The Vault with Financielle - podcast cover

The Vault with Financielle

Financiellewww.financielle.com
Welcome to The Vault with Financielle. Hosts Lucy, Laura and Holly delve into the world of money dilemmas from Leechy friends, getting the money ick, the benefits of budgeting and much much more! Nothing is off limits but everything is safe in the Vault.
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Episodes

Should I Pay Off My Ex’s Debt? | The Vault Episode 33

Send us a text Welcome to The Vault with Financielle. In Episode 33 of The Vault, we discuss this week’s controversial opinion, “Your engagement ring should be 3 months' salary, minimum”, before diving into our listener dilemmas: The hidden costs of buying my first home 🏡 “Should I repay my ex husband’s debt?” 💸 We celebrate an awesome win from a listener who got a refund and proudly added it straight into her emergency fund instead of spending it - proof of some serious growth! 🤩🌱 If you’d ...

Oct 09, 202444 min

“My Male Colleagues Got Payrises, But I Didn’t” | The Vault Episode 32

Send us a text Visit https://www.financielle.co.uk to join our community! In Episode 32 of The Vault, we discuss this week’s controversial opinion, “All debt is bad debt”, before diving into our listener dilemmas: “Everything I’ve done is about to be taken away” “I found out my male colleagues were getting payrises but not me” We celebrate a win from a listener who got hooked on The Vault after just one episode! They’ve re-downloaded the Financielle app, are diving into sorting their pension, an...

Oct 02, 202430 min

“He Earns More, But We Pay 50:50” | The Vault Episode 31

Send us a text Visit https://www.financielle.co.uk to join our community! In Episode 31 of The Vault, we discuss this week’s controversial opinion, “University is a bad investment”, before diving into our listener dilemmas: I have spending anxiety We don’t earn the same but we pay the same We celebrate a listener’s big win of filling their emergency fund - now safely stashed away in a high-yield account, ready to handle whatever life throws their way! If you’d like to share your money win, head ...

Sep 25, 202439 min

“I Was Forced To Spend My Savings” | The Vault Episode 30

Send us a text Visit https://www.financielle.co.uk to join our community! In Episode 30 of The Vault, we discuss this week’s controversial opinion, “In a divorce, you should get out what you put in financially”, before diving into our listener dilemmas: “I have a Financielle disaster” “I’m scared to clear my debt!” We celebrate a listener's incredible win as she mastered sinking funds 💪, paid off £4k in credit card debt 💸, and still had enough to surprise her best friend with a wedding cake 🎂...

Sep 18, 202430 min

How to Save for Christmas, Travel, and Become Debt-Free | The Vault Episode 29

Send us a text Visit https://www.financielle.co.uk to join our community! Welcome to The Vault with Financielle. How to Save for Christmas, Travel, and Become Debt-Free In Episode 29 of The Vault, we discuss this week’s controversial opinion, “If you don’t have a Christmas sinking fund, you’re screwed”, before diving into our listener dilemmas: - How do I save for everything? - The pandemic royally screwed up my finances We celebrate possibly our most exciting win ever! After 7 years, 7 months a...

Sep 11, 202447 min

How To Feel Financially Free | The Vault Episode 28

Send us a text In Episode 28 of The Vault, we discuss this week’s controversial opinion, “It’s okay to spend when you’re in debt”, before diving into our listener dilemmas: - I can’t give up my bougie membership - I don’t feel as financially free as I should do We celebrate a savvy community member’s win - they dodged debt by using their emergency fund to cover nearly £300 in car repairs, and they're now excitedly setting up a sinking fund to stay ahead of next year's MOT! 🚗💸 If you’d like to ...

Sep 04, 202433 min

🔥FIRE🔥: Financial Independence, Retire Early | The Vault Episode 27

Send us a text In Episode 27 of The Vault, we discuss the FIRE (Financial Independence, Retire Early) trend, before diving into our listener dilemmas: - ”Am I trying to do too much?” - ”My parents keep avoiding their will” We celebrate a community member's huge win in maintaining a strong net worth despite recent expenses on a new kitchen and a holiday to New York, thanks to continued savings and investment growth! 🥳 If you’d like to share your money win, head to the community in the Financiell...

Aug 28, 202440 min

Should Couples Combine Finances? | The Vault Episode 26

Send us a text In Episode 26 of The Vault, we discuss the controversial opinion, ‘Couples should always combine finances’, before diving into our listener dilemmas: - ”I've always been an 'executive sponsor' for my friends” - ”£90k debt and my husband has run out of money” We celebrate a listener's money win - they switched bank accounts to snag a £175 bonus, received it early, and immediately used it to overpay their loan! 💸 #FinancialFreedom #DebtFreeJourney #Goals If you’d like to share your...

Aug 21, 202436 min

The Truth About Mortgages, Financial Freedom and Sibling Rivalry | The Vault Episode 25

Send us a text In Episode 25 of The Vault, we discuss the controversial opinion, ‘DON’T be a stay at home partner (if you don’t have children)’, before diving into our listener dilemmas: - ”I have no pension!" - ”My brother and sister in law one up everything we do” We celebrate a win from a listener who is now tackling their last debt and is gearing up to be mortgage and debt-free by 40! 🎉💪🏡 #FinancialFreedom #DebtFreeJourney #Goals This leads to an interesting conversation about mortgages a...

Aug 14, 202437 min

Help! I’m Financially Tied To My Ex | The Vault Episode 24

Send us a text Welcome to The Vault with Financielle. In Episode 24 of The Vault, we discuss the controversial opinion, ‘Maternity leave should be fully paid for at least a year’ 🤰, before diving into our listener dilemmas: "I’m going into debt for school trips” "I'm in a PCP agreement with my ex!” We celebrate a fantastic win from one of our listeners who took a big step towards financial control. She’s reducing her credit limit to break the cycle of debt! 🎉💪✨ #FinancialEmpowerment #SmallWin...

Aug 07, 202428 min

I Suddenly Have Money - What Should I Do? | The Vault Episode 23

Send us a text Welcome to The Vault with Financielle. In Episode 23 of The Vault, we discuss the controversial opinion, ‘Everybody should do unpaid work’, before diving into our listener dilemmas: "My husband wants to relocate for a new career" "I'm receiving a large sum of money and I don't know what to do" We also celebrate a listener paying off a £7600 loan, and cheer her on in paying off the rest of her debt 🎉🥳💸 If you’d like to share your money win, head to the community in the Financiel...

Jul 31, 202434 min

Should I Use My Savings To Clear My Debt? | The Vault Episode 22

Send us a text Welcome to The Vault with Financielle. In Episode 22 of The Vault, we discuss the controversial opinion, ‘wellness is for the elite’, before diving into our listener dilemmas: "Should I use my savings to clear my debt?" "My parents give my brother more financial support than me!" We also celebrate a listener increasing her net worth by £900 after just ONE MONTH in the Financielle community! 📈💸 If you’d like to share your money win, head to the community in the Financielle app or...

Jul 24, 202431 min

How To Avoid Arguing About Money | The Vault Episode 21

Send us a text Welcome to The Vault with Financielle. In Episode 21 of The Vault, we discuss whether or not women will ever be treated equally in sports ⚽️💸, before diving into our listener dilemmas: My partner wants to take out car finance We’re stuck in £44k debt We also celebrate a Financielle community member shutting down ALL her credit cards! ✂️💳🎉 If you’d like to share your money win, head to the community in the Financielle app or email thevault@financielle.com Send your (totally anon...

Jul 18, 202437 min

Should My Husband Stop Lending Money to His Parents? | The Vault Episode 20

Send us a text In this episode of The Vault, we discuss whether or not airport money is ‘real money’ (🚨SPOILER ALERT🚨 ...it’s not 👀), before diving into our listener dilemmas: - Should my husband stop lending his parents money? - We can’t pay the inheritance tax We also celebrate a fabulous community win. 🏆 If you’d like to share your money win, head to the community in the Financielle app or email thevault@financielle.com Send your (totally anonymous) money dilemmas to thevault@financielle....

Jul 10, 202429 min

“I’m Addicted To Buy Now, Pay Later” - How To Manage Debt And Ditch Side Hustles | The Vault Episode 19

Send us a text In this episode of The Vault, we discuss whether or not side hustles are ‘worth it’, before responding to our intriguing listener dilemmas 👀 We provide practical advice on common money mistakes, how to manage debt and when to start investing. 📈 Tune in for insightful discussions and expert tips to help you navigate your money journey with confidence and peace of mind. Don't forget to like, comment, and subscribe for more episodes! Chapters: 00:00:00 - Controversial Side Hustle T...

Jul 03, 202434 min

How To Stop Comparing Yourself | The Vault Episode 18

Send us a text In this episode of The Vault, we dive deep into the challenges of comparing ourselves to others on our money journeys and the impact it has on our self-esteem and friendships. Join us as we explore how to handle jealousy in friendships, and provide practical advice on maintaining your happiness and self-worth. We also respond to intriguing listener dilemmas: • Have I committed a Financielle crime? • I don’t want to be financially tied to my sister Tune in for insightful discussion...

Jun 26, 202434 min

How To Handle Jealous Friends | The Vault Episode 17

Send us a text Welcome to The Vault with Financielle. In this episode of The Vault, we discuss friends who can become jealous of our financial success🚀. We share our tips on how to progress on your money journey without missing out on your social life 💅🏼. We work through a difficult dilemma from a community member navigating rising tension around maternity leave and lack of contributions to her pension from her partner 💔 Tune in to hear some controversial money opinions and inspiring communi...

Jun 19, 202433 min

£90K Debt At 56! How Do I Feel Better About Money? | The Vault Episode 16

Send us a text In this episode of The Vault, we discuss whether or not a higher salary is always better 💸, the politics of sharing subscription services with family 🤣, and we share an emotional letter from one of our listeners who’s going through a really tough time. At 56, she's grappling with money worries, job insecurity, and the aftermath of a painful past. Tune in to hear her story and our advice on finding hope and security amidst the struggles. 🌟💪 - Visit https://www.financielle.co.uk...

Jun 12, 202434 min

My Parents Are £50,000 In Debt! How Do I Help?! | The Vault Episode 15

Send us a text Welcome to The Vault with Financielle. Hosts Lucy, Laura and Holly delve into the world of money dilemmas from leechy friends, getting the money ick, the benefits of budgeting and much much more! Nothing is off limits but everything is safe in the Vault. In this episode of The Vault, we're talking about comparing ourselves to our parents, the pressure to buy a house, how to help people in debt, and budgeting as a family. - Visit https://www.financielle.co.uk to join our community!...

Jun 05, 202436 min

The Credit Card Ick | The Vault Episode 14

Send us a text Welcome to The Vault with Financielle. Hosts Lucy, Laura and Holly delve into the world of money dilemmas from leechy friends, getting the money ick, the benefits of budgeting and much much more! Nothing is off limits but everything is safe in the Vault. In this episode of The Vault, we're chatting about the credit card game 💳, handling money in a blended family 👩‍👩‍👧‍👧👪, and how Financielle’s Playbook can help you shift your mindset - giving you the green light to enjoy you...

May 29, 202434 min

We Can't Afford To Have Kids | The Vault Episode 13

Send us a text Welcome to The Vault with Financielle. Hosts Lucy, Laura and Holly delve into the world of money dilemmas from leechy friends, getting the money ick, the benefits of budgeting and much much more! Nothing is off limits but everything is safe in the Vault. In this episode of The Vault, we talk about how pensions are boring but SO IMPORTANT, how to avoid bad money habits, setting money boundaries and the huge cost of having kids. - Visit https://www.financielle.co.uk to join our comm...

May 22, 202440 min

How To Ditch Debt And Break Free | The Vault Episode 12

Send us a text Welcome to The Vault with Financielle. Hosts Lucy, Laura and Holly delve into the world of money dilemmas from leechy friends, getting the money ick, the benefits of budgeting and much much more! Nothing is off limits but everything is safe in the Vault. In this episode of The Vault, we talk about why it’s so important to have a budget, set aside sinking funds, and make sure you have a safety net for when $h*t hits the fan! - Visit https://www.financielle.co.uk to join our communi...

May 15, 202434 min

Being Frugal Won't Make You Rich | The Vault Episode 11

Send us a text The Vault is an entertaining yet thought provoking podcast that answers our community’s dilemmas and confessions surrounding women and money. Welcome to The Vault with Financielle. Hosts Lucy, Laura and Holly delve into the world of money dilemmas from leechy friends, getting the money ick, the benefits of budgeting and much much more! Nothing is off limits but everything is safe in the Vault. In this episode of The Vault, we talk about being frugal vs being rich, the awkwardness ...

May 08, 202441 min

Credit Scores Are BULLSH*T! | The Vault Episode 10

Send us a text The Vault is an entertaining yet thought provoking podcast that answers our community’s dilemmas and confessions surrounding women and money. Welcome to The Vault with Financielle. Hosts Lucy, Laura and Holly delve into the world of money dilemmas from leechy friends, getting the money ick, the benefits of budgeting and much much more! Nothing is off limits but everything is safe in the Vault. In this episode of The Vault, we discuss tipping for a takeaway coffee, gift giving, dit...

May 01, 202435 min

Pyramid Schemes TARGET WOMEN | The Vault Episode 9

Send us a text Welcome to The Vault with Financielle. Hosts Lucy, Laura and Holly delve into the world of money dilemmas from leechy friends, getting the money ick, the benefits of budgeting and much much more! Nothing is off limits but everything is safe in the Vault. In this episode of The Vault, we talk pyramid schemes, credit card ‘hacking’, overcoming financial overwhelm and the emotional side of inheriting money. - Visit https://www.financielle.co.uk to join our community! Chapters: 00:00:...

Apr 24, 202446 min

Save Now, Buy Later | The Vault Episode 8

Send us a text Welcome to The Vault with Financielle. Hosts Lucy, Laura and Holly delve into the world of money dilemmas from leechy friends, getting the money ick, the benefits of budgeting and much much more! Nothing is off limits but everything is safe in the Vault. In this episode of The Vault, we dive into the dangers of ‘Buy Now, Pay Later’, getting kids interested in saving, building our money muscles and the importance of being intentional with debt. - Visit https://www.financielle.co.uk...

Apr 18, 202429 min

How Do I Stop Spending Money?! | The Vault Episode 7

Send us a text Welcome to The Vault with Financielle. Hosts Lucy, Laura and Holly delve into the world of money dilemmas from Leechy friends, getting the money ick, the benefits of budgeting and much much more! Nothing is off limits but everything is safe in the Vault. In this episode of The Vault, we discuss impulsive spending, unhinged wish list items, and the pressure of budgeting with lower incomes. Chapters: 00:00:00 - Introduction 00:02:26 - Returning Items Bought Online 00:04:45 - Addicte...

Apr 11, 202421 min

My Boyfriend Has A 'Get Out' Fund | The Vault Episode 6

Send us a text The Vault is an entertaining yet thought provoking podcast that answers our community’s dilemmas and confessions surrounding women and money. In this episode of The Vault, we dive into the world of money focussed dilemmas from the Financielle Community. Buckle up for F**k-Off Funds, ‘traditional’ hen do plans, mindset shifts, rent struggles, and reflecting on financial goals and lifestyle. - Visit https://www.financielle.co.uk to join our community! Chapters: 00:00:00 - Introducti...

Apr 04, 202422 min

No one is coming | The Vault Episode 5

Send us a text Welcome to The Vault with Financielle. Hosts Lucy, Laura and Holly delve into the world of money dilemmas from Leechy friends, getting the money ick, the benefits of budgeting and much much more! Nothing is off limits but everything is safe in the Vault. In this episode of The Vault, Lucy, Laura and Holly dive into the world of money focussed dilemas from the Financielle Community. The trio talk about females becoming financially independent of their partners, splitting restaurant...

Mar 28, 202422 min

I can't afford to be a bridesmaid | The Vault Episode 4

Send us a text Welcome to The Vault with Financielle. Hosts Lucy, Laura and Holly delve into the world of money dilemmas from Leechy friends, getting the money ick, the benefits of budgeting and much much more! Nothing is off limits but everything is safe in the Vault. In this episode of The Vault, Lucy, Laura and Holly dive into the world of money focussed dilemmas from the Financielle Community. The trio discuss the real cost of being a bridesmaid, bougee mates with bougee budgets and the ques...

Mar 21, 202422 min
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