We had no idea that Ontario's long term care facilities were in the situation that they are. After chatting with Karen Cumming on this episode of The Your Life! Your Terms! Show we have no illusions what is going on. It can be a confusing and frustrating experience trying to navigate the system in Ontario. On this episode we break down the basics and discuss Karen's book, The Indispensable Survival Guide to Ontario's Long Term Care System, co-authored with her sister Patricia Miln. You can find ...
Jun 16, 2020•59 min
Steve Dekok is one of the those people who just gets stuff done. His story of living in the basement of his first duplex to buying a block of homes and then an apartment building is truly incredible. He's all about sharing his mistakes and the lessons he's learned along the way. On this episode of The Your Life! Your Terms! Show we have a great chat about life, investing, mortgages, books and more. Enjoy!!
Jun 11, 2020•1 hr 4 min
On this episode of The Your Life! Your Terms! Show we chat with Dave Butler of Butler Mortgages about the new "Risk Manager" role at the banks and we get the latest rate updates on both fixed and variable. We also discuss the latest on the deferral mortgage programs and what investors need to be aware of, income requirements going forward, credit scores and more! Good times with our friend Dave Butler.
May 29, 2020•1 hr 2 min
Oh magical crystal ball, what will the economy do next? Will interest rates go lower, will inflation stay negative, will lending increase or decrease... what say you crystal ball? On This episode of The Your Life! Your Terms! Show, we summarize some of our own thoughts and analysis on the state of the Canadian economy and what the future may look like. Enjoy!!
May 27, 2020•1 hr
It's not often we meet someone with a Philosophy Degree who ventures into accounting and estate planning but not everyone is Fabio Campanella! On this episode of The Your Life! Your Terms! Show, we chat about the state of the equity markets, the economy, estate planning and get into Fabio's unique back story. You can reach out to Fabio at www.cmllp.com .
May 22, 2020•1 hr 3 min
When we quit our jobs to start Rock Star Real Estate, we double down on systems, non-negotiable tasks and waking up every day at exactly the same time. We know the power of good routines and systems. They've literally changed our lives. So on this episode of The Your Life! Your Terms! Show, we're pumped to chat with Craig Ballantyne about creating your perfect day and your perfect week. His book, The Perfect Week Formula, distills timeless gems of personal productivity into an engaging read. If ...
May 14, 2020•57 min
Is it time to play financial offence or defence? Where does Crypto come into play? Are we dealing with Inflation or Deflation? Why should we care about the Velocity of Money? We cover all of this on the latest episode of The Your Life! Your Terms! Show.
May 01, 2020•1 hr 4 min
Dr. Cowan of Phenom High Performance Medicine joins us to chat about the vitamins and minerals that help maintain a healthy immune system. We also discuss the liver, metabolism, insulin resistance, best time to take probiotics, what Zinc helps us with, the importance of deep sleep and its role in healing and more. You can learn more about Dr. Cowan and his team over at: www.PhenomHPM.com or on Instagram @phenom_doc .
Apr 02, 2020•1 hr 1 min
On this episode of The Your Life! Your Terms! Show, we share some of our latest thoughts on the real estate market, the stimulus that is coming our way, Wayne Gretzky Rookie Cards, real estate supply, family formations and more! That picture was taken some time ago by the way - we're not hanging out side by side like that right now. If you have any questions about real estate during this COVID-19 era, please reach out on Facebook (www.facebook.com/RockStarInnerCircle) or Instagram (@RockStarInne...
Mar 31, 2020•59 min
It's rare that you meet someone who is playing monopoly on his own street! But that's exactly what Brian Klodt is up to. On this episode of The Your Life! Your Terms! Show, Brian shares his story of how he got into real estate, what he's doing with real estate today and why he paints his houses fun colours. We then get into life goals and his concept of creating 100 life goals for yourself. We've read a lot of goal setting books over the years but have never seen someone break down goals into ca...
Mar 19, 2020•1 hr 16 min
When you understand how money is really created in the modern economy, you finally feel like you can "get ahead". For years we were playing the money game without understanding the rules. Finally, we have a grasp of this crazy money game and on this episode of The Your Life! Your Terms! Show we break it all down. And we also chat about the latest, almost unbelievable, population trends for Canada, Ontario and the GTA. Let's just say that there is a population explosion underway and the latest da...
Mar 11, 2020•55 min
Every single time someone tells us that the opportunity in real estate is over we know that the person speaking those words just doesn't know where to find it. There is opportunity everywhere, always. And that's exactly what these three amazing guys have found. Together they have not only formed an incredible power team between themselves they're literally tripping over opportunity with small infill development projects. Andy Tran, Charles Wah and Steve Ford are on this episode of The Your Life!...
Mar 04, 2020•1 hr 10 min
Kiran Gandhi is one of those people who knows that possibilities are everwhere. Whether it was from growing up in multiple countries, and continents and taking in experiences from all those cultures. Or it's from the moment when she was in a Toronto women's shelter and decided that her current circumstances would not define her. On this episode of the Your Life! Your Terms! show we take a look at the journey of an energetic, impactful woman who used situations others wouldn't want any part of to...
Feb 21, 2020•1 hr 9 min
Gerry Gatto, lawyer extraordinaire, has been helping Rock Star Inner Circle members and investors for over a decade now. It took us a long time to understand that not all lawyers specialize and understand real estate. Gerry does an excellent job protecting investors and helping them navigate all the potential pitfalls involved with real estate transactions. On this episode of The Your Life! Your Terms! Show we chat about probate taxes in Canada, second Wills, closing clauses joint venture protec...
Feb 19, 2020•1 hr 4 min
Pierre-Paul always energizes us when he walks into the office. It probably doesn't hurt that he's usually carrying some great bottle of wine with him for us to enjoy! He's an ex-CMHC underwriter who now invests in multi-unit buildings and teaches Canadians all over the country how to analyze and choose the right investment for themselves. On this episode of The Your Life! Your Terms! Show, we chat about life, books, yoga, personal development and throw in some property talk just for fun. You can...
Feb 11, 2020•1 hr 10 min
Sometimes you meet people and you just know they're going to accomplish all their goals. Jenyssone and Laetitia Tayou are those people. On this episode of The Your Life! Your Terms! Show, they explain how they maximized their investing opportunities in France before moving to Canada and how they've jumped into the investing game here with both feet! They are doing flips, using private money, managing renovations and contractors and setting up joint venture relationships all while being fairly ne...
Feb 05, 2020•50 min
Arvin Kana is one of those people who just puts his head down and gets stuff done. He's been working with Mike Desormeaux on our team for a decade and we had no idea how much he is actually up to. On This episode of The Your Life! Your Terms! Show, Arvin shares how he lived on $520/month for years, how he saved all his Tim Hortons money, how he created multiple online businesses, worked factory jobs, leveraged Artificial Intelligence, uses drop shipping and now owns multiple properties all over ...
Jan 31, 2020•1 hr 5 min
These two 24-year-old friends are up to big things. They've jumped into the real estate market at an age when most people wouldn't dare. And wait until you hear their story ... they had a real life angel guiding them, navigated several curve balls with different properties, had potential tenants knocking on the neighbours doors looking for information and managed to get a lease signed on their very first investment property. These two guys are super impressive, they're always learning, reading a...
Jan 28, 2020•1 hr 8 min
The mortgage landscape have literally constantly changes so we're bringing Dave Butler and Dan Patton from Butler Mortgage back on this episode of The Your LIfe! Your Terms! Show to give us the latest. We cover how to navigate the mortgage landscape as an investor, what to know about appraisals when using the BRRR strategy, where rates are headed and the latest on the mortgage stress test in Canada. You can reach them at 1-888-684-8326 or via www.ButlerMortgage.ca and to reach Dave or Dan mentio...
Jan 24, 2020•1 hr 11 min
Sergio is such an amazing guy and together with his wife, they're living an incredible journey. On this episode of The Your Life! Your Terms! Show, you'll learn about living through 30% annual inflation as a normal way of life and then experiencing 100% monthly inflation! Sergio and his wife immigrated to Canada twelve years ago and in a classic, amazing, adventure have managed to invest in multiple properties using variations of the BRRRR strategy and now have two amazing children born here in ...
Jan 20, 2020•1 hr 11 min
We just released a new chat with Dan & Tyler from Radix Performance in Oakville. I thought Nick and I had done some crazy things in our lives, but after listening to some of Tyler's adventures, I'm not so sure. In this episode of The Your Life! Your Terms! Show, we chat pre-workout supplements, my personal muscle soreness, workout schedules, sleep schedules and more. Good guys, fun chat. You can learn more about them both and the classes that Radix has going on over at www.RadixPerformance.c...
Jan 17, 2020•1 hr 11 min
Property inspections are always an interesting experience with investors. Some investors breeze through them without paying attention, others analyze everything to the extreme. Inspections are critical before buying any investment property and on this episode of The Your Life! Your Terms! Show, Stuart Harrison of Capstone Property Consultants (www.CapstoneProperty.ca) walks us through what to watch out for. And we kick off the show with a great little chat about his experiences melting down silv...
Jan 16, 2020•1 hr 15 min
For years we read business books that were full of theory. It all sounds good but it was difficult to put any of it in practice. Thankfully we ran into some amazing mentors who shared actionable concepts with us, we're forever grateful. And because we wish this stuff was shared with us much sooner, we're chatting about it on this episode of The Your Life! Your Terms! Show. These concepts have helped us take Rock Star from zero to eight figures and the future is bright! Thank you to all our mento...
Jan 10, 2020•55 min
Spencer Brown is the definition of someone taking control of their future. He's a 29-year-old who is doing some advanced stuff in real estate. He buys properties where he chops off part of the lot and uses it to dramatically increase his profits. He has sold chunks of land to builders, he's created duplexes and triplexes and he's just fearless when it comes to his real estate moves. On this episode of The Your Life! Your Terms! Show, you'll hear Spencer explain how he searches for properties, wh...
Jan 08, 2020•59 min
We're going to start a "Heads Up" series for real estate related issues that pop up now and then, this is one of those. Kitec Plumbing wasn't something we were aware of even a year ago. Now we see it popping up in home inspections with houses and condos built from 1995 - 2007 (not all of them by any means). This plumbing has some faults that investors and home-owners should be aware of. On this episode of The Your Life! Your Terms! Show we break it all down with special guest Mark Griffin from G...
Dec 16, 2019•36 min
This podcast is not just about real estate. It’s about living life on your terms. And this week Dr. Pete Angerilli shares how he’s doing exactly that. He started his career as a Peel Police Officer but decided to make a change into Chiropractic and we walk through how he made the move. We also chat about why we need everyone to live life on their terms and eventually transition into some Chiropractic discussion. We love talking to Dr. Pete and you’ll love the show. You can find more about Dr. Pe...
Dec 05, 2019•1 hr 5 min
Refinancing can be a key component of growing your real estate portfolio, but there's a lot of confusion around it. Sometimes refinancing is a breeze and other times it can be super tricky. We worked on one of our refinances for 10 months before finding a lender who would let us tap into the equity we had on a property. On this episode of The Your Life! Your Terms! Show, we cover how it's done, the process, the fees, penalties, appraisals, lawyer options, monoline and B lenders and more. It's su...
Nov 20, 2019•1 hr 3 min
It's always a good time when Pierre-Paul Turgeon shows up in our office. And when he walks in with a bottle of Barolo wine to enjoy, we know it's going to be a great day. On this episode, Pierre-Paul explains what he's doing in Ontario, his initial thoughts on Ontario multi-unit buildings, his latest adventures, we chat a little bit about Alberta and British Columbia and banter about all things real estate. You can learn more about Pierre-Paul and what he's up to over at https://www.multifamilyi...
Nov 12, 2019•1 hr 14 min
Over the years, we've spent a lot of time and money investing in ourselves. Both with taking the time to read but also with investing in audio programs and attending different conferences and mastermind meetings. We've always found this to be extremely beneficial. On this episode of The Your Life! Your Terms! Show we chat with Mike Desormeaux and Ruben Furtado to have a group chat on their personal development, making money and what has had the biggest personal growth impact in our lives so far.
Nov 06, 2019•52 min
Did you know U.S. subprime lending is back? Yeah, neither did we. Did you know the U.S. budget deficit is growing at twice the pace of their economy? Crazy. Have you heard of the Repo Market? You should. How does all this impact the Canadian real estate investment landscape? We break it all down on this episode of The Your Life! Your Terms! Show, and explore how these monetary and fiscal policy trends may impact house prices right here in Canada and Ontario. Tune in for some fun!
Oct 31, 2019•1 hr 4 min
