insurance policies.

What is a Paid Up Additions Rider? Episode 98

Different insurance companies call the Paid Up Additions Rider by different names, and provide different payment options. Basically this rider is used to jump-start early cash value in a policy. There are technical terms in today’s episode so get the big idea and remember we’re here to help with the details.

Variable Universal Life Insurance Episode 97

Discover the ins and outs of Variable Universal Life Insurance (VUL). Does it make sense to buy VUL if you want to invest in stocks and don’t need the death benefit? Get the answer to this question + more perspective in this episode.

Cheap Insurance is Cheap Episode 96

Discover the dangers of Guaranteed No-Lapse Universal Life insurance and why guarantees in this product are not the same as the quality conservative Guarantees found in Participating Whole Life Insurance.

News and Updates Episode 95

Ben and Jesse McFie join Tom and John in the studio sharing some recent news and conversations. Then we talk about being a good Money Manager and why you should think twice before borrowing from one policy to pay another.

Comparing Life Insurance Episode 94

Whether you’re comparing whole life policies, or deciding whether it’s the right time to take a policy loan, it is most profitable to Think in Percent. But a rate of return can be too deceptively simplistic. Discover what percentages are truly important.

Planning For the Future Episode 93

Planning for the future with Convertible Term Insurance. Explore the rates on good Convertible Term Insurance and get a sense of the future Whole Life Premiums for converting. Be sure to download the resource charts for this episode at www.life-benefits.com/podcast.html

Practical Review

In this episode Michele McFie joins Tom and John to talk about Dividends and how to practically compare illustrations. She will also share with you some helpful tips and techniques. To have us review your Illustrations and/or inforce policies, Contact: team@life-benefits.com

Real Estate Investing

Insight on Real Estate Investing and The Perpetual Wealth Code™ with a “lump sum” of money versus an income stream. Discover why balancing life insurance with other investment opportunities is more important than trying to get the max $ into life insurance premiums immediately. Episode Resources: Podcast.Life-Benefits.com

Universal Life Insurance

Listen to this podcast and better understand Universal Life and the risk assumed by the policy owner. Discover why basing your financial foundation on guarantees which are maximized in a properly designed Whole Life product is of such importance to you and your financial well being.

Dividends Explained

Special guest Dan Foley, CLU (Vice President of Marketing Technology at Security Mutual Life Insurance Company of New York) joins Dr. Tom and John McFie to share how dividends work in a whole life insurance policy with a mutual company. Discover why dividend rates vary from company to company and the best ways to compare the performance of insurance products.

Good Debt

How to manage debt wisely whether it’s a mortgage, car loan, business loan or policy loan. Life Insurance plays a key role in providing protection against outstanding debt and becomes the best environment for savings and a foundation for other investment opportunities.

Budgeting

This week on Wealth Talks Tom and John talk about the keys to a successful budget. Listen to this episode and discover how a percent based budget can provide you more freedom and scalability than a traditional flatline budget based on fixed expenses.

Reaching Your Potential

Replacing a Policy

Should you replace an existing life insurance policy or keep what you have? Today we clear muddy waters surrounding this question and share some key factors that can help you make the best decision.

Report on the Economy

We don’t usually talk about job reports and confidence levels, but some special things are happening right now. Despite the looming stock market crash from unprecedented highs which has been predicted by several experts, the next few years are likely to be a great time for small business growth, translating to more personal income and savings for middle-class Americans. Consider these facts and how you can improve your position now so you’re ready when opportunity knocks.

The Importance of Planning

Joe Biden says “I no savings account, but I have a great pension and a great salary.” For those of us who don’t have a six figure pension backed by taxpayers, discover how to plan for the future in a way that keeps all the options on the table as long as possible.

Smart Shopping

The holiday shopping season is here again. Today we explore smart shopping tips (offline & online) integrated with The Perpetual Wealth Code™ to save you time and money.

10-Pay Policies and Interest Rates

Discover why 10-pay policies are NOT the best way to build wealth using life insurance. Dr. Tom and John McFie discuss a recent case and how the agent erroneously tried to reason that “the policy loan rate doesn’t matter because you get it all back in the end.”

Being Thankful

Being thankful is a powerful way to generate wealth that can never be replaced or taken away from you.

Diversification and PWLI

Special guest Layla Vanderslice joins Dr. Tom and John McFie sharing about Diversification. Is it good or bad? Why does Warren Buffet say diversification is for people who don’t know what they’re doing? Are Mutual Funds diversified? Is PWLI diversified? Are there different types of diversification? How does it all pan out in the end…especially if you need Long Term Care?