Episode 48 Planning for the Future
Listen to this episode and learn how the Average American spends money, and saves money for the future. On this episode, Dr. Tom McFie also shares his perspective on Currency Collapse.

Listen to this episode and learn how the Average American spends money, and saves money for the future. On this episode, Dr. Tom McFie also shares his perspective on Currency Collapse.
In this episode encounter some pros and cons of tax deferral and understand how to use Life Insurance to get some benefit from tax deferral without losing access to your principal.
In this episode Dr. Tom and John McFie take a look at a 20yr Actual Rate of Return on the S & P 500 compared to the tax equivalent rate of return on Participating Whole Life Insurance Cash Values. They also address a common question: Should you take a pol
This week on Wealth Talks, Dr. John Schellenberg joins Dr. Tom and John McFie to talk over strategies for buying a house AND the best methods to retrieve money from Tax Qualified Plans.
Learn how to make sure your legal documents will do what you want them to do. Resource Link: documentreview.life-benefits.com * Includes Bonus to last episode: Info that Dr. Tom McFie’s Dad received from Social Security in 1948.
This week on Wealth Talks Tom and John McFie talk about Social Security and how it was sold as an “Insurance Plan” but turned out a “Ponzi Scheme.” In addition to the history, find out what is affecting Social Security today so you can make good plans for the future. Website: www.life-benefits.com Phone: 1-866-502-2777
Think through your options first. In this Episode Dr. Tom and John McFie share some recent cases. Many insurance agents ignore important consequences to pad their pocket and sell a bigger 1st-year premium which = more commission.
Today on Wealth Talks John and Jesse McFie talk about 3 common myths about Whole Life Insurance. 1) WL is best for Pre-Retirement Income Protection 2) WL provides a Great Investment Return 3) The Insurance Companies are Great Investors.
Inflation steals the value of savings without changing the figures. It is an insidious form of taxation. Doomsayers mourn this fact. Optimists try to change it. Leaders adjust to the fact and work with it.
In this episode Jesse joins Tom and John McFie in the studio to talk about taking action in life, and being cautious to never confuse motion with progress.
In this Episode, John and Jesse draw lessons from a landscaping project that can help you build a great team for success in Your Financial GAME.
By listening to this episode, you'll find a way to evaluate your New Year Resolutions and use the powerful One-Touch Rule to stay on track and achieve your dreams.
Do you live your life to “get through” or to “grow and improve”? Your answer creates the lens through which you view your savings and wealth. Once you know where you’re going Savings + Saving in the Right Place = A Great Start on the Road to Financial Wealth.
Winning is a habit, but so is losing. Discover how to track what really matters and improve the results in Your Financial GAME. 702-660-7000 www.life-benefits.com
In the words of Vince Lombardi, “Practice does not make perfect. Only perfect practice makes perfect.” In this episode you'll discover how to build the right team and perfect the practice in Your Financial GAME. Also, Dr. Tom shares some options that are available when looking to get money out of a Qualified Plan.
In this episode, learn why the control of your own money trumps all other financial strategies, and discover how the right life insurance helps you keep better control of your Savings, Assets, and Liabilities.
In this Episode, Dr. Tom and John McFie talk about common places to park or invest your money include an IRA, 401(k), 403(b), ROTH, SEP, 529, Real Estate, Stocks, Bonds, Mutual Funds, Money Marketing Accounts, CDs and even Further Education. But what are the consequences? After listening to this Podcast, call 702-660-7000 for more information and a complimentary strategy session with one of our wealth consultants.
Understanding Your Financial GAME results. Money in one place is not always the same as money in another place.
Discover how your values translate to actions and help you toward greater wealth or away from it. Roy Disney said, “It’s not hard to make decisions when you know what your values are.” This episode will help you recognize your values and filter through distracting sound bites to get the full truth.
In this Episode Dr. Tom and John McFie talk about Time and Money. If time was unlimited it’s value would be destroyed, and when money is created out of thin air it’s value is also destroyed. But combine these 2 limited resources Time and Money together, and you get something called The Time Value of Money. Learn how to make The Time Value of Money work for you as you Win Your Financial GAME. www.life-benefits.com 1-866.502.2777
In this Episode, Dr. Hugh Cradduck joins Dr. Tom and John McFie to discuss Strategies for Future Income with The Perpetual Wealth Code™, how to protect Social Security Income from taxation, and 2 ways to create an income stream using Life Insurance. Dr. Hugh Cradduck also shares his journey with The Perpetual Wealth Code™.
Why are some people skeptical of the truth yet fall easily for speculation? Fear and greed are 2 powerful motivators behind this dangerous pattern. Discover how to reverse these emotions and use logic correctly so you will be skeptical of speculation, and able to trust the truth.
In this Episode Tom and John talk about “Above Down Inside Out” and how to apply the "3Ds" to create Good Profits and Wealth.
Today on Wealth Talks, Dr. Tom has invited Tom Balmer back to the show to share with the you how he is using The Perpetual Wealth Code™, and how it has changed his life. Tom Balmer is a Client and also a Mentor with Life Benefits. After practicing The Perpetual Wealth Code™ and gaining experience with it in his personal life, Tom became filled with passion to share the message that transformed his future, with others.
On this Episode, Michele joins Tom and John McFie to talk about the three books Tom has written, and how they making such a huge difference for people winning their financial GAME. The books are: Prescription for Wealth, Winning Your Financial GAME, and Retirement Curveball. (Released earlier this year)
In this Episode Tom and John McFie talk about how to make your money more productive. It’s normal to compare one investment to another. What if you could continue earning money on your savings while making an investment too? Good News!... You can.
Today on Wealth Talks, Tom and John McFie talk about the importance of thinking in percent, and Tom tells a story about when him and Michele were at Office Depot recently, and the sales lady asked if they would like to buy some stamps... In this episode Tom also shares some wisdom he learned from one of his previous patients who was extremely wealthy, that has changed his life forever. It can change your life too. You can watch the video here: http://www.life-benefits.com/podcast.html...
In this Episode, Michele McFie joins Tom and John in talking about how Money and Numbers are different, and how this affects Your Financial GAME. Tom talks about how Wealth is more than money, and then Michele shares a quote she saw recently... "Some people are so poor, all they have is money." Think of Howard Hughes for example...
Beginning with a quote from Henry Ford, "Those who have the money make the rules", Tom and John talk about the importance of having Captial (Seed Money). Remember...The more money you have, the more people you can help.
Tom and John McFie talk about using Positive Cash Flow for defense in Your Financial GAME. This strategy is also used by Warren Buffett and Jeff Bezos to expand their opportunities and make money.