We Talk Cents - podcast cover

We Talk Cents

Blaize Pengilly, Dan Jovevski, WeMoney, Nicholas Muscatwemoney-wetalkcents.simplecast.com
A show about modern money management and news - helping you save, budget, invest and make sense of your money. From a uniquely Australian perspective.
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Episodes

22. “Banks are counting on consumers to fall asleep at the wheel and end up overpaying” - How you could save thousands by refinancing.

Learn more about Athena home loans. Get a full picture of your financial health Download the WeMoney app. Use the referral code 'PODCAST' when you sign up to receive $5 when you connect a valid financial account. If you'd like to get in touch with Dan & Blaize about the show, send us a message via @getwemoney . Disclaimer We Talk Cents is not a financial advisor and the information provided is general in nature and was prepared for information purposes only. This podcast should not be consid...

Mar 14, 202147 minEp. 22

21. Essential frugality: How to survive when you're super broke.

If you're here because you are struggling to make ends meet right now, we hear you. Emily the @aussiedebtfreegirl delivers practical tips and a story of hope. If this podcast brought up anything for you and you need to chat to someone, please call Lifeline for crisis support on 13 11 14.If you are in financial crisis in Australia right now, there are services to help. Check them out here. If you'd like to know more about the fabulous Emily, you can find her on instagram , facebook and this is he...

Mar 07, 202147 minEp. 21

20. The future is fintech - how technology is impacting the way we borrow money

Do you have regrets? Wishing you could turn back the clock and buy bitcoin instead of studip sh*t? Check out bitcoinorshit.com . Julian Antonescu is a representative from MoneyMe. Do us a favour and complete the listener survey . It takes 5 minutes and it's the best way to let us know what it is that you're thinking and what you'd like to hear on the show. If you'd like to get a full picture of your financial health Download the WeMoney app. Use the referral code 'PODCAST' when you sign up to re...

Feb 28, 202136 minEp. 20

19. Winner Winner - how to score a free roast chook for dinner (& other grocery saving hacks you've never heard of!)

Read Amanda's blog on how to score free groceries at the supermarket. Check out Amanda's Instagram @bargain.boss for the latest deals and her delicious cocktail recipes (yum!). Do us a favour and complete the listener survey . It takes 5 minutes and it's the best way to let us know what it is that you're thinking and what you'd like to hear on the show. Sources: Australian Bureau of Statistics. If you'd like to get a full picture of your financial health Download the WeMoney app. Use the referra...

Feb 21, 202131 minEp. 19

18. VALENTINES SPECIAL: Relationships & Money + learn how to spot the warning signs of financial abuse.

Amanda Cassar is the Director of Wealth Planning Partners. If you are seeking more information or require help, check out these services as mentioned in the show: Relationships Australia Financial Counselling Wire (Victoria only) If you'd like to get a full picture of your financial health Download the WeMoney app. Use the referral code 'PODCAST' when you sign up to receive $5 when you connect a valid financial account. Disclaimer We Talk Cents is not a financial advisor and the information prov...

Feb 14, 20211 hr 4 minEp. 18

17. The 5th biggest bank you've never heard of & a peek at the First Home Super Saver Scheme (FHSS)

Meet Tim K Dean , founder of Credi the personal loan management platform for private lenders. For tips on lending money, borrowing money and gifting money check out Bomad. Learn more about the First Home Super Saver Scheme. If you'd like to get a full picture of your financial health Download the WeMoney app. Use the referral code 'PODCAST' when you sign up to receive $5 when you connect a valid financial account. Disclaimer We Talk Cents is not a financial advisor and the information provided i...

Feb 07, 20211 hr 10 minEp. 17

16. HELP me with my HECS debt & what's all the fuss about Open Banking?

Do you need HELP understanding your Australian Student loan? Never fear, Blaize grills Dan and the answers are here. Do I have to pay HELP when I move overseas? What happens to the loan when I die? All of these questions and plenty more are answered so you'll get an A+ if you're tested on HELP loans. Country Manager of Yodlee joins us to explain what exactly Open Banking is and what it means for your financial future. Get in touch with our guest Tim Poskitt via linkedin. Learn more about Yodlee....

Jan 31, 202155 minEp. 16

15. Are you team pre-paid or team post paid? Best value phone plans and a unique form of affordable housing.

Learn more about co-operation housing. If you'd like to get a full picture of your financial health Download the WeMoney app. Disclaimer We Talk Cents is not a financial advisor and the information provided is general in nature and was prepared for information purposes only. This podcast should not be considered to constitute financial advice. Accordingly, reliance should not be placed on the podcast as the basis for making an investment, financial or other decision. This information does not ta...

Jan 24, 20211 hr 1 minEp. 15

14. Head back to school/uni without breaking the bank & a history lesson on money.

Self proclaimed Money geek Joel Kandiah can be found sharing his epic cash collection and money facts on TikTok. Read the episode transcript. If you'd like to get a full picture of your financial health Download the WeMoney app. Disclaimer We Talk Cents is not a financial advisor and the information provided is general in nature and was prepared for information purposes only. This podcast should not be considered to constitute financial advice. Accordingly, reliance should not be placed on the p...

Jan 17, 20211 hr 11 minEp. 14

13. 9 tips to get Financially fit in 2021 and building wealth with the Aussie Money Man

Need to read the tips with your very own eyes? Check out the breakdown of 9 tips to get financially fit on the WeMoney blog . Dive into Nick Muscat's Aussie Money Man YouTube channel or check out his site. If you'd like to get a full picture of your financial health Download the WeMoney app. Read the episode transcript. Disclaimer We Talk Cents is not a financial advisor and the information provided is general in nature and was prepared for information purposes only. This podcast should not be c...

Jan 10, 20211 hr 8 minEp. 13

12. New Year, Best You Yet

Get the free WeMoney 2021 Goals planner here. Want to further improve your negotiation skills? Find Ben Byth on linkedin. Or learn more about Scotwork. If you're feeling inspired by Matt Caruana's story and want to get to know him a bit better, visit his website or hit that follow button on his Instagram. If you'd like to get a full picture of your financial health Download the WeMoney app. Disclaimer We Talk Cents is not a financial advisor and the information provided is general in nature and ...

Jan 03, 20211 hr 23 minEp. 12

11. Tash invests - From PJ’s to super star influencer & is pet insurance worth it?

Find yourself falling into a personal finance education spiral over at Tash's Tiktok. Alternatively, you can scroll through her Instagram feed here. Download the WeMoney app Disclaimer We Talk Cents is not a financial advisor and the information provided is general in nature and was prepared for information purposes only. This podcast should not be considered to constitute financial advice. Accordingly, reliance should not be placed on the podcast as the basis for making an investment, financial...

Dec 13, 202055 minEp. 11

10. Understanding investing with Justin Baldori and we take the helm to learn about sinking funds.

Do you have to be the wolf of wall street to start investing? Do you need a lot of cash to start? Is there a safe way to invest? Justin Baldori joins us to answer all of these questions. To learn more about stocks or watch any of Justin Baldori's entertaining and informative videos check out his YouTube channel. Have you ever saved up for a holiday? Or put money aside for something coming up in the future? You may have unknowingly created a sinking fund. Dan & Blaize share their thoughts on ...

Dec 06, 20201 hr 1 minEp. 10

9. We take our shoes off to review the Barefoot Investor budget & experience the intangible joy of giving

To chase the joy of the intangible feeling of gifting, check out the Buy Nothing Project for more info or to find your local group. If Natasha's decluttering skills pique your interest feel free to reach out or get in touch with her via her website Cure8yourlife. Download the WeMoney app Sources: The Barefoot Investor Disclaimer We Talk Cents is not a financial advisor and the information provided is general in nature and was prepared for information purposes only. This podcast should not be con...

Nov 29, 202054 minEp. 9

8. The four most common debt traps that people fall into & the 60% solution for personal budgeting.

Spending season is just around the corner so we call in an expert to warn us of the 4 most common debt traps that people fall in when it comes to using fringe credit providers. Saurav Dutta is the head of accounting at Curtin University, he's worked in the New York State Attorney Generals office and done some remarkable work involving the reparations of Swiss francs to Holocaust Victims. Saurav brings his wealth of experience and knowledge to the podcast booth. The Budget breakdown series also c...

Nov 22, 20201 hr 1 minEp. 8

9. House sitting to save, a cheeky chicken named Gloria & how to avoid a Christmas debt hangover

With just over 5 weeks left to go until the fat man slides down the Chimney, it's time to start thinking and planning for Christmas. Dan and Blaize share their tips on creating a budget to cover all the unexpected costs at Christmas, plus some handy apps that may help you save your hard earned dosh on presents. For a deeper dive into the Christmas budget, read this. If living it up in houses with button controlled blinds is your thing, then check out Lisa's blog Dreaming of Down Under for tips o...

Nov 15, 20201 hrEp. 7

6. Make super great Again, phone insurance & zero based budgeting.

There has been plenty of talk about Superannuation lately so we phone a friend to ask what on earth is going on. Helen Hodsgon, Director of Graduate Studies for the Curtin Law School joins us to share her expert insights. Helen discusses inequality in super, the power of compound interest and how super is impacted by the gig economy. Helen Hodgson has shared much of her research into superannuation on the conversation. Take a read of her work here. If the Zero-based budgeting method tickles your...

Nov 08, 20201 hr 9 minEp. 6

5. Taking your Money to New Heights with Leading Blogger Capital FI, Emergency Funds and the Cash Only Budget

If you're craving a flight or are curious to learn more about FIRE, you can visit Captain FI here. Check out the in flight entertainment by taking a peek at the Captains recommended reading list. Follow the captains advice and track your spending with the WeMoney app . Saving for a rainy day? Visit MoneySmart for more information on emergency funds. Sources: Credit cards make you spend more. RBA statistics on cash use in Australia. If you'd like to get a full picture of your financial health Dow...

Nov 02, 20201 hr 12 minEp. 5

4. Bin Diving to save on Groceries, the 50:20:30 Budget and a look at the First Home Owners Grant.

Would you dive into a skip bin to save money on your Groceries? Meet Freya Gan, a Dumpster Diver who does exactly that. Dan and & Blaize also embark on a budget breakdown mini series, this episode taking a look at the 50:20:20 method of budgeting. For anyone considering buying their first home, your hosts continue their discussion on the current concessions and grants offered by the Australian Government, sharing insight on the First Home Owners Grant. To read more about the schemes in place...

Oct 27, 202047 minEp. 4

3. Credit Scores, The First Home Loan Deposit Scheme and a Savvy Student Investor.

Don't know what a credit score is? Or why it's important? Don't worry, we've got you covered. Dan & Blaize talk credit score 101 - what it is, why it matters and what impacts your rating. The Government also announced an additional 10,000 places have been added to the First Home Loan Deposit scheme as of October 6th, 2020. Dan and Blaize discuss what the changes are and how to apply. Plus, you'll get to meet Royce, a 21 year old student investor who is doing such a good job of managing his f...

Oct 19, 202043 minEp. 3

2. The Winners and Losers of Australia's 2020 Federal Budget

If you're a tax payer, a young person, a parent, an employer, a woman or you care about manufacturing and/or the climate then take a listen to find out how the Australian 2020 Federal budget will impact you. Interested in the effects of Covid-19 on Aussie's mental health? Take a look at the information we mentioned from Black Dog Institute here. Still want to know more about the budget? Take a look at the budget papers released by the government here . If you'd like to get a full picture of your...

Oct 09, 202024 minEp. 2

1. Flex that Hustle Muscle, Buy Now Pay Later & Staying Sane in Covid

Dan & Blaize explore how Australians’ personal spending habits have changed due to Covid-19. Emily the @aussiedebtfreegirl pops by for a visit to chat all things goal setting and how to make extra dosh with a side hustle and they delve into the war of Credit cards vs. Buy Now Pay Later. Check out Emily’s Instagram here: https://instagram.com/aussiedebtfreegirl If you'd like to get a full picture of your financial health Download the WeMoney app. Use the referral code 'PODCAST' when you sign ...

Oct 04, 202044 minEp. 1

Introducing We Talk Cents

Meet experienced Finance guru Dan Jovevski and media freelancer Blaize Pengilly as they embark on a mission to educate, inspire and empower everyday Australians to take control of their personal finances. Dan & Blaize hail from WeMoney.com.au, Australia’s newest financial wellness app . Disclaimer We Talk Cents is not a financial advisor and the information provided is general in nature and was prepared for information purposes only. This podcast should not be considered to constitute financ...

Oct 04, 20201 min
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