I've decided to opt out of credit cards. And I have my reasons. I'm not saying anyone is "wrong" for using credit cards or that credit cards will ruin your life (although they sometimes do ruin lives) but I am suggesting that it may be worth re-examining why you use credit cards and deciding for yourself if they are really worth it. Here are my reasons for not using credit cards.
Creativity is a natural ability, but unfortunately, it is often beaten out of us by our life experiences. Over time, we learn that many people do not want to hear our creative ideas and begin to fear that inner child. We muzzle and mute the part of us which is always ready to jump out and share our excitement and ideas with the world. But it is this inner child who is often at the center of truly great new ideas. So sometimes you have to let it out In this conversation with Lorraine Ball from Di...
ESG investing is the practice of incorporating environmental, social, and governance factors into investing as a way of making a positive impact in the world. But ESG can sometimes be misunderstood. Let's debunk some of the most common myths.
It's easy to let old 401(k) accounts sit dormant when you leave a job. So what happens if you forget about it for a while? It may be in danger of escheatment. We'll talk about what that means and how to avoid it.
As business owners or 1099 contractors, it's likely that we need to pay quarterly estimated taxes. But how do they work? How much do we need to pay? We'll discuss the mechanics of quarterly estimated taxes today with Kim Padgitt from The Tax Advantage LLC.
For many business owners, it's not enough to just make money. We also want to have a positive impact in the world and in our communities. We'll talk through some ways businesses can align business with values.
We encounter a lot of financial documents throughout our lives. Which ones do we need to keep on file and for how long? This episode includes a downloadable checklist.
Are you thinking of investing in Bitcoin or other digital assets? Are you experiencing FOMO but not sure if it's wise to invest and if so, how much? And what about the environment? Isn't Bitcoin an energy hog? We'll discuss all this and more.
Many people save for financial independence using an employer-provided 401(k) plan. It's the most well-known retirement plan today. But what if you don't have access to one? What are your options?
If you're starting or running a business, you may have heard of an EIN (Employer Identification Number). Do you need one? What's it for?
Budgeting with an irregular income can be a challenge. But it's not impossible. We'll cover some approaches and tips for making your budget work even with unpredictable cash flow.
Are you an entrepreneur or someone with entrepreneurial aspirations? Whether or not you want to have an exit plan, it's important to be intentional about it. And if you do want to sell someday, what does the path look like?
Should you invest in bigger lump sums or is it better to invest on a steady recurring schedule? Let's discuss.
Whether you are a business owner hiring people or you are working for someone else. knowing the rules of how people should be classified is really important. We'll unpack the differences in this episode.
Relating with money can sometimes be complicated and we often lie to ourselves about it. We're joined by fellow financial advisor, Dan VanDusen to discuss 7 of the most common money lies we see.
It's often easy to default to accepting the life or disability insurance from an employer and feel like you've "checked the box". But is this wise?
When you set up an investment account, you typically store your money at a "custodian". But what is that and why does it matter?
The world of finance can seem like a mysterious black box at times. Do you often wonder what your financial advisor is actually doing? Let's find out!
Are there financial benefits to hiring your child? Learn how to do it properly and how it can help you transfer money efficiently to your child.
Financial planning doesn't (always) have to be complicated. And it's not always 100% about the math. Learn how to create a simple, impactful financial plan that you will actually read and maintain using only a Google Doc or Word Doc.
We envision a financial plan to be this magical roadmap that tells us we're on track and that we'll have enough money. But is that how it works in reality?
Target date funds often show up in 401(k) plans and 529 plans as the "default" option. But what is a target date fund and should you use one?
PPP2 is available to small business owners. Should you apply? How is this round different? Is it possible to get it twice? What if you're a 1099? We cover these questions and more.
Whenever something newsworthy happens related to the stock market, interest increases and FOMO sometimes takes hold. Should you be trading stocks? What are the risks and benefits?
Sometimes things just don't work out. And it's ok. Let's talk about how to break up with your financial advisor gracefully and smoothly.
For entrepreneurs looking for ways to grow and make more money, the array of marketing options can seem overwhelming. But one approach is consistently reliable: referral marketing. Networking and referral marketing expert, Tiffanie Kellog joins us to teach us how to use referral marketing to grow and thrive.
The Roth IRA is a core retirement account that is a core component of many financial plans. But there are certain restrictions that can prevent people from using it. We'll talk about a workaround today called the "Backdoor" Roth IRA.
Every year, I do Chris Brogan's "Three Words" exercise to start the new year with purpose. I've done it for many years now and I am 100% in love with it. I'll share how I did last year and what my words are going to be this year. And I'll share how you can do it, too.
I'm indulging myself a bit for the last episode of the year. I'm going to give you a detailed description of what it looks like to work with me as a client.
