Shaz discusses the various ways you can and should diversify in property to ensure you are spreading both the risks and returns He looks at effectively making use of the 70/20/10 principle and shares great advice on how to make diversification in property really work for you KEY TAKEAWAYS The 70/20/10 rule means 70% of assets and income come from your primary strategy, 20% of income from your secondary strategy and 10% from your third strategy In property, you need to diversify to make things wo...
Apr 20, 2022•18 min•Ep. 192
Shaz goes through the hidden costs of any property deal from costing the time to complete research to the legal fees and insurance needed If you are new to property investing this is a great checklist that will mean you know exactly what costs to factor into your property purchase because the purchase cost is only a part of the overall picture and understanding the hidden costs is vital KEY TAKEAWAYS Factor in the time costs to complete thorough research for any property deal Use the services of...
Apr 18, 2022•17 min•Ep. 191
Shaz shares great content on the best way to build your pension through a SSAS and explains how TOMS works and the criteria that may mean it applies to your business He also answers questions from his live audience about FHL and SA properties and how best to use your tax allowances KEY TAKEAWAYS You cannot use the profit from buy to let property to make pension contributions You can only make contributions from trading income SA or furnished holiday lets. It has to be relevant, qualifying income...
Apr 13, 2022•28 min•Ep. 190
Shaz talks all things Serviced Accommodation in this informative episode from capital allowances through to sideways loss relief He explains the crucial differences between serviced accommodation and furnished holiday lets and discusses what tax relief can be claimed and the best ways to build capital allowances as you purchase more properties, listen in, and find out more. KEY TAKEAWAYS In a limited company when you take money out you pay income tax on the salary or dividend Claim all your capi...
Apr 11, 2022•22 min•Ep. 189
Shaz answers questions from property investors about the potential tax implications when you incorporate and move properties into a limited company and when you own properties with other people There is more great content and advice that anyone with property can effectively use in this episode KEY TAKEAWAYS With the flat rate scheme once you are over £225,000 you go onto the standard rate for VAT TOM’s flat rate works for you as a small business If a guest stays for over 28 days there is no VAT ...
Apr 06, 2022•22 min•Ep. 188
In this episode, Shaz shares in-depth and comprehensive answers to property entrepreneurs' questions about restructuring. Some activities are classified as trading and some as investment so structuring your business in the right way, using investment and trading holding companies makes a huge difference to the tax and reliefs you can claim so this episode is a must for anyone building a successful property business. KEY TAKEAWAYS With different property strategies, you should have different comp...
Apr 04, 2022•20 min•Ep. 187
Shaz explains how no money down deals work and takes us through a deal of his own that is a great example of how well ‘no money down’ deals can be a great way to build your property portfolio He also answers questions about shares and purchasing probate properties along with more information about taxes in this informative episode KEY TAKEAWAYS You can find a joint venture partner and work with a funder 100% of the funds came from the two other partners Trusts have a limited life If you are a pr...
Mar 30, 2022•19 min•Ep. 186
In this episode hear about alphabet shares and how you can freeze some shares and continue to put value into others along with great information about whether you should have a company car or not and how should you finance it Shaz also discusses business structure and how you can form a holding company structure and then use different business structures for different projects within this. If you are just getting started there’s great content that will make a difference, listen in, and hear more...
Mar 28, 2022•19 min•Ep. 185
Shaz continues sharing great advice on how to avoid the most common mistakes in HMOs From making sure you do the calculations in detail though to researching the area to make sure there is demand and understanding how to look after your tenants this is an episode that used in conjunction with Part 1 will help you avoid mistakes and make sure your HMO has good cash flow and is successful. KEY TAKEAWAYS Before you invest calculate the income, expenditure along with the potential profit and cashflo...
Mar 24, 2022•16 min•Ep. 184
Shaz looks at the 5 most common mistakes people make when starting out and running an HMO There are regulations and processes that must be adhered to with HMOs and it's important to understand what you need to do. Successful HMOs are run by teams of people who understand how to look after the tenants and the property, if you want more hands-on involvement and can build a good team this is a great cash flow strategy when done properly. Listen in to this great content so that you benefit from gett...
Mar 22, 2022•22 min•Ep. 183
If you are new to property this is a great opportunity to hear about the steps you need to take to build a successful property business Legacy and financial freedom are the reasons why the majority of people get into property but a successful property business doesn’t just happen by chance it’s about taking the right steps and building a power team and network that can help you learn and succeed Shaz explains why it’s a journey with challenges but is incredibly rewarding, enjoyable and can make ...
Mar 17, 2022•26 min•Ep. 182
Shaz shares some great steps that everyone should use if they want to do no money down deals. Building good relationships, being transparent and getting visible on social media are all important aspects of doing no money down deals. These deals can work well for both you and the investor if you’ve taken the right steps and made sure the deal stacks up. Listen in, follow Shaz’s great tips and get out there and do the deals KEY TAKEAWAYS Self-reflect and begin by asking yourself if you would do a ...
Mar 15, 2022•12 min•Ep. 181
In this Q&A session hear about how you can include your children in your business structure and the best ways to do this from a tax perspective Shaz also answers questions about title splitting, the structure of trusts and explains why you need to achieve a balance because if you only look at the situation from a tax perspective you will lose out in other ways KEY TAKEAWAYS If you have lived in a property there will be no capital gains tax and you will be covered by the principal private res...
Mar 10, 2022•23 min•Ep. 180
Shaz is explaining the tax benefits of different business structures and discusses LLPs, limited companies, and partnerships He also answers questions on company cars and how to effectively structure shares to give you the most flexibility when paying dividends This is a chance to hear great content about what you can do in your business to make sure you take are tax-efficient KEY TAKEAWAYS If you have a business you can incorporate your property portfolio and not pay capital gains tax A busines...
Mar 08, 2022•21 min•Ep. 179
In this Q&A with Shaz hear the questions people getting started in property want to know about tax and allowances Shaz shares great information about the best ways to fund education, what you can claim as expenses and the best ways to do this He also explains how loans to companies work best and the tax implications in this episode packed with useful content KEY TAKEAWAYS If the company is paying a dividend then this can be used to fund education You can claim any expenses if they are wholly...
Mar 03, 2022•29 min•Ep. 178
Shaz takes a look at some of the tax allowances that you should be looking at as a property investor to make sure you are getting the most from your business From deciding whether to incorporate through to what you can and can't claim for this is a great episode that will help anyone to look carefully at getting the most from their allowances as a property investor KEY TAKEAWAYS Think about whether you should incorporate your property portfolio Look at the potential costs and then the possible s...
Mar 01, 2022•13 min•Ep. 177
As a successful entrepreneur, Shaz has multiple businesses in very different areas with property being one of them and in this episode, he explains why it’s his favourite business giving him not only flexibility but also total freedom He shares the aspects of property as a business that mean it is like no other business, with flexibility, freedom, and extensive strategies that you can use whether you start and scale up or have a property business as an additional income KEY TAKEAWAYS Property is...
Feb 24, 2022•14 min•Ep. 176
Shaz takes us through the criteria he uses when looking at a potential goldmine area Choosing the right area is key and the critical first step is deciding on the property strategy you will be using. From identifying your competition to understanding how far you are happy to travel to your goldmine area, this is a comprehensive list that will make sure you have considered all of the key components that can impact a successful goldmine area. Listen in, use this list, and find your ultimate goldmi...
Feb 22, 2022•9 min•Ep. 175
In this, the final episode in this informative property strategy mini-series Shaz takes a look at purpose-built student accommodation, social housing, and real estate investment trusts. Every strategy has advantages and disadvantages, what you decide is right for you will be based on your priorities, how much you want to be involved and what you want to achieve Listen in to the whole series and decide on the strategies that you want to use and get started KEY TAKEAWAYS With student accommodation...
Feb 17, 2022•22 min•Ep. 174
So far in this great property mini-series, Shaz has covered Buy to Let, HMO’s, Serviced Accommodation and Buy-Renovate-Refinance-Rent as strategies along with Commercial Conversions, Flips, Joint Ventures, Rent 2 Rent, New Builds and Lease Options In this episode, he shares another three property strategies - Deal sourcing, Crowdfunding and Off-plan explaining both the positives and the potential challenges. One of these strategies could be the one that you want to get started on, listen in and ...
Feb 15, 2022•14 min•Ep. 173
There are lots of strategies out there and Shaz, across this property mini-series, shares great content and information about the advantages and the disadvantages of the main strategies out there In this episode, he explains how rent to rent could be the strategy for you if you don’t have any capital and why new builds can help you scale up to being a property developer with great margins. He also explains how lease option agreements work and how to find people who want to have a lease option ag...
Feb 10, 2022•19 min•Ep. 172
This episode takes a look at joint ventures, flipping and commercial conversions and Shaz has great advice about both the advantages and challenges of these different property strategies Shaz’s favourite property strategy is commercial to residential but each of these strategies has something to offer the property developer and ultimately its always about making sure the numbers work, listen in and find out more KEY TAKEAWAYS Converting a commercial building can be the ground floor staying as co...
Feb 08, 2022•16 min•Ep. 171
In this episode of the property strategy mini-series, Shaz takes a look at serviced accommodation, HMO’s, BRR as property strategies. He explains some of the pros and cons of the strategies and discusses the ones he uses and why, whether you are just getting into property or already on your property journey Shaz shares great content KEY TAKEAWAYS With HMO’s individual rooms are let so the cash flow can be higher but there are more regulations You need to be more hands-on managing HMO’s Speak to ...
Feb 03, 2022•20 min•Ep. 170
In this, the first episode of this property mini-series Shaz explains why buy-to-let is a good strategy to get started with and how commercial property can be a fantastic investment and worthwhile addition to your property portfolio With informative content, this is a great opportunity to hear how to get started in property and connect with the strategies that work for you KEY TAKEAWAYS Diversify and have two or three strategies Buy-to-let is a good place to start if you want to keep risk exposu...
Feb 01, 2022•18 min•Ep. 169
In this episode hear more great tips on how to avoid the most common mistakes in property. Shaz looks at financial planning, key experts along with the importance of training and explains what you can do to put yourself ahead in your property journey and benefit from the experience and knowledge of others, listen in and find out more KEY TAKEAWAYS It’s important to have a property plan and know the direction you are going in; it gives you clarity Know your financial goal and have an understandin...
Jan 27, 2022•17 min•Ep. 168
If you know what the common mistakes are you can avoid them and save money and time. In this episode, Shaz looks at the most common mistakes made by those new to property investment Property is one of the most exciting businesses out there with great opportunities and if you take the time to learn from others mistakes you will be putting yourself on the path to success Avoiding the common mistakes in property investment can make the difference between success and failure, listen in, and learn ho...
Jan 25, 2022•21 min•Ep. 167
These are things everyone can do to make considerable tax savings when developing property and Shaz goes through what can be saved, step by step using one of his own developments where the total in tax savings exceeded a 100k He explains all the possible points that tax saving can be made and shares why it's so important to work with a tax expert. Listen in and hear about what steps you can make to optimise your tax savings when developing property KEY TAKEAWAYS Before any tax planning, you need...
Jan 18, 2022•41 min•Ep. 166
Shaz shares how his mindset around the ‘No Money Down concept has changed and explains why it can only work if you believe you can make it happen You can get into property with a small amount of money if you have expertise others don’t have and can leverage your expertise with others capital to do property deals that work for everyone KEY TAKEAWAYS You need a small amount of money to get started in property It’s important to understand how money works Invest in yourself and get educated to incre...
Jan 13, 2022•16 min•Ep. 165
In this live Q&A Shaz answers wide-ranging questions about businesses and tax He shares informative content about tax relief and deductible expenses and the importance of exploring all the ways you can claim and save for you and your business along the crucial role a specialist tax advisor plays in making sure you are accessing all the tax relief you are entitled to and structuring your business in the best way KEY TAKEAWAYS Consider and review whether it’s worth incorporating on a regular b...
Jan 11, 2022•39 min•Ep. 164
Liam Ryan ‘The Deal Maker’ has built a multi-million-pound business and now as a mentor supports others on their property journey He talks to Shaz about building communities, finding your tribe and what it really takes to build connections and make a positive difference for yourself and those around you. There are many different ways to make money in property and Liam discusses the importance of focus and why with the right mindset and mentors you can make the world a better place KEY TAKEAWAYS ...
Jan 06, 2022•30 min•Ep. 163
