Visa's New 2025 Rules That Might Destroy Your Sales - podcast episode cover

Visa's New 2025 Rules That Might Destroy Your Sales

May 01, 2025•19 min•Ep. 187
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Episode description

🚨 Visa’s New Chargeback Rules Could Shut You Down – Are You Ready? 🚨

Visa is flipping the script on chargebacks—and if you're an online business owner, this affects you. I'm breaking down the new VAMP (Visa Acquirer Monitoring Program) regulations that are already live in Europe and heading to North America.

From stricter chargeback thresholds (dropping to 0.9% in 2026) to new penalties for merchants who ignore card testing fraud, Visa's changes are tightening the noose on risky behavior. Even if you rely on Rapid Dispute Resolution (RDR), guess what? Those alerts are now counted against you.

🔍 Learn:

- What VAMP is and why it matters

- Why relying on RDR is no longer safe

- How to calculate your chargeback ratio properly

- Why 3DS may become mandatory—and what that means for your conversions

- The silent risk of losing your payment processor even if you’re under 1%

⚠️ Don’t wait until you're fined or shut down. Get ahead of the changes and safeguard your business. ⚠️

👉 Subscribe for more insights on payment compliance, fraud prevention, and keeping your online business safe.


0:00 Intro

0:32 Previous Chargeback Guidelines

1:08 What’s Changing

6:58 Payment Gateway Fraud Protection

8:08 Even More Changes

10:18 Rules Coming to the US

12:08 The Reason Why

13:22 Lower Your Chargebacks

18:33 Outro


Need a merchant account? Get in touch! ➡️ directpaynet.com/contact-us

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