Jamila Souffrant was on her way to retiring early by age 40 when she realized she was fed up with her long commute and wanted to work for herself. Learn how Jamila became a homeowner at 22 and how she's achieving financial freedom and independence even after quitting her 9 to 5 job. If you've been inspired by our work, please consider supporting the show by buying me a coffee here (make a one-time donation). For more resources mentioned, check out the show notes: https://podcast.thoughtcard.com/...
Sep 01, 2021•29 min•Season 5Ep. 9
Cinneah El-Amin (pronounced: sin-ee-AH el-AH-meen) is the founder of Flynanced , an online personal finance platform that teaches Black women who are blowing money fast early in their careers how to manage their money NOW. Since paying off $23,000 of student loan and consumer debt, Cinneah has amassed a net worth of $85,000, and she aims to reach a $1 million net worth within the next ten years. In this episode, we discuss what inspired Cinneah to begin her debt payoff journey and the practical ...
Aug 26, 2021•37 min•Season 6Ep. 82
Did you know attending college in Europe is more affordable than attending university in the United States? Jennifer Viemont discovered various ways students can receive a bachelor’s degree affordably in Europe. The best part is that no foreign language skills are required. With tuition averaging around $7,400 per year, there are over 1,800 English-taught programs in Europe. There are also hundreds of options under $4,000 and several that are tuition-free for international students. In this epis...
Aug 12, 2021•27 min•Season 6Ep. 81
Sarah Wilson is an enthusiastic travel agent who specializes in private travel and guided group tours. Sarah believes that travel is about experiencing the world and all that it has to offer. She doesn't only want to help you plan a vacation, but create once-in-a-lifetime experiences. Private options include private jets, private homes and villas, private islands, cruises, yachts, staff, events, and more. In this episode, Sarah reminds us that private doesn't mean pricey. Yes, luxury travel is m...
Jul 29, 2021•30 min•Season 6Ep. 80
Julia Menez is a travel hacking coach, speaker, and host of Geobreeze Travel Podcast , a travel hacking podcast. After traveling to more than 30 countries before the age of 30 and saving thousands of dollars each year by travel hacking, Julia distills the strategies from top travel hackers around the world on her show. She also prepares personalized points and miles plans for her private coaching clients. Through her podcast, Julia features a diverse roster of guests with experiences that are tr...
Jul 15, 2021•44 min•Season 6Ep. 79
Have you ever wondered how flight and hotel pricing works? Or why does flight pricing change so often? In this episode, Expedia’s Director of Revenue Optimization, Amy Cisneroz, shares what you need to know about pricing trends and how to get the best deal on your next trip. I’m so excited to share that Expedia is officially sponsoring The Thought Card Podcast this summer. To kick off this partnership, hear directly from Out Travel The System’s host Nisreene Atasi, the Senior Director of Global ...
Jul 01, 2021•22 min•Season 6Ep. 78
After creating two venture-backed startups and working in high-tech, Jay wanted a more indie balance to life. He started by automating his finances and planned to leave his golden handcuffs behind. That's when he discovered FI/RE and he has been actively involved in the community, building tools ever since. In this episode, Jay shares the important things we should consider before investing, in what order we can prioritize investing, and how forecasting tools can help us plan. Don't miss the ext...
Jun 24, 2021•35 min•Season 6Ep. 77
After saving for months, you are finally ready to set sail and go on that well deserved vacation. Hooray! However, if you're not careful, you can end up mismanaging your money and going over budget. Speaking from experience, this has happened to me on several occasions. In this episode, I share how to manage your money while traveling abroad and domestically. Tips include picking the right credit card to maximize travel rewards, carrying cash, monitoring your spending daily, using currency conve...
Jun 17, 2021•17 min•Season 6Ep. 76
If you're looking for a Cape Cod brewery with friendly staff, refreshing craft beer, great music, and delicious deep-dish pizza, this is the place for you. Recorded live at Bad Martha Brewery in Cape Cod, Massachusetts. Read blog post: https://thoughtcard.com/best-places-to-eat-in-cape-cod-food-guide/ Want more cheap flights, points and miles, and money-saving strategies? Below are all my best episodes neatly organized in Spotify playlists. 🎧 Binge my Cheap Flights Series 🎧 Binge my Travel Hac...
Jun 03, 2021•15 min•Season 6Ep. 75
Born in Cote d'Ivoire (a country in West Africa), to a Senegalese diplomat father, and West Indian lawyer mother, Meryanne Loum-Martin spent her early childhood in Ghana, London, and Moscow, before settling in Paris for a career in law. Then one day she decided she wanted to relocate and become a hotel owner in Marrakech, Morocco. Marianne owns and operates an eight-acre boutique hotel named Jnane Tamsna in Marrakech which boasts 24 rooms, five swimming pools, and a clay surface tennis court. Gu...
Jun 01, 2021•23 min•Season 5Ep. 8
I just launched a secret podcast called The Thought Card Club for those who love the show and want to access extended interviews, audiobooks, workshops, and bonus podcast episodes not shared on the public feed. As a member of The Thought Card Club , you'll get access to a private podcast feed that streams on your favorite podcast players like Apple Podcasts and Google Podcasts. So every time I release a new episode, you'll get it straight away. That means no need to log in and fumble around for ...
May 30, 2021•15 min•Season 6Ep. 74
Want to retire early but don't want to totally deprive yourself along the way? It's possible to take a balanced approach to a financial independence. Meet Jessica (Mrs. Fioneer), the co-founder of The Fioneers, a financial independence blog focused on the intersection between financial independence and lifestyle design. In this episode, Jessica shares how paying attention to her finances and reaching Coast FI has changed her life, afforded her the opportunity to walk away from a toxic job, pursu...
May 20, 2021•44 min•Season 6Ep. 73
A software engineer by day, Daniella Flores is a serial side hustler, entrepreneur, and the creator of the award-winning side hustle blog iliketodabble.com where she shares ways to side hustle online without leaving your home. When she isn’t globetrotting, you can find her playing with her 7+ animals, hustling, and working towards financial independence. In this episode, Danielle Flores shares how to create a lucrative side hustle, ways to manage all of your income streams, and how side hustling...
May 06, 2021•32 min•Season 6Ep. 72
Shivani Berry is the CEO and Founder of Ascend, a 6-week leadership development program for women. As a career coach, she helps women feel more confident and become better leaders. In this episode, Shivani shares how to advance in your career, develop soft skills, and tips for starting a business. If you've been inspired by our work, please consider supporting the show by buying me and the production team a cup of coffee here . For more resources mentioned, check out the show notes: https://podc...
May 01, 2021•23 min•Season 5Ep. 7
Debbie Arcangeles is the host of The Offbeat Life , a podcast where she interviews travelers who ditched their 9 to 5 to become location independent. Debbie is also the founder of Howtocreateapodcast.com , a podcast consulting agency where she helps online bosses gain authority and income through podcasting. Prior to starting her location-independent business, she worked as a photojournalist, traveling to Central America, the Middle East, and Asia, photographing remote areas and indigenous peopl...
Apr 22, 2021•31 min•Season 6Ep. 71
Finding cheap flights is one way to travel more for less (and it’s a personal favorite). So, how do I find the best airfare deals around? Introducing 'Thrifty Traveler Premium, ' a flight deal email notification service! Jared Kamrowski, the founder and CEO of Thrifty Traveler, has joined me to share how to find the best flight deals and why an annual subscription is worth it. He also shares how the pandemic continues to impact the airline and credit card industry and makes predictions for post-...
Apr 08, 2021•26 min•Season 6Ep. 70
Sophal Pettit was a young child when the Pol Pot Revolution happened in Cambodia. Sophal and her family are survivors of a time called The Killing Fields of Cambodia . They came to the United States with nothing but their lives. In this episode of Millennial Wealth Builders, Sophal Pettit shares her story of surviving a coup and how she improved her finances throughout her life. She also shares the benefits of hiring a financial coach and how she co-founded a financial services business with her...
Apr 01, 2021•42 min•Season 5Ep. 6
Welcome back, financially savvy travelers! It feels good to be back with new episodes every other Thursday for Season 6 of The Thought Card Podcast. This episode is pretty special because I realized that although I've been podcasting for almost three years, I haven't shared my story. How did I become a financially savvy traveler? Good question. In this episode, I share how I became who I am and where I see myself moving forward. ✨ Book a Travel Savings Strategy Session! In this 1:1 session, we’l...
Mar 25, 2021•32 min•Season 6Ep. 69
This is the final episode of the author series - thank you for tuning in and I encourage you to go back and listen to previous episodes. As promised, I'll be back with new episodes of The Thought Card Podcast starting April 4th. In this episode, I share how my editor has helped me grow as an author and why indie authors should consider hiring editors. Want to write a non-fiction book this year? Join my 6-week Writing Intensive Program which starts April 4th, 2021. Enroll by Friday, March 5th bef...
Mar 05, 2021•10 min•Season 6Ep. 68
Rejection comes in so many shapes and sizes for indie authors — maybe you get a bad review, your book sales are low or you are not feeling confident about your work. In this episode, I share ways I've gotten rejected and how I pushed past those difficult moments. Want to write a non-fiction book this year? Join my 6-week Writing Intensive Program which starts April 4th, 2021. Enroll by Friday, March 5th before doors close. Reserve your spot here: https://danielledesir.com/intensive Hey, are you ...
Mar 04, 2021•15 min•Season 6Ep. 67
On Day 5 of the Author Series, I share some of my favorite ideas for promoting books. Want to be a guest on more podcasts? Check out my masterclass, Nail Your Podcast Guest Pitch Email . Want to write your non-fiction book this year? Join my 6-week Writing Intensive Program which starts April 4th, 2021. Enroll by Friday, March 5th before doors close. This cohort is limited to 12 writers -- reserve your spot here: https://danielledesir.com/intensive Follow Danielle Desir on Instagram: @thedaniell...
Mar 03, 2021•13 min•Season 6Ep. 66
On Day 4 of the Author Series, I detail why you should recruit beta readers and how to find potential readers who would be willing to offer feedback and promote your book. Want to write your non-fiction book this year? Join my 6-week Writing Intensive Program which starts April 4th, 2021. This cohort is limited to 12 writers -- reserve your spot here: https://danielledesir.com/intensive Follow Danielle Desir on Instagram: @thedanielledesir Read my books: Affording Travel Traveling With A Full-ti...
Mar 01, 2021•13 min•Season 6Ep. 65
Minda Harts is the award-winning and best-selling author of The Memo: What Women of Color Need To Know To Secure A Seat , a career development book for women of color in the workplace. She is also the CEO of The Memo LLC, a career development platform for women of color, and an Assistant Professor at NYU Wagner. In this episode of Millennial Wealth Builders , Minda Harts shares the challenges women of color face in the workplace, how to take control of our careers, and the impact publishing The ...
Mar 01, 2021•11 min•Season 5Ep. 5
On Day 3 of the Author Series, I detail how to outline your book and why it's so important. Here's a quick tip, use your outline as a guide but also transform it into your table of contents! Want to write your non-fiction book this year? Join my 6-week Writing Intensive Program which starts April 4th, 2021 -- reserve your spot here: https://danielledesir.com/intensive Follow Danielle Desir on Instagram: @thedanielledesir Day 1 of Author Series on Instagram - Getting Started As A Self-Published A...
Feb 28, 2021•11 min•Season 6Ep. 64
Before you start writing your next book, set writing expectations that will help you cross the finish line. On Day 2 of the Author Series, I detail how to find the right time to write and how to identify your metrics of success. Join my 6-Week Writing Intensive Program which starts April 4th, 2021: https://danielledesir.com/intensive Follow Danielle Desir on Instagram: @thedanielledesir Day 1 of Author Series on Instagram - Getting Started As A Self-Published Author Day 2 of Author Series on Ins...
Feb 27, 2021•18 min•Season 6Ep. 63
Less than 2% of hotel owners are People of Color and even fewer are women. Davonne Reaves and Jessica Myers are the youngest Black women to own a hotel property under a major chain. As the founders of Epiq Collective, they are on a mission to teach people how to become hotel owners. Epiq Collective helps investors collectively invest in commercial real estate opportunities. In this episode, discover four ways to invest in hotels and why it's important to build several streams of income. For more...
Feb 01, 2021•21 min•Season 5Ep. 4
Athena Valentine Lent is fighting the good fight to bring financial education to people who look like her. Her family didn’t know much about money, budgeting, or bank accounts. Then when Athena was a freshman in high school, her mother passed away. Immediately, she became a homeless teen on a rocky path. Fortunately, her uncle inspired her to go to college, get an education, and turn her life around. Today, Athena’s work as a program manager for a nonprofit allows her to promote the importance o...
Jan 25, 2021•27 min•Season 5Ep. 3
As we wrap up 2020 and start a new year, I wanted to share some of my favorite highlights including getting married, writing new books, starting new income streams, and more. I will be back with new episodes starting Thursday, April 1st. Thanks for listening! In the meanwhile listen to past episodes of the podcast - we have over 75 episodes including Millennial Wealth Builders , the 12-part audio docuseries highlighting women of color building wealth. Also, don't forget to leave me a rating and ...
Jan 12, 2021•23 min•Season 4Ep. 62
Although Black travelers spend over $109 Billion on travel annually, we are grossly underrepresented in travel marketing. Black travel content creators are passed up for media and employment opportunities as well as paid campaigns. We are not paid equitably, and many travel brands neglect to market directly to us. Black Travel Alliance is changing that. Support the show by donating today. Click here to donate . Black Travel Alliance (BTA) is a group of Black travel content creators worldwide on ...
Dec 27, 2020•20 min•Season 4Ep. 61
How has the pandemic affected self-published authors? In this episode, we chat with Michelle Jackson and Gertrude Nonterah about the challenges they have face writing books during the pandemic. They candidly share how they have pivoted their focus and what motivates them to continue writing despite the obstacles. Support the show ( https://www.buymeacoffee.com/danielledesir ) Michelle Jackson is a blogger, freelance writer, host of Michelle is Money Hungry podcast, and the author of non-fiction ...
Dec 03, 2020•45 min•Season 4Ep. 60