The Troubleshooter 3-11-24

Yea RiPP tough news. Need advice so you don't have camaruns as we can. Shooter's gonna help coming. Man six is the Troubleshooter Show. No Tom Martino, Hi Tom Martino here, Welcome to the show. Three oh three seven one three talk three old three seven one three eight two five five. This hour brought to you by waterpros dot net for the best water systems for your body. I say for your body, because really that's what it's all

about. Great quality water is healthy and you can get a great I mean, if you're gonna go ahead and bother with everything else in your body. Water is primary. The best system's lowest price is three oh three eight six two five five five four. Or you know, there's a funny, weird thing about what I do. And I've been doing in Denver for forty five years, and I've been doing it for fifty years elsewhere. I came here to Denver five or six years into my career as a consumer advocate. And

it's weird because what I do is I look for trouble. I solicit trouble, I ask for trouble. I tell people to call me at their worst, and I try to help, if nothing else, to prevent others from falling into the same trap. It's just what we do. Now. What's weird about it is some people actually get mad at me for bringing up stuff, for bringing it up, and I'm gonna I'll give you a prime exam.

I mean most people, let me put it this way. Most people don't, of course, But I recently posted something on nextdoor after talking to Signalian Brandon Signalian, who is a What he is is he's an attorney and he represents mostly landlords. And I headlined it on next door and I also did it on news break as well, and the headline says all leases could be indefinite. And then I posted this, and it's very important because it's

true. But you every single time I post, with the exception of none, every single time I get people who inevitably say this is a lie, this is wrong, this never happened, this will not happen, or or you know, it's it's just wrong, period, wrong, wrong, and wrong. And it's amazing to me that they don't look into it but just flat out say I'm lying. I did this about the moving company, the typical moving scam. First and foremost ninety eight percent of the time. When

you go online and find a mover, did you find a mover? No, you did not, You found a broker. And once they take money from you upfront, you will never see them again. You'll never hear from them again. They sell your contract. Once they sell your contract, the next guy's job is to come there to pick up your stuff and charge you more. Then you'll never see that person again. Sometimes they take two roles,

but most of the time just that one. Then somebody transports it and calls you to deliver it, and they hammer you again for more money. So what you thought was a great price turns out to be the most expensive. So that's one thing. When I posted that one time on next door, again, you're a liar. I'm in the moving industry. This never happens. Well, I know it happens. I know what happens because I talk every single day to consumers on the air, every single day, and

right now I need to make people aware of this new law. Excuse me, it's not a law. I'm sorry, of a bill. It's not a law. But I want you to know what your Colorado legislature and lawmakers are up to and if they were re a publican, I would say the same thing, and I have said this over and over and over. Lopsided government is never good. Ever, when Brandon came on, I didn't realize

the ramifications of this proposal and what it would do. But the reasoning, the reasoning behind it seems like a good idea, just like all laws. Basically, it reads pretty much like I'm gonna I'm going to read it to you coming up, Not read it to you, but tell you the essence of it. It basically says you can't evict anyone, or you can't end a lease. Listen to this. You can't end a lease unless you have just cause. Now, some people say, well that's you know, of

course that would be normal. What would be wrong with having you know, we should have just cause? It should be something we should have just cause. We shouldn't be allowed to simply you know, let you know said not. I've never heard anybody say that. Who anybody? Well, no, no, no. What I mean is renters say, you know, there should be a reason. But let me explain this to you. I want to be fair in this. When the Democrats came up with this proposal,

they said they that tenants need more stability. Okay, In other words, and why not sign a longer ten year at least instead of a one year till some some landlords don't want to do that either. Now, now I will say this, here's bottom line. House Bill twenty four to ten ninety eight says all leases must be extended unless you have just cause. Now, what is just cause? It's not. It is not arbitrarily moving into your

own place if there are other options. Now, it could be that you want to move in and make it your home, but it can't be ruled as retaliatory, or having a relative do it, or if you have other you can have a relative to it under certain circumstances, or if you don't have other options. The other one is if you want to sell your property, you can, but again it must be a sale to a third party and not considered retaliatory. If you want to raise your rent, it must

be in line with market and not be considered talitory. Now, if you want to make major improvements, but it doesn't specify, but what major improvements are. What I'm getting at is this the law is vague or makes a landlord have to jump through hoops to get their property back if you simply had a friend moved to town, or you wanted to rent to someone else, or raise your rent, or or something comes up, you can't end the

lease. Now, people on nextdoor mostly say this is BS. People on newsbreak comments are saying it's BS. But there are those who say that renters deserve stability. I kind of agree they deserve some kind of stability, but they're going one step further and saying what's wrong with that? What's wrong with substantial repairs or moving in or selling? And I said, well, why

should they have to do that? Why should a landlord have to make major repairs, or why should a landlord have to just defy at all if they want their property back or they want to rent to someone else. Well, guess what, at the end of a one year, two year, three year, even months to month mark a month to month lease, you cannot end You can't end it unless it's considered just cause. If this gets through, though I don't I do not see Polus signing this. He didn't last

year. Here is the main deal. Okay, they've amended it quite a bit and put on those those exceptions for just call you know, those definitions of just cause. But again, what I'm saying is this, why should anyone have to show just cause? Well, obviously, you know, if someone rents for a year, they want to renew, right. I think going in, maybe you should negotiate renewal. And what constitutes renewal and whatnot? I don't know. It's called options and a lot of leases have those.

Maybe maybe there should be options. Again in any case, this is house built twenty four, ten ninety eight causing a big stir, a big ster and it's being considered and landlord mostly landlord attorney, he does some tenant stuff. But Brandon Siglian, he said, you know what, this is going to cause people to end up in court because if a tenant wants to stay, the burden of proof is on the landlord. The landlord must prove they have just cause. That is where it's a problem that there's a burden

of proof called just cause. Now I'm not saying whether I'm afforded against I think, as I said, some form of stability is not unreasonable. But as always does the I'm asking, as usually, does the government go too far in this case? What do you think? Hey? Tom? I spoke to one of my friends over the weekend. Who knows a bunch of landlords and they're they're raised their rates considerably before this bill comes into effect.

One of the uh one of the people, he said, went up by five hundred bucks a month just because of this that might come into effect. Wow, I don't know what the answer is, by the way, I mean, if they raise their rent, will that be will they be able to rent their place at I mean, rents right now are crazy expensive right now. So I want to bring up Joel Cherdact, doctor Joel Cherdak.

He he's here with us today and he is with Denver Regen dot com for both stem cell therapy and also he's doing the uh hey compounded semaglutide for weight loss. I wanted to get his opinion on something I heard this morning. Good, we'll do that right after the break. But Joel, you say that it's even though there are no shortages like there are with the prescription drugs, and you're only charging two fifty a month compared to the twelve and fourteen

hundred a month elsewhere obviously for the brand names. What I want to know is even with the compounding pharmacies, I hear they're having a hard time keeping up with demand. Well, we haven't faced that problem. We work with a compounding pharmacy that's able to fulfill all of our Let me put it another way. You're keeping up with demand, But the compounding pharmacies are saying we may have to raise prices. Yeah, it's possible. I can't guarantee the

price that we're offering at now. I mean, we're making a very small margin. The compounding pharmacy is offering it to us at a good price. If somebody does sign up for two fifty a month, it's month to month anyway, right, right, So you're not gonna It's not like they can. So will they at least be guaranteed that to fifty for any amount of time or not? I don't know. Just I'm asking we can guarantee that price for the next six months, Okay, if they sign up within the

month of March. Okay, I can't guarantee the pricing going into April. We're kind of looking at it at a month by month basis. We're getting a ton of new people coming in, so demand's been really high. So but I can guarantee if they sign up in March, that will guarantee that price for the next six months. Following Mark has a question on this and I and we'll do that right after this. Maybe sus has a comment because she said a friend of hers had complications in general with the My question is

totally different than any of those. No, that's fine, that's fine. But I also want to talk about side effects, because there are some very simple solutions for that. I'm Tom Martinez. We have more coming up three oh three seven one three talks seven one three, eight two five five. Now we also want to talk about Compass Insurance Group doing free insurance checkups. Please check with them because insurance right now is tricky. It is very very

tricky, especially for commercial and condos and town homes. And they'll do a free analysis. Three oh three nine nine six, nine thousand. Go with a sure thing Denver's Best roofer Excel roofing dot com. You don't pay a cent until you're content time for an insurance check up, free no obligation comparison call Compass Insurance paying too much your coverage at dozens of insurance companies find out now three oh three seven to seven to one help. You'll think you're his

only customer. When you choose Frank durand the real estate man dot Com to list your home with Remax Alliance three oh three nine two zero sixteen twenty two. Hi Tom Martino, your troubleshooter three oh three seven one three talk three oh three seven one three eight two five five. Let me ask doctor Joel something okay? And you're asking in regards to them, No, just this is very general. I'll bring it up, and I want to ask you

too, But I cannot believe what I'm seeing. Denver Public schools now are talking about taking all soda outside of the schools period. End of story to fight obesity. The only options kids will have. You ready for this water in milk? Now, what's the problem with all this? I'm gonna tell everybody out there that doesn't know, whole milk has a hell of a lot more calories than Coca cola for more calories, but it has about almost as many carves I guess close. But the calories are over I mean, how

how stupid is this? There's a lot of people who are allergic to cow's milk. They have intolerances, reactions to the proteins in it. You know, not to mention lactose intolerances. Well, we're not, and but we're not going to We're not going to make the argument that either of them is particularly healthy. No, that's but if you're fighting obesity, wouldn't you get rid of the one that has more calories. Let's just look at it in simple terms. Maybe, Wait a minute, I don't. I don't.

I mean, I don't. I'm not disagreeing. I just want to. But I'm not so sure. Are you sure? Milk eight ounces of milk and eight ounces of per one hundred grams, Coca Cola has thirty seven calories? Whole milk has, sister, you mean thirty seven grams? Right? You mean yes? Carbohydrates Cokes got about double nine point five six grams compared to four point five. But once again, the fat. Listen to this, the fat point zero two grams compared to three point five grams in whole

milk. But the calories are the ones that blow me away. They're almost wait a minute, mark per milli leader, he's right, per one hundred millileterers. It's crazy. Milk has more calories in Denver. Once again, there are morons really to eduli. Huh, my goodness, Sodium thereabout equal there's nothing good about milk. Anybody out there that thinks there's a damn good thing about milk, they're crazy. It's nothing but sugar. Well it's yeah.

Okay. Now listen, people, we're talking about anything you want and speaking about laws. I mean, listen, we're trying to legislate everything. Now. I'd like to know people's opinion. And I know it's a ret it's a hot button and I don't mean it to be. But do we need do we really need the new inclusion laws? And I really want to know what people think about it. Diversity, equity and inclusion. I'd like

to know. I mean, I believe that that it is another form which, by the way, did a great deal for people, and it was a good thing while it lasted. You know, it's another way of doing affirmative action. Right, isn't it really? Diversity, equity and inclusion? What does that mean to you? Right now? People must have adi policy in order to have government contracts. A lot of that's getting rolled back, though, Man, what do you mean getting rolled back? A lot of

that is getting rolled back. I forget what major corporation just killed the entire thing. I'll look it up here while you're talking. All right, Jason, what's going on with you? Jason? Welcome? Hey, hey time, How are you buddy? Good? Now are you calling back on something, because I'll look up your call. Yeah, this is a third time call you. I had a vehicle I got from AutoNation and it's a cargo band for my work, my business, and I got the extended waruarranty,

their platinum warranty. I needed them to do some work on it. It was the twenty fifteen van, right, that is correct? Now, I remember Okay and the auto Okay, the unlimited warranty you bought for nineteen hundred. That's a few months later you had ac trouble, right, And then I wouldn't say it was a few months later. It was just a matter of weeks. Actually, it was probably three to five weeks. And then I started trying to take it back to them, and they didn't want to

take the dash apart to get to it. They said it was too much work. So they vacuumed out some leaves well. But then Deputy Doc said they would fix it under warranty. So I don't understand, Doc, Do you remember calling them on this? I did that on a fan. Tom They okay, they've fixed it. But the problem is that they said that there was leaves in the fan of the blowers. And the problem, well, that's not under warranty. Well, there's no place to put a the

the vehicle doesn't have a place to put a Kevin filter. And so even whenever I went to Kevin, to your friend Kevin, that's yeah. But but listen, they don't have to retrofit your car, Jason. I think we're misunderstanding what a warranty is doing here. If you had leaves clog up your AC, they don't. They don't owe you anything. I understand that because and if you say, well the reason it got clogged up is because there's no AC filter, here's the deal. If there's no I don't know

that particular car either. Does it come with an ACE with a cabin filter? If it doesn't. If it doesn't, that it doesn't have is that it doesn't have a cabin Silt doesn't have a cabin filter. But did you Okay, did Sheridan look at it? Did Sheridan look at it? Let me call him, Let me just call him. Okay, let's get Kevin on three oh three seven to one three talk seven one three eight two five. We'll just get him on and ask him directly, all right, because

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a cent until you're content. Time for an insurance check up free no obligation comparison call Compass Insurance paying too much your coverage at dozens of insurance companies find out now three oh three seven to seven to one. Help You'll think you're his only customer when you choose Frank durand the real estate man dot com to list your home with Remax Alliance three oh three nine two zero sixteen twenty two. Hi, Tom Martino, your troubleshooter three O three seven one three talks

seven one three eight two five five. We let's see. Let's talk to Adrian. She has some props for David Ellis. What's going on with you? Adrian? Hi, good morning, sir. I'd like to just say, real quick, I want to be your common man. Okay, well we'll make arrangements for that. I just left David Ellis's store, and let me tell you something. This guy is the absolute best. Yeah. He's a character, and I mean that in a good way. He's a character, but he's my kind of character. Tell me about it, tell me

what's going on. I went in there with some unwanted gold. Yeah, and he paid me the top price, more than anybody else would by fault. That's wonderful, Adrian, really good news. What kind of gold did you have? Was it in the form of jewelry or bullion or what that was? Jewelry? Okay, well, we always say to go to David Ellis Jewelry Third and Clayton, and but but I like David. I've known him for many men years. Yeah, I thought maybe you might be there

this morning, but I guess not. Actually I only go to Cherry Creek every once in a while. But and you know, he's actually way more convenient. When I say Cherry Creek, people might have a vision of a pain in the ass Cherry Creek, but where he's located, Third and Clayton is pretty easy to get to. But thank you very much for for trusting our recommendation. Welcome and this guy is absolutely the best. Okay, well,

thanks man. That's David Ellis Jewelry. He's talking about on Third and Clayton for you know, selling gold and silver, because you know, he's a regular jewelry store, but he's he's doing a lot of buying and selling of jewelry or just basically any gold and silver of precious metals. So thank you. Now are we getting Kevin Colking on for Jason Katchina. Are we working on that? Yes, we are good. Jeff, you need some advice on a car? Jeff, what's happening with you? Hi? Jeff?

Hey? Tom? How are you? What's happening man? What's going on? Well? Okay, I bought a I bought a HONDI used Hondi for automation puttle over a year though, and I regret it now? Why but why? I just I just think they covied some stuff up. Like no, no, I want to know what, Like, what do you think they covered up? Uh A faulty UH catalytic converter? How would they cover that up? How do you cover that up? I don't know.

I could be wrong, but I think you are. There's no way to cover up a fault, a faulty cat I mean really, especially because you and especially because you you get an emissions voucher. Did it pass emissions? Well, it kept having UH check ins light issues, so I brought it back. But did it pass emissions? They fixed that and then I did, Yeah, that it did pass emissions. Let me ask you something, what what mark ass you're making? Model? And mileage? I mean,

I know it's a Hundai. What model two thousand and seven Santa Fe okay, and so how many miles were on it? About one hundred and let's see what was it shot? This is like one hundred and fifty seven. Well, it's gonna need a cat at that point, no matter what, So why don't you just get a cat done? Well? Well, hold on, he was about to tell us some other stuff. Go ahead, man, what go ahead with your story? Sorry? God? Right, gofy missions done? So not too long right after the mission, checking is

like goes back on. I'm like the son of a Yeah. So I take it to Big O's tires. They do their analysis. How long ago? How long after the vission? No? How long ago did you go to Big Old Tires? Oh, I'd say about four months ago? Okay, got it four months ago? Check engine light? What happened then? So they did their analysis. It said it was a neither no two centsor I said, okay, let's get it done. Four hundred bucks. Got it done. I'm driving it up a lot. I'm not five blocks.

Dam. Here comes a check engine light on again. Okay, So it's like it sounds more like a big old tire problem to me than an automation. Well, I take it back and they're like, huh. They dig around for a while. One guy took it for about a half hour drive. Which can you get to the where you found out what it is? Well? Yeah, once they come Once I came back, they did their

thing again. They're like, oh, it's a catalytic converter. Okay, Well, what are they doing about the two centsor they charged you for They gave you the labor back? Okay, So then what they told you that it's almost impossible to tell? Okay, so did you get a new cat? Oh oh yeah, that's eight months out? Eight months? How much did they quote you on it? Two grand? Just go up to Laramie, man, Mark, Why don't you explain that it's simple. You drive

up to Laramie and you get a generic cat put in. Then you come back and pass emissions. You're done. Now Here's what people will say when Mark says that. They're going to say, you're breaking the law and it's cheaper by the way. Mark. They're going to say he's breaking Well he's not. So I mean, I don't know what else to tell him. It's not illegal for me to go to another state and have a car repair done. It's simply not. And if you think it is, you're a

moron. How would people from Texas and anywhere else move to Colorado without breaking the law. Then, now here's what people are mistaking. A mechanic here cannot import a cat that's not approved for Colorado from Wyoming or elsewhere and put it on your car. However, you can take your car out of state and have anything you want done. Lare me tire an auto center. Jeff, are you listening, Yeah, I'm listening. So you'll even save money

and you'll get it done right away. So what were you calling about, by the way, that it's so many months out or what? Or did you think that that AutoNation somehow owes you a cat? No, no, no, I'm not going that far. Well no, because you had one hundred and fifty seven thousand miles on it. I know I got into it.

I'm good with that. I had a fifteen Santa Fe that needed a cat write at about one hundred and ten, but I ended up selling it to a guy that was not in an emissions area so he could care less. Oh yeah, my main, go ahead? What's your main? Go you're getting to your main? Go ahead? Is there a mechanic and Aurora or a mechanic shop in Aurora, Colorado that's on your list for being trustworthy?

Sheridan Auto Tech. Well, Sheridan's not in Sheridan's over on. Why does that have to be Aurora, by the way, Well, just because I live out here, I guess I understand. But for major repairs and what do you need done on it? But she likes sharedan autojeck. Well, well hold on, you know we have our Casey Automotive, we have Kimmera Transmission, we have we have a number of different shops on the on referral. They're not the only ones now, they're the ones that do card

day with us. But tell me something, what is your goal? Normal maintenance and repairs this particular cat, Because this particular cat, they're not going to do any better in getting you one. So what are you looking for? That? Just general maintenance and that's worthiness. Okay, yeah, Well, something's wrong with my car, right, I get it? No, No, that's good. I think that we have a number of good shops.

We have Master Tech Automotive, Honest Accurate Auto, Colorado Engine Advanced Treadsmission Center, we have hands on Auto Tech Shared and Auto Tech budget A one transmission auto repair camera transmit. I mean, go on referral list dot com and you're bound to find someone that's not too far and they're good people. Meanwhile, what I would do is what Mark said about the cat I wouldn't wait around here and get an expensive one. By the way, Kevin Calkin

is on. Let's he's on for another problem, but I want to ask him something. Hold on, we'll come right back to him. All right after this, go with a sure thing Denver's Best roofer Excel Roofing dot com. You don't pay a cent until you're content. Time for an insurance check up free, no obligation. In comparison, call Compass Insurance paying too much your coverage at dozens of insurance companies find out now three all three seven to

seven to one help. You'll think you're his only customer when you choose Frank durand the real estate Man dot com to list your home with Remax Alliance three all three nine two zero sixteen twenty two. Hi Tom Martino here, Okay, now, Kevin Calkin, I had a couple of questions for you on the catalytic converter thing real quick. And then we also have Jason about his Chevy Express. You looked at but on the cat, Mark says, if you go out of state and get one, you know, you're a private

owner. You're allowed to do that. There's no law that says you can't do that. Do you save a lot of money? You can save probably half of the repair? Yeah maybe? Wow. Wow. Now if he took it to you for a cat, are they that far out? What did he say? Like eight weeks he said? I thought he said, you know, months out? Yeah, no, eight months. No, you know it is a little hit and mess. But we shouldn't have good luck finding him right away. I mean, and we can do a welden

cat as long as it certified. California doesn't have to be a direct fit. So I understand that, right, But he'd be better off going out of state to save money. Jason had that twenty fifteen Chevy Express. I wanted you to analyze it. The warranty company says, basically, it's not their problem. It wasn't a failure of the air conditioning. Well it was, but it was due to leaves. What do you think, Oh,

so it over? What does it need to compress them. Well, hold on, did you look at this is this is a guy we sent you with a twenty fifteen Chevy Express Fan about two weeks ago. Oh, I'll tell you what can we can you look it up? Because Jason, did you go and talk to Kevin? Kevin wasn't there. I talked to the guys at the front desk. Did they look at your van? Yes? They did? Okay, did they write up a ticket? Yes? They

did some work. What did they do? They replaced the blower fan, which I just had replaced a week or two weeks before, with automation, and they said that the reason that believes and stakes keep getting in there and tearing it up is that there's no cavin filter. Okay, so Kevin, there's no cabin filter. But you can't expect the warranty company to retro excuse me, to modify a car. Do they come with cabin filters? Eighty five percent of those did? He's in the fifteen. His model does not

have it. Yeah, we tried to fit it in. We tried whatever we could. It just will not. It just won't work with that car. So, Jason, if you are calling because you think the warranty should do something about that. It's not going to no, that's That's not why I'm calling. I just want to know what can I do to get it fixed, because everything that they've charged me to work on, whether it was under warranty or not, has not been fixed. They charged they've charged me

to replace the cabin filter. They said, that's why it was stalling out. Then I take it to Kevin. There's not even a place for Kevin. Well, then you should get your money back on that for sure. I mean, if there are things they charged you for that aren't on there, call them and ask for a refund of those items. So that's all you can do. And as far as getting it fixed, I don't Kevin, I don't know why it keeps clogging up. I mean there are a

lot of vehicles that don't have cabin filters. We'll ask Kevin why it keeps happening and he'll talk to his people. Right after this, go with a sure thing Denver's Best Roofer Excel roofing dot com. You don't pay a cent until you're content. Time for an insurance checkup free, no obligation. In comparison, call Compass Insurance paying too much your coverage at dozens of insurance companies.

Find out now three o three seven to seven to one help. You'll think you're his only customer when you choose Frank Durand the real estate Man dot com to list your home with Remax Alliance three oh three nine two zero sixteen twenty two d News. You don't have run anxious came, the shoot is gonna help come. This is the Troubleshooter Show. No Tom Martino, Hello Tom Martino here three oh three seven one three talk three oh three seven one

three eight two five to five. This hour brought to you by waterpros dot net. The best water systems at the lowest prices. If you're gonna worry about stuff going into your water, do water stuff going into your body. Do water first because good water means and it's good for your house too, for your plumbing, for your for your laundry, everything. Waterpros dot ne three oh three eight six two five five five four. You'll never find lower

prices. Now, let's talk about your life. What's going on with you? I have doctor Joel Trudak with us today Denver Regen dot com. They're doing the compounded weight loss uh weight loss drug that's similar to a zimpic and UH with govy and it's being done at two hundred and fifty bucks a month compounded, which is way cheaper than the prescriptions. And I brought this up first hour and I'm gonna I said, I'd get back to it real quick

here. And that is side effects. There are people that report side effects. Okay, all over the place, there are people, and every time a drug comes out, there are side effects or people that can't tolerate it. But the most common side effect is problems with the vowels because it moves food slower through your metabolism and slows down the absorption. Some people have had some pretty serious balance pactions and also problems with bows. Some have just the

opposite effect. But if you're having constipation problems and all that, a herbal cleans or something is the answer. I mean it's not, but it is something that comes up just like it not just like, but it's similar to you know, when you're on like painkillers, I mean opiate's they cause a problem, but that's because they dry out your your digestive system and slow down your digestive tact. But why is it that semaglue tide and these similar weight

loss drugs cause baeol issues. Do you do you know, Joel, Well, generally what's happening is you're slowing down your whole digestive system. And sometimes in some people when that happens, that can cause their body to have some side effects from the adjustment of that. So, in slowing down your digestive system, it could cause you to have constipation because things are just moving slower through your system. It can also cause you to have some stomach upsets,

Yeah, nausea, nausea, some heartburn, things like that. What we do, what we tell patients that have those symptoms are you can treat them with over the counter medications. Coal Ase is really good for constipation. It's what they give opiate patients like you were speaking about. That's more of a softener than a laxative, right, and it's gentle on the system. Omep Resolt is a drug that you can get over the counter. It's like pepsid.

It's for indigestion. Yeah, now you meant you sent me some research. I looked into some studies. They show that this semi glue tide cuts

down cravings on other things. Too. Yeah, that was a research study that just came out recently, and what they found is that a lot of semi glue type patients were reporting that they were having a reduction and other types of obsessive type cravings, whether it's smoking or drinking, which is big and I'm sure they're going to do a lot more research on that, but it's very promising and encouraging. Yeah, that that some people were saying that it's

cut down people's craving for alcohol. Now, Kevin Calkin shared an auto tech. We had the guy on with his van. Why is that van continuing to clog up? If the van go ahead? Now, I want to well, let me explain to people his his blower motor and his intake of his air system has leaves clogging up the AC. He wanted his warranty to take care of it. And I said, look, if it didn't come with a filter, they don't have to install a filter. A warranty doesn't

go back and fix the manufacturer's manufacturing problem. I mean, if it's if it's prone to that kind of failure, that's not a warranty issue for getting clogged up with leaves, then they don't have to modify your vehicles what I'm saying. But at the same time, why does it continue to happen to them? Well, that's what I was curious. It is happening again, what he said, that's what he's he's not on right now, is he You could be happy to take a look. There's other things we can do.

And that's what we explain to him, is that the filter's missing, so that I can't fix. But you know, if we continue to have this problem, there's other places. When you say missing, I think that just gives a false impressure. There was never a filter built in. Housing's missing. Yeah, the housing's missing the slot to hold the filter. They can't hold onto it and you can't retrofit it. Is there a well you

can replace the whole heater box or something that you know of seeing. But we could probably put a screen on the outside because the leaves of coming through the louvers, you know by your wipers, Yeah, that's where they're coming in. So you know, we can mount a screen underneath it and you'll just have to clear that off every once in a while. But yeah, I didn't know he was still having the problem. We told him to come

back if he did, because well, of course you will. And then on that cat we were going to ask you, but I think I found out on online here they last about one hundred thousand miles. Is that right? Well, it just depends on the vehicle. I mean they in theory the cat should never wear out. Well, it gets contaminated with any freeze or oil or something like that is what takes it out. The theory of the catalysts, the catalyst isn't used up, It'll live forever. It's the

contamination that takes out the cattle. Okay, got it. And that's Sheridan Autotech dot Com three oh three four five five S two Kevin on your used car inspections that you do. What's oh did he leave? Did you say he's gone, Kevin Chenon or is he there? I can't tell? All right, thanks, thanks all right. I just wanted to ask the most common problem he sees on used cars. I think one of them would be not having verification if the timing belt's been done. I think we discussed that

once people. When you buy a car sixty thousand or more, you need to find out if it requires a change of the timing belt, if it has a belt, and if so, you need to see documentation it's been done, or you run the risk if it's an interference engine of having a massive failure. Okay, So Jenny, our genie, what's going on with your job and taxes and all of that. What can we do to help you? Well, this is the problem we've probably never heard of before.

Now I'll bet you I have go ahead, Okay, I'll just start at the beginning and try to keep it short. My job was eliminated from ETNA on twelve thirty one eighteen. ETNA owns a company that I worked for called Active Health Management, and I worked as a utilization review nurse. The last day I worked was twelve eighteen, or excuse me, twel twenty eight eighteen.

This was in twenty eighteen. Okay, Yes. They were very generous in giving what they called salary continuation from twelve thirty one eighteen to March third of twenty nineteen, and then salary from let me just go back and make sure I'm getting this right, from twelve thirty one eighteen to three three March third of twenty eighteen. I got what they call salary continuation. Yeah,

got it. And then from March fourth, twenty nineteen through August eleventh of twenty nineteen, I got severance pay okay, okay, And then I think made so the severns. But usually the severance is a lum sum. But this severance came to you weekly or bi weekly or monthly. It came to me bye week by weekly up through August eleventh. Got it okay, okay? And then I made plans to start social Security benefits in September. Okay? And did you did you get your Social Security in September? Yes?

I did, okay, So what's going on now? All right? In twenty twenty, in a letter dated July twenty ninth, I received a letter from Social Security telling me that it appears that with the money I earned in twenty nineteen and the benefits they gave me, they had overpaid me twelve thousand, three hundred dollars and ten cents, which they wanted reimburse yesterday. Okay. Hold on, So I take it when you went on Social Security back

in twenty nineteen that you were only sixty two. I was actually sixty four, okay, but you were not at full retirement age, you know. Let me explain something people do themselves a major disservice when they start getting Social Security early because it puts income restrictions on you which are ridiculous. So probably probably social Security is correct. And by the way, we've had this problem before where people do not count their severance or their benefits that they're paid,

including vacation pay, unused vacation. That's all compensation that counts against Social Security. That's early social Security. So have you done the math yet or did they do the math in their letter to you? In terms of no, what I'm saying is you understand why they're saying you are overpaid, right first and foremost, let's take it one step at a time. You do understand that because you took Social Security early, you have income restrictions, right right,

I was aware of that. Okay, Now what was the income? Here's a very easy on. They're saying they overpaid you in twenty nineteen. That's really the only time they're going to worry about. So isn't that when you started September of twenty nineteen. So what's in question is September, for November and December of two thousand and nineteen. Okay, Now, for those four months, what did you get in Social Security. I don't have the figures right in front of me. Most likely it's a dollar for dollars set

off. Okay, So whatever you made with salary continuing, you were basically paid. I don't care what you call it, whether it's salary, continuation or severance. You were paid through August eleventh, twenty nineteen. From January twenty nineteen January first to August eleventh, two, twenty nineteen, every dime you pay, you made basically has to be paid back to Social Security if it was paid to you. Whatever was paid to you in Social Security up

to that amount has to be paid back. Okay, So how much did they say? It came to? Twelve thousand, three hundred dollars ten cents. That sounds like a lot to me. That sounds like a lot to me for those months, but it sounds like a But I think they're putting interest on top of it, aren't they. I actually I'm not thinking along that line, because it that's just the tip of the iceberg. Jenie, hold on and get to the rest of the iceberg coming up, please,

because I think you're in trouble. I'm not sure if they're doing it accurately. But I'm gonna have some bad news. I think they are. They very seldom make mistakes on this. They might have some things wrong. We'll talk about that coming up. I'm Tom Martino. Go with a sure thing Denver's best rufer Excel Roofing dot com. You don't pay a cent until you're

content, wait time for an insurance check up free, no obligation. In comparison, call Compass Insurance paying too much your coverage at dozens of insurance companies find out now three all three seven seven to one. Help. You'll think you're his only customer when you choose Frank durand the real estate Man dot com to list your home with Remax Alliance three oh three nine two zero sixteen twenty two. I'm Tom Martino here three oh three seven one three talk seven one

three eight two five five. So Genie says that she worked and was laid off or her job was eliminated, and they continued paying her through August. And now basically they wanted to collect money that they overpaid her in Social Security. Okay, So keep going, Genie. You said that was the tip

of the iceberg. Then what happened? Okay? The amount that they said that I owed with twelve thousand, three hundred dollars in ten cents, that they show that they're according to Social Security, that there are exceptions to this overpayment, and the examples that they lift are vacations, commissions, bonuses, and severance pay. You don't, according to Social Security, colect overpayment against pay, and that's what they did. I'm going to tell you, okay,

but but I'm going to explain something to you. Okay, okay. I don't think I might be wrong. This is my impression. I don't think Social Security counted it as severance because it was doled out the same as salary. It wasn't a lump sum. Not that that should matter, but I think they're mischaracterizing it. Possibly. You know, you can make an appointment with Social Security and actually go in with your documentation and explain this.

Have you even talked to an accountant to ask him what is supposed to happen? I have not talked to an accountant. No, But did you talk to Social Security? Did you ask to go in and meet with that? For example, when you filed your taxes that year, did you use it as normal income? I mean, how are you Clark severance. Severance is normal income. Well then, okay, but she's saying, she is saying

for early Social Security it's an exception to income for Social Security. No, it's not just early, it's flat out an exception to overpayment being able to withhold. First of all, we're saying the same thing. Okay. What you don't understand is the only income restrictions are on early Social Security. That's why I said that. Okay. So you're saying they shouldn't have they should not have counted part of that. Okay, So let's say they shouldn't have

counted any of it. Yeah, part of what you were paying that year, which is part of it, was your severans. You're saying they should only count the continue I go back to when you file taxes. There must be a way to differentiate the two. Now therefore, well there is, and did you do that? Mark? It wouldn't matter because Social Security doesn't look at Okay, I know what Mark is saying. He is saying, social Security looked at your tax return and that's how their discerning is. And

that's possible. But there is no place on there Mark, for example, to say severance pay. I mean, I think it's called miscellaneous or other income or additional income. But here's the deal. We need to talk to someone familiar with Social Security. But I'm asking you, I know what you need to do. You didn't even talk to Social Security yet, did you, gene I mean, you didn't even ask Genie to go in and talk to them. If you go in and talk to them and you show them,

I'm some. Well you did you make an appointment? I didn't make an appointment because I could never get a response bet from the person that I needed to make an appointment with. Well, I just went online and I can make an appointment right now, and it took me three minutes, So I'm not sure what you're talking about. I'm sorry, dear, I really am. I'm sorry calling on the phone, I was trying to reach the one person that we had been talking with to make an appointment and left a

message for him and he never got back to me. Okay, I'm just telling you that you can you can make an appointment online. Do you know how to use a computer to go online and do it? Yes? I know how to do that. Tom, Well, I don't want I know. I didn't mean that as an insult. I'm jaj peeni just just making a appointment at your local office and bring in your documentation. That's rarely what

you should do. But I don't know it's done. Oh good, So you have an appointment coming up. No, I do not have an appointment coming up. I have gone into the office multiple times with my documentation. You went and you've already had hold on. When you've gone into the office with your documentation? Did you go in without an appointment? Yes? And what did they say? I'm curious? Something different every single time, So

you actually met with a representative. I think you're getting stuck here. Can I just jump ahead a little bit and tell you where we are right now? Yes? Go ahead, Okay. In letters I have received since then, they have decided that they that I didn't owe that overpayment. Good told them that I didn't, But they never told me how. I've had reconsideration that was done on over the phone on eleven to two of twenty So wait, did they tell you in your in person meeting, in a letter,

in an email, or in a phone call? Well, I have it in writing, good, and you have it in writing that you don't owe any of that twelve thousand or only part of it. Well, they said that I didn't owe any of that, But in the last year they re calculated what I owed and it came up to a new sum of two hundred and nineteen dollars that they were going to take out of April benefits this year. But what they did is moved a date up and took it out of

February. But now here's the thing that I'd like to derange your attention right now. Yeah, I asked them for a letter, in one letter showing what they say they have paid me in benefits month by month from the beginning

of September of twenty nineteen to the present. And I went back to my old bank statements going back to twenty nineteen, and I went months by month listing what was deposited from Social Security, and with the exception of twenty twenty three, where the amounts were the same, there has been a discrepancy every single other month that shows a difference of six thousand, two hundred and thirty

three dollars. Yah, listen, listen, listen to Genie. So are you saying that they have been withholding money for that over that supposed overage? Yes, Okay, you should be able to see exactly what they've get, by the way, and taken away online. By the way, I did look this up on the government site, and she's absolutely right. It says how your retirement benefits. Now what they mean is, here's what they mean.

Bonuses, accumulated vacation, sick pay, severance pay back pay, standby pay, sales commissions, retirement payments and deferred compensation reported on a W two for one year but earned in the previous year are not counted against you. I think you you misunderstood that a bit. Now, I'm not saying you owe the money if you have it in writing that you don't and they withheld

it. I don't know what to tell you, because we do we I don't think we have anyone at Social Security that we can talk to either. You have to make an appointment, but you've never And here's what I want to get at. The problem is you've never actually made an appointment. You've gone in cold calling. And what they do when you do that is they have is because they don't know what you're coming in about, they just give you what the best answer they have at the time. If you literally go

in on an issue a specific issue. You will get an expert for that issue. And right now, what you're disputing is that they've taken money back from your benefit for a supposed overpayment in twenty nineteen. That's the issue. That's the whole issue, right right? And can I just tell you that when you go in to see them, they don't tell you that they have specialists. That couldn't They're not okay, saying there's I'm not saying there's specialists

in that one area. What I'm saying is is that you make see You can make an appointment for any number of reasons when you're and when you go online to make that appointment, you tell them what that is. When you go in and you cold called, you take a number and just wait. How does that work? That's how it works. You take a number and

you wait your turn, okay. And when you go in there, and when you go in there and tell them your problem, what do they You said at one point that you they told you you're right, you don't owe the money. Is that correct? Right? Okay? And you got that in writing, then go into detail on I was told that I had won my pace. I spoke with a review named Jenny, and you have that in writing, right. That's the problem. I couldn't get through to tell

you. They told She told me that I would be getting a letter letting me know that I had won my case. And I waited for the letter and waited for it, and every couple of months I would call her and say, where's the letter. Well, it's coming, it's coming. Well, finally I got a letter showing that they had taken out this much for the overpayment, even though a reconsideration review is supposed to stop the clock. I took a friend of mine, who is a retired CPA. We went

into the office. We spoke with a man named Adrian, and he explained that we should not have been I should not have been receiving or having deductions because I did have a reconsideration and I still hadn't received a letter confirming that. And he told me that this Jinny was not qualified to do reviews for overpayments, so she couldn't have told me over the phone that I had my

case. Okay, oh, here, if you if you don't want to, if you don't want to make another appointment, here's what I suggest you do. And this is really important you can go in to your You can go into your Social Security account online and right there, all of your everything on your number. Everything they've ever done is on there, including disputes, hearings, and resolutions. It's all recorded. If it's not there, it doesn't exist. Okay, So do you have online access to your Social Security

account? Oh? Yes, oh you do? So have you logged on to see what the where the dispute is and how much? So you can log on right now to your account. I could, Yes, that's funny, and I have been in there and that's where you can get your updates. Yeah. I just didn't realize that you could look up. Well, I'm looking at mine. Hold on, I'm looking at mine. You can look at what you can look at? Are is everything to do with your

social everything to do with your Social security everything? Uh huh. But you have to look. You have to go in there. We have right man. Okay, we got to listen. We have to take a break. But if you go to your secure dot s SA dot gov where you go in, you can do your own. I got to take this break. We'll be back and listen. That's all I can tell you. I don't know what else to say, Genie, if you can't get in there, if it's not in there, let us know. Go with a sure thing

Denver's best rufer Excel Roofing dot com. You don't pay a cent until you're content. Time for an insurance check up free, no obligation comparison call Compass Insurance paying too much your coverage at dozens of insurance companies find out now three oh three seven to seven to one help. You'll think you're his only customer when you choose Frank durand the real Estate Man dot com to list your home

with Remax Alliance three oh three nine two zero sixteen twenty two. Hi Tom Martino here three O three seven one three talks seven one three eight two five five one Clear Choice Garage Doors for your garage door needs one clear choice doores dot com. Everything they do is on that site, including prices. How many companies do that? Huh? Everything on the opener, everything on the door. Uh and they're your garage door experts. One Clear Choice Doors dot

Com. All right, so you know what, it's really uh frustrating. But Genie, I just went on my account and they're so organized, and I don't understand the problem. You're having and I can't hold your hand and do it. But I'd love to help you, but I don't know what to do to help you. This is one of the frustrating things when it deals with government, whether it's the irs or anything like that. You have to go on and take care of it. But if there was anything we

could do to help you, we would. Your online access. You sign on to your online access. Everything is there, messages, cases, everything is on that website. So I can't hold up the show anymore telling you that again once you go online, if you still have a problem, let us know, Holly, what's going on with your contractor? Hi, Holly, what's happening? Hi? How are you guys good? What's going on with contractor? What kind of work was he doing or was she doing?

Hey? Josh and Heather Usury with Cut Nail Builders the world Cut nail Builders. What did they do for you Colorado? They we got a hold of them. We did everything that we were supposed to. We went to the home show over in Loveland, got you know, three contractors, had them come give us bids and this Cut Nail Builders, Josh and Heather Usury were not the lowest bidder, but they weren't the highest, but they seemed to be, you know, tell us everything that they How are you spelling their

last name at cut nail, Josh and Heather? What usury usury? Yep? It is u s uh are. Why, my god, that's that's a weird name because that that is considered a name that means abusive in the lending world. But anyway, go ahead and tell me what what what went

wrong? What did you hire him to do? We did hire him to just finish a small, little like less than three hundred square foot area in our basement to do a little kitchenette bar area so that we could you know, invite friends over and watch football or whatever and and have you know. So they were going to put in a kitchen and bar yet little kitchenette bar yep. Okay. And what happened Well, we signed the contract with them in October of twenty twenty two. My god, yeah, and we gave

him a huge deposit. I mean, we understand in October twenty twenty two, how much did you put down? Almost eighteen thousand dollars? We paid them seventeen thousand, seven hundred and five dollars, Okay, let's call it eighteen thousand, and then hold on, hold on, what was the total price going to be? With a couple with two or three change orders? The total for this and we did do a little bit, had them retile a shower and put on a new countertop in the bathroom that was down there,

and there was a couple other small thing. Okay, what was the total price? That's what I'm concerned. What was the total price? Almost seventy two thousands? Oh my god? Okay, So how much have you paid them so far? Sixty seven thousand, five hundreds. Go with a sure thing Denver's Best roofer Excel Roofing dot com. You don't pay a cent

until you're content. Time for an insurance check up, free, no obligation comparison call Compass Insurance paying too much your coverage at dozens of insurance companies find out now three oh three seven seven to one help. You'll think you're his only customer when you choose Frank durand the Real estate Man dot com to list your home with Remax Alliance three oh three nine two zero sixteen twenty two. Hi Tom Martino here, three oh three seven one three talk seven one three

eight two five five. Welcome to the show. Now we have oh man, it fell again, Holly with an issue with a contractor my mike, he keeps me falling. Go ahead, Holly up? You paid six up right until now? Sixty seven? Did you say? Yeah, we paid sixty seven? Okay, Now, here's what I need to know, And this is really important to know. What value have you gotten so far? Probably about half that? Who says our estimates and all the stuff that they

didn't do according to their contracts they didn't finish. HVA Do they think they're done? Well, here's what I need to know. If we were to call them, are they going to say they're done? No? Well, no, they're done because we had to fire them. Why did you fire them? Because they kept dragging everything out, They wouldn't come back. They become he created a hostile work environment. He would get mad at us anytime

we ask questions. And at part way through we had the contract was supposed to be from October through February. Second, all right, hold on, and we need to figure out what we're going to do with this. I don't know what you want us to do, but it sounds serious to me. I'll tell you what three three seven to one to three talk get your calls in. We also have Denver Region dot com to talk about weight loss through Semiglue Tide. We'll talk about that. I have several texted questions to

us. Stick around on the Troubleshooter Show, Holly, We'll be back to you and more coming up. Go with a sure thing Denver's Best roofer Excel Roofing dot com. You don't pay a cent until your contents of time for an insurance checkup free, no obligation comparison call Compass Insurance paying too much your coverage at dozens of insurance companies find out now three three seven to seven to

one help. You'll think you're his only customer when you choose Frank durand the real estate Man dot com to list your home with Remax Alliance three oh three nine two zero sixteen twenty two ripped up new need advice. Who you don't have? Come, Run in as fast as we can. Shooter's gonna help. Come man, This is the Troubleshooter Show. No Tom Martino, Hi,

Tom Martino here, Welcome to the show. Three oh three seven one three talk seven one three eight two five five This hour brought to you by eight eight eight heating dot Com. Listen to this all right, you got a call this week or today actually for this week, free plumbing inspection, no charge whatsoever. And that's going through everything in your house, the toilets, the uh if you have some pumps, you have anything to do with

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come out and look at them. You know, you don't even have to get it fixed, but they'll give you free diagnostics with everything and prices. That's eight eight eight Heating dot Com. Holly has an issue with a contractor, which is God. I mean, I don't even know what I do. She was so pissed off they had to fire them. You know, we've heard this before where people are hired they're just dragging on and dragging on. This contract Remember was signed in October of twenty twenty two. October at

twenty twenty three, we got a year. When did you actually fire them? That's all I need to know right now. When did you fire them? The end of July first, the end of July of twenty twenty three, right, yes, but you had paid them up to that point sixty seven thousand dollars on a seventy two thousand dollars total price. Yes, my, and you feel like you only got about thirty thousand in value? Yep? Did you have anyone to analyze it? No? Yes and no.

How much is it going to cost you to finish this project? About twenty thousand dollars? Okay, Well the math doesn't add up if the total price was seventy two and you paid them sixty seven, well, well that's no, I understand it does add up. You're right because they didn't do what they're supposed to. Never mind, you're right, you're absolutely right. So what do they say they're going to do for you? They aren't going to do anything for us when you fired them, did they demand payment of any

kind? Did they go away thinking you still owe the money? Oh? Yeah, yep. We got a final invoice in September for another twenty some thousand dollars. Where on they are, Well, that's ridiculous. Then that would have put it up to eighty seven thousand that you paid them if you paid that. Oh yeah, yeah, they're charging twenty eight thousand dollars on their final invoice for their one hundred and sixty dollars a day fee for any delays. Okay, So where does it stand? Why are you calling us

today? I okay, So I've already reported them to the Better Business Bureau. I filed that. People'll say that, you know, that's like, okay, fine, the Better Business grow. It means nothing, but go ahead, and I file the complaint with the State's Attorney's office. And now I'm trying to figure out how who do I talk to to get their license, their contracting license take away hold on? In each area, each each county or city has their own licensing yep. So where are you located.

We're in Weld County. Okay, bad news, Weld County. I mean you can go to the Weld County Building Department. Let me see, I think let me get them on the line right now. Well, I mean I think that these people up there are useless, but you can try. I mean, Weld County is the most useless. I'd say they're you know, that's saying they're more useless than you know, what on a how's that saying going on? Well? Anyway, they are more bump on a log. No, it's worse than that. But let me see you. I

think I got them on the line. There they are, So that's that you're not going to get anywhere with them. But you can report them to the Well County Building Department. But Welld County is full of liars and crooks all of their governments. So I don't even think they're gonna they're going to care and that you could. You know, that's why Josh and Heather are probably thriving up there. But on a serious note, if you're really serious about this, first and foremost, did you finish the job? Uh no,

we're in the process of finishing it. If you can point to their deficiencies, why not take them to court? We can, We can totally take them to court. Our lawyer tells us we can take them to court, but they probably have nothing there. They have nothing. Our lawyer says, they have multiple lawsuits against them. I want to put them on the Sleeves Brigade though to people. And by the way, I have updated that for a few people on there, so I did finally get to that Sleaves

Brigade dot com. I really do, Do you have any Do you know where we can get any pictures of these clowns at cut nail Builders? Oh? Absolutely, they have a Facebook page. Let's try try to call them, Kelly, try to get these guys on yeah, and if not, Deputy Doc can try to help. I'm going to their their website, but I have nail builders, but that's not the one, right we on BBB because I matched up the name, but I didn't see a website there either. Are they out of al To, Colorado? Yes, yep, they

are. Okay, all right, I don't see any pictures of them. I want to get them on. I want to get them on h on the Sleaze Brigade. I want to get pictures of them. So if you have, if you can direct us to that and sus you usually can find picks. I want to get these on the Sleaves Brigade. But let's call them, like Mark said, let's call them three oh three seven to one to three. Talk doctor Joel Trudak, let me bring you up on camera here. We do have a question now. They said, Tom, you

mentioned Denver Regen dot com for some of glue tide compounded and supplies. What are supplies and how often do they get them? And it's two hundred and fifty bucks a month that they can get in now this month. They don't know how long they can keep that price that low. And that is so low, I mean, that's low compared to even other compounding clinics who are

charging four fifty to five hundred. You're at two fifty. And then of course at the drug store or at the pharmacies with brand names, you're up at twelve and fourteen hundred. Hey, Dallas, is trickly? How much can people lose on this stuff? I mean, like, once again, realistic. Have you seen Oprah in six months? About twenty to thirty percent of body weight is about average in six months, holy crap, oftentimes in less than that. All right, I'll tell you right now, you're not

charging enough. You got to up your price to feel Here's what I'm saying, Mark, people have to exercise. It's so important to exercise. I don't think you have to the stuff I'm reading on this time. You don't have to. Really, no, it's nice if you don't to lose weight. You don't to lose weight. Here's what I want to say. When you hear people say it eats their muscle, their morons, they don't know

what they're talking about. Let me explain something. Muscle and fat. Okay, when you go on a diet, the reason muscle goes first on any diet is because it takes more calories to sustain muscle than it does to sustain fat. So, in other words, to for muscle to be muscle, it takes more metabolic energy for muscle to simply be muscle. For fat to be fat, it takes a great amount of metabolic energy. Excuse me, hardly any metabolic energy. Therefore, when you go on a diet, the

first thing to sacrifice itself is the is your muscle. Now, when I say exercise, it's not to lose weight. You're gonna lose weight no matter what you do. But what you want to do is not lose so much muscle. And it's better if you can convert some you know, excuse me, keep up with your muscle mass is It is crazy, though, just the weight loss aspect of it is going to improve your heart. It's going to improve so many things about your body. It's crazy you drop a thirty

your body weight and you're obese. I mean, honest to God, how much better off is your heart? Guys? I mean it's got to be double is good? Right? Yeah? Yeah, I mean overall it's gonna help you. They're saying it's having wonderful health effects for people. Then you're hearing. You're hearing the but you always hear and you should the side effects so you can, Like I said, with any diet, muscle will go, so you got to exercise. And also, if you eat junk,

here's the problem. You'll eat less junk, but you're still eating junk, So you should clean up your diet not to lose weight. No matter what, you're gonna lose weight because you're gonna be eating less of whatever you were eating. But still, it's a great time to learn how to eat problems because it slows down the digestion. And on top of that, what that does in return is makes you feel full. I mean you don't even want to eat, correct, Yes, that's right, that's true. Yeah,

it kills your appetite. It reduces the cravings for food because your digestive system is slow down. And what they're also finding now and is reducing cravings for other things as well. Hey, diet drugs like like like cigarettes, alcohol, any compulsive behaviors. It's alcohol, smoking, any finding that it's helping with with that kind of behavior. That two fifty, though, Doc,

I mean, okay, pull your skirt up a little here. Do you charge like an amount when they come in for the first time more than the two fifty? What is the two to fifty a month? Get them? So we charge two months upfront, h so that ensures that weird, But it's four two months, so Mark, it's not an upfront fit. I got what you get is for for five for five hundred dollars upfront, you get three months supply and then at the end of the three months you pay.

You know, at the third month you're paying your nether two fifteen. That's two to fifty a month. But you get your that include the prescription, the drug itself and how do you use it, how to administer it. It does it explains all that. So what you do is you you

you you get a package. In the package contains the drug, three month supply of the drug, three months supply of your supplies, which includes your insulin, needles, alcohol swabs uh And then also included in that is a QR code and you click it and it brings you to a video that explains exactly how to administer it if you need help. And there's nothing to it there and there's nothing to It's a simple injection and you can always speak whenever

you need to with our patient coordinator who can walk you through it. So it includes it includes how to do it, uh, the and they can do that. But if you really structure on how to do it, can you get a person to person instruction on how to do it? You can get a personal person instruction with our patient coordinator. He can video FaceTime with you how to do it. You can even come into our office. And Okay, so that's what I want to make clear. It's it's full service.

Now I got to go to Russ, who's been waiting a while. Russ, welcome, what's going on? Russ for taking my call? Yes, sir, I'm my daughter is getting some Windows installed and she got a bit from Gravina's and which seems kind of high. But which Gravenas Gravina's windows and doors are on your website? I believe which? Okay, uh huh oh, yeah, which Gravinas. I don't know that the main number.

There's two of them. I was just curious which one. We don't get complaints about either one of them, really, So go ahead, So what are you asking about? You say, did you get a second I would always get a second bid, There's nothing wrong with that. Yeah, she got a bid from Gravinas and they said it would be July August before they can stole them. And then she told them, well, I got a

second bid from Lifetime Windows and Doors. And she goes, well, you know it's possibly if we get a contract, we can probably get it in eight to ten weeks. And she says, well, you know why the difference? She goes, well, we just get a contract up and you know, we just get them ordered. Now, hold on a second, are you saying Lifetime is also quoting that Lifetime is actually two hundred dollars cheaper

than Gravinas for the same type of windows. Yeah, but when she told Gravinas that she got a second bid from Lifetime, they said, well, we can get it done. Quicker. You know, Oh so they said July August, and now they're saying, okay, so we're thinking, you know, you know why, because they don't want to lose the business. I mean that's called negotiating. So what is your question, Russ? My question is Gravina says they do they install the windows from the inside out.

Lifetime says they do it from the outside in. Is there that much of a difference? You know, that's a good that's a really good question. I actually don't know that. But we're gonna call We're gonna call Genesis Total Exteriors and ask them because Mark Schimansky will will tell us the truth one way or the other. He I mean, seriously, he's a great guy. Now, I'm not suggesting that you call him. However, if you do, you should get a bid from him or from K and H Home Solutions.

They both do windows, and uh, it would be a good idea. I mean, listen, the more information you get, the better. Although I'm not telling you Gravinas is a bad company. I personally would go with Gravenas over Lifetime because we know them and we've known them for so long. But Mark, what do you think do you think, uh, Mark, we should ask Mark about the uh the installation. I think so yeah, So let's see if we can get Genesis on uh yeah, Lifetime says,

well they do, so they sub it out. You know, they don't have their own employees that Gravinas does. Right, that's right for sure, So don't do that. But hold on and we'll get you an answer or a third opinion three oh three seven to one, three eight two five fives. Go with a sure thing Denver's Best roofer Excel Roofing dot com. You don't pay a cent until you're content. Time for an insurance check up free, no obligation. In comparison, call Compass Insurance paying too much your

coverage? That does of insurance companies find out now three oh three seven to seven to one help. You'll think you're his only customer when you choose Frank durand the real estate Man dot com to list your home with Remax Alliance three oh three nine two zero sixteen twenty two. Hi, Tom Martino, your troubleshooter three o three seven one three talks seven one three eight two five five. Mark Schamansky is with Genesis Tootalexteriors dot com I love these guys. I've

known him for so many years. Now, Mark, I want to ask you something on windows. Are are replacement windows put in from the outside or from the inside. We normally we always do from the outside because I don't like doing retrofit where you there's a fin on every window that goes against the wall of your house and the outside wall of your house, and then you waterproof that with a tape, a waterproof tape that's very sticky, and then you put flashing on top of that. It's the best way to install a

window if you do it from You could do it on the inside. If it's like a really tall you know, you can't get to the outside of the house. You can do it from the inside. You cut those fins off and you set it in and then you screw in from the side. But it's not as good as the insulation. Wait a minute, you cut the fins off. Yeah, people, then how do you waterproof it? If you? If you and for those listening, if you think of these fins, they're kind of like if you if you picture a cardboard box and

you open up all the you know, you open up the flaps. Those are the fins basically that that hold it on the outside of the house. But if you cut those off, mark and you put the window on from the inside, are you saying you screwed from the frame into the side of the house. You skate, You strew from the side of the frame into the into the studs, you know, the two by bards around the window, and you screw in that way, and then you should foam it then

and that'll keep the water from coming inside the house. But you still have to dress outside to make sure water's not going behind the siding or stucco. Or it sounds more work doing it from the inside. It is. Yeah, I mean ninety nine percent of time. We're always in selling. You know, we take the outside trim off and we do it the right way.

If it's a stucco house, we cut a band around every window and so it's completely water tight before we you know, button it back up and put you know again, put z flashing at the top of the window to yeah, hey, Russ, how many windows do you have? Russ? She has eight, but she's only going to do four or five windows? Okay, is she I need to know the exact bit four or is it four or five. She's going to do four? How much? Ninety six hundred? Okay, I just want to listen. He he doesn't know who

we're talking about. I just want to ask his first blush, what do you think? Mark? I know you it's it's hard to I know you guys, it's hard to because you don't know what they're faced with. But ninety six hundred for four windows, I'm sorry, that sounds like a lot of money to me. Mark. Actually, well, yeah, if it's if it is vityal window, yes, hold on, hold on, Mark first, go ahead, Mark. Yeah. If it's a vinyl window, yes, that's high. If it's a wood in tier, that's stained wood.

And you know, you have to finish the trim around the inside, and Rea, you know, and you retrim the outside you're getting you know, that's that's not too unreasonable. Again, And just what kind of window are you putting in? What kind of window? Russ? Uh? They're Infinity by Marvin, are they would? No, that's a fiberglass Yeah, fiberglass. Okay, I I don't know, man, I'm going out on a limb here now, but I will say this, there is efficiency.

I'm not saying anyone's doing anything. Okay. I want to make this clear when it comes to pricing. But Mark, the more they do, the cheaper they would be, right, Yeah, because then all of a sudden, you have a crew there that's filling a full day, you know, four windows. You know, a crew gets four to six windows in a day typically. What do you think for those windows? For those fireberglass windows. Marvin's a great window. I mean, yeah, it's more expensive,

but twenty four dollars a window? Does that sound? What? Is it just your gut? I mean again, Marvin's a great window. You know, maybe it's a few hundred dollars high per window, but I don't think it's like, oh, you're you know, you're taking advantage of anybody. Okay, Okay, So I would get another bid no matter what. It's not gonna hurt you. And I would have it done from the outside if

it was my house, from the outside end. Yeah, that's what I would do, wouldn't you, Mark, Yeah, if you can, that's the best way to do it. Was there a reason? Was there a reason the one company told you they want to do it from the inside. No, they Gravinas says, they just do it from They always they only do it from the inside out. And by the way, it's the Gravinas. I want to make clear there's two different Gravinas. Again, I'm not

putting one against the other. I'm just saying they're two different companies. And this is not Gravinas of Littleton, right, this is Gravina's on the on referral liss dot com. Right. You know, I'm not sure she just called Gravinas, but I thought they're a company owned, our family owned, and uh, you know they are. But they're two they're two brothers, different companies, totally different companies. Yeah, the owner's daughter came out, uh and she I thought, well, she was kind of rude. That's

why I said, than pushy. I'm telling you that I looked at some pricing software I don't know about what. How do you feel about zach Tomate? How do you feel about that? When it comes to pricing, it's low. It's low. That's okay. That's what insurance companies use to determine how much. I'm pretty much all builder grade stuff, right, because we're

looking their range. Their range is from it's like ridiculous, it's from five hundred to fourteen hundred dollars per window depending on the number, right, Yeah, I mean Zach to me. You know, we always that's what Matt and I do is you know, they say, oh, this is how much it is to do a window they got damaged by hail, and Exactimate says this much. But we say, no, this is what the market is and that's things that Matt does. Right, Okay, now listen,

Like I said, Mark didn't look at this yet. K and H Home Solutions didn't look at this yet. By the way, Genesis Total Exteriors Dot, thank you very much. Mark three oh three six seven nine eight five zero nine. But I'm gonna tell you some RUSS bottom line. If this was my house, I wouldn't pay that much. I'm sorry, I'm going to tell you the truth. I would not do it. Nope, I would go to a I would go and get other bids. I think that if those are your bids, I think that is outrageous. That is my

opinion only, Mark, what do you think. I don't think it's I'm going off with what Shamanski just said. He said it might be a couple hundred bucks high. But yeah, but I don't think work. But I think okay, but if Mark takes a look at it, we'll see. Now maybe because they're only doing four and you have to mobilize for all of that, that could be a factor. That could be a factor. We have more coming up on the Troubleshooter Show. Probidenergy dot com, speaking of

home improvens will do your solar. They have some systems for twenty one grand for most houses with battery backup after credits. That's what it costs you. Probidenergy dot com. Go with a sure thing Denver's Best roofer Excel Roofing dot Com. You don't pay a cent until you're content. Time for an insurance check up free, no obligation comparison call Compass Insurance paying too much your coverage at dozens of insurance companies find out now three oh three seven seven to one

help. You'll think you're his only customer when you choose Frank durand the real estate Man dot com to list your home with Remax Alliance three oh three nine two zero sixteen twenty two. Hi Tom Martino, your troubleshooter three oh three seven one three talks seven one three eight two five five. All right, so let's see who a we're gonna take here. We we have open lines, so get right in three oh three seven one three tog three oh three

seven one three eight two five five. Now, at the risk of again pissing people off and people telling me that I'm full of crap, there is a house bill under consideration. Another one now that I'm not sure what stage it's in right now, but this house bill. Look it up. It's house built twenty four. And by the way, when they say house built twenty two, twenty three, twenty four, that means the legislative year that the bill is introduced. And it's house built twenty four Dash eleven fifty two

twenty four Dash eleven fifty two. Tell me what you find with that, because I think it's going to have significant impact on what we do here. As far as housing. Now, I don't know where it's at right now as far as it was introduced, but what it says in essence. In essence, let's just say this that I believe they're called auxiliary housing units or something, or there might be another term for it, but they're going to

make it so building departments and zoning departments cannot turn down additional housing. They can't turn down additional housing. This is for it's called house built twenty four eleven fifty two. And this is what it means that if you can fit a unit on your property, on an auxiliary housing unit or what is it called domestic it's ADU, that's what it is. Construct an ADU auxiliary domestic

unit or something. If you can put one on your on your lot with very few restrictions, if you can squeeze one in there, they must allow you to build it. And then it's hard to believe. Well, look look up the bill. Look up the bill, and it basically says jurisdictions with the stipulations of a thousand or more must subject to an administrative approval process one accessory dwelling unit. That's what it stands for, assessory dwelling unit,

you know, one in addition to the single family unit already there. So the bill would prohibit jurisdictions from enacting or enforcing local laws to restrict it. So the local zoning now and building could not re strict an additional unit on the property if of course it can fit. But we're talking about mini houses too, so what and again I'm not reading this whole bill. But if you go into the bill, it defines an accelery dwelling unit for purposes of

this bill. I'm not trying to exaggerate this bill. I'm just telling you it's coming up and you should read about it because if this becomes law, they will say accessory dwelling units generate rental income to help homeowners cover mortgage payments and other costs. I'm reading right from the bill, which can be an important plus an axiliary accessory. Excuse me, dwelling unit provides family. If I live in Highlands ranch and have whatever, I can build another house as

long as I have room for it. Yes, oh no, no, if this becomes law, now, obviously I want to tell you this law is many, many many pages. Read it because in essence, it's saying they they they're certain restrictions. Okay, you have to you can't charge too much rent you have to or it has to be I mean, can you put your mother in law there? You have to rent it out. I'm trying to read while I'm on the air. You don't have I don't think you have to rent it out. Mark, I'm not sure, but why

don't you look it up? It's I'm not so sure I discribe it. And what's wrong with that. I'm not saying. I'm not saying anything wrong. I'm saying it's HB twenty four eleven fifteen. HOA would have nothing to say about it, That's right, that's kind of odd. Yeah, and neither would covetence. It's it would supersede everything it And here's what it says. If the name of the bill for the working title concerning increasing the number of accessory dwelling units, and so this is what it says. The bill

creates a series the reason of requirements related to accessory dwelling units. It establishes unique requirements for jurisdictions for qualifying as an accessory dwelling unit, and also establishes safety or approval process where they can't be turned down by local hoa's covenants or building departments or zoning departments. Okay, so it supersedes all of that, and it basically says that you will be able to build these on your property and rent them out. I like it. I mean, I can't believe

I agree with something our legislatures. Well, I mean, I don't know if I do or not, because I don't. I don't understand it enough. Right, Well, you could build another house and have you know, but obviously yest house is how I look at it. Yeah, it's going to be Yeah, that's right. But I think I think the reason they want you to build it is to rent it out. I think my first

blush of this bill. But as I said, if you want to, if you guys want to, everyone listening, if you want to look it up, let me know, because this was just emailed to me earlier this morning and it's HB twenty four DASH eleven fifty two. I haven't tracked it yet to see where it stands, okay, but if you do, there are bill trackings you can go to to see where it stands. But I think that the intent is probably good, as all of them are. I'm

reading about it on the coloradosun dot com. Here's something interesting. It says, you know, hold on mark, we'll come right back. Hang on go with a sure thing Denver's Best roofer Excel roofing dot com. You don't pay a cent until you're content. Time for an insurance check up free, no obligation. In comparison, call compass insurance paying too much your coverage at

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Time for an insurance checkup free no obligation comparison call Compass Insurance paying too much your coverage at dozens of insurance companies find out now three O three seven to seven one help. You'll think you're his only customer when you choose Frank durand the real estate Man dot com to list your home with Remax Alliance three all three nine two zero sixteen twenty two. Hi Tom Martino, your troubleshooter at three all three seven on three Talk seven on three eight two five five.

All right, someone wants to know and I'll get to the phones here we have Okay, Greg has a comment. Go ahead, Greg on that real estate bill. Go ahead? Yeah, So Tom, there's two real estate bills. There's the one you've mentioned that allows for all of this additional building, the successory building, and there's another one that won't allow non renewal of leases except for extraordinary circumstances like you. I highlighted that one already earlier in

the show. Yeah, so so those two in conjunction. Let's think about this. So you go into a typical suburb built between nineteen forty and nineteen nine in Denver and Lake Lid Orvetta or Littleton, and now we're gonna double the number of cars without requiring off street parking. So the streets are going to be jam packed, the through ways aren't designed to carry that much traffic. And then people are going to move in and they'll never be able to

be evicted. I just think this is a terrible Well they can be for non payment and they listen. I did an article what if they don't like what if they don't like him because they're noisty, That won't qualify. It won't qualify unless it's truly egregious, if they're if they're breaking criminals. Yeah, but here's the difference. And Greg, I understand what you're saying I did an article on this and I had Brandon Siglian on the show about it.

You're right, it's going that you have to prove you have just cause. Yeah, but the governor once again, he mixed it last year. Why would he do it? I don't think he's changed his mind. It's possible, even even if you're only looking at the at the successory housing that's gonna that could potentially double the amount of traffic in these neighbors. They weren't designed for its them. Do they have the bills that the government's going to

pay for all the road improvements they're gonna have to be done. I don't think so. Greg. Thank you, Josh. If you can hang on, I'll take you after the break. This is a hot topic. There are a lot of bills being introduced to address this housing issue in Stay tuned on the Troubleshooter Show. Go with a sure Thing Denver's Best Roofer Excel Roofing

dot com. You don't pay a cent until you're content. Time for an insurance checkup free no obligation comparison call Compass Insurance paying too much your coverage at dozens of insurance companies find out now three oh three seven seven to one help. You'll think you're his only customer when you choose Frank durand the real estate man dot com to list your home with Remax Lions three all three nine two

zero sixteen twenty two. Yeah, Ripped News didn't need advice, so you don't have come run into Just as fast as we can, Shooter's gonna help come Man Dix is the Troubleshooter Show. Now, Tom Martino, Hi, Tom Martino Here three oh three seven one three talk three oh three seven one three eight two five five. Welcome to the show. Here to help you in any way. We can solve problems, answer questions, and take complaints. So let's go to the phones and see what's on your mind today.

We are here to help you. Now. One thing that uh, we've been talking about our new laws in Colorado new legislation. I'm sorry, I'm sorry. Absolutely new bills. And here's what they seem to be doing. They're aiming toward housing stability and housing availability. If you had to sum them up, one is to unlimit the number of well to do away with limits

of the number of unrelated people living in a household. The other is to basically have to make leases renewed unless you have a just cause, you must renew leases even month to month. And the other one is, let's see, I really don't see Polish signing off anything. And the other one is auxiliary housing units or whatever, having those extra housing units as they call them, and they're accessory dwelling units on property. You can't restrict those for communities

of a thousand population or more. Now, which ones do you think Polus would turn down? All of them? Yeah? I can't imagine they're going to let eight hundred people live in a single family dwelling. No, of course, I can't imagine they're going to allow someone to build another house like right behind their house when their backyard is so tiny. In Denver, and like that guy said, where will these people park? How about driveways?

How about I mean there's a million different conversations there. I'd love to see what Cherry Hills has to say about it. In Greenwood Village. Wa, Wait, people, those places are always exempt though. That's that's the whole thing we know that would they be exempt? Mark? Why would Because there's enough money there, they're going to be exempt. That's why they won't be exempt. Okay, yeah, okay, okay, right across from my heart over here, the you know, fifteen to twenty million dollar homes are not

going to be exempt from this stuff. I totally disagree. Well, they're not saying you have to build there, but what they're saying is if you want to, they can can't restrict you. So Cherry Hills Village that the council, which are very strict, they are they less than a thousand people Cherry Hills Village. No, no, no, they're more than a thousand. Okay, I mean I don't know. I'm saying I don't know either.

Josh, what is your comment on these bill current bills? So my comment was, this isn't real estate related, but look up house built twenty four Dash ten thirty nine. It's a new bill requiring teachers and school districts to refer to your children by their preferred gender name without telling the parents, and if they don't, it's considered discriminatory in nature. That's stupid. That's

just concerning legal name changes for students. It says in school. So basically, if a student comes to the teacher and says, my name is so and so, but I want to be referred to by so and so, You're right, is required by law requires public schools and charter schools to use a student's preferred name if it's requested by the students. You know what I do, I'd say my preferred name is I'm the king. So she would

have to say I'm the king to me all the time. Well, Mark, when people used to ask me for my preferred pronoun I used to say, your majesty, that exactly. And and but here's the thing. Deems the school refusal to use a student's preferred name as a form of discrimination. And it says use huh without informing the parents. So you first or second grader, that's what the teachers have to do, and they're going to be required by a low to do it, and they don't need to tell the

parents that such refusal. And too's refusal to use the student's preferred name in school during extracurricular activities, on rosters and lists and yearbooks. Who are these morons it? Well, I'm not wait to make it. I'm not seeing where you don't have to tell the parents. Oh wait, wait, it says it says here preferred name to be used without requiring the student to obtain a court ordered name or gender change, or to change the student's official records,

so they you can't demand that it be done legally. All it all it takes is a student's request. My god, we could do a whole show on crazy. I like rock Star. I'd go buy rock Star. Imagine what high school students are going to want to be called. But here's what I want to know that. But who where does this say? Parents aren't involved? I mean I don't I don't understand. If a parent says I don't want my kid known as that, and the kid wants to be

known as that, then hoop trumps. Oh wait wait, procedures related to parental notification is on here, but I don't know. I got I'd have to read it while we're on the air here. But this is crazy, Yeah, this is crazy. It's a I mean crazy. Who votes for these people that introduce these bills? I mean, who are these morons that just keep voting for these people? I swear to God, I don't meet any of them anytime. Is this still alive? Is this it just cook

on the Democratic? Uh? Can they monk? You know that? I'm telling you, man, I run into people all the time. I don't run into wackos. I don't know how all these wackos showed up in Colorado. Well, okay, honestly, God, is it just the circle we run in or what? Tom? Honestly? Yeah, you've been at parties at my house with fifty sixty people. Do you ever meet anybody that has

any kind of wacko ideas? Like Marsco? So you tend to have the same, you know, I mean people always flock together with people of like mind, usually that their right minds wants kids to be able to come up with whatever name they want to. Teachers must call them like, you know, dick, crap, stupid bah. I mean, this is pretty clear cut what this guy said. But I don't see anything here about parents. I don't I'm trying to read while we're on there. But it was sponsored

by you want to know who sponsored it? Some Deman Bhil Brianna ttone Faith Winter, three or three Democrat primary sponsors. God, I can't wait till this state goes back a little red. I mean, I like purple, but my god, we are going so far there's gonna be no coming back. Miss Purple of Blend is that what they call purple the blend. Yeah, well we're not purple. Oh, we're not even close to purple. Man, we're not even baby blue. I don't want to I don't want

to see already either. I don't want to see all of anything. But we're heavily. I mean, that's a spill that twenty four dash ten to that's the dumbest thing I've been thirty nine. Well, whatever it is. No, this is crazy. I mean, it really is in my opinion, But who knows. Listen, it's gonna whatever people want, you know, if the people want it, I guess it'll be done. I think people just show up and they vote whatever they've been told by their parents or

whoever gave them five bucks. You know, it just all depends. Twenty four to one thousand and seven. Did you find that one on your own mark? About unrelated parties? Oh? Yeah, I don't even remember where I saw it. That's crazy. They want to stop any limit. That's what it says. They want to stop government from limiting the amount of non related parties that can live in the same house. Now, okay, can you say flophouse with me? But yeah, don't I don't know where that's

going to go. I mean, you know, people have to people do have to be accountable to their district. But I'd like to know what people think about these. Go ahead, Jim, what is your comment the seven one that you just talked about. I don't know if you're aware of it or not, but the city of Four Columns tried, along with a bunch of other things. They were really trying to increase density is what they're after. But they tried to pass new ordnance that basically was really increasing density,

and twice the citizens have got together with petitions to stop it. That's happened twice. Now it's the only time in the city. I believe it's only time in the history of four Collins that that's happened. But also you were just talking about I don't know if you're familiar with Bill HB Twenty four, thirteen oh four. Now you're just going to keep I'm just going to keep getting pissed off here. Now, what's that one? No limit? You can't put your restrict on the on parking? In other words, you know

you got ady yter that somebody puts in their backyard. You don't have to have a parking space for it, and Fort Collins was only requiring one parking space. So if you got a two or three bedroom in the unit back there that you're around now, and you got two or three people living in, where are they all going to park in front of somebody else's house? Another one? But these I mean, where are these bills as far as approvals and people in favor of or whatever? Yeah, it's just a wish

list right now. The parking thing, the parking thing is not an issue. They'll just give out a cigre you put on your windshield that has a permit, and it'll be one or two permits per household. So people won't be able just to park in discriminately. I mean when I was living in Washington in DC, that's what they did. This loss as the city can't restrict anything as far as parking. Go read it, go look it up. Oh I believe you, man, I mean it's insane. Boy,

all right, I want to take Monty, Monty, Monty. What's going on? Monty? Okay, hold on, we'll come right back to Monty right after this. Go with a sure thing Denver's best roofer Excel roofing dot com. You don't pay a cent until you're content. Time for an insurance checkup free no obligation comparison call Compass Insurance paying too much your coverage at dozens of insurance companies find out now three O three seven to seven to one help.

You'll think you're his only customer when you choose Frank durand the real estate man dot com to list your home with Remax Alliance three three nine two zero sixteen twenty two. Hi Tom Martino, your troubleshooter. Now, Don I want to take Don's comment because there's commenting on laws. I'll go right to Marty. Go ahead, Don, what's going on? I think it was Mark? Hi, Hi Thomas. I think with Mark who mentioned who's voting

for this? And I like to relate a story. There was a podcast that I heard about four or five years ago and the podcast the guy's running the podcast was interviewing a reporter from Sweden, and this is when Sweden was starting to go through a lot of its problems that is probably pretty obvious today. And the podcasts are asked, why why are people who voted for this

wherever you've accepting this? And reporters said something really interesting. He said that most of these people who support these policies living predominantly Swedish areas and the craziness doesn't affect them. Now four or five years later, it is starting to affect him. Yeah, well that's interesting. But we know just by looking at how people vote in the state of Colorado. Basically the Denver metro is blue and the rest of the state is deep red. So we do know

who's voting. But I don't understand why someone would vote to hurt their own economic impact. That's the part that just baffles me. I just don't get it. Or what about where there's no impact on the economy, but like the preferred names, where kids get to have their preferred names, Yeah, it's wild. I mean it's like they just have nothing to do, Like there's not any real problems going on, So let's make sure kids can choose

their own name. And it's that you must call them that mark. That's mainly aimed for kids that are identifying differently than they're assigned gender or they're assigned names or whatever. I mean, once again, my name would be rock Star anyway, Marty, what is going on now? I can't find Marty's call, but he was working with doc, Doc, what was this problem? How long ago was it? Okay? Once again, we're having problems here button there, doc. Oh Tom, Marty is the in law of

John Kovac, who the call was under. So look for John Kovak okay and tell me what's going on. We have to do with a Nissan car that's been in repair shop for quite a while. Okay, And what's what's the problem? Are you able to help? Okay? Why? Hey? Is it Marty? Can you hear me? Yes? Martn't he you? Now? All right? Hey? All right? So we purchased twenty two Nissan Frontier in October of twenty twenty one. Wait did you call in first?

Here? I'm trying to find your original call. It's probably been around three weeks ago. Okay, okay, go ahead. Yeah, And and John is the one so on his mother in law. Sure the way, we bought up for about thirty five thousand. A year later we paid it off this and it had and so this passed March thirty six, twenty six or some odd miles. We are driving down the highway. We fill a vibration. It got very very bad. We got off the highway and driving

on a side road and then the truck just stopped. We heard a clank, stopped, it bounced around a little bit. Come to find out that the drive shaft broke. So that was on the twenty eighth of May. On the thirtieth, it was delivered to Nissan's service So what is this happen? Like? Okay, other than this this happens, what kind of tell me what you're calling about? What did you call about? Did you think

that the repairs were repair? Well? The repair well, we haven't received our truck yet since May, and goodness, so the service center has repaired the drive shaft broke in half and repaired the drive shaft, and now the truck has been sitting at looks like Nissan or Rickenbaugh Collision center and it has been there and they've ordered parts they were wrong. They ordered other parts they were wrong. And so the parts that they were looking for were the rear

cross member. She Crokay, doc, what did you find out? Okay? Well, when I spoke to Marty last I was going to have a call on Friday to tell uh Jeff and Tom Maggio what parts they needed to see if if Rickenbaugh was being honest about not being able to get those parts. Is that what we had decided, Marty? Yes, so yeah, so that let me just finish so that if I could, once we spoke to Tom and Kevin, I could call Ricka say look it's a year doc. No, no, no, this year. Wait wait, but it's

different. It was just sent to Rickenbaugh recently, right, Marty? How long has it been at Rickenbaugh. Well, it's probably been there since September of last year. Okay, So I was going to find out whether or not they give me the run around about the parts not being available after I spoke to Kevin and Tom. So that was my plan. What kind of world do we live in, though, where this woman's car gets messed up in may or prior to that, God, and she still doesn't have it

back. It's absurd. And she continued to go ahead, let me just throw this out there. We do have. They've given us a loaner car. So the Nissan service center has been treating as well. I called Consumer Affairs back in late September and I said, look, we want to repurchase of our vehicle. They denied it. I talked to their more senior, peaceful person. They denied it. Then I called in December eleventh around there, and I said, I want to reopen this. I don't want I

want you to give me a new truck. You repurchased this truck. If you wait a minute, what year is this truck? Two? It's paid off. It's been paid off for a wh Why do you think they owe you a new one, though, Because when they give me this vehicle back, it is a damaged vehicle a repaired vehicle if I take it to trade in for another truck. You but who's wait, wait, wait, wait, but you're blaming Nissan. Who are you blaming for this damage? Nissan?

It's this broken drive shaft was under warranty. Okay. But if they replace the warranties don't give you new cars, they give you parts. Okay, all right, Marty, I'm fighting with you. I'm saying it would be wonderful, But it would be wonderful. What you're saying is if they can't fix it, they should replace the vehicle. Is that what you're saying? Well, essentially, yes, but here and then I'll drop it. But I now have a vehicle. When I get it and I go to

resell it, even if it's to the deal or on the street. I am Resa a damaged vehicle. I agree with her. Mark and Mark, and tell me on what planet? Mark, tell me on what planet a warranty says when they fix something, it's now a broken car and you deserve loss of value? Tell me tell me I'd call it diminished value and I'd go after him for that. But I how is that different? Different?

They need get repaired done on a car. It's okay when you draw the line, then Tom ten years if she doesn't get it back in twenty years. When Mark here, Mark, we're talking about two different things. Hey, Tom, I thought getting in touch with Doc. Well, just stop stop. We're talking about two different things. Please listen. One is diminished value because she says the car was damaged. Mark is talking about not getting the car back. I agree with Mark on not getting the car back.

They should do something about it. But Mark, that's that's not what she's saying. She's saying, even if they fixed it today or yesterday or three weeks ago, listen, thinks they should replace the car for diminished valve. Hold on, hold on, caller, I'm sorry, hold on, hold on. God's an opportunity for me. If it's not, and I don't mean as an opportunist. I'm just saying that, yeah, we may, we will get a repair truck theoretically if they ever return it to us.

Hold on, let me just discuss the minute value real quick. Here was my point on that, Tom, Here's what happened. Or drive shaft broke. It shouldn't have broke. I mean literally, the drive shaft broke when it started spinning around under the car. It just created all this damage underneath the vehicle. So now we're going all these months later and it's still not

fixed. So the diminished value is a couple things. One, if that actually Carfax is pulled, my god, everything they fixed on this vehicle is going to be massive. I mean lots of different things, not just to drive shaft, gl be thirty forty different things. On top of that, the diminish value. Her vehicle is now a year older than what it was. They literally took a year of life from this vehicle from her. Okay, all I'm saying is that warranties do not will never pay diminished values.

I agree. Okay, That's all I'm saying. And you agree to that, they're not going to pay you diminished value they're not going to replace your car. However, however, the fact that they can't fix it, there's got to be something, not just with this Nissan, but there are so many people facing the loss of use of their vehicles. But then she says, well, they kind of made up for it, so Mark, they

could look at it this way. Yes, she did not have use of the vehicle, but guess what it wasn't being used mileage, wasn't pay rental they gave her exactly, and so they're diminishing her loss there. A rental is not a truck. And now we have one near less warranty on any other thing that Oh man, that's another think about that part, Tom. I know she loses one year warranty. They should extend the warranty. You can't even fix it. Yeah, I just want to say that multiple day

fix it, Tom. I've tried multiple times to get in touch with somebody at Nissan, and it's just a circular thing. But what about Okay, what about the dealer? What is the dealer saying, Martin, Well, the service center that well, the service center that fixed the drive chaft. Fine, I haven't talked to Rick and Bab and consumer affairs to help me cut through all of this is not as hopeful as I thought Consumer affairs would be. About mart Board, Marty is Rick and bab the dealer involved here,

Well, where did you buy it? I bought it at Nissan. We bought it at Miller and Nissan, Larry Miller, Nissan and so and that. Where's it being repaired? Where's it being repaired? Rickenbach collision center? But they're not a Nissan deal right, but they're just a collision center. For get it. Then they have nothing to do with it. I mean, this is crazy, But why didn't you go to a Nissan dealer for this? We went, we took we had it towed to the Nissan

dealer. So Larry Miller sent it over to the collision They took it over there. They took it over there. All right, hold on a second, just hold on. We need to call these guys. Yeah, we need to call them. Three oh three seven one three A two five five Go with a sure thing Denver's Best roofer Excel roofing dot com. You don't pay a cent until you're content. Time for an insurance check up free, no obligation in comparison call Compass insurance, paying too much your coverage at dozens

of insurance companies find out now three three seven seven to one help. You'll think you're his only customer when you choose Frank durand the real estate man dot com to list your home with Remax Alliance three oh three nine two zero sixteen twenty two. Hey, I'm Tom Martino. You're troubleshooter. Okay, what are we doing about this car? Mark brought up some good points. I feel bad for Marty because the drive cheft came off and went flying around.

So Marty, did it also do body damage? Do you know? Not that we could tell. But when we took it in, when you say the drive chef broke, was it just dragging or did it do physical damage underneath the car? It did do physical damage underneath the car and underneath the cap and it was probably fifty feet behind the car after the car. Do you know how bad the damage is? By the way, do you have any idea? Well? I have their estimates here and yeah, what's a

total? What's total? Between Rick and Bob everything the cervice center is about twenty two to four? Oh my, well, why wouldn't that be Why wouldn't that total the car or all that stuff? K why wouldn't they total the car? Well you got to ask, well, I don't know. Did you consider totaling the car through your insurance? I haven't spoken to insurance and I haven't spoken to an attorney. I have not done either of those things. God, I go back to this. At what point is it

just absurd? You have a warranty problem that they agreed was a warranty that caused all these other issues, over twenty grand in damage that they can't fix in a year. I mean, at what point do they do something? What is your car? What is your car? She sent the letter to consumer affairs at Nissan headquarters and they denied it. What is your car worth? Right now? I'm not talking about with the accent. I mean a normal twenty twenty two Nissan Frontier. How many miles were on it? There

was thirty six nine? What would that if you were selling that car or trading it? Do you have any clue how much it would be worth? I have no idea. But here's the burn. I get a new vehicle, I got taxes, I've got all the things that I didn't need to pay. No no, no, no, no, no, no, I'm not suggesting that. What I'm saying is, I don't know. I

never looked at blue book. They should cover it, I think. No. No, I'm saying they should give you one trade in, but you don't want to trade it in. I understand what you're saying when you say trade in what to another twenty two? Well, no, they should give you well, yeah, that would be good. Just give a lump sum whatever the vehicle's worth plus sales tax. Well see, but I'm still having to buy a vehicle either a lesson. Yeah, but I mean there's got

it doesn't matter. There has to be something to figure out, though, I mean, what are you going to do? Let it sit there for the next three years? No, no, no, I'm ready to take steps. Unfortunately, Mark, with this consumer action, she doesn't get attorneys fees. This is just ridiculous. I mean, this is crazy. Law does or does not nothing because it's way out of limits. This is not

No, it wouldn't matter. It's not the Lemon law. Well hold on, it would have been because she would have lost the use of your car because they couldn't fix it within thirty days. You're too late. No, but I think there are some well I don't know, Lemon laws when the vehicle is less than what you've owned it for less than three hundred and sixty five days. Right, But here's the thing, there is something called unconscionability.

I mean this is she has lost total use of her car. Whatever Nissan is going to say, we gave her a loaner, how long does Nissan? How long is Nissan going to let you drive the loaner? Well, we've gone through the third one, and we asked for a truck. We said, we have a truck for a purpose. They didn't have a truck. So we get what we got. And when you go to get one, where do you go? Well, we would have gone back to Nissan. No, I'm asking you where do you get the loaner? Oh?

At the Larry Nissan service Center? Okay, so Larry Miller Nissan. That's where you bought Naylor got Larry Yep? Will they help you get this thing? Will they swap you out and talk to the manufacturer for you to get you another twenty twenty two. I've not asked them that I would. That's the first thing I would do. I'd say, look, I bought this truck here. It's unreasonable that I have not had it for more or for a year, and it's severely damaged. Can you talk to the manufacturer

and swap me across for another twenty twenty two? Let me tell you why Larry Miller might do that for you, because they make money on it and they'll sock it to the manufacturer. I'm serious. They don't care, and so is it a letter to no? I would just well, I want no, I want us to do it. I I almost called them Father John again. I swear to God, Deputy Doc, do me a favor. I will call it Larry Miller. No, when you talk to Larry Miller, I want you to talk to the GM okay and just say this.

Listen, this is extraordinary, this circumstance. This car was damaged more has it been a year yet, but it'll be a year on the okay, a year ago, a year ago. And all she wants is to get a similar car, similar value. This car is toasted. She can't get it fixed. You can talk to the manufacturer and help her out. Hold on, that's what we're gonna try first, okay, and then we have more coming right up. Go with a sure thing Denver's Best roofer Excel

Roofing dot com. You don't pay a cent until you're contents. Time for an insurance checkup free, no obligation. In comparison, call Compass Insurance paying too much your coverage at dozens of insurance companies find out now three all three seven to seven to one. Help. You'll think you're his only customer when you choose Frank durand the real estate Man dot com to list your home with

Remax Alliance three oh three nine two zero sixteen twenty two. All right, listen, I want to remind you that we have our guy here for Semiglue Tide compounded. You will never I mean you're not going to get it better than two hundred and fifty bucks a month. And that's if you call this month, because they may have to raise the price. But anyway, that is pretty cool. And that includes the medication, the visit, that includes everything. That's crazy, is that right, Joel? No long term contract?

Okay, So to get set up, what's the process somebody wants to do? They call, they they go on Denverregen dot com. Then what then fill out consultation right on that website. It's on the home page. Just fill it out, submit it. You'll get a call back that day, usually within an hour or two. You'll speak with our patient coordinator. He'll get some information from you, explain to you how the process goes.

If everything lines up, then you'll fill out an application and then speak with briefly with our medical doctor and once he clears you, then we process it ship directly to you. This ship directly to you, Ship directly to you. What shows up in the box is three months supplied to some meglatide and all the syringes and alcohol swabs you need, plus instructions on how to use it, information on if you need to contact the pharmacy customer service. You

can also reach out to our patient coordinator anytime. So anybody can go to their website, Tom. It doesn't matter where they live in Colorado, and with the virtual meetings to Zoom, they can do it two hundred and fifty bucks a month. You can shed that weight like mad right. One other thing I wanted to add is we do see patients that listen to Tom's show that have moved out of Colorado. So we see we're allowed to we're allowed

to do that. Yeah, and we do that remotely. Wow, Denverregen dot com, Patricia, quickly, what is your occupancy laws where they're going to allow unrelated parties to live in the same house or that they're trying to they haven't go ahead. Sho's what happened in Boulder, Folder voters voted sixty

to forty against increasing occupancy limits a couple of years ago. Last year's city council overturned it with an ordinance that they voted on, and they said, we could have even higher occupancy limits than what was on the original ballot measure to oh in the state and the state's going to go one better if they can. Thank you for calling. We're out of time. Don't forget three zero three Martino twenty four to seven and referral U dot com save all your problems for me.