Yeah, ripped.
That you don't have.
Come running just as fast as we can. Shoot is gonna help come.
Dix is the Troubleshooter Show. No Tom Martino, Hey, hey Tom Martino.
Here solving problems, answering questions, taking the bites, making your life just a little easier. I'll bring up my peeps in the studio and hello, guys, we are here solving problems.
Stays car Day.
By the way, you'll see some pretty people and you'll see some ugly people. Yes, anyway, there's the pretty person right there. Okay, so we have sus concentrate on her. Ignore that bald guy, Kevin Calkin. By the way, I'm just talking to people who are streaming. And if you don't stream, it'd be happy. It'd be fun. If you download SCAIS, you'll love what you see. We have a show within the show, but we're on khow of course, our mothership, and then we have Cardy in the springs
and the iHeartRadio app people from all over the country. Welcome, Welcome, welcome, Hey, let us know where you're listening from when you download and listen. We love that and we're going to go right to the phones and try to solve your problems, answer your questions, take your complaints, as we've been doing for forty five years. So let's go right to the phones. We have Tarzan. Okay, an issue with the sale of a home. Now, did Mark take this call in my absence?
Yeah, this one's crazy, man, So check it out and then look at Mark explain it. I got the notes here, go ahead, we'll get Brad O'Brien up. But here's the bottom line, man. This guy went to closing last Friday. He was selling a house, a private he was doing it on his own without a real estate person, right, yeah, no real estate. But they hired a title company to do everything. So the lender from the buyer, the money was transferred to the title company and that's where the
money was or is not sure. So then what happens is it's all done, the closing's done. They actually hand the lady the keys and that's it.
It's over. He leaves, they and they said, and they said, because.
It was four thirty on a Friday, he'd have to wait to get the money.
That's right.
So what happened, okay, is they said it would be their Tuesday because of Martin Luther King on Monday and after four thirty on Friday. Bottom line was on Tuesday, he gets an email and that basically says, Hey, the lender doesn't want anything to do with this, so we're being instructed by the lender to wire the money back to us. So the title company is acting like it never closed. I've never heard anything.
Now, hold on, hold on a second, right now, though, If the reason the lender renegged on the loan was because the pipes froze, is that what happened, Well, what happened after she took possession of the house.
She went over to the house. The pipes froze, but it didn't matter. The water was off, and it doesn't even matter it was her house at that point.
None of that matters. No, I get it.
I get is that Mark, I get it? But is that the reason? Is that the reason the lender gave Well, no.
They lender didn't give any information to anybody. The lender just said, we don't want any we want our money back. But the thing already.
Clait Okay, lender now says, we're.
Not asking to actually ask ask the caller. Okay, we're gonna go to the caller. So Tarzan did the lender did. The lender basically say we were not funding any longer.
So Mark's got it mostly right, so almost all the way there. So they based Okay, email on Friday and say they say you were closed, you know, congrat whatever that email says. But because it's four point thirty on a Friday, and.
I get it, we went all through that. Let's go to new stuff. Let's get to new stuff. Go ahead.
So so what so between those between those three days, she comes over the pipes are frozen, and then she freaks out and so she she the buyer wants to back out, and so she I don't.
Okay, I don't know.
Well the lender, hold on, let me get this straight. Then what what must have happened? What must have happened? Tarzan is the buyer, the buyer renegged on the loan, and the lender said, we're not funding because the buyer has three day right to rescind. Okay, okay, So you have a problem.
You have liquidated.
Damages or you have specific performance depending on the contract. But since you did this alone, I have I have no idea what your contract says.
You did this on your own?
Is this?
Did anyone help you with the contract.
Neither the buyer nor seller had a real estate agent.
I understand that. Who wrote up the contract?
Bro?
Well, I mean I'm sure the title company.
The title company just handled it.
Joe.
No, the title company.
No, the title company does not represent you. Who made the offer and accepted and the contract?
The title company doesn't do that.
Who made the offer?
Listen, bro hold on you you listed your home? How did you list your home?
He had, the answer is, he's got a buddy that's a real tour who acted as a seller's agent.
Okay, that's exactly now.
Okay, So he came up with the content. Do you have a copy of that? Con track that and offer an acceptance?
I don't on me, but I bet I can get it.
Well, we can't help you unless you do.
Okay, Well, let me see it then we can.
Have Then we can have Brad O'Brien wigh in on it.
I think, how do you possibly go to a closing? Let's forget about his case. I have bought numerous properties. You have bought numerous properties. The money generally gets wired that day. How how three or four days lay?
It doesn't No, Mark, it doesn't.
Here.
Let me explain this to you.
We assume it does because ninety nine point nine percent of the time there is no recession. People have a right to rescind on every loan when the primary residence is at stake. Every single loan, there's a three day right to rescind. Now, let me explain this just it was just Please let me explain.
Please, let me explain.
Whether it was three days or five days or two days is a separate argument. The buyer said to the lender, I no longer want to do the loan.
If the lender felt the buyer had a right.
To rescind, the lender let them rescind. Now the lender may say, you know what, they're technically beyond the three days, but we don't want to be left out to dry, so we're going to let them rescind it. Anyway, that is a totally separate issue that you have to deal with. But I'm going to talk to Brad O'Brien now, who is the expert.
I'm not the X. I mean I.
Purchased numerous properties, numerous more than any probably person listening. But here's the bottom line. That doesn't matter. What matters is your bysell agreement. Your contract, your liquidated losses or specific performance, and on and on and on. Brad O'Brien, I don't know if you heard the case, but bottom
line is this, this is It is very simple. They closed on a Friday afternoon, the buyer backed out after the weekend, pipes froze, the buyer rescinded on the on the loan, and the lender says we're not funding go ahead.
How do you weigh in on this?
Brad Well Tom As a relatate attorney, I do help clients with these situations of bridge a contract, sailed closings, and sometimes you turn into earnestly.
So this is with then what do I do?
So?
First of all, there there is no right recision on a purchase and sale.
It's a it's a refine.
Okay, it's only on a refy. It's only on a refy. Is that right, Brad? Or not right?
Yes?
Right?
Or okay?
So I want to make that clear. Then I want to make that clear. I got to make it clear. Okay, I'm sorry I was wrong. I just really have to make it clear, Bread, because there are a lot of people who heard me and going to say, wow, oh okay.
So on a purchase of a property.
There is no three days a right to rescind on the first deed of trust.
Is that correct?
That's right?
Okay, good keep going, Brad. Thank you.
So, even though your collar doesn't have the contract in front of him, if you can tell me that he used the standard contract for Colorado, the Colorado Real Estate Commission approved contract for him, then I know.
What the boiler plate.
Hey, let me hold on, hold on, I got to jump in here, Brad. First of all, this actually went down. What was Nebraska? So I need to throw that out.
Oh okay, And I know and I don't know everything. Well, I don't know if it does or doesn't. Okay, Well, of course it's.
Not as attorneys, I'm not speaking to Nebraska law at all. All I can talk about is this general.
Coast to coast perfect law. So as a matter of.
General contract law, not state specific. I mean, it's even different between stags. Normally, a seller has a duty to advise a seller of defects in the house that they know, not the ones that don't.
Know that.
I'm on the radio.
So questionnaires, is there an actual closing? Normally, closing is when the sullage is deep. But that's it's not like this soul put a deed in the hands of the physical hand.
It was closed at a title company on Friday.
So the question is did escrow close And that's typically when all the parties have instructed from from there and to go ahead and close.
So the lander has explain the title company actually mailed them saying that yes, guide congratulations.
Okay, well that's that's okayed.
I need to interrupt. I need to interrupt here just real quick. In Nebraska, I just looked at the state law. The three day right to rescind does not apply to purchase money loans. It goes on and on with truth and lending about certain other transactions when you borrow, like you said, Brad, So it sounds to be similar to Colorado.
Keep going, I'm.
Sorry, Well that's it's federal lending lot when a three day right decision comes from.
Okay, good, good, Okay, I'm I'm financing.
Okay.
So question, was there a closing?
You know, it sounds like there was. But even if there even if there wasn't truly a closing, like somebody didn't authorize, the seller didn't authorize indeed to be dispersed or the money to be first. It still could be a breach of contract situation because the seller might claim that the buyer had knowledge of this defect and didn't disclose it.
Well, Brad, let me explain what happened it Basically, she didn't go in there for a few days after closing.
Is that correct, Tarzan?
Yeah?
In that in its hold on, hold on in that period of time.
What happened was the pipes froze, but the water was turned off, so it's not like it's even leaking there. And then the other thing was apparently the furnace wasn't working, but you know, it was fine. Then he didn't even have the's anymore. At the closing table, the title company gave her the keys, congratulation on your purchase. She shows up three days later, decides she no longer likes the house and basically calls up what I would call the good old boys Club and and tells her banker, Hey,
this is not right now. I need a furnace or something. There was no inspection or anything like that, but Mark.
Wasn't the title company hanging their hat on something to do with the earnest money.
They won't tell us anything it has. Yeah, they won't tell us anything.
Oh okay, Well it sounds like there was a closing, and so there would be a presumption that this that this closed, and that the the pipe freeze was on was on the buyer. It was something that happened after closing. You know, it's always a risk, but something to break away.
Well, he couldn't even if he wanted to go check it. He couldn't. It's not his property anymore.
Right, Yeah, So that's a rebuttable presumption. But I think a presumption is it closed? So so the next moving on, Uh what happens now? So Uh, it's like he's entitled to the money from the time company, and he owt to demand the time company released the money. I don't think the lender, the mortgage lender has a right to stop their money because it's already closed. So he has
the right to get paid on that. And if title company won't, perhaps he has a con action against the title company for Clark.
Hey, when Tarzan, when did this go down? Tarzan? When did this go down?
When you when you say this, what do you mean?
When was the closing?
When last Friday, Tom and just last Friday.
Was saying what Kelly was saying. They they said they were waiting on addendum for the what's it.
Called escrow money, you know and Tarzan right now?
Okay, right now that honest to god, that doesn't matter right this minute. Here's what I need to know. Okay, did that person leave the house?
Did the person leave the house?
Yeah?
I mean I don't know.
Okay, yeah, Now here's what I'm asking. And let me make this clear. They took possession of the house at closing. They said, we're not going to do it. The lender's not funding. Is that buyer in the house or not? No, Okay, hold on, we got more coming up. We got to figure out an action plan and figure out can Brad handle this?
I mean maybe he can.
I don't know what reciprocation there is or what he recommends. Right after this, go with a sure thing Denver's Best roofer Excel roofing dot com.
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Time for an insurance checkup, free no obligation comparison call Compass insurance paying too much your coverage at dozens of insurance companies find out now three oh three seven seven to one help You'll think you're his only customer when you choose Frank durand the real estate man dot Com to list your home with Remax Alliance three oh three nine two zero sixteen twenty two. Hi, I'm Tom Martino and I am your troubleshooter. Hey, listen, let's go back
to this Brad O'Brien. Where does he go from here? And for those listening, I can't recap everything except to say a buyer backed out after taking possession of the house and now he has no money and the person says, I'm not buying the house anymore. They got shook up because of some frozen pipes. Sprad, What are you do in a case like that?
Well, again, it's this property and dispute are in Nebraska and Nebraska attorney, so I'm just talking about general state specific law matters, contract matters.
So and as you said, most of this is federal law, and in Nebraska it said follows very much the federal law.
Go ahead, sir, on lending law.
Yeah, so it sounds like it closed because the keys ranging over buyer was allowed to move into the property. Yeah, he let The seller gave his d to the buyer, And it sounds like the lender let the money be dispersed to the buyer. The only the only reason why I didn't get it on the closing was because the wire cut off was missed.
So said, he's the title.
To get that money from the title company. And he said, really lean on that title company to fund to wire him.
As they would have e Ando insurance if they did wire it back. I mean they might be using their own title insurance to pay their own claim.
Yeah, so I'm looking at this right now as as pro agent liability. So that title company is closing company person closing officer might have just created.
So does Tarzan hire an attorney in Nebraska? What does he do?
Oh?
For sure? Yeah, for sure the Nebraska real estate attorney.
Did they reply to the email you sent yesterday? Tarzan? Did you send that email?
Yeah?
I did.
Mark.
I basically said what you know in your basically what you guys said. I have not heard back from him and Fellas, I just sent you the contract I had.
Oh, let's let Brad look at that and way in later.
I have a question, but.
Hold on, Tarzan, your marching orders are pretty clear you need to contact a real estate attorney in Nebraska. But we will have Brad look at that contract and weigh in once again.
And Brad, remember.
This OLS law stands for O'Brien Legal Services olslaw dot Com. Seven to zero three seven zero seventy three eighty eight.
Go ahead. What were you going to say, Bob.
So Tarzan when you called yesterday?
I thought they wired the money to you and then you they requested that you send the money back.
Is that true?
Or did you just the title company had the money and didn't wire it to him, and they were saying, hey, we're going to wire it back to the lender.
So you do not have any money from the wire and you're counting.
On nothing, and they owe you interest on that. As far as I'm concerned.
Well, I mean at this point, I just and you know, in my life, I just whatever's fair, Just do the right thing. I mean, I hate to quote Spike Lee, but basically it holds true.
You're entitled to that money. It closed, all right.
We're gonna let him look at it. We heard it. Yeah, Hey, b thank you, We'll have you.
I put I'm sorry, dude, I put you on hold. We'll get you in touch with Brad. Yeah, keep keep on hold again. He wants to know.
I know what he was going to ask, any recommendations for attorneys out there. I don't know anyone out in Nebraska. I mean I really don't. So we're gonna get back to Brad after this. Okay, right now, Cindy has a GMC pickup and we do have an expert uncle Kevin, and uh, he's taking up one third of the screen there.
I'm just kidding, Kevin. I'm sorry, Cindy. Yeah, Cindy, what's happening?
November twenty First, my son borrowed our twenty twenty four GMC pickup hauling a trailer of cattle to Cheyenne. On the way up there, something went wrong. He ended up at the dealership in Cheyenne and they said it is not drivable. It's got it's a vowel body.
In the transmission.
And this is two months of it's sitting in the dealership. They don't have a fix for it. We've been talking to GM.
On their plane.
Hold on, where do you live, Cindy, Cindy, where do you live in northeast Colorado?
Okay, so hold on now.
So your son borrowed the GMC diesel and took it to Nebraska.
Right with alia trailer.
Okay, okay, today seems to be a Nebraska day okay. And then it ended up at a GMC dealer or where? Oh, in Wyoming, I'm.
Sorry, it's in Cheyenne right now, Okay, Now.
What kind of a dealer in Cheyenne.
It's a it's a GM Chevy and they have other other brands there too, So it's a big got it dealership in Cheyenne.
Got it? Got it? Okay, So they say, what is.
Wrong with it?
Valve body in transmission.
That's I think that's the wording that it's.
The transmission and it's under warranty, right it is.
But there's no fix. They have no fix for this valve.
So yeah, are they're saying that parts are back ordered or they don't know how to fix it.
They don't know how to fix it.
Well, that's not right.
No, you got to get a second opinion from it.
You got to bring it somewhere else. That's insane. Yeah, you need to have it toad. You need to have a toad at home. Well, she has to have it, sure, listen, she has to have a toad home.
No, this is the claims department telling you the.
Say out, oh yes, oh okay, So you're saying it's not the deal.
Wait wait wait is that in writing?
Can you send us something where GM is saying we don't have a fix for your truck.
Let's let me read just a little bit of it to you. We are still experienced to delay on the parts needed to repair your twenty twenty four. We understand this is significant convicous inconvenience, and we continue to work diligently to resolve the delay if for their information is made available.
That's what we just asked you. Though it's a part, it's the part is delayed. They're out of parts, they're back ordered. We get this call every week. Yep, absolutely true. That's right, Mark, Yep, yep. And they're all sitting dead. There's thousands of them. Kevin, can I can I ask you a question? I gotta take your break, but I got to ask this question. Why is this happening so much?
Yeah?
A good question. I mean, the update parts to try to fix the problem, and then they just get backlog trying to produce them.
Supply chain.
Yeah, you know, because they're trying to improve the problem. They know it's a problem, so they stop manufacturing the ones that there's a problem.
You know, what, can we please and I've asked this before, can we get an attorney on that deals with Magnus and Moss and Lemon law and cars and.
Is not available right bias. Well, let's get her on. Let's get her on. We come across this all the time.
Perhaps perhaps it's time for a class action lawsuit. I mean, maybe we call our class action people in New Jersey.
So let's do that.
Please, hang on, Cindy, I'm Tom Martine three three seven one three talks seven one three eight two five five. Waterpros dot net the best water systems at the lowest prices anywhere. Waterpros dot net three three eight six two five five five four Clean water is health waterpros dot net. Go with a sure thing Denver's best roofer Excel roofing dot com. You don't pay a cent until you're content. Wait time for an insurance check up free, no obligation.
In comparison, call Compass insurance paying too much your coverage at dozens of insurance companies find out now three all three seven to seven to one help. You'll think you're his only customer when you choose Frank durand the real estate man dot Com to list your home with Remax Alliance three oh three nine two zero sixteen twenty two. Tom, that's weird, Okay, I'm Tom Martino, your troubleshooter three oh
three seven one three talks seven oh three five. So we need and we're gonna wait for our attorney to come on. We need to get someone and as soon as is trying, Kaschina tried, and we'll go to Arlene next. But on the on the issue around the country of not being able to get parts and your vehicle is rendered useless and you have no vehicle, well, I would under warranty.
Well, there's a couple of things.
One, if they can't get the part, and it's under the Colorado Lemon law, which I believe is now two years I think they could go through that aspect and get it returned. But if you bought it used, I don't know what you could possibly do. I mean, what can you do? What remedy will there be?
Did she buy it used? Did she say Mark? I thought she did. Let's Cindy. Did you buy it new? Did you buy it new? Okay? Hold on, Cindy, hold on, Cindy. We're gonna get.
Something, Cindy. Cindy, I get it, Cindy. It's beyond Did you just say beyond the Lemon law the mileage?
I guess no, hold on.
Huh, well, no, no, here's okay.
It says the lemon law. Are you leasing or buying? Yeah, it says twenty four thousand. Yep, she's right. Wait a minute. First, I thought the lemon law first twenty fourth house for two years. I thought it was the first year. No, it's twenty four thousand or first year, whichever is shorter, right, two years now?
Okay, So it did change, mark, Can you send me a link to that please?
Yeah?
And is it still three? Is it still four times? On the repair? They can't get it on the fourth time.
Let's see business days from Oh, it lowered the number of service business days. So if it's out twenty four days, remember, same issue, and it doesn't have to be consecutive. If I recall, but it's twenty fourth it's cumulutive. Yeah, it's cumulative, but same issue. If it's a different issue, you start over. So hers would not fall under her simply because of mileage.
Damn, girl, you drive a lot but I do believe it would still Yeah, I still believe it would be a breach. I still believe it would be a breach of contract somewhere because of the warranty not being lived up to.
It's still under warranty. So I don't know if that's Magnus and Moss. I believe it is, or it could be another one. But the sheer fact is this, it is not being serviced under the warranty that she and and she's entitled to the warranty. So let's go to Erleine. She called in yesterday under another name. I can find it under neither name, but it doesn't matter. We can just take it. Go ahead. Do you want to be called Arlene or Margaret, It's up to you. I don't care.
H Arlene. Can you tell me what's going on?
I have a furnace that's been out for four months?
Now?
Are you renting or do you earling? Or do you rent or own?
I own?
Okay? And what do you own? A home?
A home? Try level four level? You know Colorado?
Okay? Now? Why has.
Oh yeah, your furnace went out four months ago? And I'm going to ask the most obvious question first was that an old furnace, yes, okay?
And who said it?
Uh?
Two companies that I had come outline and.
Okay, so okay, well plumbline for sure you can trust. And why are you calling?
If your furnace is out and you own a home, why are you calling us? I'm just curious now, I'm not challenging you. I'm asking why because.
I'm eighty two years old and I don't have the finances to get a new one.
Okay, dear? How much do they say it's going to cost?
About nine thousand dollars?
What size is your home?
Trying to have a four level?
Do you know how many square feet it is?
No, sir, I do not.
Okay. Now, do you have any family?
Yes? I have my daughter and my two grandchildren that live with me.
Okay.
Do they work?
Yeah, we're doing the best regain.
Do you have a mortgage on your house?
Yes?
And how much is that mortgage? How much is you? Are you able to make your payments?
Yes, my babes?
And what about okay? Are you on Medicare?
Yes?
Good? Do you get food stamps?
No, sir?
You should try.
Also, I want to ask some other questions now with your total income do those kids work, those younger people they do? No, they go, yes, Snow, why aren't tell me about them?
Okay? One reason is we don't. We don't have transportation to take them because of my clothes capotera, just sitting out there, and my daughter has to take cru car to go to work.
And so your daughter works? Your daughter works, right?
Yeah, two days, which because she's on And how old?
How old is your daughter?
Uh? Sixty sixty sixty two?
Okay, okay, your your sixty two year old daughter works three days a.
Week, two days a week, two days a week.
And what does she do?
She worked for a place that sells uh?
Okay, what does she do for you? Does she help you pay bills?
Yes? So she does?
Oh and then okay, that's good. That's good.
If she doesn't make a lot of money, I mean, and you don't make a lot of money.
Look into food stamps.
I'm not saying that's the end all, but just try to look into food stamps. Now, who else is in the household?
You have your daughter? Who else?
My two grandchildren?
How old is that? Your daughter's kids?
Nineteen?
Okay, you have two grandchildren, how old are they?
Nineteen?
Both of are they twins? The oh, one boy and one girl?
Okay, okay, two grandchildren are nineteen?
And are they in school?
Uh? They they just got out of school. They just graduated from high school and they're getting ready to go to college on the next turn.
Oh and how are they? How are they paying for college?
That's why they're not going because they can't board it.
Ah, why aren't they work? Did they go? They just graduated? She said? They don't have a car. Yeah, I mean okay, hard to take them.
You know, they could take the bus, but they've never done anything like that.
They've never taken a bus. No, So are they What do they do every day?
Right now? What are they doing? Just out of curiosity, we're trying to help you. I'm just looking at all of what are they doing every day?
Ear They helped me around the house. Okay, Like I said, I'm maybe two, and I don't I'm one off. Shegin I and I don't I get it? So they do all the cooked make sure that I.
Eat, make sure okay, good, hold on, I gotta take a break, just earle and hold on, just wait. She may have to wait till the top of the hour. I'm tom Martine go with a sure thing Denver's best roofer Excel Roofing dot com. You don't pay a cent until you're content. Time for an insurance check up free, no obligation. In comparison, call Compass Insurance paying too much your coverage at dozens of insurance companies find out now
three O three seven seven to one help. You'll think you're his only customer when you choose Frank durand the real estate Man dot com to list your home with Remax Alliance three oh three nine two zero sixteen twenty two. Hey, I'm Tom Martinez here three O three seven one three talk seven one three eight two five five. I don't know why I keep switching to me and away from my peeps there. I am okay, So people welcome. Let's go back to the phones. Now, Mark take it away. Oh Arlee there, Mark early.
Oh, we just wanted to me to ask you well, listen during the break so everybody knows what hell we're talking about. Here's my I just don't know how to say anything in different ways. But Earleene, I think the biggest problem going on here is a nineteen year old I do want to ask this. Are they healthy. Do they have any disabilities? And how about your daughter?
She has she has just as Oh she's on maybe care.
And that's why she works two days a week. Yes, why what is her disability? Out of curiosity?
Yeah, I don't know.
Okay, this is where I'm going. So everybody hold tight. After this break, we're going to try to help you. But I really got to get something.
Through to you.
Okay, So hang on early, and please, we really do want to try. I have other people. Cody, hang on, Dave j. Everyone hang on. I'm Tom Martino three O three seven one three eight two five five more coming up. Go with a sure thing Denver's Best roofer Excel Roofing dot com.
You don't pay a cent until you're content.
Time for an insurance check up, free, no obligation comparison call Compass Insurance paying too much your coverage at dozens of insurance companies find out now three oh three seven to seven to one.
He help.
You'll think you're his only customer when you choose Frank durand the real estate Man dot com to list your home with Remax Alliance three oh three nine two zero sixteen twenty two.
YEA ripped up.
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Come running.
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Show Shooter's gonna help come.
Man six is the Troubleshooter Show.
No Tom Martino, Hi Tom Martino here three oh three seven one three talks seven one.
Three eight two five five.
Welcome to the show, the only show of us kind anywhere in the universe. Let me get to my main camera here. Okay, So what's going on in your life? And how can we help you? We want to do it. We want to help you any way we can, so you can chime in and let us know what's going on. So let's uh uh go to the phones three oh three seven one to three talk three oh three seven one three eight two five five and see what we can do for you. Right now, we have Earleene, and
we're gonna make this quick. Arlene needs a furnace, she says, went out four months ago. Arlene, what have you guys been doing for heat over the last four months, especially this cold snap?
How have you been staying warm?
What?
Little? Uh here?
Okay, So Earleine's on social security. She's eighty two. Her daughter has some kind of disability on social Security. Her daughter, she's eighty two, Arlene, her daughter sixty two. Her daughter works two days a week. Her she has two grandchildren that just graduated, nineteen year old twins. And they don't work. They don't have transportation. They wanted to go to college.
No money.
So here's the first thing we need to do. Let's get a look at the furnace. I'm gonna sign this to Deputy Bow. He's gonna see if that furnace can be.
Limped along.
I have some questions for Earling.
You said that.
You said something quoted you nine thousand dollars to replace it. Yes, okay, what did they say was wrong with the furnace?
It's old and it's I got an electrical pattern or one of those things and electrician put it in, but it didn't work. They just said the furnest is shot. It's no good.
Is the furnace house furnace?
Earlying? How old is the furnace? Earlying?
I would say, see, I've been in the house. I had the house building sixty nine, so it's quite old.
Okay, Oh, well, you know what I'm going to do. We'll get your contact information off the air. I'll give you a call this afternoon. I'll make arrangements to come over and take a look at it, see if I can get you some temporary heat. And then in the meantime, I'm going to give you the information for the Low Income Energy Assistance Program. So it does need to be replaced, they would could help you out with the cost of a replacement.
So you're gonna go check it out.
I'm gonna call her and go check it out this weekend.
Nice.
Nice, Okay, we'll revisit this early and after he does that.
No, kids, when are they going to get a job?
The nineteen year olds if they're not going off to school, which I don't think they should. I mean, I don't think that's a big deal anymore. But they could go work anywhere. They could start working at Walmart, they could work at McDonald's. I mean it's nineteen twenty bucks an hour. They need to get on the bus and go.
Just one second, just one second, Gill, Vanni and Dulce, my two kids. If you're listening to this show, oh zease, don't please don't listen to Mark. Yeah, say when he said that the secondary education is not important, please okay, because his daughter typifies secondary education and being a genius so he's talking out of both sides. Okay, anyway, well, cously, I mean then for some people, you know what, Mark,
You're right, Mark, Mark, You're right. Kids, some kids can do better off not going to I totally.
I got my ged at fifteen.
So now, picture if I was an accountant, would I be sitting here right now? Honest to God, I'm asking you, Tom.
Mark, I'm not talking about the day we grew up and when I grew up. I'm talking about in reality. You are correct that not everyone, I agree, will benefit from a college education.
That debt far outweighs the benefit many times people have.
I don't people have a formal education that never used anything they did?
Staring him one next to me, Kevin, did you did you hear what I just said?
You're correct, and not everyone can benefit from a college degree.
I will say more people don't benefit than do. Well, I don't know that.
So I'm not going to make an asonine statement that covers everything.
I'm going to say that.
There are definitely, there are definitely some people that don't benefit, and there are many who use it as a halfway house to to to postpone life.
Now here's another thing.
There are many trade schools that do a wonderful job as well, and then there's on the job training as well, like plumbers and hvation.
So there's a plethora. There's a plethora of opportunity. And I totally agree that everyone pushes college automatically and they shouldn't. I mean, I'm.
Going to take a lot of these jobs, man, I mean, let's just let's get real. But the biggest difference here.
To AI is never gonna AI is never going to install a furnace or an engine in the day.
I'm right, not yet, not in our kid's life. So but but there is one thing mark with you and me.
Okay, yes, sir, you know.
We can't people we can't and and people like us, there are not a lot of people people who can mirror that because the conditions were different at the time, you know, you know they were. I mean, they were totally different at the time. I mean, yeah, dude. But just because we did certain things so crazy doesn't mean, you know, these times people can still do.
The one thing I mean, the one thing we both did is we always work, period, end of story. You know, the college route, but you were you worked your ass off in a newspaper, they got into radio.
You went to malis were possible? And I did the same. That's right. I worked from sixteen years old on my own. I didn't that was it. I was gone.
But here's the thing that you learn. You know, I had to lie. I swear to God and people think I'm kidding.
I was fourteen on my own. Now, no one.
Believes that I was. I was literally on my own. Do you know what a fourteen year old now? I mean, come on, fourteen years old, I had an apartment. I lied about my age. No, I mean it was crazy. It is very crazy.
We could both agree on this one hundred percent. Two nineteen year olds that have zero disability and their mother, who no one knows what her disability is, for God's sakes, are probably taking advantage of that grandmother.
And what are they going to do.
I mean, someone's got to tell them get your ass out there in work or get the hell out of my house.
I know that.
Hey, Jay, you have a comment on these car parts. We asked the bigger question. We're going to try to get an attorney on and maybe we call our class action people in Jersey. It's getting to a point of ridiculousness where people many, many, many many people calling my show do not have use of their cars, and we have a major problem with that.
So go ahead, And what were you going to say?
Okay, boy, that's called That's exactly what drives me insane because there are no symptoms it quit working unquote, I think it needs.
A valve body.
Okay, why what in the valve body isn't working? What stops happening when the problem comes up? Well, probably good person has no idea because they're not a mechanic, they're a parts changer. They don't know. They know that somewhere in the valve body something happens, the truck stops moving or something's wrong, But I have no idea what. When I was a mechanic, we would take the valve body off, we would tear it down, we would inspect it. We'd see maybe a spool had a bad over ring on it.
We would know exactly why.
But what's the point. So are you saying what? Let me let me summarize.
See if this is what you're saying, you're seeing too many just rely on remove and replace and and some of these parts can actually be repaired, but no one knows how to do it anymore.
Guarantee absolutely, lots of these cars can be fixed.
You do you agree? Do you agree?
Absolutely? We run into it all the time. You know, i'd get mechanics.
Here's what I want to ask, Why then, why then don't more shops still concentrate on repair.
Because they don't have anybody and knows what the hell they're doing.
That and faster to replace?
What would you do? Let's take this specifically. We've had a number of calls on this. I want to take this specifically, valve bodies in a transmission.
How would you correct? How could you repair a valve body?
It just depends on the fault. Like he's saying, there's electronic solenoids inside that could fail.
There's rings that they all sell those parts into.
The Other problem is you can't get the part and do they actually have specific diagrams of like how well.
No, there's a valve body's of valve body. I mean they haven't changed that much. But yeah, a good tech will get in there and he will ascertain and he will fix it.
Yes here I want to tell you, so this is figured out what was wrong and whether or not it could be fixed and most of it. I want to I could fix it because I knew what was actually wrong.
It's a great point. I want to tell you everything is swap out now. I don't care if it's a refrigerator or a stereo. I mean it must be cheaper for the the manufacturers to do it that way, right.
Yeah. But I've had mechanics from Europe and other places worked for me over the years, and they're shocked that we throw parts away. Hey real, It's like, why not put a burying in a water pump and put it back on?
Hold on, guys, now, I'm going to insist.
I want to tell you something because this demonstrates what you're saying. A few years ago, I had a solar system. It was really a sophisticated system, and something went wrong and everyone who looked at it said, I'm going to This is way before I knew all these solar people we have, but they said, I'm going to need a
nineteen hundred dollars replacement of something nineteen hundred bucks. I took the component off and I did good old circuit chasing it's called, and found a tiny switch that beyond that there was no signal. I assumed this switch into a solid state board was the problem.
I'm going to make a long story short.
Fit this little tiny switch and did some searching on the internet. Yes, the internet, it was. It was, we had the internet, right, So what did I find? It was Johnson Controls. Johnson Controls makes controls for everyone. I literally called the people down on a wrap up I think it was at the time a rapo rode or somewhere, and they said, yeah, we saw, you know, bulks of these and blah blah blah blah. And I said, listen, could you do me a favor? Seriously? Can I buy one of them?
Please?
I went in and the guy there says, you know what, just take it. I took the switch and I soldered it into the solid state board and it worked. I saved nineteen hundred dollars. I asked him what would that switch cost? He says, well, we sell him in bulk. It would be about nine cents. Hello, that was years ago, crazy now, Jay, No, no, but that's a true story. And Kevin, I'll bet you if people had the skill and the time to track down and JR.
Is this JR? By the way from the road, JR? Anyway it or is it just Jay? Is it? Are you the same one?
Jay?
Anyway? Good?
Good old?
So you you guys agree, don't you?
Isn't that possible that you could? But but why don't more texts do it? Why don't they do it?
They don't know how, they don't they've done it. They've just figured out where the problem was and replace the entire thing. But here's something I think we ought to do. And I mean we like you and some lawyers, and we ought to have a contract where when you walk in to buy a car, you don't just sign their contract. They signed yours because I can't get parts.
Yeah, you will know what's going to do it?
Then no one's everybody's I mean this dealer, will you better do it? Or I'm going to go to them. Somebody will start picking that up. But it has to.
Stand me anywhere. I mean, you know what you could anyway?
Three O three seven to one three talk three O three seven one three eight two five five let's talk to uh.
Oh, I gotta take a break, then I'll talk to Mark.
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three nine two zero sixteen twenty two. Hi Tom Martino, your troubleshooter three all three seven one three talk three oh three seven one three eight two five five. So let's talk what's going on with uh?
Cody? Okay, Cody, what's happening?
Hey herldough love your show? Never miss that.
What's happened? What's going on? That goes way back?
Love? What you guys do? I really do thank you, thank you man, hoping he might be able to help get us a line on a vehicle. So the situation is, I have a friend that recently moved to town, and they moved from UH from Treda to Greevy. Four days after my husband started working here in agreement, King dropped over dead at work. His liking work had kicked in yet nothing had kicked in the day before that transfer.
And who did he leave? Who did he leave?
Wife?
And a wife and four kids. One of the children is not in the housing, so it's pretty rough. And the day before he died, their transmission went out in their SUV, the one vehicle they had. It's under warranty. However, they had to get it towed over the Grand Junction to get the warranty hard.
So the hold on this is wait wait wait wait, wait wait bro bro hold Cody, Cody, hang on, There's so much information I need.
So they have a.
Used s UV or was it a new one?
I think it would used one that they've owned for several years. The transmission just finding, but it.
Is under warranty. Why would that be on an old vehicle?
He should replaced the transmission once.
Okay, got it, and and where is it right that the.
SUV is now in grand junction.
At at at in grand junction because that mechanic installed it and warranted it.
Correct. And I don't know if it's an actual company or if it's kind of a shape tree mechanic and he's just trying to do the assaults. I'm not sure about that.
And how long is it going to take to fix it?
Same same thing You've been hearing all day. They don't know they can't get arts all that. Well, okay, well right now, they have been borrowing my truck for the last month.
May I ask here's another question. I listen, I have to ask Cody. I know you want to tell your story, but I really need information. Do they owe money on this current truck, on these me on the SUV, so that suv is bought and paid for correct?
Keep going, keep going, man, go ahead. They're borrowing your truck.
Yeah, so they're borrowing my truck. But the problem is they're driving fifty miles a day round trick to get the daughter. That's one of the daughters that lives with them. She's twenty two. She drives back and forth each state of Fort Collins for work, so it racked up a huge fuel bill. So they're kind of in the market for a cheaper vehicle or a cheap vehicle. This defense on gas language is what it boils down to. And I've been checking out some auction sites that there's nothing that.
Do me a favor with Cody whatever, whatever they do. Where do you live, Cody, I'm in Greeley.
Whatever you do, do not buy any from any dealer in Greeley or Weld County.
Agreed.
Ever, I agree because for some reason, for some reason, I don't know, I don't know, they're terrible. Okay, that's what I'm gonna say that.
There is one one mechanic shop here in town that I found that is actually very good. I've actually recommended to contact you about becoming a recommended member. It's called Greeley Automotive, and they are very good. They helped me out several times, saved me thousands.
So what we're looking for? What are you looking for? Are you? Are you looking for? What are you looking for right now? Charity? Are you looking for a deal? What are you looking for a deal?
Like something that's achieve like oh one Corolla?
Good? Yeah, there there I'm going to tell you. I just want to tell you something. I want I want to tell you something. I want to tell you something. This is life.
I'm just going to tell you something. And it's true.
There's about a one tenth of one percent chance that you find a deal or something that is donated or something that will that will be worth a crap And last I listen, no matter how well meaning people are, I had someone contact me who listens to my show. I was trying to set up a Venezuelan family who had they have legal asylum papers.
Tried to set them up with a car. It was anyway, it was a jump.
That's what made me triggered me to.
Call it him.
What kind of sut was a deal?
I think it was a Yukon because.
It may be cheaper to find a transmission in another car.
Well, they're they're trying to get that they need two vehicles though, one for the daughter and one for the mother. Well, because right now I know my truck between.
Did this guy? How old was this guy? Did he have a life insurance or anything?
He was in the middle of trying to get it through his new employer, but he'd only started four days prior, so that hadn't kicked in yet.
Now the do you have a heart attack there, Cody, did he have a heart attack?
Only they actually paid all of the Yeah, a heart attack. He was in his mid forties. Okay, Okay, the employer paid for the uh funeral all all that kind of expenses. The employer covered which was really nice. So then they did not have to do that.
Yeah, yeah, I understand. And how is the family getting along right now? Cody?
Let's talk about practical every Cody, let's talk about practical everyday life.
How are they paying? Are they renting? Do they own? Tell me about them? Yeah?
They they're renting. The daughter, the twenty two year old daughter is working three different jobs and she's covering the expenses for the family right now while they get the affairs in order. It sounds like they might have maybe ten or twenty thousand dollars coming to them. That that's it.
The way.
This is someone who's working hard. So the one daughter is helping. How many other kids?
There's two other young ones in the house, and then one more that is out of the house.
Okay, and the three in the house, how old are they?
Eight, twelve, and twenty two and the twenty.
Year old is okay, working God bless her man. Three jobs okay, and we need to try to find we need to try to find her a car.
But here's the deal man, Like I said, even when it's a gift or low price, it doesn't mean it's going to mean anything.
There's insurance. There's all kinds of stuff, you know.
So right, and I think they discovered insurance without an issue in just the money they would save on not having to drive the truck back and forth, which the truck only gets about eight miles to the gall.
No, I get it. And you're so kind to help them with that truck right now. But they need a vehicle.
So I'm going yestion for Cody.
Cody, it's this is Bo. The family's in Greeley, right, It's correct. I checked online to Greeley Police. Auction is coming up in a few months and have vehicles there. You can might go look and you might be I can give you a phone number, give it on the air. You can call and go over there and take a look.
Please, that would be amazing, all right.
So the phone number is yeah, but you know what, let's okay, that could give it out and that please use an abundance of caution.
Go ahead, Okay, I mean that's a suggestion.
They have cars, No, go ahead, go ahead, I get it. Bo I appreciate it. Okay, Cody.
The number is nine seven zero three five zero forty six hundred and they're on tenth Street and they have.
An auction coming up and there's cars there.
Excellent. I will give them a call. Thank you so much. Like I said, I'm not looking for a handout for them. They're not asking for a handout. They don't even know that.
I'm calling Cody.
Trying to Cody, if anybody, if anybody deserved if anyone deserved one, it's a twenty two year old working three jobs whose father dropped dead.
You know.
That's so.
Whether it's a handout, whether it's a handout, or whether it's just somebody helping out with a good price. Listen, man, no apologies necessary. I'm Tom Martine. Let's get his information, Kachina. Let's try to help this family. We got more coming up on The Troubleshooter Show. Three O three seven one three Talks seven one three two five five eight eight eight Heating dot Com. The lowest price is guaranteed for high efficiency units and they really mean it. They'll do
a deep clean too for forty five bucks. They're great people. Three oh three seven seven zero two seven seven six Go with a sure thing Denver's best roofer Excel Roofing dot com.
You don't pay a cent until you're content.
Time for an insurance check up free, no obligation comparison call Compass Insurance paying too much your coverage at dozens of insurance companies find out now three oh three seven seven to one help. You'll think you're his only customer when you choose Frank Durand the real estate Man dot com to list your home with Remax Alliance three oh
three nine two zero sixteen twenty two. Hi Tom Martino, your troubleshooter three O three seven one three talk seven one three eight two five five Mark what's happening with your bank card?
Mark? Welcome? What's going on?
Yeah? So this concerns a Barkley card.
I have a Barclay card. I have a barclaycard. So you know what I found about Barclay's Barclays.
I when it comes to.
Fraud, it shows up more on my Barclays card than anywhere else, go ahead with yours.
What's happening.
Well, so this was in my wife's name, my late wife's name, she passed away in March of twenty three, and automated checking. Yeah, and so they were pulling money out, yeah, un announced to me. I wasn't I didn't know that she had that account and it was on automated payments.
Yeah.
So by the time I found out later that year, in twenty three, they had managed to take about fourteen hundred dollars out of the account.
But here's what I don't understand. Mark, hold on a sec Here's what I don't understand. They managed to take fourteen hundred that's set up on auto automated Hold on, I know, but please hold on, let me let me finish the question.
It's really simple.
If they take auto payments, it's only when there is a balance.
So if they managed to take fourteen hund undred, it means that there was a balance on there. Well, there was, of course, So why wouldn't they keep taking a payment that they.
Didn't know she was disis that was in her name and the account was a joint my name and her name. No, I can't do that.
Yes, I get that. But if they did not.
Know well or you didn't know, they didn't do anything.
They did something in they did something in error. Yeah, they did, they did some, Okay, so we got to get it corrected.
They can come after the estate, but they won't. I mean most of the time, if it was her debt and her debt alone, it.
Would go away.
So did you call them and say did you call them and say my wife was deceased and you continued to take payments? And they're going to say yes, but we didn't know, right.
Right, And so when I sent them the death certificate see Barklay's, they won't talk to you directly. They refer everything to their law firm which does collections and supposedly but but.
If you have I want to talk to an attorney for you on this, because truly there was some obligation Mark for you to let them know she died, although that doesn't give.
Them a license.
You know, about the cards she had, Mark.
I'm going to I'm going to finish sure. I'm saying that it was your responsibility to let creditors know, but that doesn't give them a license to collect anyway.
But we got to try to figure this out for you. You have enough to think about.
Did you out of curiosity and actually run the notices or have an attorney do it?
Of course no, there was no need to so right our assets were joined. It was simply the house.
No.
I get it, I get it, I get it. Let's talk to Dan McKenzie. I want you to hold on Mark okay, and we're going to get an attorney on who does probate and does wills and trusts and all of that. Dan McKenzie, I'm Tom Martino three oh three seven one three talk One Clear Choice Garage doors Man. Are they great people? They really are? Twenty four to
seven service. Why would you need them twenty four to seven Well, if it's an emergency, you know you can't get the door closed, you can't secure your house, or can't get it open broken spring. And they also do regular service. One clear Choice Doors dot Com. It's a garage door company. One clear Choice Doors dot Com. All of their prices on the website. They're great people. Seven to zero three seven zero thirty nine eighty seven. Go with a sure thing Denver's Best Rufer excel Roofing dot com.
You don't pay a cent until you're content. Time for an insurance check up free, no obligation. In comparison, call Compass Insurance paying too much your coverage at dozens of insurance companies find out now three oh three seven to seven to one help. You'll think you're his only customer when you choose Frank durand the real estate Man dot com to list your home with Remax Alliance three oh three nine two zero sixteen twenty two. Time Tom Martino here three o three seven to one three talk So
Dan McKenzie's on. He's an estate planning attorney and does all kinds of stuff in between. Dan, thanks for being here.
Dan.
If if you if there's a married couple and the wife suddenly dies and she had a credit card you didn't know about, and it was set up on auto pay out of a joint account, and she had she died with a balance, and they took fourteen hundred dollars toward that balance after she died. Is there a way to get that? But by the way, Mark, did you get that money back? The fourteen hundred they took?
No?
What did they say when you told them they took that? Post death?
Well, so they you know, they deflect everything to their law office. I won't say the name.
It's okay, important, all right, but basically okay, but let's just say basically though they said, they said that they would get back in touch with you or how did they leave it?
No, so coach and Cohens, they made noises. Well I wasn't going to say the name, but anyway, but like they would handle it. And so they wanted all of the account records, which required two pages for every month and a cover letter. So I I wasn't going to fact that much, so I just mailed it it.
So Mark, get to the end, Bro, get to the end.
After communicating with them, I sent them the bank records, which showed that they had been making withdrawals after she died.
I get it.
What did they what's the end result? What did they respond?
They said that they would pay, but they haven't.
Okay, got it, Dan McKenzie, Thank you, Mark, Thank you very much.
Mark. Dan McKenzie, what do you do in a case like this.
It's I guess it probably cuts off, like when you give them notification of the death. I know that he didn't know about it, so that would have been a challenging issue. But he does now, So that probably, I mean that probably establishes the right to say, look, you're taking payments now, and you know that she's passed away. If they when you say, Mark, that they did say that they would pay you back.
How did they do that?
Was that in writing or on the phone?
And so what they asked me to do is to send them all.
The records, Mark, Mark, we understand that, Mark, Mark. You said that, then they said they were going to Then then they said they were going to refund it.
Did they do that in writing?
No?
How did they do it?
How did they do that?
They did it by phone?
Okay, let me ask you something, Dan, I want you to clarify before the end of the hour. Are you saying that if he did not notify them regardless of the reason that they were entitled to collect or were not entitled.
I think they probably were entitled until they were notified.
And they would not have to send back money unless they wanted to.
I mean, I'd give it a try, but I'd be doing everything in writing at this point, Mark, I would take Yeah.
No, that's a very good point. The thing is, you know there there were other accounts, but see those were all paper states they came in the mail, so I knew about them.
Mark. We get it, We absolutely get it.
Matter that they weren't no.
And Mark the laws Mark, Mark, Mark, I I have to just I want to help you, so I have to tell you something. It doesn't matter what your opinion is. What matters is what the law is.
Okay.
I want to help you though, But but it doesn't matter that you did not know they were not notified. That's why everyone should have a list of everything they have for each other. Now we're gonna ask Dan at they We'll call him back after the break and see if he has any recommendations. Go with a sure thing Denver's Best roofer Excel Roofing dot com. You don't pay a cent until you're content. Time for an insurance check
up free, no obligation. In comparison, call Compass Insurance paying too much your coverage had dozens of insurance companies find out now three all three seven seven to one help. You'll think you're his only customer when you choose Frank durand the real estate Man dot com to list your home with Remax Alliance three all three nine two zero sixteen twenty two.
Yeah, Ripped up.
News need advice so you don't have to come run ins as we can. Shooter's gonna help coming.
Man six is the Troubleshooter Show.
No Tom Martino, Hi, Tom Martino here, Welcome to this show. Three all three seven one three talk three all three seven one three eight two five five.
How you doing, Zay?
What can we do for you?
Today's car day?
But you can call about anything you want and we do have some issues that we're talking about.
So welcome. Dan McKenzie is see on now? Still is Dan on? He appears to be on and up? Okay, Dan mackenzie.
Mackenzie law does estate planning, wills, probate, avoiding, probate, trusts, whatever, and we use him as an expert coplans dot co.
And I'll give his number out right after this.
So Dan, in essence, this man feels it's unfair he did not notify Barclay's MasterCard that his wife died. She died with a balance being owed, and they kept taking auto payments. They took about fourteen dollars.
Now does the law actually address someone's obligation after they die and the requirement to notify them in order to be relieved of the debt.
Yeah, I mean, you know, they notifying them probably would have held. But the honest answer is, like they are entitled to be repaid, right, I mean that death is still out there. In a lot of cases, they just can't collect it because there's no probate or.
Anything like that.
Even when there are probates, it's not like they're necessarily going to get paid. But it's not like that that just goes away because the person passed away.
So technically it was their money to collect.
Yeah, I mean it was, and we don't know if they would have ever We don't know if they would have ever put a claim in to the estate. But the fact that they got paid doesn't mean they have to refund it. That's the sad, hard fact.
They are entitled to repayment. Now, he probably would not open a probate, and most spouses don't have to open a probate when their spouse passes away, so it would have been hard for them to collect. But if he had put it, if he had stopped those automatic payments.
But yeah, well, Dan, I've got a question.
When you say hard for them to collect, Let's forget about a couple grand Let's say she opened it and had a you know, an AMX black card, and she had she owed two hundred thousand on it, and all of a sudden, you know, the payment stop or whatever, they find out she died and he got all of her money because everything was transferred to him.
Wouldn't he go after him for it? Or you would no longer owe the debt?
I mean, who are they going to go after if it all went to him? It's you know, it's his money. That's why credit card it's so expensive, got it it's not secured?
Right?
Yeah, of course they can open ap probates if they want to try and get questions answered, But it doesn't mean there's ma any money in that probate for they neglect against.
Wow, I honestly did not realize that. So if but if it was in both their names, this wouldn't even be a conversation. They just go after him, of course, right, that's crazy.
I mean it's like, so, you know, if.
You're married and right before you croak, you go it seriously, you go out and get a huge credit card debt and somehow just get cash out of it and give your spouse to cash. I mean, honest to god, I mean, they could just have the money and the credit card company would have no way to collect.
Yeah.
I mean, there's lots of reasons not to do that, but well, yeah, you.
Know what I'm saying. I just didn't realize it was that open for fraud quite frankly.
Yeah, yeah, I mean they know, they know the resks are taking.
So yeah.
Yeah.
So anyway, I.
So this guy is pretty much and you're this guy's not going to get his money back, but they shouldn't be taking any more money out.
Well actually, yeah, if he puts a stop to it.
But truly, they they if they have an avenue, they can well move the account.
He just needs to open a new account and his name only.
Mm hmm.
Well actually, actually, cross collateral agreements will cover that if it's with the same bank, and they will still take it out.
He has to move institutions. I'm sorry to say that.
Okay, One thing I know about are cross collateralizations, meaning when you have an account with one institution and you own part of it and you open a new account, the obligation may follow you. Now, some of them don't choose to enforce it, but they can, and it's a very complicated thing. But we all sign them when we open an account.
Yeah, and we're used words used more than anything is in a bank or credit union where you do your normal checking and you also have a car loan, you don't make the car payment, guess where they take it from.
That's right, that's exactly right.
But it can be used to cross collateralize contracts that you've entered into with all auto payments.
So I'm not saying that's going to happen. I'm just saying that being with the same institution often does not protect you.
Dan mackenzie, thanks for being on. As I said, co plans dot co eight three three co plans. He's live and local. That sounds like a national number, but it's just a convenient one eight three three co plans. Now, let's talk to Marissa Marissa. Welcome to the show. I'm Tom Martine. What's going on, Marissa?
Sorry, Marissa, I'm here. Okay, Okay, what's going on?
I'm sorry.
Oh it's okay.
I'm eating too, Mister Jackson and I.
Live in Fowler, Colorado, Okay, east.
Of Pueblo, h And I've been doing I've been trying to figure out where the money that the town receives is going because I have not seen any improvements.
And Okay, I'm going to ask you some questions. Okay, you're getting ahead of me. Okay when you say money, is this money taken from you?
No?
Not me?
Okay, what money are we talking about? You're saying, I'm wondering how it's Then I'm waiting for the answer. What money? What money does?
Okay you hear me?
Can you hear me through?
Hello, Marisa, I can hear you.
Oh, okay.
It's so many government receives, like from taxes.
From the to run a small town, to like the water bills, all of the money, all of the money the government town.
Okay, and you're wondering, and you're wondering what the money is being used for or how it's being spent, or if there's any corruption going on.
Right, Yes, that's what started me on my investigation.
And what have you found?
So through opening a Facebook group and researching what is going on over here? I noticed that back in two thousand and fourteen, well, a guy from town council said that the town purchased a property and he was going to use the property. They were going to use the property for its water rights. Well, it turns out that that property has agricultural only water rights, so the town
could not even use the water on this thing. And I'm wondering, why did they not know this before they purchased the property which sole purpose was for its water rights. Are you following me?
Okay? Yeah, sure, it makes complete sense.
It makes complete sense that you would wonder why or how your money is being spent in a municipality.
You have every right to question, and you have every right to find out.
Go ahead, sorry, okay, So basically I started.
I heard about the two million dollar properties property. He claims it's one property. I cannot find one property that the town purchased for two million dollars. But I did find a group of four properties that would have been like a junction deal or something. Possibly they got a loan from Farm Credit of Southern Colorado, and they said they only do loans that they never owned the property.
I went and verified that, and the total amount is approximately two point five million dollars is what they purchased this force. And so they're claiming all money is going to pay this property that they have a ninety nine year lease for. But still it's not adding up completely. I researched and found who owned these properties prior, and the name coming up is as Zach Mason.
On all the properties, on all those properties, So on one property or two properties together was one million, twenty four thousand, two hundred.
Got it.
I want to ask you something. I want to ask you something, Marissa. You know you sound really smart and you could have discovered something.
I don't know.
I mean, it's it's not impossible. But what I want to know is this, do you think this Zach guy? I mean, do you think they were trying to pad his pockets and they're all getting kickbacks?
What do you think is going on?
Oh?
No, So our town administrator, her name is Kelly Lotrich. I went and looked on so he as a mom which they bought properties from previously. Her name is Sammy Mason. So Sammy Mason had deals with Salar Colorado on selling many properties. I still have so many properties to go through. There's over thirty six of them that I found so far. But of these four properties, I'm like really like bang in my head on right now. Two of them are in Pueblo County and two of them are in Otero County.
Because we live. We're right on the county line.
So it's well, Marissa, there's an expression Marissa. He there's an expression Marissa, Marissa. Every now and then we walk over each other because our phone system sucks, okay, and I'm sorry about that. If there's a delay so you don't hear me talking, and you talk and I talk, So now that, but every now and then, I'm going, I want you to pause so I may have a comment. It's really important now, I I There's there's an expression
in fraud called follow the money. So if you suspect this land was bought for bad purposes, what was the benefit? Who did it benefit and why if it only benefited a person they bought it from, question would be are are they just wanted to do a favor for this person?
Or are they getting money back? Or what is going on?
Hold on, I got to take a quick break. Hold on, I'm Tom Martine. Always follow the money. So let's say the town of Fowler is buying up property and they give a false reason.
They say it's for water rights, or they say us for this, or they say us for that, and really it's too.
Bad people's pockets that could be and me and we'll look into it, but I want to know what you suspect, Marissa. Right after this three h three seven one three talk seven one three A two five five, go with a sure thing Denver's best roofer Excel Roofing dot com.
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Time for an insurance check up free no obligation comparison call Compass Insurance paying too much your coverage at dozens of insurance companies find out now three oh three seven seven to one help. You'll think you're his only customer when you choose Frank durand the real estate Man dot com to list your home with Remax Alliance three oh three nine two zero sixteen twenty two.
Hi Tom Martine here.
Three O three seven one three talk three O three seven one three eight two five five. Welcome to the show. All right, now, we've had a lot of lively discussions Marissa. It's not some crackpot I've decided. She brings up some good issues. If the town you're in, the city, the county, the state, they're spending your money, taxpayer money, utilities fees, whatever, you should know what they're going for. You should be an open book. Maybe there's corruption, maybe there's not. Marissa
certainly deserves the time of day. But I've always said there's got to be more than suspicion. So what Marissa is saying is they've used a lot of money two point five million to purchase some land under the guise of its water rights. But she's saying that's a little ridiculous since the land could not be used for water rights. So what do you think the reason is that they enriched these particular land own.
I'm honest, are you there, Yes, I'm iversity, Okay, So my reasoning behind believing this is that we do live in a very tight niched community. I am considered an outsider, but that's another story. But they all know each other their they're friends with each other. And my reasoning behind believing this is that when I went and looked on Facebook, I noticed that the town administrator, Kelly Lotrich, happens to be friends with Sammy Mason, which is related to the
previous property owners, Dac Mason. And from my research from receiving information from the assessor's office, it appeared.
That these these properties have SAREFF.
Deeds in the amount of zero dollars, so they could have been purchased on a tax auction, And the guy from Pueblo who handles the tax auction that I spoke to on the two property said they were in tax auction and I don't remember the exact date, but.
It was the year before the purchase, in two.
Thousand four, teams, So let me get this straight.
Are you saying, Marissa that these properties could have been gotten for pennies in a tax auction and they were and then resold to Fowler at a tremendous profit?
Yes, sirs, Okay, you know, Marissa, you might have something here? Now did you do? It's called a foyer request open records? Have you done one?
I have not done one. I've been I know exactly what a foya is. I just don't know if there's a form or if I can just like type it up, or I don't know how to go about that. That's why I'm reaching out to you, because I think you're totally awesome.
Thank you.
I do too.
I'm just kidding. So listen, man, or listen. Here's here's what I think I think we need to get. Do you have other people interested in what you're finding?
I have a whole Facebook group and it's really it's really received a lot of backlash, but it's never intended to be this.
But to to the I'm asking, do you have people? Do you have do you have people who believe in what you're finding and want to help you?
Yes? Yes?
And are they on this Facebook group?
Yes?
Okay, here's the first thing I'm going to do. I want sus. I'm going to write her down here.
I want sus to join your Facebook group and get some more information. Okay, okay, And I just left a message for the town.
Good Okay.
And really, truly, you don't sound like a nut. I mean a lot of people who talk about this stuff, Mark, Honest to God, she's giving, she's connecting dots here.
Now what do you mean? Well, I mean why, well, why do you discredit her like that? Tell me? Why give me a reason? I was joking. Oh, I'm sorry, maybe I was talking. Never mind, never mind. Okay, So Marissa, sus is gonna.
Look at the Facebook, get on it, gonna come back to me.
And then I got to figure out where we yeah, and I got to figure out what we do with this. But I appreciate you trusting us and who knows like you know to Mark's credit.
I mean, true, we've gone on some wild goose chases, but this doesn't sound like it to me. My initial and depression is not a wild goose chase. Janet Engine issues two thousand and six Subaru. Can you just sum up what you're calling about, Janet, and then we'll get to it after the break.
Go ahead, Janet, Hi, Tom So my hijenet I purchased Hi, my husband and I purchased a two thousand and six SUPERU outdock two.
Point five liter with a turbo charge engine. I don't know if you need all that information, but we purchased it.
For right now, But go ahead. How much? How many miles when you bought it?
Or one hundred and fifty?
Yeah?
Okay, in two thousand and when did you buy it?
December thirtieth, okay?
And what happened?
Okay?
So what happened is it.
Was kind of a rushed purchase and my husband and with a little concern when we got it home, he did do a check on his code reader. We saw a couple of codes that were saved that were somewhat concerning, but we you know, aren't mechanics, so.
We didn't really know.
We didn't think much of it because we assumed they, you know, had probably looked at the car. But basically, our son drove the car back home to Kansas City, Missouri, where he lives, and twelve days later.
The car the engine was shot.
The check engine came.
Like, Okay, hold on, we'll come right back to you. I get it. Hang on, we'll come right back to you. I'm Tom Martine. What goes on now?
We'll figure it out. So I'm Tom again. We got this really quickly coming up and then we'll talk about it. Go with a sure thing Denver's Best roofer Excel Roofing dot com. You don't pay a cent until you're content. I'm for an insurance checkup free, no obligation. In comparison, call Compass Insurance paying too much your coverage at dozens of insurance companies find out now three oh three seven
to seven to one help. You'll think you're his only customer when you choose Frank durand the real estate Man dot com to list your home with Remax Alliance three oh three nine two zero sixteen twenty two. Hi Tom Martino here three oh three seven one three talks seven one three, eight, two five five. So Janet says she bought a two thousand and six Suber in December, one hundred and fifty thousand miles on it. Her son drove
it to Kansas, the engine went out. Janet, On the surface, this sounds like too bad, so sad because you bought a used car as is.
But tell me what you think.
Go ahead, Janet, Okay, Well I after that, we've had two mechanics look at the car. Both of them said that this did not happen in the twelve days that.
It was that he owns the car and drove it.
Oh, I absolutely, I absolutely agree, right, I absolutely agree.
Okay, keep going.
And the other place, one of the places said there were stored codes that looked like someone had tried to erase. They just said it was suspicious. They were not accusing the dealer, but wondering if someone had tried to erase those stored codes that had we known about it, probably wouldn't have bought it.
So well, Janet, Janet, Janet, I know what you're doing, Janet, I know what you're doing. Let's let's just cut to the chase. You're trying to make a case for fraud.
I get it. Everybody does. I get it.
You bought it as is unless you had a warranty. Now, let me explain this to you. I always give bad news first, and that is this.
You bought a car.
It wouldn't have mattered if the dealer knew it was a bad car. People don't understand this. It doesn't matter if they tried to erase codes. It doesn't matter what they did prior to the time you bought it. What does matter is if they lied to you about the car. You had the freedom to have the car checked. You had the freedom to check the codes. You had the freedom to.
Do all of that.
You said in your own words it was a rushed purchase. Now let me explain this really clearly. It doesn't matter what the seller knows. It's if they lied to you or cheated you.
Okay, keep going right, Okay, Well you know we want to give them the benefits of doubt. I don't know that they lied.
You don't have to. You don't have to. You don't have to if they lied to you, they lied to you, But tell me about it. Did they make any representations that were lies?
Probably not, But they did sell us a warranty that they said, it's okay, warranty if you buy it today.
Let's talk about this dollars. Okay, Oh, that's something. That's something, Janet. Why won't okay? Hold on?
Now, what about this warranty? What about the warranty? What does the warranty say?
No, they're not going to cover anything but thirty five hundred dollars in a fifteen thousand dollars repair.
Quait on a fifteen thousand dollars repair. They're going to cover thirty five hundred. Now, how did they come.
Up with that figure?
Yeah, and you know, Tom, I'm saying the.
Warranty probably max is out at thirty five hundreds to.
Thirty five they said limit said liabil.
My husband's sitting here beside me, he's wow, fifteen grand.
Let me talk to him. How much was the warning? Let me talk up to him. What's his name?
What's his name here?
He is?
Okay? Thank you?
Hi?
Patrick?
Hi?
Patrick? So what why did they say they're only going to cover thirty five grand? I'm thirty five.
Hundred, sure, Tom?
What they said that the warranty, which we did not read, said it's got a limited liability on certain parts and if there were pre existing conditions, they might not be covered. That's how they cook up with and that's pretty common of liability.
Okay, okay, so thirty five hundred and how much do they say it's going to be.
Both the shops came up with a figure right around, just shy of fifteen thousand dollars for the engine and turbo charger and all the parts that belongs to the stuff.
Well, how do we know it needs? Hey, Kevin, does this sound likely that that price would be accurate?
It seems for five are they rebuilding or getting everything new?
Right?
They're getting used engines. Both shops said they would get a used engine.
That's that's way fifteen grand. That's way over the top for fifteen grand.
Yeah, yeah, late, too much, there's the big chunk of that.
Of course, it's too much, supers hours, too much, Patrick, it's too much.
Here's what you need to do. You need to get at home, no matter.
What, you need to get over to Cavns. Well, yeah, but get at home. They're in Colorado. Okay, it's in Kansas right now.
Well, yeah, he lives in Kansas City. And we bought the car in Longmont and to the dealer's credit.
They said, Oh, there you go. You should have told me you bought it.
You should have told me you bought it in Longmont or Well County or Greeley, and I would have automatically known you were ripped off.
Automatically automatically bummer. But you can't prove it. You can't prove it.
But but I I can almost guarantee that if you bought a car from one of those dealers up.
There, you were ripped off.
Gosh, hey, Mark, Mark, I want to ask you something, Mark, does this shock you how much we find in Longmont, Greeley and Well County.
Well, it's shocking how bad it is, But it doesn't surprise me at all. Why Why why do they go up there?
What is it about that?
If you remember the last one that moved up there was Jeff Jolliffe in his ripoff Transmission joint. I don't know why they all go there. They get chased out of that. I guess they get chased out of Denver.
I don't know.
Okay, So Janet and Patrick, no matter what, I don't think you're going to get anything from the dealer, honest to god, Okay, you need to.
Get that car home.
Okay, put it on a flatbed, I mean, rent a U haul flatbed, do whatever.
You can't get it home, you're never.
Yeah, okay, yeah, because I'm looking online. You can get new aftermarket turbos for that for about six hundred. That would be my wholesale cost, so maybe a thousand retail and the motors anywhere between twenty five and thirty five hundred, So your total is about four grand in parts, and.
Make sure that shop doesn't take that thirty five hundred bucks Man.
And then the labor on there's about two grand to put a motor in it, so they're double what it so.
Approximately what Kevin about six grands for the whole repair.
Seven grand with parts, labor fluids.
Yeah, if it needs all that, that's the other thing.
Yes, and that's all some news. I'm used.
If that turbo goes out just in itself, it can sound like the engine blew up.
It just depends on what it is.
Hey, Janet and Patrick, listen carefully. Okay, bring it to Shardan Auto Tech. I'm serious. Okay, where are you guys located? Where you guys located?
We we are in Holy Oak, Colorado. That's where we live.
Okay out, well you take it to Holy Sheridan.
I think that all right.
You can have one of those little.
Poll behinds from U haul for like, you know, one way for whatever, like seventy five bucks for a day.
I mean, that's it's not that big of a deal. It's not like it's in New Jersey. Right, get the damn thing home, Janet and Patrick, Okay, we.
Do have we do have a car trailer here at the farm so we we can hook on our Oh good, we'll get it.
You know, I'm really sorry this happened to you, man, I'm really sorry. I think you would have known about and I'm not putting you on the spot here. I love everyone who calls, whether they listen or not. But if you had listened to the show, I think you would have not bought up there. So are you new to the show? Did someone say called Tom Martino?
Oh, we're old folks. We used to listen to you, but we don't pick you up out in Holyoak anymore. So we kind of we knew about you, but we just haven't heard.
Okay, we're on the iHeart, we're on the iHeartRadio app, and we're on YouTube. I just want to tell you that for the future, and listen, do me a favor. Though you're gonna save right off the bat. Half You're gonna save half of that right off the bat if you even need it. You may not even need that, because Kevin is an honest man. Thank you, okay, and and get that out of there before they do any work on it. And I hope they don't give you a hard time. Call us back if they try to
give you a hard time. I'm Tom Martino. Three O three seven one three A two five five. Go with a sure thing Denver's best roofer Excel Roofing dot com. You don't pay a cent until you're content. Time for an insurance check up free, no obligation. In comparison, call Compass Insurance paying too much your coverage at dozens of insurance companies find out now three oh three and seven
to one help. You'll think you're his only customer when you choose Frank Durand the real estate Man dot com to list your home with Remax Alliance three oh three nine two zero sixteen twenty two. Hi Tom Martino, your troubleshooter three oh three seven one three talk three oh three seven one three eight, two five five, here to help you solve your problems. So I think we're I think we've given them marching orders and we're gonna have We're gonna have Kevin Call can take a look at that.
They got to get it home now, Mike, he has an issue. I believe he's saying with Denver Police Department. What's going on, Mike, Welcome to the show.
Hey Tom.
Last week I went out to the stock show and parked in front of the Denver Coliseum in a parking space that did not have any signings that said no parking. I received a parking ticket, I dishonest parking ticket, and then the instructions on the ticket says that if I want to dispute it, to go down to the Denver Parking Magistrate, which I did, which that office is no longer there at.
Two oh one West Colefax.
The ticket does not have a phone number to contact anybody to dispute. And it's just it's an example of how poor a simple motor vehicle violation can't be handled by Denver County any longer. But they can sure issue a false ticket and I want to argue and dispute it, but I can't go anywhere to do that.
Hey, Mike, I need to ask a few questions about this. Are you positive it is a legally issued ticket. I'm not saying whether you agree with it, but is it from the city and County of Denver?
Yeah?
Yeah, definitely. And how do you know that's not a big ticket.
Because I took it down and talked to the to some of the people that said that they used to have the office there, and you know, I mean, it's it's not asking me for you know, any any type of I've heard about those scams and stuff. But the point is, it's just it's the fact that just Denver County can't even manage a part.
Are the instructions and are there instructions where to pay?
Yes, mailing it to PO box forty six fifty two, Denver County.
And how much is it?
City in county?
How much is it twenty five dollars? Are you saying twenty five? Okay?
Yes, boy, that's that's a lot of time and effort. I mean, my god, you already drove down there and all that over twenty five bucks.
I didn't realize it was twenty five.
I assumed it was more you know, I mean until I because it's such hard.
It's hard. How'd you find out? Yeah, I mean how'd you find out? Well, on the back of it it's marked, it's marked.
I got poor vision, But I mean I just didn't want to pay it because I the signage wasn't there.
I mean, I I shouldn't pay something that, you know, the theoptors shouldn't.
Even rid the ticket. That's the point.
I really want to complain about the thoughts.
For doing something that he shouldn't have done when there's those signings.
Well, Mike, hold on, I'll have some suggestions for you. Mike, Mike, I'll hold on.
You want to jost at Windmills, I'm gonna have suggestions for you.
To waste a lot of time and energy coming up.
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Find out now three oh three, seven to seven to one help.
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Need advice so you don't have.
Come running.
Just as as as we can.
Shooter's gonna help him come man, he is.
The Troubleshooter Show. No Tom Martinez, Hey Tom Martino here, Welcome to the show.
Three oh three seven one three talk seven one three eight two five five.
I'm glad you can make it.
If you ever stream the show, you're gonna see a whole different show within a show that's YouTube.
Also, we're on the iHeartRadio app.
And of course good Old Khow in Denver, our flagship station, and uh it's fun no matter what.
You do, so welcome.
Mike says he doesn't like the idea that he was written a parking ticket and there's no way to dispute it. He was at the stock show. He said he shouldn't have been written. Now, whether he should or should not be written, what is his what is his real thing when it comes to does he have an issue when it comes to disputing?
I think he does.
I think you should have a place you can dispute your ticket and apparently that the.
Referee is not open anymore.
Is that right, Mike, It's that the office is vacant, but it's it's still written on the ticket.
Correct.
The information on the ticket is disinformation, it's not accurate any longer, and they're still using the old forms and they don't have a phone number.
On the ticket as well.
To look, man, it's like, listen, I went, I just decided to do something. I know it's kind of new and a lot of people don't get.
It, but I googled this.
How do you dispute a parking ticket in Denver? And you go online to the Parking in Denver website, you click dispute a ticket, You enter the citation number, and you provide an explanation and evidence.
So you can do it online.
They issued mean, yes, I understand that now. But I'm just saying that the tickets information is false, it's no longer accurate, and it needs to be correct.
That's what I'm trying to the point. The right, I totally agree with you what they should do. What they should do. I totally agree with you. They should update.
I totally agree they should update the ticket, and they should literally have information on there, like Mark just gave you.
Yeah, I understand that.
I'm just calling because if I don't call nobody.
You know, nothing gets fixed around here unless we bitch about it.
And I'm bitching about it because you know, I wasted my time and I didn't realize it was twenty five dollars. But the principle of it is I shouldn't have got the damn ticket.
Well why why why do that part? That part, by the way, that part's never going to be decided by us. Yeah, and you may feel that way. All I'm saying is that is why we have a referee. But explain to me. Mark had a good question. Why do you feel that this should not have been issued?
I have video of it.
The sign the post is there. There is no signage on the post, nor're on the on the parking space next to it. This is right in front of the Denver Coliseum.
There's no sign of that.
I can't park there.
So I parked there, okay, And you should be able to dispute it.
And next saying it costs twenty five dollars to dispute it it, Yeah, you got it's a non refundable twenty five dollars fee to get a hearing.
Jesus, well, what's wrong with that?
What's wrong with that? Listen? So for all the people that voted for the people in Denver, there you go.
I mean, come on, man, if I wouldn't even park there, I'm surprised your car still has a cat on it.
Anyways, guys, thank you for your show. It's entertaining and uh you guys have a wonderful day.
Hey, Mike, if you ever want to explore being a volunteer of Doddy, because you sound like you like, what are you talking all the time? This guy's got more problems than I've ever seen? Is that true? Mike? Do you call all the time? You personally know me? And I do not have all kinds of problems. How do I personally know you?
Mike?
I am? I am on your referral list. I am a company is ge Tree Service? I love you, Mike?
Come on, Mark, why are you talking? I've had him at my house doing all my trees. I think Mike's an ass kicker.
I do.
Thanks, man, appreciate it. He just s doesn't want a part though. No matter how we look at.
That, Yeah, it could be could be a problem anyway, three O three seven to one three talk seven one three eight two five five. Okay, we have a card day today and I do have some people who have texted me and I should get to it. Let me get to them, so on this wait wait wait wait, okay, So if a starter is going out, what are the first signs?
That's all they ask. They don't give their year, make model anything.
Well, yeah, it depends on. It could be slower cranking, it could be clicking multiple times before it engages a lot of different things.
Okay, so.
You know, you turn the key and you just get click click click, click, and then it goes.
But then sometimes it works. Sometimes we're still things called dead spots.
Yep.
Sure it's some electric winding inside, so yeah.
Absolutely, okay, explain it dead spot.
Well, it's just where the it's got probably arcing in one spot, and if the starter stops there the windings inside that, it doesn't make connection right away or very high resistance connection. So it may crank past that and then engage, or it may just stay stay there and not start at all.
Okay. Now, another quick question for you, and that is.
Oh no, this is for Mark. I'm sorry Mark. This guy is texting. God, he texts me all the time. Here's what he says. Can Mark explain why if Colorado is more blue than all of California, and it's liberal and it's the majority, why doesn't he just leave?
He's the one out of place. I'm in Douglas County, Okay there. When we when we see illegals, we ship them to Aurora. When we see homeless, we ship them to Denver. When we see criminals, we arrest them and throw them in jail.
Here's another one.
Do you remember years ago when there were drive bys or there were people being shot and somebody in Douglas County there was a I believe a sticker or something. If you come to Douglas County, we shoot back. Oh yeah, it's like Florida, man.
I mean, it's no joke. Douglas County is Douglas County.
I'd say the most liberal part of Douglas County would be Parker And you know, but what are you going to do.
Now?
How about this? Can explain? Truly? This is a different person. Can Mark explain.
Why the cost of eggs are still high and the war in Ukraine is still going on?
Well, I mean that's silly. The Warrior Ukraine is being worked on right now, so hopefully we have an end to that soon. In the price of eggs, go buy a chicken, another one, Tom.
Somehow Trump has made those chicken hawks like John Bolton and Liz Cheney sympathetic figures.
Well, I'll tell you, I don't know.
I'll tell you why. I sympathize. I mean really and throw Fauci in that mix. I sympathize for him a little because he pulled all their secret service yesterday.
What does that mean.
That means they got to go buy their own protection now, oh oh oh oh oh oh Okay, they were all paid very well. They can afford to go buy their own security. But I'd hate to be Fauci. He he screwed a lot of people out of jobs. He screwed a lot of people. I would hate to be Fauci.
You know, Fauci talked out of both sides of his mouth. He lied his ass off about you. He lied his ass about Wuhan.
No matter how you look at it, the United States had money in that research in Wuhan.
They knew where it came from. And he lied his ass off.
And you got the partner, him saying, let's not forget he got the pardon. If he didn't get to pardon, my god, I mean, he'd probably be in prison in six months.
Hmm.
Anyway, three oh three seven one three talks seven to one three eight two five five.
We have more coming up.
Go with a sure thing Denver's Best roofer Excel Roofing dot com. You don't pay a cent until you're contenth time for an insurance check up free, no obligation comparison call Compass Insurance paying too much your coverage at dozens of insurance companies find out now three oh three seven seven to one help. You'll think you're his only customer when you choose Frank Durand the real estate Man dot com to list your home with Remax Alliance three oh three nine two zero sixteen twenty two.
Him Martino, your.
Troubleshooter three oh three seven one three talk seven one three eight two five five. If only, if only we could solve all of your problems with the wave of a wand but then again, Mark would disappear.
Now I'm just kidding. God, that's a joke.
Boom boom, Kevin Calkin some more texts, Kevin, I don't even know how to answer the series.
How do you know when you need a new battery? Really? I mean I think it's a good question. They don't want to be in it, but how do you know?
Do you?
I think what they're saying, let me add to it that wasn't in the text. Do you ever just replace batteries because of time?
It's typically not. No, No, there's no reason too now, but we can check them. There's meters and things we can use to check. Or yeah, I mean if you come out in the morning and you notice that cranking slower than normal in the cold, or anything like that, or just all indicators, it'll be warning.
Typically, does it ever throw a code?
Rarely? I mean you can get voltage codes, but that could be confusing.
You know.
I want to ask you something, Kevin. This is from me.
Okay, dear Kevin. I have an unusual vehicle happens to have wings and anyway, it has a the It has has two carburetors that have to be synced. Yep, they are perfectly synced according to the computer, and the engine runs perfectly, except it is rough between the RPMs of twenty two hundred and twenty four hundred, and it's smooth as glass in every other rpm range.
What the hell is that about?
Interesting about fuel filter?
No, no, no, that wouldn't cause that.
Not no, And by the way, that that's all been changed fuel filter or everything you know, but keV but evens out. Oh, it's like clockwork from twenty two hundred to twenty four hundred, which by the way, I should mention I never operate in so I never either I never noticed it or it just developed the mechanics said, hey man, this is per you know, because he was doing normal maintenance, and they as part of normal maintenance they balance carbs.
So I wouldn't have known because I never operate in that range.
I taxi slower and I do run ups faster, and I take off at full power. I actually never operate in that range. It could have been going on for a while, but why would it go on? I mean, I can think of nothing that would cause an engine that runs perfectly smooth but is rough because it doesn't have a transmit.
Well, it has a gearcase.
But you know what I mean, I mean me, I mean, is it a distributor or distributor list or what kind of magnition on it.
It's electronic in case there's no points or anything like that. I know there's no magnetos. No, Well, I I don't understand it.
Oh, I mean, is itmpossible? Seriously? A loose nut behind the wheel. It would be a loose nut behind the yoke this time, you know what they call it? Or behind the stick?
Honest to God, maybe one of my morons or and one of my listeners, uh can do?
Can can weigh in on it? Anyway? That was mine? Here here's another one, and please, I don't want to hear any kind of I don't want to hear any kind of uh yet nay saying I have a perfect idea for a new company somebody should start.
I don't want to start it. And us I was talking to Kevin the other day. I said, Hey, keV, I need to get my carver to you. Do you have anybody it can pick it up and deliver it?
You know?
He says, Now, we don't do that. He says, Tom a lot of shopstone. He's right, a lot of shopstone. He says, you know, we have a tow truck available if your car is not drivable. And and then they don't have loaners a lot. Almost no one has loaners uber except the giant dealers. They charge huh Uber And no, no, I get that that part.
I don't.
I don't care about that part. So I could drive over and take a lift to work, I get it. But I have an idea for a business, and that is somebody who picks up your car and takes it to the dealer. I mean, or to the shops.
Be crazy. Seems like the insurance would be crazy for that. No, I don't know. Oh, you mean hold on for the business person, for the for the business, the insurance. Here's why I think. Here's what I think. Permissive use would be covered by the owner, and it's not permanent. How would you check temporarily?
So would that person when they come to my house to bring my a car to the shop, would they like call up my insurance company and verify I have coverage and everything in case of.
It lapsed and they see that part. I haven't thought about, Mark, I haven't thought it through. That's why I'm here. I thought it would be.
I'm just wondering, like it seems like a cool business, Like you call and say I need my car taking a shared in auto tech.
When do you want it? Wednesday? He can get me in at ten. I know, Kevin, what do you thought?
I could see it be valuable? You know for people that you know it's cheaper than towing, so you know.
You all shagging what are they shagging?
Or porter or anything like that.
I don't know if it'd be cheaper, but you would have to have two people for every trip, because you have to have somebody bring you there, then somebody bring you back after you've dropped the car off. How would you part, Well, I haven't thought about that.
Take the uber home yourself from dropping it off.
So now you got the price of the uber. Yeah, on top of you've got the hour took you to Delver Troo.
Yeah.
But but listen, I would gladly pay. I would gladly pay a fee. No, what I'm playing It might be it might be cheaper to hire a tow truck at some point. No, come on, I mean if the car is not drivable.
But if a car is drivable, Let's just take a realistic situation. So I'm I'm let's say I'm near Cherry Creek, keV. How many miles is it to your place.
Twelve to fifteen. Yeah, So what would a tow cost.
Buck? Fifty? Yeah?
Yeah?
Okay, So could someone uber to me pick up the thing, send it to you an uber back or uber to their next job.
I mean I think there's would.
Be twenty five bucks and you pay the guy twenty bucks here, you're in it about fifty bucks instead of one hundred and fifty.
Yeah you could, or or maybe a little more, even even seventy five. I mean sure, I don't know. People, I'd like you to weigh in on that. I I don't think it's how do you spell?
How do you?
Okay, Bonnie Bray ice cream? So if I leave the studio right now and want to go to Bonnie Bray, it's fifty four dollars.
How many miles is that?
Wait a minute, are you telling me a ride share is fifty four bucks to ice cream over there?
Yeah? But I chose that because I know you know where that is.
Yeah, that's fifty four dollars. Well yeah, and imagine if it was surgeon and someone need to no way mark Mark Mark Mark.
I've when's the last time you ubered on? I do it a lot, by the way, I like it when we're going down. Sometimes I don't want to park.
Sometimes Stephanie and Ile just you know, Uber or a lift to you know, I mean, and I don't drink anymore, but it's kind of like it's still convenient, but it's just nice.
Tuber's gotten pretty crazy, man, I mean it really has. When we were in Vegas, now we do it to the well and when we're in Vegas we now search both of them, Uber and Lyft. And what I've learned is it's crazy. Say we land at the airport, we're going to whatever, whatever hotel doesn't matter. Uber could be thirty bucks and Lyft could be fifteen, So you take
the lift. But then when you're at the hotel and you want to say, go downtown, you type in Uber and Uber wants twenty five bucks and lift is thirty five. I mean, there's no rhyme or reason for the pricing that I can figure out.
Maybe I don't know. You travel way more than me, so but let me explain, let me ask you. I mean, let me tell you something.
I will never use Uber ever, every single time, not sometimes every single time. Every time I have used Uber, every single time that card has been used afterward for fraud. Yeah, I remember three single time. And I'm not talking about once in a while. With Lift. It never happens. Now, I don't know. I swear to God. I don't know why.
Maybe I even uninstalled by Uber app and reinstalled it and used a different card. And again, I swear to God, every single time I activate Uber, I pay a fair. A day or two later, a fraudulent charge shows up. It's either for another ride or for something else with that particular card that I purposely did not use.
Come to think of it, you had that.
You haven't had a fraudulent charge in a long time now, Tom, come to think of it.
I know, I know, I know.
It's It's just in twenty twenty two, they got these hackers breached Uber, accessing names, email addresses, phone numbers of fifty seven million people.
That's crazy that I didn't know that on Uber? Yeah, and they got everything? Was that on Uber? That's Uber? Yes, twenty twenty two. I don't know if that's when you're talking about. Yes, it was, it was twenty three.
I would try now and then and without fail, without fail, if I use Uber, I get hacked.
Oh, I remember, you would have charges, you'd have charges on your credit card from like a deli in New York.
City, Great or Miami. That's right, Yeah, that's it was crazy right.
Anyway, remember that time, Remember that time you had all those all those Amazon charges someone did on your Amazon account and Suzanne ratted me out.
Hey, Monty is texting Mark. He's going to want to hear it right after this. I'm Tom Martino. Go with a sure thing Denver's best roofer Excel Roofing dot com. You don't pay a cent until you're content. Time for an insurance check up free no obligation comparison call Compass Insurance paying too much your coverage at dozens of insurance companies find out now three oh three seven to seven to one help. You'll think you're his only customer when you choose Frank Durand the real estate Man dot com
to list your home with Remax Alliance. Three oh three nine two zero sixteen twenty two. Hey, I'm Tom Martine. You're a troubleshooter.
Three oh three seven one three talk seven one three eight two five five. So let's talk to Marie. Marie, I have some suggestions. Let me give them to you.
Okay, I have never encountered a drive away service that's worth the dam. They use college kids and all kinds of weird people who need to get somewhere, and they they cut them loose with your car. Don't do it, just don't do it. Now, What year is this car? What year making model? Just curious, you know, I.
Don't know, because what happened was my son was going to college. He needed a car, got through college, but the car needs has issues, and you know, he lives here, so now he has to get it here because he doesn't want to take all the time of putting all the time and money fixing it there driving it back because he doesn't have the money, really right.
And we can help you, and we can help you get honest people.
Yeah, I need it, that's what.
Okay. So I don't think I don't think there's a way to get it back here much cheaper.
One of the ways, one of the best ways is to hire a professional transport and get a bid.
Sometimes they can do it.
It's going to do, but we don't know who to do.
Because I'm gonna I'm going to tell you some good I'm going to tell you some good ones. I'm going to tell you some good ones.
I'm also but I've used both and great results. I don't know what they're going to charge. You're gonna have to ask him, or maybe they have referrals.
The next thing is the next thing is to pay someone to fly down there with a one way ticket and drive it back a friend or a neighbor or relative. Okay, that's one of the best ways. Those are the only two ways I would do it.
Yeah, it's not drivable, so a lot of the personal ticket.
Well, yeah, he can't.
I mean it's I don't know, three days to Florida, so it's he cannot drive.
What year is it?
Make it?
What year is it?
You know it's a cheap I'm not sure. Maybe twenty seventeen, I don't know.
Okay, listen, then what you do get it here or you seek someone down there reputable to get it fixed. That's probably the best deal ever, that's really the best.
I'm going to be.
Take it to a dealer then, or because he doesn't know.
Never kid, Well, we're we're gonna hold on. We're going to have to research that. I'll put it. I'll give it to a deputy who will research that for you.
Okay, Okay, give it to it.
Let's give it to a deputy. I mean, Kevin, isn't that the best? I mean, we can't assume the only honest people are here that I know, right, because we belong to.
A network in MAPP. But autocare centers that are all qualified through Triple A and BBB and the you know everything else. So I mean you can look up a number of different organizations are affiliated.
Yeah, I would get it fixed, then sell it. Sell it if you want to bring it back, bring it back. But that's what I would do. There's no way cheaper than getting it fixed. I swear to you, nothing cheaper. So Marie is Deputy Bo still there.
I'm still here. I'll take care of it. Give her a call and do some research.
Yeah, and then talk to Kevin Bo and see we get a recommendation to get that fixed for her. Okay, what area of Florida did you say, Marie?
He's in Stanford.
Yeah, I know the area. Yeah, they're they're good people. Hold on, Okay, now, Robert twenty sixty Nissan Ultimate how many miles.
About one hundred and thirty five.
And you're having trouble starting it all the time.
Well, there's something that just came up. But uh, but I mean at first it was so I was able to start it by touching the key fob to the button because they wouldn't start with my finger alone, so I started it. I would start with the with the key pup, touching the button. But then they would say.
That Kevin can handle that.
Yeah, sure, have you tried, yeah, the key pub.
Yeah, they keep well, keep up, has a new battery, has a new battery. Okay, and uh but even even when it starts.
In, it might have to be reinitiated. Kevin, Kevin can handle that, man, I'm serious. Sheridan Auto Tech Shardan auto tech dot com three oh three four five five seventy two forty two four five five seventy two forty two.
OK, we're out of time. We were.
We're out of time, bro. I mean, we'll get you back if you want to wait till Monday. Remember, people, I sincerely mean this. We're here to help you each and every day. Save all your problems for me
