Wealth On Main Street - podcast cover

Wealth On Main Street

Richard Canfield & Jayson Lowewealthwithoutbaystreet.com
Welcome to the Wealth On Main Street podcast, a guide to building dependable wealth. Join Richard Canfield and Jayson Lowe as they unlock the secrets to creating financial peace of mind in an uncertain world. Discover the strategies and mindsets to a financial future you can bank on. Discussing The Infinite Banking Concept and strategy of Becoming Your Own Banker in Canada as only Canucks can!
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Episodes

284: Taking Financial Control: Being the Pilot of Your Finances with John T. Urbik IBCP

Wealth On Main Street 284: Taking Control: Being the Pilot of Your Finances with John T. Urbik IBCP You are the pilot of your own financial aircraft. If you don’t take the controls, someone else will, often without your best interests in mind. Thousands of hours logged in the cockpit. Countless missions flying B-52 bombers through war zones. In this episode of the Wealth On Main Street podcast, Richard Canfield and Jayson Lowe sit down with John T. Urbik, IBCP, to explore how lessons from aviati...

Aug 13, 202551 min

283: Double Your Financial Freedom: Bitcoin and Infinite Banking Together with Shaun Somers

Wealth On Main Street 283: Double Your Financial Freedom: Bitcoin and Infinite Banking Together with Shaun Somers Imagine having a financial system where your savings are safe from government overreach and bank restrictions, while your child’s first major purchase is financed through your family’s own private banking system. In a recent episode of the Wealth On Main Street podcast, Richard Canfield sits down with Shaun Somers to explore how Infinite Banking and Bitcoin—when used together—can rev...

Aug 06, 202547 min

282: How Millennials Are Rewriting the Money Rules with Infinite Banking

Wealth On Main Street 282: How Millennials Are Rewriting the Money Rules with Infinite Banking If you’ve ever wondered why the old money advice doesn’t quite sit right with you, you’re not alone. Millennials have lived through economic upheaval, student debt crises, housing bubbles, and a digital revolution. In this episode of the Wealth On Main Street podcast, three millennial advisors—Taran Sousa, Quan Pham, and Paul Eikeland—joined Richard Canfield to unpack why their generation is abandoning...

Jul 30, 202539 min

281: Taking Charge of Your Wealth That Lasts Generations with Justin Maxwell

Wealth On Main Street 281: Taking Charge of Your Wealth That Lasts Generations with Justin Maxwell You’ve worked tirelessly to build a thriving business, but there’s a quiet question you carry: Am I just earning a high income, or am I truly building wealth that will last beyond me? It’s a question that goes beyond bank accounts or investment portfolios. It’s about purpose, legacy, and how you shape the future for your family and the generations that come after you. In this episode of the Wealth ...

Jul 23, 202540 min

280: How Legacy Planning Protects Your Family’s Generational Wealth with Shane Stirling

Wealth On Main Street 280: How Legacy Planning Protects Your Family’s Generational Wealth with Shane Stirling If you're building something meaningful, a business, a legacy, a future for your kids, then you've likely asked yourself: How do I ensure this wealth doesn't vanish in a generation or two? Honestly, it’s a question more families should be asking. On a recent episode of the Wealth On Main Street, entrepreneur Shane Stirling joined Jayson Lowe and Richard Canfield to share his deeply perso...

Jul 16, 202542 min

279: Break the Cycle: Build Wealth on Your Own Terms with Joseph Romualdi

Wealth On Main Street 279: Break the Cycle: Build Wealth on Your Own Terms with Joseph Romualdi What happens when your lifelong career ends, but your desire to grow doesn’t? That’s the story of Joseph Romualdi, CEO of Casa Pulita Corp and a former police officer who served for 35 years. On a recent episode of Wealth On Main Street, hosted by Jayson Lowe and Richard Canfield, Joseph shared how he transitioned from law enforcement to entrepreneurship and the powerful mindset shift that made it pos...

Jul 09, 202559 min

278: Attracting Clients by Owning Your True Value with Derrick Kinney

Wealth On Main Street 278: Attracting Clients by Owning Your True Value with Derrick Kinney You don’t need to shout to be seen. The most successful advisors aren’t chasing clients or begging for attention. Instead, they’re drawing people in naturally—with confidence, clarity, and a deep conviction that their work creates real impact. When your message is meaningful and authentic, clients notice. And more importantly, they respond. In a recent episode of Wealth On Main Street, Richard Canfield an...

Jul 02, 202545 min

277: Why It’s Never Too Late To Start Infinite Banking with 82-Year-Old John Zytveld

Wealth On Main Street 277: Why It’s Never Too Late To Start Infinite Banking with 82-Year-Old John Zytveld Imagine reaching the age of 82 and finally discovering a way to take true control of your finances. That’s exactly what happened to John Zytveld, a guest on a recent episode of Wealth On Main Street, hosted by Richard Canfield and Jayson Lowe. For most of his life, John believed that life insurance was a SCAM—a relic of old financial thinking. Years of working paycheck to paycheck and watch...

Jun 26, 202548 min

276: Breaking the Cycle with Infinite Banking to Build Wealth Differently with Ashley Doyle

Wealth On Main Street 276: Breaking the Cycle with Infinite Banking to Build Wealth Differently with Ashley Doyle Breaking the paycheck-to-paycheck cycle didn’t require more hustle, but a better strategy! On an episode of Wealth On Main Street, Jayson Lowe and Richard Canfield sat down with Ashley Doyle, a financial advisor with Ascendant Financial Inc., who transformed his financial life through the Infinite Banking Concept. Ashley didn’t come from a financial background. Raised in Toronto by a...

Jun 18, 202534 min

275: Canada’s $486B Spending Plan Proves You Need the Infinite Banking Concept NOW

Wealth On Main Street 275: Canada’s $486B Spending Plan Proves You Need the Infinite Banking Concept NOW You probably read the headline—Canada’s new $486 billion spending plan dropped without a budget, roadmap, or a shred of accountability. That gut feeling you had when you saw it? You’re not alone. In a recent Wealth On Main Street podcast episode, Richard Canfield and Jayson Lowe didn’t hold back. They connected the dots between government recklessness and why you need the Infinite Banking Con...

Jun 11, 202528 min

274: How The Profit First Policy Method Changed Brandon Neely’s Life

Wealth On Main Street 274: How The Profit First Policy Method Changed Brandon Neely’s Life What if your biggest financial breakthrough didn’t come from Wall Street, but from a coffee shop flood? In a recent episode of Wealth On Main Street, Richard Canfield and Jayson Lowe sat down with Brandon Neely, an entrepreneur, Profit First Professional, and the co-host of Wealth Wisdom Financial Podcast with his wife Amanda Neely, to talk about the moment his world flipped and how it pushed him to redefi...

Jun 04, 202543 min

273: Real-Life Application of Infinite Banking to Regain Financial Control with Dr. Richard Vuksinic

Wealth On Main Street 273: Real-Life Application of Infinite Banking to Regain Financial Control with Dr. Richard Vuksinic Financial independence isn’t just about having more money—it’s about gaining more control. That’s the powerful message behind this episode of Wealth On Main Street, where Richard Canfield speaks with Dr. Richard Vuksinic, a naturopathic doctor, father, homesteader, and entrepreneur. His story offers a practical, inspiring look at how the Infinite Banking Concept (IBC) helped...

May 28, 202546 min

272: How the Infinite Banking Concept Changed Elizabeth Wall's Life

Wealth On Main Street 272: How the Infinite Banking Concept Changed Elizabeth Wall's Life One decision could change the entire course of your financial life. In a recent episode of Wealth On Main Street, Jayson Lowe and Richard Canfield sat down with Elizabeth Wall to explore how one ordinary day launched an extraordinary transformation. From a one-day temp job with no finance background to becoming a trusted Infinite Banking Concept (IBC) coach, her journey is living proof that it’s never too l...

May 21, 202539 min

271: How Does Infinite Banking Concept Enable Financial Freedom?

Wealth On Main Street 271: How Does Infinite Banking Concept Enable Financial Freedom? In a world where financial control often feels out of reach, the Infinite Banking Concept (IBC) stands as a game-changing alternative. Featured in a recent episode of Wealth On Main Street, the story of Quan Pham—a rising Infinite Banking practitioner—reveals how ordinary Canadians are using this strategy to gain extraordinary financial independence. This isn’t about stock picks or the next crypto trend. This ...

May 14, 202540 min

270: U.S. Immigration Myth: It Isn’t as Hard as You Think

Wealth On Main Street 270: U.S. Immigration Myth: It Isn’t as Hard as You Think Relocating to the United States might seem like a dream buried under piles of paperwork, red tape, and uncertainty—but the reality might surprise you. In a recent episode of the Wealth On Main Street podcast, hosts Jayson Lowe and Richard Canfield spoke with Rocki Maimone and Filomena L. Maimone, a powerhouse mother-daughter team guiding Canadians through U.S. immigration with clarity and care. This conversation tack...

May 07, 202551 min

269: Changing Lives For The Better Through Infinite Banking

Wealth On Main Street 268: How Infinite Banking Solves Business Cash Flow Stress Do you ever feel like no matter how smart or hardworking you are, your money still controls you? You save diligently. You invest cautiously. You budget wisely. And yet, you still feel stuck—like something is missing. That’s because for most people, the traditional financial system wasn’t designed to empower them. It was designed to profit off them. That’s where the Infinite Banking Concept comes into play. In a rece...

Apr 30, 202544 min

268: How Infinite Banking Solves Business Cash Flow Stress

Wealth On Main Street 268: How Infinite Banking Solves Business Cash Flow Stress A business owner already knows that cash flow is the lifeblood of the operation. It doesn’t matter how profitable you are on paper—if your cash is tied up, delayed, or inconsistent, your business feels it. Whether you're trying to make payroll, invest in growth, or simply keep the lights on during a slow season, access to capital makes all the difference. But what if there were a better way to manage those ups and d...

Apr 23, 202531 min

267: Why Infinite Banking Means True Financial Freedom with Kurt Berry

Wealth On Main Street 267: Why Infinite Banking Means True Financial Freedom with Kurt Berry Your path to financial independence does not require chasing stock market gains, relying on traditional banks, or falling for the latest get-rich-quick trend. In this episode of Wealth On Main Street, host Richard Canfield welcomed Kurt Berry to discuss why infinite banking is the means to true financial freedom. Their conversation was eye-opening and deeply personal, exploring how rethinking money can l...

Apr 16, 202557 min

266: Farmer Uses Infinite Banking to Control The Farm Operation

Wealth On Main Street 266: Farmer Uses Infinite Banking to Control The Farm Operation What if you could turn your farm, your business, or even your household into its own private bank—one that puts you in control of your money instead of relying on banks, loans, and lenders? Sounds ideal, right? But for many people, especially those used to navigating traditional finance, it also sounds too good to be true. Now this isn't just a theory—it’s something being done successfully every single day. In ...

Apr 16, 202548 min

265: The Nelson Nash Institute IBC Practitioner Council & Coaching

Wealth On Main Street 265: The Nelson Nash Institute IBC Practitioner Council & Coaching Infinite Banking isn’t just a financial strategy—it’s a movement. One that continues to grow, evolve, and touch lives across generations, and the one leading that is the Nelson Nash Institute. In a recent episode of Wealth On Main Street, Richard Canfield sat down with bestselling author and Infinite Banking Concept (IBC) expert Mary Jo Irmen to unpack the most current developments at the Nelson Nash Ins...

Apr 02, 202548 min

264: Buy Term and Invest the Difference of IBC

Wealth On Main Street 264: Buy Term and Invest the Difference of IBC The debate between “Buy Term and Invest the Difference” and the IBC (Infinite Banking Concept) is one that financial experts and advisors have been discussing for years. In a recent episode of Wealth On Main Street, Jayson Lowe, and Richard Canfield tackle this subject head-on, breaking down the misconceptions surrounding traditional financial advice and highlighting why controlling your own banking function can change your fin...

Mar 26, 202525 min

263: Family Banking: Keeping Your Wealth Where It Belongs

Wealth On Main Street 263: Family Banking: Keeping Your Wealth Where It Belongs The reality is that most people are unknowingly transferring their wealth to banks, lenders, and financial institutions without truly benefiting from it. The banking system is designed to profit off your hard-earned money, leaving you with little in return. But what if you could create a system where your family benefits instead of the bank? You can do that with FAMILY BANKING. The latest episode of Wealth On Main St...

Mar 19, 202524 min

262: Secure Cash Flow Like the Ultra-Wealthy Do

Wealth On Main Street 262: Secure Cash Flow Like the Ultra-Wealthy Do If you’re a business owner or real estate investor, you likely spend a lot of time thinking about cash flow, scaling, and planning for the future. But what if there was a way to optimize your financial strategy while securing long-term wealth? On a recent episode of the Wealth On Main Street podcast, Jayson Lowe, Richard Canfield, and guest Jason Weiss break down how whole life insurance can be a game-changer for financial pla...

Mar 12, 202546 min

261: Business Owners Need To Understand Financial Statements!

Wealth On Main Street 261: Business Owners Need To Understand Financial Statements! Understanding your financial statements isn't just about crunching numbers, it's about making smarter business decisions that help you grow, scale, and protect your wealth. This is something that came up in a recent episode of Wealth On Main Street, where Richard Canfield and Henry Wong broke down the critical gaps in financial advice business owners receive today. Many entrepreneurs assume that because they have...

Mar 05, 20251 hr 10 min

260: The Secret Strategy Real Estate Investors Overlook

Wealth On Main Street 260: The Secret Strategy Real Estate Investors Overlook Real estate investing isn’t just about buying properties and hoping for appreciation. In this episode, Rick Goldring, a financial planner specializing in Wealth and Estate Planning, joins the conversation to discuss the overlooked strategy that smart real estate investors are using to safeguard their wealth. He breaks down how real estate investors can minimize risk and create liquidity without relying on traditional b...

Feb 26, 202552 min

259: RRSP Meltdown Creates Real Estate Opportunity with Stan Wolny

Wealth On Main Street 259: RRSP Meltdown Creates Real Estate Opportunity with Stan Wolny Taking control of your financial future means making strategic moves that align with your long-term goals. In this episode, Stan Wolny joins the conversation to break down the mechanics of strategically melting RRSPs to take charge of your financial future. He shares his transition from raising $100 million in private equity in the oil and gas sector to embracing the Infinite Banking Concept and using it to ...

Feb 19, 202542 min

258: Death Planning: Strategic Planning for Life’s Inevitable Moment

Wealth On Main Street 258: Death Planning: Strategic Planning for Life’s Inevitable Moment ORDER A COPY OF OUR NEW BOOK! Don’t Spread the Wealth: How to Leverage the Family Banking System to Own All the Gold, Make the Rules, and Enjoy Generational Riches https://www.amazon.ca/Dont-Spread-Wealth-Leverage-Generational-ebook/dp/B0CW19QSGT/ Website: https://dontspreadwealth.com/ We all know that life’s only guarantees are death and taxes, but have you truly planned for the former? Pre-planning for d...

Feb 12, 20251 hr 4 min

257: The Best Whole Life Insurance Policy Design Discussion

Wealth On Main Street 257: The Best Whole Life Insurance Policy Design Discussion ORDER A COPY OF OUR NEW BOOK! Don’t Spread the Wealth: How to Leverage the Family Banking System to Own All the Gold, Make the Rules, and Enjoy Generational Riches https://www.amazon.ca/Dont-Spread-Wealth-Leverage-Generational-ebook/dp/B0CW19QSGT/ Website: https://dontspreadwealth.com/ Curious how to craft a whole life insurance policy that truly works for you? Let’s simplify the process and explore practical strat...

Feb 05, 202546 min

256: Taxes in 2025 and Beyond with Kim Moody

Wealth On Main Street 256: Taxes in 2025 and Beyond with Kim Moody ORDER A COPY OF OUR NEW BOOK! Don’t Spread the Wealth: How to Leverage the Family Banking System to Own All the Gold, Make the Rules, and Enjoy Generational Riches https://www.amazon.ca/Dont-Spread-Wealth-Leverage-Generational-ebook/dp/B0CW19QSGT/ Website: https://dontspreadwealth.com/ As the financial landscape continues to evolve, taxes remain a hot-button topic for entrepreneurs, families, and business owners seeking stability...

Jan 29, 20251 hr 1 min

255: Trump Inauguration 2025 and Infinite Banking

Wealth On Main Street 255: Trump Inauguration 2025 and Infinite Banking ORDER A COPY OF OUR NEW BOOK! Don’t Spread the Wealth: How to Leverage the Family Banking System to Own All the Gold, Make the Rules, and Enjoy Generational Riches https://www.amazon.ca/Dont-Spread-Wealth-Leverage-Generational-ebook/dp/B0CW19QSGT/ Website: https://dontspreadwealth.com/ ORDER A COPY OF OUR NEW BOOK! Don’t Spread the Wealth: How to Leverage the Family Banking System to Own All the Gold, Make the Rules, and Enj...

Jan 22, 202539 min
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