TRAP: The Real Adviser Podcast - podcast cover

TRAP: The Real Adviser Podcast

Alan Smith; Andy Hart; Carl Widger; Nick Lincolnwww.therealadviserpodcast.com
Four business-owning entrepreneurial knuckleheads chew the fat on the sometimes murky, always quirky, world of UK and Irish personal finance.
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Episodes

74 - From Football to Finance with guest host Paddy Andrews

In this latest pile of TRAP, the Trap Pack discuss Topical Titbits Meat and Potatoes: From Football to Finance with guest host Paddy Andrews Culture Corner TRAPist question(s) from Patrick Duggan: https://www.linkedin.com/in/patrick-duggan-06a61719 Show links: http://tiny.cc/traplinks ============================ Take part in the conversation! We want YOU to suggest topics and questions you’d like the Trap Pack to answer. The best way to do this is to ask them here . Help us to help you! The mor...

Jul 03, 20251 hr 30 minEp. 74

73 - The Network Effect

In this latest pile of TRAP, the Trap Pack discuss Topical Titbits Meat and Potatoes: The Network Effect Culture Corner TRAPist question(s) from Dave Quinn www.twitter.com/investwiseFP Show links: http://tiny.cc/traplinks ============================ Take part in the conversation! We want YOU to suggest topics and questions you’d like the Trap Pack to answer. The best way to do this is to ask them here . Help us to help you! The more followers we have, the more we can do stuff going forward. So ...

Jun 19, 20251 hr 29 minEp. 73

72 - M&A Musings with special guest Rob Stevenson.

In this latest pile of TRAP, the Trap Pack discuss Topical Titbits Meat and Potatoes: M&A Musings with special guest Rob Stevenson. Culture Corner TRAPist question(s) from Conor McLarnon http://linkedin.com/in/conormclarnon Show links: http://tiny.cc/traplinks ============================ Take part in the conversation! We want YOU to suggest topics and questions you’d like the Trap Pack to answer. The best way to do this is to ask them here . Help us to help you! The more followers we have, ...

Jun 05, 20251 hr 13 min

71 - TRAP LIVE25!

TRAPLIVE25 RECORDING PLUS Q&A!!! In this latest LIVE pile of TRAP, the Trap Pack discuss Topical Titbits Meat and Potatoes: The Four Horsemen’s Origin Stories Culture Corner TRAPist question(s) from Peter Watts https://www.linkedin.com/in/peter-watts-dippfs-cert-cii-mp-23047169/ Q&A with the TRAP Pack and our beloved TRAPists Show links: http://tiny.cc/traplinks ============================ Take part in the conversation! We want YOU to suggest topics and questions you’d like the Trap Pac...

May 22, 20251 hr 42 minEp. 71

70 - BitCoin Battles

In this latest pile of TRAP, the Trap Pack discuss Topical Titbits Meat and Potatoes: BitCoin Battles Culture Corner TRAPist question(s) from Anonymous Lewis Show links: http://tiny.cc/traplinks ============================ Take part in the conversation! We want YOU to suggest topics and questions you’d like the Trap Pack to answer. The best way to do this is to ask them here . Help us to help you! The more followers we have, the more we can do stuff going forward. So please: Subscribe and Like ...

May 08, 20251 hr 31 minEp. 70

69 - The Couples Conundrum

TRAP LIVE25 - 14TH MAY. REGISTER INTEREST HERE: http://www.therealadviserpodcast.com In this latest pile of TRAP, the Trap Pack discuss Topical Titbits Meat and Potatoes: The Couples Conundrum Culture Corner TRAPist question(s) from www.twitter.com/james_bulpit Show links: http://tiny.cc/traplinks ============================ Take part in the conversation! We want YOU to suggest topics and questions you’d like the Trap Pack to answer. The best way to do this is to ask them here . Help us to help...

Apr 24, 20251 hr 41 minEp. 69

68 - Tariff Tantrums

TRAP LIVE25 - 14TH MAY. REGISTER INTEREST HERE: http://www.therealadviserpodcast.com In this latest pile of TRAP, the Trap Pack discuss Topical Titbits Meat and Potatoes: Tariff Tantrums Culture Corner TRAPist question(s) from M Connor Show links: http://tiny.cc/traplinks ============================ Take part in the conversation! We want YOU to suggest topics and questions you’d like the Trap Pack to answer. The best way to do this is to ask them here . Help us to help you! The more followers w...

Apr 10, 20251 hr 43 min

67 - Events, Dear Boy, Events!

TRAP LIVE25 - 14TH MAY. REGISTER INTEREST HERE: http://www.therealadviserpodcast.com In this latest pile of TRAP, the Trap Pack discuss Topical Titbits Meat and Potatoes: Industry Events: The Good, Bad and The Ugly Culture Corner TRAPist question(s) from Chris Adams https://www.linkedin.com/in/chrisadamsapfs?utm_source=share&utm_campaign=share_via&utm_content=profile&utm_medium=ios_app , Lee Gleave https://www.linkedin.com/in/leegleave/ and Henry Taylor Show links: http://tiny.cc/tra...

Mar 27, 20251 hr 30 minEp. 67

66 - From Panic to Poise: Guiding Clients Through Market Volatility

In this latest pile of TRAP, the Trap Pack discuss Topical Titbits Meat and Potatoes: Annual Declines, How To Prepare Clients and Get Them Through Culture Corner TRAPist question(s) from Beck Fiddy: https://www.linkedin.com/in/beck-fiddy-71bb23292 Show links: http://tiny.cc/traplinks ============================ Take part in the conversation! We want YOU to suggest topics and questions you’d like the Trap Pack to answer. The best way to do this is to ask them here . Help us to help you! The more...

Mar 13, 20251 hr 33 min

65 - The Metrics That Matter

TRAP LIVE25 - 14TH MAY. REGISTER INTEREST HERE: http://www.therealadviserpodcast.com In this latest pile of TRAP, the Trap Pack discuss Topical Titbits Meat and Potatoes: The Metrics That Matter Culture Corner TRAPist question(s) from Tom Brookes Show links: http://tiny.cc/traplinks ============================ Take part in the conversation! We want YOU to suggest topics and questions you’d like the Trap Pack to answer. The best way to do this is to ask them here . Help us to help you! The more ...

Feb 27, 20251 hr 36 minEp. 65

64 - Escape Artist On FIRE

TRAP LIVE25 - 14TH MAY. REGISTER INTEREST HERE: http://www.therealadviserpodcast.com In this latest pile of TRAP, the Trap Pack discuss Topical Titbits including LifeStrategy figures, NEST talking tripe, Vanguard says “No” to BitCoin, scrapping Cash ISAs, Abrdn selling advice branch, Dan Haylett podcast, Ben Carlson on how much is enough, Hargreaves Lansdown says Hargreaves Lansdown is great value, Robin Powell on how active fund managers invest their own money Meat and Potatoes: Barney Whiter A...

Feb 13, 20251 hr 31 minEp. 64

63 - We Need To Talk About Trump

TRAP LIVE25 - 14TH MAY. REGISTER INTEREST HERE: http://www.therealadviserpodcast.com In this latest pile of TRAP, the Trap Pack discuss Topical Titbits including Deepseek, GIA CGT ruses, charging for initial meetings, millionaires fleeing UK, Carl’s 3rd Act, digital wills, DB pension surpluses, Tax Freedom Day, Tax List 2005, Voyant User Group 21st March tickets here: https://vug25.eventbrite.co.uk/ Meat and Potatoes: We Need To Talk About Trump TRAPist question(s) from Jamie Cook www.twitter.co...

Jan 30, 20251 hr 27 minEp. 63

62 - Planning Your Best Year Yet

TRAP LIVE25 - 14TH MAY. REGISTER INTEREST HERE . In this latest pile of TRAP, the Trap Pack discuss Topical Titbits including the passing of TRAPist Stuart Knight, massive outflows from active in 2024, Terry Smith annual letter, BitCoin Newport landfill horrors, private equity risk, Verve cohorts, Irish pension “loopholes”, Saba Capital coming after UK investment trusts, Phil Billingham on annual meetings/fee refunds, UK savers are too risk averse Meat and Potatoes: Planning for 2025 - Plus Ça C...

Jan 16, 20251 hr 37 minEp. 62

61 - Best of 2024

TRAP LIVE25 - 14TH MAY. REGISTER INTEREST HERE . It's Christmas. There's no way we're getting anything done, so here's a lazy rehash of some juicy bits from 2024. Have a good one, TRAPists - the TRAP Pack look forward to catching up with you in 2025. Show links: http://tiny.cc/traplinks ============================ Take part in the conversation! We want YOU to suggest topics and questions you’d like the Trap Pack to answer. The best way to do this is to ask them here . Help us to help you! The m...

Jan 02, 20251 hr 1 minEp. 61

60 - TRAP WRAP 2024

TRAP LIVE25 - 14TH MAY. REGISTER INTEREST HERE . In this latest pile of TRAP, the Trap Pack discuss Topical Titbits including details about TRAP LIVE25, tax-free cash back in the toothpaste tube snafus, the need in Ireland & UK for consistent long-term pension legislation, Microstrategy joining the NASDAQ100, Goldman Sachs 10 year market prediction, touchy FIRE peeps, Vanguard raising prices on smaller pots Meat and Potatoes: TRAP WRAP 2024 TRAPist question(s) from AN Other and Dean Brooks h...

Dec 19, 20241 hr 31 minEp. 60

59 - Analysing Adviser Alpha

TRAP LIVE25 - 14TH MAY. PUT THE DATE IN YOUR DIARY! Click here to register your interest. In this latest pile of TRAP, the Trap Pack discuss Topical Titbits including TRAP Live25 date - 14th May, Tom Redmayne’s property piece, SJP Property, Blackbee débâcle, Warren Buffer Share Pledge letter, Lifestyling woes, Irish commission ban pending, cash management crashes, Declan King joins Métis Norway, UK crypto owners, the dangers of not understanding MPS rebalancing and CGT Meat and Potatoes: Analysi...

Dec 05, 20241 hr 32 minEp. 59

58 - CUC: Completely Unnecessary Complications

In this latest pile of TRAP, the Trap Pack discuss Topical Titbits including HUM recap, Canada Life adviser resources, risk tolerances don’t change over time, crypto update (stay awake), Budget ripples and financial planning, new Irish health insurer, Labour to back FOS over charging vexatious claims, Canada Life 100+ resources, Sam Altman interviewed by Nicolai Tangen, the world’s most transparent fund, Fundsmith AGM, cash on platforms (again) Meat and Potatoes: Completely Unnecessary Complicat...

Nov 21, 20241 hr 31 minEp. 58

57 - Adviser YouTube Mastery with James Shack

In this latest pile of TRAP, the Trap Pack discuss Topical Titbits including Budget analysis both onshore and offshore peeps, 5% AUM acquisition models, more (potential) Irish fraud, SJP new charging model going down like a bucket of cold vomit, a UK Ponzi scheme, the struggles of a young adviser, Métis Norway hiring yet again, a Bulletproof MBA course Meat and Potatoes: Adviser YouTube Mastery With James Shack(ell) TRAPist question(s) from www.twitter.com/conor_beaumont https://www.linkedin.com...

Nov 07, 20241 hr 35 minEp. 57

56 - Full Fit Financial Planning

In this latest pile of TRAP, the Trap Pack discuss Topical Titbits including Irish pension funding changes, FT article on how risk has been so misunderstood, art scams, adviser fee levels, FCA reviews of ongoing services and consolidators Meat and Potatoes: Full Fit Financial Planning Culture Corner Show links: http://tiny.cc/traplinks ============================ Take part in the conversation! We want YOU to suggest topics and questions you’d like the Trap Pack to answer. The best way to do thi...

Oct 24, 20241 hr 30 minEp. 56

55 - Slow Motion Wealth Destruction

In this latest pile of TRAP, the Trap Pack discuss Topical Titbits including conflicts of interest, Mind The Gap, why the bucket approach works, CTFs, Kathleen Gallagher on wealth managers fiddling with the graphs, UK and Irish budget forecasts/reactions, Keith Butten (Boosst) masterclass, new HL active savings site, four things clients value most from advisers Meat and Potatoes: Slow Motion Wealth Destruction Questions posted by our beloved TRAPist Adam Ellul www.linkedin.com/in/AdamEllul Cultu...

Oct 10, 20241 hr 23 minEp. 55

54 - Breaking Bad (News)

In this latest pile of TRAP, the Trap Pack discuss Topical Titbits Meat and Potatoes: Breaking Bad News Questions posted by our beloved TRAPist Darren F: http://linkedin.com/in/darren-ford-dipfa-65452a96 Culture Corner Show links: http://tiny.cc/traplinks ============================ Take part in the conversation! We want YOU to suggest topics and questions you’d like the Trap Pack to answer. The best way to do this is to ask them here . Help us to help you! The more followers we have, the more ...

Sep 26, 20241 hr 27 minEp. 54

53 - Efficient Market Hype?

Because of scheduling issues, we had to record this episode over a week before its release. An hour after recording, the scrapping of the idiotic "British ISA" was announced. That's why we don't mention it. We may do next episode. Don't bank on it #AbsoluteShambles In this latest pile of TRAP, the Trap Pack discuss Topical issues, including DFA movie premiere, TRAP saying “No” to Tough Mudder in 2024, private equity to retail investors, protection review, Standard Life retirement survey, Budget ...

Sep 12, 20241 hr 18 minEp. 53

52 - KPIs: Key People of Influence

In this latest pile of TRAP, the Trap Pack discuss Topical issues, including more Irish fraud, US rookie adviser failure rate, UK IFA profitability trends, Central Bank of Ireland on crypto, BestInvest’s Spot The Dog, Vanguard getting “expensive”, SJP and Polaris, boring CVs, US pension horror stories, another AI startup Meat and Potatoes: KPIs - Key People of Influence Questions posted by our beloved TRAPists Russ M and Ollie L (neither had socials) Culture Corner Links referred to in the show:...

Aug 29, 20241 hr 26 min

51 - Much Ado About Nothing

In this latest pile of TRAP, the Trap Pack discuss Topical issues, including FPSB Ireland making great strides, Truflation, the primacy of equities, CISI Chartered Status, Verve Incubator, Hargreaves Lansdown delisting, HUM London nearly sold out Meat and Potatoes: Much Ado About Nothing Questions posted by our beloved TRAPist https://twitter.com/JoinedUpJill Culture Corner Links referred to in the show: Shrinking advice market https://www.moneymarketing.co.uk/news/access-to-advice-shrinking-as-...

Aug 15, 20241 hr 29 min

50 - What's Risk Got To Do With It?

In this latest pile of TRAP, the Trap Pack discuss Topical issues, including cyber security, Monzo pensions, DFA Matrix Book, Métis Ireland work award, Consumer Duty one year on, stupid market predictions from Morgan Stanley Meat and Potatoes: What’s Risk Got To Do With It? Questions posted by NO beloved TRAPist because of time Culture Corner Links referred to in the show: Meat and Potatoes backstory: https://www.linkedin.com/posts/hattipnick_alan-smith-alanjlsmith-on-x-activity-7222193905272791...

Aug 01, 20241 hr 41 minEp. 50

49 - Universal Marketing Truths

Della Voce was bobbing along lost somewhere in the Atlantic; Storyteller was in an internet-lousy Turkey. So we had a guest host in Samantha Russell, a “Chief Evangelist” or something. Check out her profile here: https://www.linkedin.com/in/samanthacrussell/recent-activity/all/ In this latest pile of TRAP, the Trap Pack discuss Topical issues, including the Euros, TRAP’s first award (yes, really), IRIS, JP Morgan Guide to Retirement, Powerball winners fleeced, humans trusted more than AI (no shi...

Jul 18, 20241 hr 26 minEp. 49

48 - The Greatest Scandal Of All

In this latest pile of TRAP, the Trap Pack discuss Topical issues, including Della Voce’s 50th party, 12% commission for bust DFM, painful banking for IFAs, Vanguard’s 365 program, L&G workplace pension going into private equity, potential TRAP Tough Mudder team, Taylor Swift takes over Ireland, Debbie Condon’s LOA guide goes online, wasteful public pensions Meat and Potatoes: The Greatest Scandal of All Questions posted by beloved TRAPist Catherine Morgan: https://www.linkedin.com/in/cather...

Jul 04, 20241 hr 22 min

47 - Of Tournaments And Trophies: The Awards Industry

In this latest pile of TRAP, the Trap Pack discuss Topical issues, including Storyteller’s Munich Massacre, useful online calculators, ATR questionnaires for three year olds (!), MPs and double standards (!), nomination of beneficiary woes, Vanguard TRAP seminar feedback, Ade Edmondson investment gaff Meat and Potatoes: Of Tournaments and Trophies: The Awards Industry Questions posted by our beloved TRAPist Tom N Culture Corner Links referred to in the show: NL: reminder of how useful Hargreaves...

Jun 20, 20241 hr 24 min

46 - Politics - Do You or Don't You?

In this latest pile of TRAP, the Trap Pack discuss Topical issues, including BTC ETFs coming here, insurance payouts from Royal London, SPIVA Persistence, Bank of Ireland saving rate rises, pension dashboard (really dull), Canada Pension Plan active follies, Abrdn price cuts Meat and Potatoes: Politics - do you or don’t you? Questions posted by our beloved TRAPist www.twitter.com/DomSpalding Culture Corner Links referred to in the show: Vanguard TRAP landing page: https://www.vanguard.co.uk/prof...

Jun 06, 20241 hr 23 minEp. 46

45 - TRAP Live!

TRAP Live! This is a TRAP episode recorded on 9th May 2024 in front of 140 adoring TRAPists at Lola's , the louche, loose, slightly dangerous bar in the underground caverns of the world-famous London Hippodrome casino. Our sources confirm that this is the first (last?) UK financial services-related live podcast held in the UK and, secondly, there has never been any financial services event in the UK involving so much alcohol. The show follows the normal format, albeit in a slightly more "shambol...

May 23, 20241 hr 51 minEp. 45
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