3 Credit Holiday Shopping Pitfalls,

I was a guest on one of my friends first video blogs, Kelly Ross!!! She did great!!!

My friends at Ross Mortgage recently invited me to guest blog on their At Any Rate blog to talk about the dos and don'ts of using credit cards during the holiday season. It was Kelley's first time doing a video blog, and she did great! Here's a sneak peak of what we discussed:

Don't be tempted to open new credit cards (no matter how good the deal is)
In the spirit of Black Friday and the holiday shopping season, credit card companies and merchants alike will be offering "special deals," such as cash-back bonuses, reward points and exclusive discounts for opening new credit cards. Don't let these offers tempt you to open new lines of credit, especially if you plan on purchasing a home in the near future.
Do spread your credit card debt over multiple credit cards
Spreading your purchases across three to five credit cards, as opposed to putting every purchase on one card, will help keep your balance for each card below 50% and minimize the impact on your credit score.

To get more tips on using credit wisely during the holidays, read the full blog post on Ross Mortgage's At Any Rate blog.

In this video we talk about credit and credit scoring to follow the YouTube channel free click here= http://www.youtube.com/subscription_center?add_user=sullythecreditguy