Like for real how much is enough to have to feel like I will be safe and secure if something hits the fan and I am totally stressed out again, smh. I know how this feels and it's something we dread figuring out because it's so hard to know exactly what is enough. In this episode we shed some light on what is enough on a beginners level. We break down the "enough" into tiers that you can use to determine how much emergency fund should be for your situation. After you listen, let us know how much ...
Apr 01, 2023•6 min•Ep. 33
This episode we quickly break down the myth that if you don't have consistent income you can not do a budget. Not only do we bust the myth, we teach the primary items you should budget for. We even share the proper amount of savings a person with inconsistent income should have. This will be very informative yet less than 15 minutes to listen to. Hope you enjoy. Like, subscribe and share. Remember: Its not about how much money you make but what you do with what you make....
Feb 25, 2023•12 min•Ep. 32
We talk about how to stick to our spending plans aka budgets in front of friends and family without all the awkwardness. The primary way is by using a phrase we hear very often and don't realize it. The phrase is "it's against our policy". Have you ever heard this phrase before, where were you, what were you trying to do, and did the phrase prevent you from getting what you want? If it did then the phrase worked, for the person who said it. We are going to talk about how to use that phrase to pr...
Jan 09, 2023•10 min•Ep. 31
Looking for inspiration to start and fund your non-profit or other business? Listen in on our conversation with Kenita Smith to hear about H.O.P.E., Inc., a non-profit organization dedicated to providing financial and other assistance to single parents pursuing their education. We're sure you'll leave informed and empowered to pursue your calling.
Aug 04, 2022•1 hr 8 min•Ep. 30
Jul 22, 2022•36 min•Ep. 29
Yup, we have been away unexpectedly for about two months. Why? Well get into the details on this episode detailing the good and bad of our unintentional break and the new insights we learned about ourselves and money. Check it out. Listen, Comment and Share
Jul 14, 2022•32 min•Ep. 28
Yup you read right, We didn’t budget this month. We know. Shocker. Definitely not Wallet Coach approved! What an experience it was. Tune in to hear why it happened and what we learned now think about budgeting. Here is the link to our spending plan walletcoach.gumroad.com/l/cgeiv
Apr 29, 2022•54 min•Ep. 27
Have you ever heard of someone paying off $1 million dollars in debt? Well, now you can tune in as we chat with Naseema McElroy, founder of Financially Intentional and Nurses on Fire who did just that. In this episode, she shares her journey and what she is doing now. You will also hear about: - Growing your money - Setting up your kids financially for adulthood - Avoiding victim mentality - The cheat code for nurses
Apr 21, 2022•52 min•Ep. 26
Jason and Tiffany discuss their differences in how they think about money. Believe it or not, having differences does not have to be a deal breaker. Listen in on how to navigate these tough conversations when they arise, and how those same differences could be what helps you accomplish your family goals.
Apr 06, 2022•44 min
We wanted to celebrate our milestone anniversary economically while having a blast. Wonder if that was possible? Well, listen to Jason and Tiffany discuss their experience and if they’d do anything differently next time.
Mar 24, 2022•1 hr 15 min•Ep. 25
Now more than ever in our lifetime, we are experiencing inflation on everything from food to gas. Jade from More Feast Less Famine joins us this week to discuss how to meal plan, grocery shop and even eat healthy on the go. Tune in now to learn how to make the most of your food money without sacrificing quality, taste and your health.
Mar 09, 2022•58 min•Ep. 24
Jason walks us through how he was taught about money and how his understanding has evolved. How or who taught you about money, what was the setting? If you have children are you teaching them about money, how do you do it? Let this conversation be a spark to start discussions in your circles. Listen, Like, Share, and Comment.
Mar 03, 2022•52 min•Ep. 23
Let's face it. A rainy day WILL come. It's just a matter of when. The question is will you be financially ready? Listen in as Jason is joined by Tiffany discuss how you can get your umbrella ready.
Feb 23, 2022•40 min•Ep. 22
This week we host Marc Russell of BetterWallet whose mission is to help others pursue financial freedom and build generational wealth. In this episode we cover: - How to begin investing - Investment avenues and vehicles to consider - The importance of having goals and establishing a proper financial foundation before investing If you are interested in learning more about investing, Marc is offering a free webinar to show you "3 Ways To Bulletproof Your Finances and Start Investing".
Feb 16, 2022•58 min•Ep. 21
In this episode we venture to talk about how to create a budget, or what we call a spending PLAN. There are 4 steps to creating this plan. Jason goes into details with real life examples of how to apply the four steps so that you get the most out of what you already have. Take notes and listen through the very end for a special announcement as well. Listen, Comment, Like & Share.
Feb 09, 2022•34 min•Ep. 20
In this episode we discuss what credit means to your financial well-being, how it has impacted the black and brown communities, what makes up the glorious credit score, and 3 tips to help you improve your score starting today. Listen, Like, Comment and Share.
Feb 02, 2022•37 min•Ep. 19
In this episode, Tiffany talks briefly about realizing the importance of including self care in spending plans.
Jan 26, 2022•7 min•Ep. 18
In this episode, you get to listen in on an impromptu heart-to-heart conversation between Jason and Tiffany about withholding and spending money on things we value. Solemn at points but come along as they reflect and unravels the heart of the matter. In addition, we celebrate a milestone in business and marriage. Jason reflects on what the number 10 means to him in 2022. Enjoy, Like and Share with your friend.
Jan 19, 2022•37 min•Ep. 17
In this episode, Jason reflects on how his family begun the year setting goals and where they are two weeks into the new year. Key highlights include: Setting an annual budget Reflections on debt free anniversary Was our goals to be free limiting or inspiring us now Jason's 5 year vision for the family. We hope you enjoy the episode and it inspires you to think a little differently to lead to better conversations and better decisions for you. Listen, Comment, and Share....
Jan 12, 2022•27 min•Ep. 16
Jeanetta Spencer came on the show and shared some great hacks to attend grad school debt free, how to over come FOMO but still live your best life, and her person debt free journey. We had the lovely Tiffany Alexander join Jason during this fun interview, because when Jason and Tiffany get together anything can happen. Listen, Comment, Share.
Jan 05, 2022•45 min•Ep. 15
In this episode, Dakota Grady, the Tax Doctor, joins Jason as a guest host. During the episode we discuss interesting facts from the past filing season. As well as give tips for self filing in the upcoming tax season, the pros and cons for using a tax professional to file, what it truly means to get a tax refund, and much more. Hope you enjoy. Listen, Comment, Share.
Dec 29, 2021•56 min•Ep. 14
This week we have a social worker that has weathered multiple storms since the pandemic to achieve several financial goals including purchasing his first home. Listen closely as he shares what carried him through the pandemic and financially thrive.
Dec 22, 2021•1 hr 15 min•Ep. 13
In this episode, Tiffany joins as co-host to inquire of two local pastors’ interpretations of what the Bible says about money and the church’s role in our personal finances. They drop a ton of dimes, so get your pen and paper, knife and fork ready because this is a feast.
Dec 15, 2021•1 hr 19 min•Ep. 12
In this episode, we talk about budgeting, why some Americans don't budget, how to budget and what one family achieved using a budget. This family paid off $65k in 3 years starting with no income and living in a new state. We also introduce a new segment highlighting listeners’ feedback. Take notes, this is a good one.
Dec 09, 2021•52 min•Ep. 11
In this episode, we look back on the holiday weekend and speak with our guest, Shelly Williams, who has real life experiences of overcoming many circumstances in her life. Shelly shares insights on why we get stuck in our heads, tips to beat it and so much more. If you want to be motivated to be the best version of yourself, tune in, share, like and subscribe. Source of statistics https://blackdemographics.com/households/middle-class/ Pew Research Center (8/12/2020) Shelly’s Social Media IG: @th...
Dec 01, 2021•1 hr 3 min•Ep. 10
Last week we heard Jason's perspective. This week we get to hear from his wife, Tiffany. She shares her pain points in additional to tips to get through and stay on track with the family funds. Give us feedback on what it’s like to budget with your spouse in the comments. Remember to subscribe, like and share this episode with friends and family.
Nov 24, 2021•28 min•Season 1Ep. 9
Jason is transparent about his most recent budgeting conversation with his wife. He discusses ways he has learned to cope to make things less challenging.
Nov 15, 2021•26 min
There are times we don’t need to be in the light, meaning not always with the spot light on us. But it does come with challenges and benefits. Listen now to hear what those are.
Dec 02, 2019•4 min•Season 1Ep. 2
Everyone wants a hustle that allows us to floss. But sometimes we floss before we really make it. Society says that is okay. In this episode, we discuss the pitfalls of “faking it till you make it” mentality.
Feb 06, 2019•5 min•Season 1Ep. 3
Hey guys. Have you ever wanted something so bad, but couldn’t wrap your head around the price? Then, year after year, you keep thinking about it? Well, we have. In this bonus we talk about our experience waiting to buy a high costing item.
Jan 23, 2019•8 min•Season 1Ep. 4
