Hey folks, good evening to you all and welcome to a space with me khalu Aja. We call it the Money Spaces because on the spaces we talk about money, personal finance, the economy, but we always make it personal, right. We want to talk about how the economic concept that you hear about every day impact your daily life and of course your wallet. That's the whole idea of our spaces. And today we do have a topic around the issues of agriculture, fintech and of course technology. We want to see how
we can have the intersection with all three. We're always talking Nigeria about agriculture. Go back to the farm and want to go back to the years when Nigeria was a large exporter of cash crow home. We had a lot of folks employed. But to day the demographics in Nigeria, you have a very young population. Yes they want to farm, but they're not gonna take a
hole in the cutlass. So farming is also has evolved. Right. We now see Netherlands, small tiny country Netherlands producing more food than huge Nigeria with more arable land and all that. So we have to then look at agriculture in a different way. I think it was the formal presence of Israel that said agriculture is ninety nine percent innovation and one percent perspiration. You've got to do more of innovation. We see trees that have five different fruits, we
see GM, we see you know, disease resistant crops and seeds. So it's all tech. But also we see finance coming into that space. Finance come into that space of agriculture where we are seeing that without money itself is difficult to even run agriculture because you need to funds, you know, to build out the land, to do the site and service, just to buy
the fertalizer and all that. So when we talk about agriculture, of course fintech and tech we have a point there and it's my pleasure to know, like to just host effects because they come in and they are trying to bridge and so we say married distree concept together. We've had them on I think it was last month when we talked about the cold Cash Crop, which an innovative hackatron where they're inviting the young folks out there to present solutions right towards
the agricultural space using fintech. You know, how can we make storage, how can we make you know farmers to find markets better using fintech in it. That's the entire theme that we are still on today. But today we are talking innovation, right. We want to talk about innovation agriculture and the why innovation is failing. Right. The idea here is when we talk about how we are not doing well, then we can do better. I'm gonna few guessed with me. Um. Adana is the only one online at the
moment. I see Hakim, Hakim, I send you the invite, but I'm going to get Adanna to go ahead and introduce yourself and say hi, and then we can get going. Hello, Caro, thank you so much. I think Camal is here as well. Oh, let me find him. Let me look for Camal. There we go, Yeah, I see him, alright, Gonna, I'm gonna send you an invite to speak or just request to speak, and then he can be Oh, here, here's your requested that ahead of me, and I go ahead and duce yourself.
That's what you do. That's why you're here, and okay, get going, Okay him, everyone, thank you so much for joining us. If my name is Adana at one, I need the pay team at effects and I'm here to talk about, you know, innovation. Why we think as effects with you is like an important conversation that we need to have at this time and just basically how we intend to push that the conversation of innovation around these three sectors forward at effects. Actually I think, well, welcome,
welcome to the space. Just hanging them we got hacking. Hey Hakim, how are you doing on mute? Say hi? Tell us what's going on? Hill? Very much? So? My name is that I lead the team at legos Innovates. That's the division of Elositive that caters for the ecosystem founders. You don't We have an occupation program for founders fascinated, access to
finance for people to take the trainings. We also provide access to finance for Helpe Withers, a course lagals, and then we also provide what we call vouchers for founders to be able to make use of work spaces, a course lakers and I'm quite glad to be here. Let's see how the cow so I hope I don't have to see. How can you're a guide to know you give vouchers to fathers to use spaces. I also give loans. You're a guy to know. I'm going to save your information. I need you
interesting. The government is getting good good vibes, good vibes to excellent excellent. Let le let I come out in here, come out, go ahead and say hi, and I'll get going. Hi everyone even thank you for
having me. UM. So my name is come out in some other um A product manager effects UM currently spiriting me very wonderful data and business intelligence in here effects creasing wonderful solutions at any point if my network feels that's an example of innovation user starting and once this club it's terrible, Wow, wow, wow interesting. Right, we're are you in the topic? Right? So guys, how I'm going to do it right? I have a few questions.
Now some guys are send me dms and I have my own questions. So when I ask the question, whoever wants to take it? If film to take it, that is just fantastic. We want to learn. I want to learn about this topic, why it's innovation feeling, and how we can learn from it. Right, So my first question like how do we really define this innovation? Like what is the benefit challenge of innovation? Not answering? For me in the finance space, I always go with productivity.
If I see a company that is productive, I eat, doing more with less, I buy their shares. Right so, Tesla, Microsoft, you know all the companies you see how there that are doing pretty well? They are productivity generating enterprises. I eat every day to do more with less. So in terms of agriculture, how do we define innovation? What are the benefits? What are the challenges of being innovative into this world? All of you? I wanted to get like an answer from all of you how you
define innovation and want the benefits and challenge from me? All of you. Let's go ahead before me. All right, come out, he come out. You're being nominated. But you know they always say that quote unquote. You know, I don't see ladies first, but hey, gotcha, come
out, go ahead, go ahead, all right. Um. So I typically like to so from a general perspective, I'd like to see innovation as a way of creating new ideas, a produl to a process, or just finding a new approach to solve a big problem, and then that big program
that's little approach becoming having significant improvement to that process. Um. And generally you tend to see that some innovations have some drama, some dramatic flare around them, and mostly um, you'll see that innovations just help us do things easier, faster, and sometimes consider things from a much different perspective. So sometimes it's not that an innovation is technically solving a problem. It's actually even
highlighting that there was even a problem to begin with. That I like that. Yeah, yeah, so UM. One of the main importances of innovation, I would say, is the fact that it drives humanities progress and improves our improves our chances of survivability. He also helps us with economic growth and society development. And then when you bring it down to the agricultural view,
um, some of the challenges that you tend to see. Um, and it looks like the cloud cover has got come out, starling, cloud cover got come out, hacking. I like the partisan about it. Let us know that's a problem. I e wo come out, that's not it's a
problem and it makes us you know, suberbability and all that. You are in that space where you are linking entrepreneurs with facilities and the government, do you have a take on what innovation is and the benefits and if you could look alized to me for saying the Nigeria state, I would love that hacking come out looks like you're back. You've got the crow cloud cover art. Yeah. I was actually I kept talking and I didn't realize I was with I wasn't being heard. Yeah, but yeah, So I was trying to
bring it down to the agricultural perspective of things. Um So, some of the challenges that faces agriculture around funding and limited research. So even if people do their research when they find that innovation, sometimes finding that market fits is usually a problem. So you might find something that there is a potential solution or is it a proper solution for the market you are bringing it into Who's
going to use this? Who's going to use this solution? Have you considered cultural perspectives, people's aversion to risk, especially in agriculture, which has which is high risk high reward at the same time, so people farmers generally have a high risk aversion. Um So you need to be able to put all these factors into play when you are introducing an innovation and also test your hypothesis on a smaller scale before. Um I would say putting all your eggs in
one baskets come out. Do you have that? Do you have a local example you could share that maybe highlight what're talked about from us, the abbasion to risk and all that. Do you have an example you can share? We can put a clause on just to understand what you're saying. Um okay, So I would use one example of how Pharaoh forty four, which is one um species of rice that is being grown in Nigeria now came to be. I just know parts of the story, so I'll put I'll just put
it together, okay. Um, So before now, come only if you can hear me. If you've gone up and I really want to hear this story about rice. So I'm gonna give you a few sex Maybe the clouds should go over and eat. Yeah, come out. You went up, so you were talking about rice. You just kind of just as you started say if you can starting on the story of rice, have you got just go ahead? So okay, okay, yeah, it's it's this better now?
Yes, well okay, fantastic. So I was saying, I was given an example of Pharao forty four's introduction into the Nigeria and space before then in northern Nigeria, where you have people growing was usually this species of rice called Jemila, and that was the most popular of our species of rice that we're growing, and it was working for us. But when farrough forty four came, it was a new species that most farmers had not grown before.
And then they promise to them was that you'll be able to get sixty bags. How many bags do you get to there? And they tail you're thirty and then you promise them things like you're going to be able to get sixty birds, and nobody believes you because how can I be grow growing the same particular I'm growing another grain a different grain of rice, whim getting more two times the number of bags yes to get before. So this one is actually
a success story. But what I want to paint out is how the people who brought this innovation went about implementing it to make sure that it was a success. So what they did was explain the science to the farmers, which they may not necessarily understand complete people. At least we are putting a story and we are giving them an impact, sort of driving the innovation with the eventual result that you want to get, not being so absorbed by how fantastic
your solution is. So it's also started with a pilot test and the first few farmers got even ninety birds more three times two times more than they even expected, three times what more than what they we're getting before. So this was something very um fantastic for them and today. So it was also getting the buying of farmers and processes, because it's not enough that you are tripling the yield of farmers, but then who is going to take off what they've
eventually planted. So it was also getting the process as to say, we have this new species of rice, how is it going to play out in your processing? Um? Interesting? Come out? So there's paroh forty four on you. I was going to ask you and come out is this parow forty four? Is it important? What the back resident might amaidals or what is it? And if you can answer that about I think clouds copies over your starling. Um. So, so I'm not expert on it, Okay,
I know that it's um it's a different variety of Sydney. I guess that nia that works to me. That works to me completely. It's very interesting to hear the you know, the backstories to do what we'll see as Rice seed. You know, to me, rice is right, But I tell me how there's Jamila and there's a parer forty four. You know, still for me, Rice is right. So it's very interesting to hear you guys talk about the backside of it. Right, So Hakim is back um
hawking. What's your take? I'd asked you earlier, what's your take on innovation? Having defined because you interplay on the quote unquote streets, you are linking these guys that needs something to the guys that have something. So what's your take on innovation? Okay, thank your apologies. I think the system took off so from innovation from my angle world be it's sam people doing things better and lending the start of school, redefining processes and outcomes. That for
me is innovation. So and I would give examples before. Now, if anybody wanted to go to the parts and you wanted to take a cab, the article frot of your house, pet your hands and wave and then one year O black taxi would come. If it was raining, you have to look for a share to stay under and the light. Now, how do we ensure that people can get that cab to reach their houses in front of their kids. They don't have to wave their hands. People don't even know.
People don't even have to know that it was able the cab and overcame it and then we could eventually and now we're enjoying that part that we could get a cab by the press, by the by the click of reporting, and they will drive train into our house and they will predicate analytical wish for you. That is improving process and improving outcomes. So innovation is basically doing things better, either in terms of how it is done or in terms of
what comes out of it, and there are barriers angles to it. Innovation doesn't have to be backed by technology. Innovation sometimes can just have to do with modu college um redefining what you call process. So like other colleges, most of the time we talk about innovation back by apology, but knowing that I can, knowing that I can moducal reach out to for people. If I use a megaphone as opposed to shout, it's a home of innovation.
If I was going to use my voice to poor be able to hear me, now I have a megaphone, I can talk to one hundred people at the same time that is en showing that I'm reaching to other people with less amounts of nagy that are even are used to people and dependent fits of this is one companies have what we call competitive advantage. It then means that with the same amount of impute and resources that that everybody is given, assuming we are given the same, you can produce more. You can you can reach
more customers, you can make more profits. Also, it's also in the sense of efficiency and productivity. It means that with the same amounts of staff, for example, with the same amount of it awards you have to work per day, you can you can save more people within the same time and they also then least the economic group because we are then doing more with less.
So also coming from the government and goal is the fact that as we as a people and and and and as also an economy, that there needs to be that constant striving to questions for those schools to be able to do things better and magazineize existing resources, magazineise moducality, find a dependents. What they say that all these cars, but despite that's scarcity, how do we do more with less? How do we leverage technology? How do we leverage
tools? At Abe and Cultu you to do more. So in my angle to summarize is basically doing more with less with refining processes and also providing better outcomes. Gotcha, let me ask you again with examples. You are on that on the market on the field, right, what's going to be a good example of a well introduced innovative product that caught on? Would say the off takers? And what's going to be in your hunian an example of should
we say a bad innovation that did not catch on? Could you give us an example of maybe a best case, either on the good or the bad side, that the audience could learn from. Okay, so from the good side would be typically what everybody at adult to at some points, which is where we all thought that in the mimum amounts of seconds you must use when
you want to make a phone fall has to be sixty seconds. Yeah, I'm empty and and fair sailer at that time, and medals field that you would even if it's people ten seconds, you have to pay for one minute. And Glue came in and then said, look, you clearly can pay per second, and it changed the face of the buckets and even everything and set that we did look actually do perssee company then so they be persee company.
That is that is solving a problem using modical technology, are using existing resources, which was something that really really changed the face of the market now before the if you cause some one one minutes one second in for two minutes and persic colled collars nine seconds example, but that is how for me. That is one perfect example of innovation that plastically changed the markets of telecommunications in
modicalities in Nigeria. An example of an example of a mogicality of a of a part case would be clearly to it a saying we should pay for whatdical we should pay for our our blueting in an example where if anybody has a
blueting pas clearly has ended person. There is some identity behind that beauty, there is some verification that has gone behind that putting on an elevation, say no anybody to judge buy it and then any any amoutin for example about innovation, which which interesting perspective, I like that interesting at like that, Like you said, the globe and the emptym thing clear example that if you do innovation, it not just affects how we use products, but it also defines
market share, profitability and needs affects everyone. So I like an example you give, let me come to Adana right. And then in the context of the code crash Crop four points, You're right, what themes like as all specific steps can SHAVEOL does take to align their innovations with market demands. So essentially, like if I'm a contestant in the code cash Crop and I hear her Kim and come out and talk about high innovation that's got to be scalable,
has got to be you know, user friendly. What can I do right to align my innovation and on the present so that the market basically adopted if I way put that in different way, okay, UM, and I would answer your question using you know, some of the solutions that will be for UM in terms of the art accasoms that we've just finished. And I think that the best way would be assised from you know, making sure that
whatever innovation that you've brought UM actually solved the problem. UM. It's also that how how much research has gone into the solution or innovation that you have come up with UM. And sometimes we find that some innovations are not it's not market face because enough research has not gone into into it. So your ideas can be amazing, but because but because you have not done enough research to then adapt that innovation into the current situation on ground, then it's not
adaptable. It's not even going to keep the ground running. It's not then talk about healing. And I think that it's very important to that A lot of thoughts goes into research and making sure that Okay, I have this innovative idea, but I didn't have to then put putting a lot of work in the research side of things to then ensure that I fit my idea appropriately into the problem that he wants to solve. Then he can, you know,
start up and then start building and trying to scale. So I would definitely say research. That's an interesting point. So essence, you're saying, it's not how good per se, it's not how innovative or fancy the solution is, but it's got to speak to the user. So look at come out and struggle now with Starling. Starling is a wonderful product. He can get internet in his village, but cloud cover in the tropics is going to be So is that that's what I hear you saying? Yes, yes, So
do the market research, you know what the people need. But if I was to give you Devil's advocates, I would say, people don't know what they want. And sometimes when you bring out innovation, then people say, I think I like this. Yeah, there's definitely that that part of it, right for even in the in the in the angle of people don't not knowing what they want, is that the people even ready to receive it.
So I'm going before we launched m commic, we had tried commics in two and see sixteen, I believe, and it feels because the market wasn't ready. It was such an innovative idea. We know that we knew that the people wouldn't want it, right, But it's like you also have to check what the market readiness to receive for them to ever embrace the idea that this would be good for me. I agree. I will take that you want to add anything to this with um card everyone, So I would just want
to follow as w Donna has said, just build onto it too. Um. Part of what Colled cash Crop is doing is presenting people with an actual problem. I'm saying, we have learned the research, these are actual problems in this space. UM, so come up with or use other euvations and sort of tailor them to some of these problems. Um find the cultural faiths um to test your hypothesis and see how far you can push it. Yeah, that's what I wanted to add. Okay, thing I have you here
we're talking about called crash crop. Talk to me about if I'm a guy, just walk into this space. I've never heard about colde cash crop. What is it right? What are the insight I'm expecting? What do you guys do in code crash club? How does it tie into this innovation agriculture of fintech. Just talk broadly to me about what you got to not achieve with cold cash crop. Okay, so I'll start an introduction and let Ada give a full product view. Basically, colde cash croup is it is a
competition. It's an innovative challenge that is sort of binding agriculture of finance and technology because in the act space today, it's not enough that you solve one part of the problem. You have to be very holistic in whatever solution you're bringing into the market. It has to combine old something that it has combined something that solves for the farmer directly or it has to also be something scary,
which is what technology gives you. And then you need financing, So how are you going to how are you going to get funding or how are you going to use the pointing that you get to push the solution down the pipeline. So I don't know, you want to speak more on how people can get to coltash crop and then eventual results that we go to get from
the competition. Thank you, um and just to build on worterm out as the coltsh Crop at the core with is to bring you know, people within the finance and technology sector together to have conversations and over the years what we've done with cold cash crop is to align the different our teams based on where we are at a effect but also where we are looking to see the industry goal in future in the future, and so were to this year we thought
about innovation as the as the key thing to this cause. But innovation in the tent that you know they're already existing innovations happening, but it's to then say how do we then create or student innovations existing to then um scale pan African wise in such a way that you know the solutions are then adaptable in
various um African countries. Um cottash Crop also tries to vield community community in the sense of M. We are trying to view the community of young people who are who are building this space, who are doing amazing things, creasing solutions, you know, basic solutions and trying to heal their heal those solutions.
UM what CARN trying to create a community of innovation or small life UM to say that you have the solution bringing it lest or denseee, how we can then help you skin it M. I mean aside from financial ways, but also in terms of human resources in insane how do we then create space for you for other people to see these innovations that you have and also buy into it. And that's really what we're looking to do with cold cash Crop.
You know, aside from the halfatterns, it's also the conversations that we're putting together to have different conversations around innovations. Why innovations fail MOS are the fundamentals that keep and innovational innovative idea running? How do you then align these innovations to fit what people while you're trying to grow the community aspects of things of your innovations, But then how do you then align you to making profits,
making sure that it's planet friendly. Just trying to have conversations around the different aspects of innovations is really what we're trying to achieve with colde Cash Crop this year. So so more or less, if I have an idea, I can come and pitch and my idea, yeah, has got to be around that a great fintech space. And if I pass, I get a cash gift. What what I wan? Yeah, you get a cash gift. But that's just again like one part of this because obviously everyone, every
innovative idea needs financing and money. But aside from it is to then obviously with the help of organizations like LSCF, to then open doors to this innovators to say, hey, we're trying to also bring people within each of these place in one place and to hear them pitch some of these ideas and want
to buy into it. Right, So aside from um making sure that we pick innovative solutions is to then be very intentional about this kind of people that were bringing into the room to hear them actually teach their ideas, to have them be able to work up to these people so to be able to work up to like it had been at the event and say, hey, I have this idea, I've been working on it, this is where I'm at, and then having it had been being interested in it and said okay,
let's see how we can help you with the resources that they have available to scale this idea of But it's also like one path of cold cash crop a franchirom the conversations that we've done to have Okay, so I had to just say to say profitability when you are looking at at at projects presenter to you, is profitability or should we say social good? How do you wait that?
If I have a proposal that says cassover can last longer for say two weeks in the villages in the southeast, that's a they very social thing. It might not make a lot of money. Well that way over someone that says, listen, I have a proposal that can make engineer that can we use should we say vegetable oil? It will give me ten percent more. How do you guys weigh as a judges, how do you wait proposals in terms of profitability and social good? Or is there even a distinction even have
to speak. So far is at the core of this is how innovative is this idea that you've had you have social good? Right? And then we look through a lot of solutions to say, okay, does this look good? Do we think that if what if we work with this person or an ide it more and try to expand their cope even more, will eventually become profit table. So really at the core of this is how is your solution
or innovative idea going to help in the long run? Right? And then we bring you, we bring your ideas in um, we have a team of people within effects and even on outside of effect that who then work with you on that idea and say, okay, this is your idea, have more conversations with you, kind of expand it even more. At that movie did with the Boots camp kind of have conversations with them, expand it even
more. Has their mentors talk to them um and say, okay, I mean you should tweak this twig that because if you do it this way it would end up not being profitable, or if you do it this way it would then be profitable. So at the at the core of it really is the social good. How is this going to eventually be beneficial to the people who you're using it for. But at the end of the day, when we are done helping you tweak expanding your scope, how how will you then
make money for you? And on our idea got you? Let me ask you real quick right in terms of how you relate. When you did your intro, we heard you talk about how you give vouts, how you are helping founders linked to you know, developers. How does this play this, this code has a play to what you do. Is it helpful? Do you want to see more of this? Is this model iea of an organization bringing in the youth to coming and create solutions? Is this helpful? Is
this the way to go? What's your take on all this? Okay, thank you very much, I personally and also from the from the shows point of very thing that this is the way to go. And I think in the in the tech ecosystem and in the renovation space, this is a model the PPP with in this area. And I say that because while we support innovatively drinking and technologically drinking enterprises, colde cash Crub helps to find those people
out. So you can imagine if we had to then do all of these ourselves and then we don't have to find them soupported incumpeating them and giving them facts. It's clearly a lot of work. So depression is how do we find them, how we work with people who are also interested in what we're interested in. How did you look? How we pack on with people who want to support young Nigerians, young Africans who are who are looking at using
innovation to revolutionalize agricultural sector. And I think that others on other states of that other guntions should look in in this line because one, it helps to combat the incidents of prevalent of utal employment right because we're basically taking young people with ideas out and helping them to find any ideas and making those ideas into
profitable enterprises. And if those enterprises become comfortable wanting is sure they're going to have to expand and pay employee three four people is more p our country of medical unemployed PE two is it's this is also an avenue to improve our productivity and efficiency as innisition because we cannot keep doing things in the nineteen seven the
unineteen taxis wek and expect to three two hundred million nargenients. We need to be able to moggal and we need to be innovative in from even decided what's it to plant to went to plant it, to the kind of sol to planett to the kind of fatalizers to use so that we can improve you, but while also ensuring that we do not go against modugal it heathics and also than Tardian the sense that it also helps to du call it to um to
put governments in that space of innovation, because it then tells the whole world that as opposed to what we know, that government is usually against it. This is basically telling the whole world. And I'm happy to say that government is in some parts of the innovation. And we are not those waiting for those for innovation to have viewed fruits before the finalities we are. We are saying we will start treating from the text school who would help you find them.
We will support people that are looking for them, who will support them with incubation where the adoort will support them with having access to work space vouchers so that they can continue being It helps us to be at the forefront of innovation. It helps us to ensure that when policies are being designed, we are also aware of what the ecosystem is doing and how to do policies to support the groups and me lot, thus doing one of us enacting policy of
earning policies without antiquate understanding and knowledge. So I think this is a perfect example of the PPP that is improving innovation and luckily for us, is happening that the culture space, because it is anything that we need to accomplish as a nation, is being able to be sustainable in terms of how we feed ourselves and also bring away from that to also export and and seeing other countries and are nue for us to end for it if we can export as much
as we shoose. So for us, it's it's a w will on a lot of the angles. And we are quite glad that we are doing this with all of Africa's finance, modical and cultural governs, effects and defending. And this is an open came to people who really are interested innovation. I want to I want to support them as they are possible. Those are any day anything excellent. So UM, I don't I don't know if you can
answer that. I'm basically looking up looking at the twitter feed for Effects up and plaining rights last week affects right, and I'm looking at the finalist, right, the guys that were selected out of the over Let me see how many guys were here. You guys have this finalist out of Underland thirty entries, you got twenty five semifinalists. Now six finalists are going to represent. You will represent to go to the outside the finals. Right for tech finance
and a Greek Can you talk about one of these guys? What did they present or to what did they present, why was it unique? And how you think that solution that they presented is going to basically lead to productivity gains and even skin agriculture, just one or two. I see them very some very nice ideas and all that. Yeah, I think it was an interesting process and I'm happy to come out here because come out really helped us in,
you know, picking out some of these solutions. So when we started where we were deciding how to go about the half the agg halfato on post things, I think the first thing that we did was to then start for challenges. So we reached out to a couple of other people within the AG
sectors to think, what are the issues that you're facing. And then it was curated around three key challenges which were of course data some of them didn't have UM access to data that they needed of course logistics and then extensions UM and so that was how we curated this says challenge es and then we then
opened the top and we had people standing solutions. You know, it's it's very innovative solutions to add UM soviets each of these challenges that we put up and we kind of had like very key UM metrics, So it was how innovative as the solution, How adaptable will they be on the field, on the actual fields when it's when he's taken to the field, how adaptable will be UM. The other thing that we then looked at is in the long run, how profitable most the E won't be? And then finally was then
UM what as the sex M solution? Back in this UM we we had very interesting entries. Both some of the entries that eventually made it to the finals. Which made it which were very exciting for me was especially the data we had people ideas give us very innovative solutions around data and evolved down to
have been thinking of the final user UM at the forefront of this. I think one of the data solutions that made it to the finalists was very specific as to, you know, thinking about the farmer who doesn't have a phone, but it's a price data, how do they then get this? And the guy went as far as USC code pick the language that you that you speak, So if you're outs that you want to pick out that the data
comes to you in that language. If you're if you're Euroba, if wants you pick Euroba on the USC the data cons to you in that language. And for me it was very interesting that and that was the reason why I talked about research when I asked me an earlier question to say that this person has really thought about the end user, who is the farmer, right, I think one of the end users, right, who is the farmer, but also thought about me, me who could not also be in the office
and also need access to this price data. So while he's catriing to the farmer using USS code, catriing to me using like a mobile app or a web version of the app. And so for me it was I don't I just really enjoyed the fact that some of them, or rather the finalists, really really thought about the end users, the various end users, and just
how these solutions will then be at that table to them. I think that was really what was exciting for me and I'm looking forward to seeing them pitch life or at a graphin so yeah, yeah, so how can which which which are a contestant cult your eye? In terms of the solution, I just talked about the U S s D. There are four of them. I would have not to see one, two, three for this guy did this which I want to cut your eye? Interestingly, I think I don't
not have the same choice. Interesting interesting, So I think I think, I think, I think if you're putting one on any point, I think my money is on the g I hope not out or not till till the scale when you guys have your finals on August of twelve or no no no, no activity is key. This is my pastal opinions to go ahead. We also have solutions from my Robie and the Robe Solutions Fire to be and I'm really excited. There's a guy called Silo Africa. I'm really excited to
have him come come to Nigeria and peach. So our judges are going to be a mix of Nigeria and UM and then Kenyans as well, because again it's how do we then at that solution that would kill Pan African UH, Pan African UM. And so the Kenyan guys are really commune with fire and I'm I'm really really excited to see what how So Kenyan people are coming to Nigeria and you want them to win and take ten to the dollars to Kenya, I hope. I mean the goal is is innovative solutions that would skill
detectors Pan African. So if if it's if it's a Kenya and great, If if it's a Nigerian, amazing. I mean I'm dusting because the Kenyans are on their a game. Those guys are very good, so the Nigerian guys should not assume that they are. You know, those guys are gonna come with real, real social The agricultural sector in Kenya scope depth in any way out classes one Nigeria has in terms of daily This guy's export flowers.
You go to Kenny, I think by two am they bring the flower boards, they're wrapping them by two am. He goes on the plane and it flies from Ka to the Amsterdam. So when it learns in Amsterdam. The board the flower boards are opening up and then people in Amsterdam buy them as they're going to go to work. This is like you need organization to get
these flowers on the plane take off and larning Amsterdam. Yeah, so let's not say, Kate, we're looking at King Walk and those guys are they're not no jokes, So I'm not saying this point and young guys come with you, come with your A game or I don't want to hear a story that this is what happened. Now what happened? I mean, why are you precting them to come with your A game? All six of them?
Okay? D And if I agreed, this guy has solution, mcche he's saying, this is um Michael. He same solution was to allow farmers use AI to answer questions concerning how how they can what time to grow at the right price. That's what he presented this Michael. Guy here ivender one here adduct really true seeing what they did and why are you guys yeah picked up? Yeah, so quite quite interesting. This guy here he did this school
Lima. This is this is mister Agibadi. This is this is the guy you talk about the university of your assesses, the addresses secrets can need for accessible and localized guidance, particularly with takes away the language barrier. So essentially he saw that language barrier around and we don't as a big deal. In
my village, people speak a different language than people in Sekno. So if we could all go on on an app and we could all speak the same language in this guy's solution, that would add a lot of depth to it. Letb yeah, go ahead, go ahead. And I was going to add that all six of these guys of this final is already have like prototypes. Some of them already have like existing businesses, and some of them are like they're already in like why our frame prototype, ready to go to markets
with their solutions. I think the UM, the the the AI guy that you mentioned, he already has like an existent solution. He's already pushed into the market and then trying to integrate AI right now into it. And so
it's really exciting. And which is for roses at the core of cold cash crop, because we believe, like the sky is wide enough, right and we want other people in the market, and we want young people, um young less like you led solutions because we're really the future right now and we're just thinking of how do we then empower these guys to you know, do even more amazing things come out? Was your what did you like in the
presentations? Yes, forgot her seem to go who who even if it didn't win, peoven if it didn't win, like what solution did you cut your eye? Um? So I like the uss D for extension. Um yeah, it's so it's not going to be a biased judgment. But I like it because of the inclusivity. So it's not just um saying I want to deploy uss D because farmers have feature funds. But this guy has taught to
the extent that. Um, I want to be able to accommodate several different cultures, several differents levels of understanding, which is why you have the different languages and then you not also have a web platform. UM So, I like it because it's quite inclusive and it's very simple to innovations don't have to be too complex. The more dissimilarities, the better. Gotcha, gotcha, I got that super So let's go more in Okay there, all right, okay, gotcha? So guys, so we now have the finalist on the
twelve. It's going to be held in Nigeria. What's gonna happen when we get there? What's gonna happen? And again, if you guys want to asking to the cold to be effects folks, if you do have a DM, I want to ask them a question. Please build free and I'll add you. I just want to give them time to talk about innovation and all that. Let me share my own innovation innovative story, right, and I
think maybe that would help a bit. Right. I would like to see innovation into how we can for the farmers in Nigeria, how we can mechanize them to get them to use even if it's I don't know the word now, to mechanize farm in Nigeria with lower cost, I think that's going to be a big, big, big oh my god, my voice sorry,
yeah again, back and back. So if we can mechanize um farming for the very very poor farmers in the hinterlands Nigeria that just farm with the whole and the cutlass, if we can build this very very small I better past my neighbor cultivators and farnesis harvesters, that would go a long way. If a farmer could simply take a better pass. My neighbor puts petrol it and it can cultivate more acreage. That would increase or reduce the need to have
human capital, gives him more, He does more with less time. That would really be something that we can, you know, exploit and if we can power that device and it's so nice's not going to be possible. But in America, I see them using solar powered landlower solar powered dis things that cut the hedges and all that all from solar. They plug it into a
nice and it hasn't power to work all through today. I don't know if that's going to be possible, but that would be a big help of the guys that live off grade off in the villages to have solar to power something mechanize, even if it's irrigation, and we can reduce the time that they use manual label. That's going to be really something that I really love to see come out. Let's get my leg color here, he mala eka, how are you doing so it's dropped off? I don't know. I'm so
sorry that I'm taking back now. So what's your take again on the overall impact of say, the new government policy. Not that to get political, but what's your take? Right, and we had to come out talk about that the government PPP. What would you like to see going forward? Can this be used as if we scale this, Can this be useful to go to get the youths into agriculture? Can this be a quote unquote palliative.
Can we introduce see this on a local government level with equity placement and say every month or every quarter we have this and the best ideas get an equity contribution from state, the local government or the state government or a fund that is contributed by these agencies. Do you think there's an idea there around that? Um hmm, that's a that's a very interesting question. I particularly I think that there could be there could be something there that could that could evolve.
UM. Just and I think that young people the way the way to get young people into agriculture is really to be realistic, that realistic about um how intense I thought intensive agriculture really is. UM that's one one past and but also to then create like products that young people could then at a way of investments in agriculture then participates. I think that getting young people to participate in agriculture, and I'm speaking as someone who worked within the agri text space
before I joined. Before I joined effect, I think that as a young person, the only thing that I knew about agriculture was you know, my dad being very enters stick about going to the farm and all of that. I mean going to the farm with them, but joining effects and just seeing how how effort intensive it is. I think that the best way to have young people participate would just be to be very realistic about the effort that goes
into agriculture MS. And in terms of you know, having the government play a role, I think that right now the government is more focused about you know, empowering our food security basket than than empowering young people to come into the market, which for me, I think that the young people are still the future of making sure or that the young people are facing in agriculture is still the way of securing our food baskets. But again, we're very open
to the government collaboration. So far, they've been helpful, but I think that there could be so much more that they can do in ensuring that we continue to increase youth participation. We're looking at that chat here in terms of trading right and says maze is the highest traded crop in Nigeria. Come out it says maze alone as highest commodity Nigeria. Conto, you guys. Maze also ties into poultry and I've heard a lot of farmers in Nigeria talk about
that poultry is very expensive. About the maze. So no poultry, no eggs, no means no pot and all that is there? How come poultry? How com maze is so highly traded and the supply locally Nigeria can't keep up? Is it important me just to talk around it as an as an investor? What's really happened in that space? Are we important this maze or is that the local means we have it's not enough. There's a guy who speak to the farmer here tickets around and it was telling me that once he
brings his maize to the market, it goes instantly. So is it is it traded because the price is highest and high demand? Do we really have enough maze in Nigeria locally? Um? Okay? So I would address this question by false stating that again I'm not an expert, but be the virtue of working in effects also gives me some room to also experience some of these
situations that have some relative understanding. So maze is a stable crop. It's inside ninety or at least eighty percent of the food that you consume from conflicts to maze, flower foods and then yes, even poultry consuming so and if you think about the population or the volume amount of poetry that we have in Nigeria, it's tremendous. So there is a lot of stress on the sources
of food, which I have not really changed. So even though we have a huge population of farmers and maze is grown mostly in the north, however the demand for that maze is across the country, so you have high demand and low supply. Even when you supplemented with both dry season and wet season planting, it's the same number of people that growing the same amount of the same volume of miss. So yes, there is that. Um, there's what we need to work on. Would rather be UM increased the volume of
maize in the country. I don't know much about if we're important miss to be honest, but I would say we still do a lot of growing internally. However, yes, it might not be enough to support the demand for it. Yeah, that was very interesting for me that that was a big, big, big, big market of volume around that crop as well. Know why why folks were why it was that important? DM to you from from a guy here, I didn't participating cold cash crop, but I have
ideas and I belong to a thin tech hub in a NYA. Is there a way we can present to you as an as a body or when this is going to happen again? This is UM somebody asking on DM that didn't they when didn't come for the events? Are you guys going to be there again? Or can they give you an idea to under challenge an internel for
them? UM? So yeah, let me let me and said that, UM, yes, so we are the way that we went about this years or was do you know involved in lots or tech holds, a narrator and incubator hubs UM and next year were then also going I had in sane navy. UM. So we're looking to them part now with UM incubation holds and
tech holds. We've been you know as in debt as each of these areas, but I would happily stay for you us on our social media PLATBUM next year we intend to open the challenge even earlier than we did UM this year, and in this year we opened up the challenges in April next day. We intend to open up even earlier on and give enough time, enough space for us to be able to visit this hub like we did this year, but also enough time enough time for them to be able to see this UM
the post however, wherever they see is and also jump on it. And we're very happy to have young people wherever you are within Nangeria participates. Okay, cool, So my friend actually jumped on skin. I have Hana Harronah is might go to guys when I want to go out and feel the grass. You want to to distill UM policies down to the local level. So Harona is a farmer in the Knots. I think the Knots. He has two large farms were in the north and whatever we talk, I like to
invite him to tell me his own perspective. Right. So Hannah is listening and I'm saying, Hannah, cold cash crop is you know it's a hackatone. We're bringing in folks to design innovative solution of the keyword is innovation. The topic today on Twitter is innovation, best practice, habit as field what a subsided will talk about rice yields and all that. Hannah, as a farmer in the north right, what would you like to see come out of
this code crash crop? What'so innovation? Do you think if it came out you would really go for it, you would spending on it? Or what idea would you want them to challenge the next folk to take a pick at? If you could give us your own perspective, that would help us well, believing, beliving to everyone on the space all morning, it's nice to do on the space, or as a gain, thank you well? You
see innovation? First of all, what do you to find innovation? To me, innovation is rather application of engineering, technological or whatever to make life easy for rememberings or to make life easy automation of processes, either mechanical, electrical, and agriculture and so on and so forth. I think it's just to make things faster. Whose ease of doing them? Just the ease of
doing processes whatever sector that is applicable. Now coming to our own perception, our technology advancement where farmers are so because you have a lot of places where even the network it's not available first for network challenges. Secondly, yes, network challenges. A lot of our farmlies you don't have network within when you get into the first because they are not in the cities and they're way of the marrus where you have the tools like you know erected local governments headquarters as
well. So maybe probably more than forty percent or sixty percent of our learned mass uh technology technology has been is not available. So now with this not availability of technology, what do you to to breathe the gap that will help the farmer access this technology that will be designed in the form of apps, in the form of the engage with the valuating, in the form of processing
and so on as well. Now you're funding, you can you can have even technological pre break to it's a simple size that will give you the quality also a soul that's the nutrients value of your soul. To know the applicable fertilizer and so on you want to do to fix your soul. That technology
is not available, So the tech guys is they can do something. It's just a simple tech thing that where you're taken away a role can give you a profit if it is upwameterized, not because maximaey, you need just maybe like one two hundred mm of a soil uh top soil for your file.
But like if you get were meter that you can profile, it's good and then it gives you the litral contents of the sword so that you'll help you to know, Okay, this is the quantitude or this is the type of fertilizers also apply or what do I do to to increase the nutrient value of my son? My son naturally without even applying chemical fertilizer that they bleeds and bleach the soul application of compos Like now I've seen a guy in I think
Kenya or Uveander. What he does he does is uh flies black horse. He funds them, so he used cowdom to get them, and then delay x five foundred six hundred eggs and he used those eggs the laver to fit his chicken. He has reduced the use of she can fit to our sixty percent. And the grade of puting is so high. So you see it's an innovation that he decided to sow. He's into that now using kardom and
the flies they are not hand from the dumpight, they're lazy. Immediately they meet the husband dies, the meal devil dies and she can leave forward to
six hundred eights. You can see innovation now to bring to break through the poultry fit escalation prices all over because miss is the essentiality and there's a competition that people eat it, they use it like the other guys, a conflict and so on as one so one percentage to our poultry farmers, our poultry mealers need of the miss we produced, not forgetting the insecurity that people cannot access their farms. So the gap is monumental. How do we improve our
sickness? How do you have good silis that will give you the other guy I was talking about forty four? How do you increase increase us misic list that we give us high end that we think maybe one twenty one forty backs
fifty kg bags for hector hundred birds were perhapt. Those are the innovation we're supposed to concern create because if we take care of the security, the innovation not the technological preate who can break into for the farmer to get access to this because with other farmers at the farmer that produces ten twenty birds that you think it's not if you put them in a hop now they might produce more
than ten thousand, twenty thousand bucks. You understand them drying to see so you can see the quantum so and by giving them improvingly improved technology application of fertilizers as on creating a good value chain in the business of setting the off takers that rip of farmers having direct access flow to the market, I think that technology will help to him to to to create benefit for the farmer. At the end of the d I mean, now I got you so,
Hannah, I was writing them down. You talked about the access or the general telecom access. I'm not sure these guys can do that general telecom access I e. And all that. Then you spoke about the soil tech one. You know, if they can create something that you can dip, you know, like a rod or it or scanned a piece of paper into the ground and to give it the ascidtic content and to tell the farmer that, okay, based on what we are seeing, use this sort of fertilizer.
I found that very interesting. I've seen it in the US where you can take a picture or you you dip something to the soil and then you put it on analyzer and it can tell you the content or the chemical competition. You talk about improved siblings, then you talk about maze. Example, the Kenyan guy using the flies and dong you know, to feed his poetry and all that. So let me get I got camal a goja Kim. You've heard from a farmer you know in Nigeria what he is looking for in terms
of innovation that would help improve his yield. To think that he can he thinks you guys can do. Do you have any feedback or any any follow up or what he said? What do you think is feasible within the confines of effects and all that? You guys have to flow Hakim and come out and you guys have to flog ahead. Thanks Thanks Cadu. And it was very interesting to hear Harna speak. Thank you. And what was most interesting was how he was validating some of them. Some of the problem areas that
we have considered as an organization as well, especially around soil providing. So that's something we're currently working on. I would say, watch this space, but I don't know which space particularly, Just keep watching effects. You see something around that soon, Harouna. We have one solution called work Venture, which is our farmer and outreach handling sees, so he has some of those
functionalities been built into it. Um. But yes, our innovations have to be can only be present or can only work when the people who would use them or benefit from them are comfortable, like you mentioned insecurity and stuff like that. And then things around infrastructure to support some of these innovations like network towers and stuff like that. It will be helpful if other organizations, the
governments a full partnership. We all should collaborate and realize that if we're able to feed Nigeria, feed Africa, will be able to think more and focus our energy on different order, different order solutions. UM. So it's it has to be collaborative efforts. Um. That's one thing I wanted to high light. Um. Other things are definitely possible and some years sartaining within the realm of what effects covers um. Yes, Harna, thank you for validating
some of those things. And it will also be good to catch you after this just to hear some of the ideas you have. Harna's agent, So whatever you guys are discussing, please need some of your insights. Yeah, but he's a very if you want to reach him he's very you know this, he's in the practicality of it, and he's always been accessible to also say these things you guys are saying, this is my angle and it's always important to hear from the guys quote un quote with boots on the ground.
So thanks thanks Coma and if her Kim hasn't he follow up? UM. I mean Coma has ten lots on the um effect side of things, but I wanted to plug someone who also pitched his idea at the boot camp UM and he was trying to also solve the the issue that Harna had raised up on so well. And I believe the guy the sol Sciences I was. I was trying to find the name of this solution. I think you already
launched it. I would just leave it in the chat. It's called Freeway and literally the platform shows what it does is you know, you're able to take example of soil uploaded. There's a way that it works that is so amazing to me that you're able to You're also able to get so in science whether podcast, um, straight to your phones. I think it also adapt
to your language as well, and it's such an innovative idea. It was one of the ideas that we saw at the boot camp, and just that was to show you that the intensity of solutions that we saw it just cuts across, you know, some of the issues that farmers are facing. I think I'm less his UM the link to his platform in the chart of this space UM and Haron, I think you can also just take a look at
this UM his base. He worked out of Emore or inmost states, UM and he has such innovative ideas on you know, things around soil UM whether UM data just there is actually really great UM and and I think that Harna or anyone on this base can also just take a look at this UM if I don't know, is it is it a Reward Technologies Owe, Okay, So I'm just gonna I'm gonna I'm gonna retweet that. So if you want to grab it, it's just gonna be on my on my handle rewar tech
for x your firm productivity with reward tex A proprietary solutions. So he basically increases yield, our perform. Yeah, okay, her best most stress less agricultural and revolution eliminate barriers, mitigate risks. Yeah, it looks like a like a nice website. Is this guy Nigeria. Yeah, he's based out of Emo. He came out of the way to get from Emo to the poodcast to teach his idea and it was really amazing. Yeah. He looks like a Lagos Business school, Ford Foundation. You know again, he looks
like he's been around you know, he's in the US. Yeah. Interested, very interesting, Thanks son, Hannah, did you have a I mean they're giving you directions of giving you guys who can follow up with I think that what I hear them say is that yes, we're on it and want to hear more from you and want to he want to basically solve this together. Like we said, it's a Greek tech and fintech. That's what we're
going to do. You can't do the agree without the thing. You can do the tech without the Greek and all that's he's a combo of of all three. So I like how you guys are basically called collab Britain. All three affects Hannah at Hakim and come out. I love that, Love that, love that all right, guys, And there's any what I want that has a DM or wants to speak or the wise I loot let this good folks that have been with me for an hour and go back and enjoy their
weekend. If I have a few DM but I think those questions you are asking with sort of touched on them. Adana has explained that we're going to have another episode of the Code Crash Crop and it's time to be a bit more. You would know when it's out and she's saying that header say, partner with your local hub. You know, try to whatever you are trying to partner with, folks so you can hear when these events come up. You have to get out there and sell your solution. Like if you wink
in the dark, no one's gonna see it. So try to get out there, you know, join it, y, Yeah, join the trade group and all that so you get the information because your pitch could have won, even if you don't win. Think about the networking. You know, I saw the pictures at that of the Code Catch Cup event you guys had. I saw the people. There was a very very quote unquote small room in terms of you could reach out and talk to someone sitting by your side.
That's how you network. People were there, you guys are have been fun. Although you guys promised me, hoodie. I'm still not getting you know, we still have this is what we had was just the poodscam. Yeah, what we had was just the poodscap our. Then look when I'm putting to get like finishing touches on the Grand Final Leader we're having in August. So your hoodie is with me. Thank you, thank you. Please
keep it out. We'll send some to Collective. It was very nice, you know, I like to set there's the whole idea of just bringing the professionals and the guys that have a lot of ideas to just talk. And that's why I've asked you that question. We have to take this, you know, as to stay on the road. And even if you get out, I'm not going to give gifts out. Just the fact that people can go out. Lots of folks want to do this private equity, Lots of
folks want to raise money. Lots of folks want to, you know, see where the investors are. Even if you guys provide the platform where every monde like you do apolot Theater. Where on the Apolo Theater you go there and you show you case your skills. If you catch fire, you catch fire. If you feel you feel. But if people know every month on the twenty fifth, on the twelve, I can go here and I will pitch. People will come and sit down and just listening. And you're not
guaranteeing success now you're guaranteeing return. But it's a space if I have an idea and go there and pitch, and if I people like it, they take my number after I pro don't like it, you know, and all that, But it's a good thing you guys are doing, and I want you guys to succeed on to do more of it. Parad Do you have any for the comments before we sort of start to wind down the space? You see, you see we have a problem of adaptability, adapt adaptation.
What do I you know, we designed products and we don't have good marketing segmentation strategy on the products we design. Well, can you have an application show? They rewire think she's talking about I went through the page. But it's a technology driven thing. But where the accessibility of the technology at the local level, you see the change is glocal. You understand what I mean?
I hear you, so I hear you, so in effect, how if I could understand what you're saying, right, solutions are there, you want them to be domesticated exactly. You see when we domesticated and we look at the segmentation of our market in trying to create an innovative platform, what is the target which market? With the segment of the market, which one are you targeted? You are targetting farmers that are big time farmers that have
accessibility. That is it? But now did I lose your hand? At the bottom of the pyramid, the farm bottom of the pyramid, what do we have for them? That is where mainly forget we the big time farmers that you can access all these things. But down there at that level, how do we communicate that to them? And how will the technology reach them? You understand what I'm trying to see. I hear you, Hanna. Let me take you up on that right. Let me let me ask you
a question and you could answer. Just let's don't a tangent here. When I travel, I always like to go to the farms in the US the UK, you see a lot of you know, by per acreage, per acreage, they don't have small farms, you're the small, tiny farms and all that they seem to have rather large acreages, a lot of mechanization and all that. When I go to the north, you see the large farms, you also see the smaller farms. In terms of the economics of it.
Do you think it makes sense for those large firms to sort of cooperate and then they can then get access to say because the question is that is it profitable for a small farm to use tech? What how much would he produce on that small farm. Netherlands is a savery small country, but they've sort of us high tech in those small, tiny firms and they're rich enough to afford it. In Nigeria, we're not as rich as the citizens of
Netherlands. How was there going to be the arrow eye? If you take that high tech to a small farm in say Jigawa and say this farm we're going to invest in some amount of money, how much would them be the bag of means? Will you go up? Will they go down? What's your taken around this start? Uh huh? You see that's where I talk of the segmentation in the market. Now you see you can cool cool,
cool bring farmers together. Yeah, when you bring like given time farmers, you will be surprised that you will have about a hundred or wellfuty hectors. But then there are small time farmers to this technology. At what cost are you going to deliver it? That's the vent? Did him again? That is OK? Yeah, hello, are you hearing? Yes, you see farmers are adaptive changes. But the automoty and the cost of it, that's what that farmer at the bottom of ladder a pyramids will look at, which
I have just ten hectors. You're coming with this technology. It will improve, it will make me improve. My will improve. Like he doesn't care about telling him that that this is the new trend because this is the type of this is this, this is like extensional side. This is at what course are you giving him those sides? That is the first thing he will
think of. But like now if you go to your final you think you have this technology, let me test it for you and Apolo's kim and see, let's do this is what I want you to plant this on your skull profile and this and that and this is what you m think. Well, I think, Hannah, is this camel started and affect about the cloud? Hannah, if you can hear me, I can hear you, and I would love to hear what you're saying, all right, guys, Hannah, if you can, I want you to make sure you can. Can you
hear me? If you can, if you're hearing me your order? Yeah, your audience going often on Hannah, Hello, I can hear you now? Also sorry, Hannah is like you're cutting off. Okay, so harnad, let's let's let's let's let's blandish. Let's let's take it home. Right. So, um, guys who've been talking with the guys from Affects about innovation, we're speaking around that whole topic of innovation. What is it?
How can we make it better? How can the farmer's benefit. Affects is doing the code crash crop, which is bringing agricultural fintech and tech you know,
like into the space. The whole idea is to boost outcomes to bringing the younger folks into this space fair where they are now in agriculture without carrying who and cutlass right and work seeing some of the big solutions using s SSD to convert no language, to look at language so that the farmer in Jigawa, in a boring in open state can participate in this tech tech tech of agriculture in his own language and that of course, of course improve years because
he can know what we're how much crops have been sold, what sort of effect less has to sell. This just an example of the ideas have come up from the Harkerton that effects is doing. So we are glad they're doing this, and I'm glad that they're looking at expanding and being more open about
it even next season two more advertal more folks can come in. We've seen folks say they they were not aware of this first one, but I didn't want to be there for Harcerton five point zero the next time it comes out, So comalt Hakim ad danna. Let's just maybe give our closing remarks and then I can let you guys all go and enjoy this lovely weekend in whatever city that you are in. Again, well start from come out then herkiman, You guys got to flog ahead, all right? Thank you everyone for
joining. This was a wonderful sessional carding thank you for having me on it, m Haruna. He was also wonderful to hear some of your thoughts and opinions on how we can do things better. Um, everyone can join us in this journey of feeding Africa and making wonderful, impactful and successful innovations. UM follow us on our website, on Twitter, Instagram and everywhere you can and also collaborate and share ideas with us as well. Thank you very much,
Thank you champ in touch. Please I think okay once again, thank you very much coming for having me. I think for me it's the lagos in government, but lessity empermentials fund and a big gooding deeper is by the Lucostomo BITS team is out there to support innovation and tend drive an enterprises in
legal states. But agree and non agree I think for I think for us is if you're a founder, if you're innoviti being your person, you don't we shouldn't have any career um in front of you to you to bring your talks on your ideas to tooth market. So we are out there to support the incubation via access to work spaces, as infrastructure to appare access to talent.
So well, while there's the eight long term issue about the government not being on decision of reservation, I think we're out here to change that saying that the government is allowed there to support because of the immense economic penetrates, the immensem go to GDP that can be cooting from me, so to every enother, talk to every found out there. The legalcy government via logostovate is
how there to support. Thank you very much. And I think can also ask if it's possible to share these links, right, so folks could just maybe share the link of what you're doing so that way we can I can read. So you can follow at Nicos Innovates on Twitter, at elscity on Twitter and all of the social media platforms Legals and Innovates, Lessity of l s E T Blass Dempleymentals fund and will be you be uptunities to all of our intervention of all of our programs so far as sup as of WROPECE to
legals has a been a citizens good good thank you so much. I don't know the floor, UM, thank you, thank you, um flow and I think for the person who had said that, you know they weren't aware about this year, we're looking for us to having you participate next year.
Um, please join a hub accelerator program intivation on home and you're the homes around your your area and the goal next day for us is to spread out as much as we can with across the country, visit all of this hob within you know, the southeast, UM north and you know, make sure that we are able to spread this information. Why um follow us on social media to be very much updated, UM, and just be regards to call
cash crop. We're very excited with how much progress that we've made UM so far, UM, and we're excited to you know, put to have the first edition August two of that landmark UM. So if you would like to, you know, act and it's going to be very exciting and myself I'm very excited. UM. We're putting a lot of thoughts in you know, from the Harkatons to the book camps and even to the grand finale, and
we're excited to host everyone who would be joining us. And yeah, you can go on our social media pages register and we look for us to saying you add landmarks. So yeah, thank you so much. Character to great stuff, great stop. I mean, guys, if you will have to follow an angle to just talk about agriculture, please follow effects. Their Twitter speed is very rich data information news. They also saw something there about investing
notes in agriculture. You guys have to come and talk to us about that. You know how we can Yeah, I can't come talk to us. And let's there's detail that you know. I saw the yield there look pretty good. Let's understand what that is like. I want to invest in me. I'm not a farmer. How can I get into that space, you
know and participate? Yeah, we definitely should have that when we have a lot of products that we're looking to launch this next quarter, and we'll be happy to you know, share more details when as we're ready to launch launch them. It's very exciting products and I can't wait for it to be in the market and have people invest in them. Yeah, we want to make it. We want to make more yield. To know, that's inflation. But if we get ways that we can beat inflation. We are all years.
Everybody in NINETEEA wants to make a return on the capital and of course everyone wants to diversify revenues from salary. So this is gonna take those two boxes. So we're all in it. If you guys want to speak about it, please come open invitation. Right all right, folks, time, thank you so much, thanks for joining us. We are always here every weekend. We talk money, economy, and of course personal finance. We make it personal to you. How does it affect your wallet? You know?
And I'm open right if you want to talk about a new topic around these, hit me up and then we can talk and schedule in so that we learn from you. Next people want to try to have our usual you know, talk about the economy. I want to talk about the palliatives. You know what's happening with the palliatives? Is it a negative or a positive? To remember what the government is doing today in terms of removal of subsidy is tough, it's necessary. Maybe the way they've done it could be done
better, but it is necessary. So we have to start to realize the economy. But in this rearranging, people are going to suffer, and I want to talk about how maybe they can do better. What's what we can we do a palatives but easier. But agriculture is always going to be a go to space for every Nigerian agriculture in one way of the other. Adia are going to be a farmer, or are going to be a retailer, or you're going to be an investor. You want to get your hands into
that agricultural space. What you see here is just very minimal. Right now, Nigeria has still not tapped into the potential of what agriculture can do. An agriculture remains the largest contributor to GDP A just an employer to labor. So there is enough space for everyone to play a part of You going to find a space in that slaver and be there and try to make your radio orright. Guys, Thank you so so much for being here. We see
you guys next week. It's going to be another Sunday and hoping guys be here with us and that those guys take here. Thanks APEX, Thanks at an architect Canal, and thanks everyone that has John name Gharana. Preture you guys all see you next week and buy