We would love to hear what you have to say about this episode. Please send us a text. In the last episode the stage was set for dealing with the effects of the Covid Hangover. In this episode, Dr. Joyce Mikal-Flynn walks us through the power of her program, Metahab, to learn how to heal from the effects of Covid. This is a practical discussion that addresses how we ourselves can learn to heal from trauma and even takes a look back to us as children and how we were "taught" to learn ourselves. Lo...
Mar 07, 2023•36 min
We would love to hear what you have to say about this episode. Please send us a text. Let's face it. Even though the market had a good year in 2022, 2023 has been no picnic. Part of the issue, at least in the opinion of your hosts, Matthew Grishman and Jim Gebhardt, we're now experiencing the Covid hangover. Experiencing trauma is one thing, working through it is another and few would argue, the entire Covid era wreaked havoc on everything. Just because we had a good year for the stock market do...
Feb 21, 2023•57 min
We would love to hear what you have to say about this episode. Please send us a text. Ready for 2023? Want to get yourself started in the right direction? Then you've come to the right place. Your hosts, Matthew Grishman and Jim Gebhardt, complete the prior episode's discussion on bias but take it to a practical application to address its influence on risk. And risk at the wrong time could be devastating. Learn how best to be aware of how bias enters into your risk approach and let that awarenes...
Feb 09, 2023•30 min
We would love to hear what you have to say about this episode. Please send us a text. You're not biased on how you spend your money are you? Yes. You most certainly are and in the next two episodes you're going to get a very specific and detailed outline of exactly what those biases look like and how they affect what you buy, what you invest in and how you look at what you do with your money. This is an oh so enlightening next two episodes you may even want to take some notes be certain to share...
Jan 24, 2023•53 min
We would love to hear what you have to say about this episode. Please send us a text. Welcome to 2023! While Jim and Matthew are hard at work building out the new year of episodes and content for the program, we thought it would be fun to assemble episodes from the last three January's into one great collection of content. From the second show of Financial Sobriety to last January, if you're a subscriber, you're going to appreciate the refresher. If you're new to the program, wow, you're going t...
Jan 10, 2023•39 min
We would love to hear what you have to say about this episode. Please send us a text. Did you miss any of the "inflation" episodes in the latter part of the year? Did you want to share with somebody that you thought might benefit but just didn't have the time to load up and share 4 episodes? Did you just lose a little bit in the translation of so much information over the 4 episodes? Guess what? This is your episode then! This is a compilation, a distillation if you will, of those episodes witho...
Dec 27, 2022•1 hr 3 min
We would love to hear what you have to say about this episode. Please send us a text. As a listener to the program you've heard your hosts Jim Gebhardt and Matthew Grishman stress the virtues of slowing down to go faster, the 10-10-10 rule, say "no" more. Well now, you're going to hear turn around and look behind to help you look ahead or go back to go forward. In this episode, a 3 year 3 season and 87 episodes later review is assembled into a neat little package. Impressive, yes, but more impor...
Dec 14, 2022•40 min
We would love to hear what you have to say about this episode. Please send us a text. We all carry bias in our lives but did you know you have financial biases too? Probably more than you thought. As Matthew works toward earning his Certified Financial Planner certification, he was exposed to the myriad of biases people can have with regard to their finances. Some obvious, others not so much. Confirmation Bias, Endowment Bias, Self Control Bias; Hear the perspective from your hosts Jim Gebhardt ...
Dec 13, 2022•24 min
We would love to hear what you have to say about this episode. Please send us a text. The Thanksgiving holiday is over. Most of us celebrated with family and friends and had a day full of gratitude. But why let it end with just one big day a year? What if gratitude happened every day? Multiple times a day? What could that look like? How could that benefit everyone? How would it make you feel? Your hosts, Jim Gebhardt and Matthew Grishman explain their take on gratitude in a very simple episode w...
Nov 29, 2022•36 min
We would love to hear what you have to say about this episode. Please send us a text. The Clarity Compass is a great tool to understand what it is you are going to do to improve your relationship with money and consequently with yourself and others. What does that look like as we approach the holidays? How do you prevent the Visa Hangover that comes post holiday when you've violated the very principles you just assembled with the Clarity Compass tool? What better way to insulate the money than w...
Nov 12, 2022•41 min
We would love to hear what you have to say about this episode. Please send us a text. You've heard the descriptions of both Jeff (aka "Ace") and Theresa as they worked their way through the process of the identification of their core four values. Now hear the completion of the Clarity Compass exercise and learn what it did for them to help crystallize what's most important to them and how knowing this gives them guidance on how they'll use their money to best serve those values.You can find the ...
Nov 01, 2022•51 min
We would love to hear what you have to say about this episode. Please send us a text. In Part 1 of the Clarity Compass you went thru the exercise as it was performed with the program's producer, Ace. (aka Jeff). Now, Matthew and Jim take Jeff's wife, Theresa or "T" through the same process with what might be surprising results; In a good way. For couples and families, understanding each other and identifying those four things that are most important to you can really change the dynamics of why y...
Oct 18, 2022•28 min
We would love to hear what you have to say about this episode. Please send us a text. The Clarity Compass is a part of the foundation of Financial Sobriety and is referenced throughout many of the episodes. Without it, you have no direction. With it, you have, well, clarity! Easier for some than others, the Clarity Compass exercise is a pre-requisite to further understanding of Financial Sobriety. In this episode, you'll hear the Clarity Compass applied as the show's producer, AKA Ace, and his w...
Oct 18, 2022•46 min
We would love to hear what you have to say about this episode. Please send us a text. Not unlike flying a plane, you're going to hear Matthew and Jim discuss the need to have checks and balances on your investment "flight" plan. Too often, one tends to want to manually attempt to "fly" their investment strategy over the long haul. Not unlike a flight plan, however, if you're off just a bit in the early years, you could be way, way off in the later years. A few miles off on the plane's flight pat...
Oct 04, 2022•58 min
We would love to hear what you have to say about this episode. Please send us a text. Inflation is the silent disruptor as you've already heard. But did you know you can battle back with relative ease? Exercising the pain of discipline over the pain of regret, today's episode reveals tips, tricks and tools you can use to win the battle over inflation. You can do it and you can continue to live your lifestyle... as long as you don't allow it to creep up with the advances you make with your money....
Sep 20, 2022•58 min
We would love to hear what you have to say about this episode. Please send us a text. How, really, does the Inflation Reduction Act impact inflation? As you might have surmised, this is a very familiar governmental titling ploy to make the "Act" sound like something it may not quite really be. Or is it? Does it do what it says? Listen to what Matthew and Jim have to say about it and do what you must to keep your political persuasion out of the evaluation. This is a bi-partisan bill and it's not ...
Sep 06, 2022•43 min
We would love to hear what you have to say about this episode. Please send us a text. It's the hottest topic of discussion in financial circles right now. That's right. Inflation is silently eating away at your savings, it's taking your income, it's limiting your freedom to do what you want. Join Matthew and Jim as they discuss what inflation is and how we may have gotten to this point. Somewhat tutorial, somewhat educational and always presented with an entertaining bent, this is must know info...
Sep 06, 2022•30 min
We would love to hear what you have to say about this episode. Please send us a text. Hard to believe another summer is behind us and the fourth quarter of the year is just around the corner. Your hosts, Jim Gebhardt and Matthew Grishman, reflect on the second summer presenting the "Teach Your Children" series and the significance of preparing your children for their relationship with money, self and others. From that vantage point, they take a slight look ahead to set the tone for the remainder...
Aug 30, 2022•22 min
We would love to hear what you have to say about this episode. Please send us a text. As our "Teach Your Children" series winds down for the summer, one of the critical "Pay thyself first" comprehensions has to be not only the "why" but the "how". In this episode, Matthew and Jim share both their own personal stories with their children as well as the direction you can take to help your children understand the value of the discipline to make an investment in themselves and do it in a proper mann...
Aug 23, 2022•33 min
We would love to hear what you have to say about this episode. Please send us a text. So you're following along with your hosts Matthew Grishman and Jim Gebhardt and your children are making progress, all excited about that first job and that first paycheck, right? But what happens next is the crux of this episode. The money isn't right! Who took my money? How do you explain to your children how and why what they get paid hourly isn't what they're going to take home from their efforts at work? T...
Aug 16, 2022•31 min
We would love to hear what you have to say about this episode. Please send us a text. We're getting toward the end of summer and your hosts Matthew Grishman and Jim Gebhardt have been holding class on teaching your children about many of the attributes of building wealth and money as they relate to somebody just getting started in their earning career. Now comes the moment of truth when an income stream is recognized. Wealth building is a marathon, not a sprint but only if one is diligent in doi...
Aug 09, 2022•39 min
We would love to hear what you have to say about this episode. Please send us a text. If you're thinking it seems like you just heard an episode last week, you're correct. This whole teach your children concept provides so much value, the intent is to get as much of it completed while the kids are out of school and still at home. In this episode, your hosts, Matthew Grishman and Jim Gebhardt dig just a little deeper into the education of our children on what's important to them. Getting clarity ...
Aug 02, 2022•28 min
We would love to hear what you have to say about this episode. Please send us a text. What if you could count on your state school system to educate, not only your child, but every child on financial literacy? What would that look like 20 years from now as those children grew into leadership, adulthood, government? Pretty amazing I would think. You'll hear about Rhode Island's bill SB349 in today's episode and what better time to roll that right into the federal child tax credit that was passed ...
Jul 26, 2022•48 min
We would love to hear what you have to say about this episode. Please send us a text. Continuing the theme of teaching your children financial literacy, this episode digs into respecting the value of money from an early age with some tutorial elements to help you with your children in the process of learning about the value of a dollar. The concepts may be simple in theory but the actual practice is invaluable. For more information on Financial Sobriety or to reach Matthew Grishman, visit www.yo...
Jul 20, 2022•40 min
We would love to hear what you have to say about this episode. Please send us a text. In this brief update, Matthew and Ace bring a message of the postponement of the "live" episode as a result of a family health emergency in Jim's family. Tomorrow, the next episode in the sequencing of "Teach Your Children" will be launched instead of the previously anticipated "live" episode. At this point, more information will be forthcoming as the Gebhardt family situation resolves and will be communicated ...
Jul 19, 2022•8 min
We would love to hear what you have to say about this episode. Please send us a text. Yes, you may have heard this before. Because there was such an interest in what we did last year, we've simply polished a few things up and we're relaunching the "Teach Your Children" series for the summer session. We know you're not likely to go back and dig the episode up, but if you're new to our program, this will be new to you. If you're familiar with the program, now you can share it simply with a family ...
Jul 13, 2022•45 min
We would love to hear what you have to say about this episode. Please send us a text. Back by popular demand and with a little twist, the summer series of teaching your children the immutable lessons of Financial Sobriety returns. This is the 7 course program to help your children of any ageget a grip on those three most important relationships of money, self and others. Since it's unlikely the curriculum is being taught in your childs school or better yet, since it's likely if your child has gr...
Jul 12, 2022•23 min
We would love to hear what you have to say about this episode. Please send us a text. In this Part 2 on the discussion of Metahab and the process of Post Traumatic Growth Dr. Joyce Mikal-Flynn identifies the 6 steps in the process to growth from trauma but after a slight deviation with Matthew and Jim on the initial willingness and acceptance of the individual that has experienced that trauma. It begins as a child and how well that child grows into a person capable of choosing to make a differen...
Jun 29, 2022•42 min
We would love to hear what you have to say about this episode. Please send us a text. The title is ominous... and true, but there's a wonderful continuation story and that's what you'll hear as your hosts Matthew and Jim walk you thru the activity that led to Dr. JMF's death experience and over 20 minutes of CPR before being resuscitated. Resilience, connection and purpose are evident in the outcome that went on to yield a Doctorate and stratified program for Post Traumatic Growth. Anyone that h...
Jun 28, 2022•57 min
We would love to hear what you have to say about this episode. Please send us a text. In this second part of the Longevity Risk assessment, Matthew and Jim move from the emotional evacuation necessary to making the requisite moves in an aging situation to the financial considerations. Not only do things become more complicated on this side of the equation but this is where living longer can present the challenges of affordability. Long term care insurance for example. Extended durations beyond e...
Jun 15, 2022•39 min
